Dreaming of your perfect holiday? Well, that dream may come to a screeching halt, unless you have some money squirreled away. But what if there was another way to pay for it? Holiday loans are unsecured loans you can use to borrow money to pay for your holiday. After that, you just repay in flexible instalments over a longer period, just like you would with any other loan. It’s convenient and affordable, that’s true. But how can it help you achieve the perfect holiday experience?
What Can Holiday Loans Help Pay For?
You know that holiday loans can help you out with costs and whatnot, but do you know exactly what expenses you can cover with the money you borrow? Let’s take a look at some of the options.
Flights & Transportation
The first thing people book when organising a holiday is the flight, for multiple reasons:
- The earlier you book and pay, the cheaper it is
- Your dates need to be set and ready
- You may want flexibility for other aspects, such as accommodation
Flights are expensive, especially if you’re planning on flying in first class, so it makes sense to get a loan to cover this cost. You can pay it off completely in one go, and then just repay the loan in flexible instalments over the course of several months, as you can afford it.
Hotels & Accommodation
Another major expense that will take up a massive part of your budget is, of course, the hotel and other accommodation you may require. Sure, staying in hostels can be fun and exciting if you’re 18 and have a built-in resistance to smells and mysterious foreign substances, but a lot of people will not be willing to sacrifice their comfort, and that is perfectly understandable. 5-star hotels must be experienced at least once in a lifetime, and a holiday loan is the perfect excuse, isn’t it? Just make sure you browse several options to get the best prices.
Car Hire & Travel Guides
You’re probably not going to know how to get around the place you are visiting, which means that you need some help. Now, that help can come in multiple ways, or more accurately, it can be bought. A car hire can go a long way, as having someone to wait for you at the airport and take care of your baggage can save you a lot of stress and anxiety. They’ll just pick you up and drive you wherever you need to go. A travel guide is also an excellent thing to invest in, as they can provide you with tremendous help and information about local sights and culture.
Travel Insurance & Other Expenses
I know you don’t want to think about getting ill or injured on holiday, but unfortunately, that’s something that can happen and something to be prepared for. You do not want to get stuck paying medical bills overseas, especially in countries where they do not have socialised medical care. You can rack up quite the bill for a hospital stay or even just an ambulance ride, so travel insurance can save you all that cash.
What Kind Of Trips Can You Take?
Ok, so holiday loans can actually be pretty helpful! But can you use them for any kind of trip? Where can you go with holiday loans? Here are some suggestions.
Trips With Friends
You don’t need a special occasion to take a fun trip with your group of friends! But what you do need is money to pay for the holiday, especially if it’s a late-night impromptu booking after one too many drinks. Holiday loans can’t help with the hangover you’re going to suffer from the morning after, but they can help cover the costs of this spur-of-the-moment friend trip. Just make sure you take every precaution and stay safe on your exciting adventure. Here is some valuable foreign travel advice.
The beauty of travelling is that you don’t need to stick to what you know, and can instead go out and see so many beautiful and special places far away from home. Travelling abroad is always exciting, whether you’re doing it alone or with friends, but it is also more expensive than just a trip around the UK. For once, you need to pay for a flight, and depending on how many tourists your destination attracts, accommodation can be pricy, as well. A holiday loan is the perfect financing solution for a trip like this.
Congratulations on getting hitched! May you be as happy as you were on your wedding day for the rest of your life! Do you know what comes after marriage? If you said babies, you’re getting ahead of yourself, because the honeymoon comes first. But in order to go on this lovebird holiday, you do need some extra cash, and that may be gone with all the wedding festivities. What do you do? Get a holiday loan!
You’re done with school and heading for university next, and that is a reason to celebrate! However, perhaps you’re not quite ready for more education just yet and would like to take a break. Plenty of students take a gap year to travel, explore the world and get to know themselves, so it’s not at all a bad idea. However, it’s an idea that can require a lot of money, but you know what to do to get it.
All in all, holiday loans can offer a tremendous amount of help with planning holidays and other trips. You don’t always have enough money saved up for an amazing foreign holiday, but a holiday loan is always there to be used, should you need it to cover costs for hotels, flights, or even extra expenses, like insurance. Take a look at the requirements you need to meet and apply as soon as possible. The sooner you get it, the sooner you can leave! Have a safe flight!