• Home
  • Authors
  • Write for us
  • Advertise
  • Contact
  • Privacy Policy
  • Terms and Conditions
Thursday, April 15, 2021
No Result
View All Result
ABC Money
PR Fire Press Release Distribution
  • News
  • Business
  • Economics
  • Finance
    • Investment
    • Tax
    • Mortgage
  • Property
    • Utilities
  • World
  • Technology
  • Fashion
  • Health
  • Holidays
  • News
  • Business
  • Economics
  • Finance
    • Investment
    • Tax
    • Mortgage
  • Property
    • Utilities
  • World
  • Technology
  • Fashion
  • Health
  • Holidays
ABC Money
No Result
View All Result
Home Automotive

Take This Car Insurance Quiz to See How Well You Know the Ins and Outs of Car Insurance

by Debora Marcus
07/04/2021

Car insurance is often confusing and the rules are ever-changing. If you think you’ve got a good handle on the ins and outs of vehicle insurance, we’ve put together a Car Insurance Quiz to help test your knowledge!

What Does Comprehensive Coverage Not Actually Cover?

  1. Collision damage
  2. Flood damage
  3. Animal striking
  4. Car Theft

Answer: A

Explanation: Interestingly, the term comprehensive coverage is not as all-inclusive as it sounds. Comprehensive coverage is there to supplement your main collision insurance coverage and pays for any damage to your car not caused specifically by a collision. If your car is damaged by a natural disaster, stolen by a thief, or damaged by an animal, comprehensive coverage is the policy that will be paying for your damages.

What Does Bodily Injury Liability Cover?

  1. It pays for damages inflicted on another person only if they go to the hospital as a result of a crash.
  2. It pays for damages inflicted on yourself and others if either of you go to the hospital as a result of a crash.
  3. It pays for damages caused by your body or the bodies of those in your car during the accident.
  4. It pays for any bodily injuries sustained in a crash that you are responsible for.

Answer: D

Explanation: Bodily Injury Insurance is enacted when you are determined to be the one legally responsible for an accident. It covers all injuries to those involved in your crash including yourself, passengers, and the driver and passengers of other cars. The other scenarios on our list are covered by other policies but do not fall under BI Liability Coverage.

Which Factor is Not Referenced When Determining Your Insurance Rates?

  1. Driver Age
  2. Driving experience and record
  3. Vehicle color
  4. Vehicle safety features

Answer: C

Explanation: The color of your car being important in determining insurance premiums is a widespread myth. While police officers may be more likely to notice or pull over certain car colors, insurance companies do not take this into account when setting a premium. The other factors on the list all make much more of a difference in the rates you will be paying and have a large impact on your yearly insurance cost.

Do you need car insurance to own a car?

  1. Yes
  2. No
  3. Depends on the state

Answer: A

RelatedPosts

5 Top Reasons Why We Should Buy Honda Beat

Why Xmax is Better than Nmax?

7 Secrets Your Auto Insurance Agent Isn’t Telling You

Four Things You Need To Know About Car Parks In 2021

Load More

Explanation: Technically, you can purchase a vehicle from a dealer without having insurance for that car. A dealer will not let you leave their lot however without you first providing proof of insurance to operate the vehicle. The only caveat to this answer is that yes, you could technically buy a second-hand car from someone and drive it home without insurance, but this would be illegal and land you in legal trouble.

Can You Buy Car Insurance After A Car Accident?

  1. Yes
  2. No
  3. Depends on the state
  4. Only if you lie to the insurer

Answer: B

Explanation: Unfortunately, as nice as it would be, there are no car insurance companies that offer retroactive car insurance. When you purchase insurance, it can be set up to start on a specified day and time, but never in the past. Even if you were able to purchase car insurance after an accident, you’d still be in legal trouble for not having insurance at the time of the accident.

Previous Post

Small business owner? 4 ways to reduce your environmental footprint

Next Post

7 proven tips how Instagram reels can promote your brand

Related Posts

Why Xmax is Better than Nmax?
Automotive

5 Top Reasons Why We Should Buy Honda Beat

06/04/2021
Why Xmax is Better than Nmax?
Automotive

Why Xmax is Better than Nmax?

06/04/2021
7 Secrets Your Auto Insurance Agent Isn’t Telling You
Automotive

7 Secrets Your Auto Insurance Agent Isn’t Telling You

23/03/2021
Next Post
5 Ways to Promote Your Business on YouTube Shorts

7 proven tips how Instagram reels can promote your brand

5 Ways to Promote Your Business on YouTube Shorts

5 Ways to Promote Your Business on YouTube Shorts

Games with the Worst Odds

Games with the Worst Odds

Latest News

Changpeng Zhao Confesses His Fortune Lies Almost 100% In Digital Assets

Changpeng Zhao Confesses His Fortune Lies Almost 100% In Digital Assets

10/04/2021
Design Points to Keep in Mind While Customizing Yard Signs

Design Points to Keep in Mind While Customizing Yard Signs

15/04/2021
BPO Philippines: The Digital Economy Drives Growth

BPO Philippines: The Digital Economy Drives Growth

15/04/2021
How Long Does It Take to Repair Credit?

How Long Does It Take to Repair Credit?

15/04/2021
Which One is a better choice: Gummies or Delta 8?

Which One is a better choice: Gummies or Delta 8?

15/04/2021
Benefits Of Choosing A Good Online Payroll Management Software

Benefits Of Choosing A Good Online Payroll Management Software

15/04/2021

Social

Contact

For editorial enquiries:

editorials@abcmoney.co.uk

For advertising enquiries:

advertise@abcmoney.co.uk

Top Topics

  • News
  • Business
  • Finance
  • Property
  • Technology
  • Investment

Guides

  • Best UK Bridging Loans
  • Best UK Secured Loans
  • Best UK Commercial Mortgages
  • Best UK Business Loans
  • Best UK Payday Loans
  • Best Sites for International Money Transfers
  • Best Press Release Distribution Service

Social

  • Home
  • Authors
  • Write for us
  • Advertise
  • Contact
  • Privacy Policy
  • Terms and Conditions

© 2020 ABC Money

No Result
View All Result
  • Write for us
  • Contact
  • About Us
    • Authors
  • News Desk
    • Business
    • Finance
    • Property
    • Technology
    • Investment

© 2020 ABC Money

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.