Online shopping is part of everyday life now. Many people use virtual prepaid cards for personal spending. They are easy to use, secure, and help control budgets. This article explains how these cards work, what they do, and why dollar cards are popular for online spending.
What is a virtual prepaid card?
A virtual prepaid card is a payment method that exists only online. It has no physical form. To pay online, you use the card number, expiry date, and CVV code. You add money to the card before using it. Spending is limited to the amount you put on it. This helps avoid overspending and makes it easier to manage money. These cards do not offer credit. You only spend what you load, which lowers risk.
The US dollar is the main currency used worldwide. Many large online stores accept payments in dollars. This makes costs clearer and easier to predict. Dollar cards are often used to pay for subscriptions, digital products, software, games, and other online services.
Advantages of virtual prepaid cards
Virtual prepaid cards are safe, help control budgets, and work for many types of purchases. They are not linked directly to your bank account. If fraud is suspected, you can block the card without risking your main funds. Since the balance is limited, you cannot spend more than planned. Many online stores accept these cards. You can usually get one within minutes after signing up. Some services let you get a card without full ID checks, which gives more privacy.
These cards suit different needs. They work well for subscriptions like streaming, software, and learning platforms. You can buy digital goods such as games, ebooks, music, and in-game items. They are good for shopping online for clothes, electronics, or home goods. You can also use them to book flights, hotels, or pay freelancers and remote workers. Limited balance makes them good for small regular expenses when you want to stick to a budget.
Overview of virtual dollar card services
Here is a quick look at some popular providers: PSTNET, Ezzocard, and Volet. Below are the main points about each.
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PSTNET
PSTNET offers virtual cards suitable for all kinds of online payments. These cards can be used for advertising, subscriptions, online shopping, flight bookings, hotel payments, and any other dollar-based online transactions. To get an online prepaid Visa card, register on the platform and top up your deposit with the amount you need. Then buy the virtual card. There’s no limit on how many cards you can issue.
Some perks include no fees for transactions, withdrawals, or blocked/frozen cards. You choose how much to top up, with no limits or restrictions.
Key info:
- Top-up methods: 18 cryptocurrencies (including BTC, USDT (TRC20, ERC20), ETH), Visa/Mastercard, and bank transfers (SEPA/SWIFT)
- Registration: via Google, Telegram, WhatsApp, Apple ID, or email
- Security: 3D Secure, two-factor authentication
- Support: 24/7 support via Telegram chat and other channels
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Ezzocard
If you prefer not to register, Ezzocard is a good choice. You can buy a virtual card without creating an account. Just visit the site, pick the amount, and purchase the card. It’s a one-time use card accepted by most international stores.
This option is ideal for one-off payments like buying something from an overseas marketplace. They accept cryptocurrencies and Visa cards. Amounts range from $10 to $2000. The card issuance fee is included in the price, but transaction fees don’t apply.
Key info:
- Top-up methods: 9 cryptocurrencies (BTC, USDT TRC20, and others)
- Registration: none needed
- Security: one-time cards without advanced protection features
- Support: 24/7 chat support on the website
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Volet
Volet offers both virtual and physical cards supported by major payment systems: Visa, Mastercard, and UnionPay. These prepaid cards are only available to residents of the EU.
Fees for using the card are $0.20 per transaction in the card’s currency. For purchases in other currencies, there’s a $0.20 fee plus 2% currency conversion. The fees are fairly low, but there is a charge for currency conversion when making purchases in other currencies. Setting up an account requires creating a crypto wallet and activating it through the app, so it can take a bit longer compared to some other services.
Key info:
- Top-up methods: BTC, ETH, LTC, bank transfers, and Visa/Mastercard transfers
- Registration: requires creating a crypto wallet and activating an account via the app
- Security: two-factor authentication
- Support: 24/7 support through the app
What to consider when choosing a service
When picking a virtual prepaid card, check the currency. Dollar cards are best for international use. Look at fees for issuing, topping up, and currency exchange. See how easy it is to add money. Check the card’s expiry and if you can renew or replace it. Good customer support and a trusted provider matter for security and ease.
Limitations of virtual cards
Virtual prepaid cards have limits. They might not work for big purchases because of spending caps. Some shops want a physical card to confirm payments. Currency exchange fees might still apply. Not all providers let you get a card without ID checks. This can limit access.
Conclusion
Virtual prepaid dollar cards help manage online spending safely. They make payments easier, lower risks, and help with budgeting. Choosing the right provider and reading the terms carefully makes these cards useful in daily life.