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B2Broker Presents B2Trader Brokerage Platform – Who Can Benefit From This Tool?

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The crypto market is experiencing rapid growth, with Bitcoin reaching its historical peak and the total market cap exceeding $2.37T. With over 20,000 coins and 300 million traders, crypto is becoming a more appealing trading option, fueled by innovative business models and technologies like L2 solutions and blockchain protocols.

In response to this booming crypto demand, B2Broker has released the B2Trader Brokerage Platform (BBP), a crypto spot broker solution designed to help businesses capitalise on this growing trend.

Who Can Benefit from B2Trader?

B2Trader is a powerful solution for crypto brokers (CFD and Derivatives), OTC brokers, FOREX brokers, multi-asset and multi-market brokers, market makers, liquidity providers, payment systems, and even banks to follow the market trends and enter the fastest-growing industry. Here’s how each business model is able to utilise BBP:

FOREX Brokers and Crypto Brokers

B2Trader is a valuable addition to any FOREX brokerage, presenting a unique opportunity to offer crypto spot trading, crypto spot trading alongside traditional platforms like MT4, MT5, and cTrader and thus attracting a new segment of crypto traders interested in physical delivery or ownership. It enables revenue generation through commissions, markups, and effective risk management. 

B2Trader also allows regulated FX brokers to separate their digital asset trading under a different license, promoting strategic diversification and maintaining a competitive advantage. 

B2Trader also benefits crypto brokers. Thus, brokers focusing on crypto CFDs, using crypto as collateral, and offering a mix of FX and crypto CFDs can enhance existing solutions with crypto spot trading. Integrating B2Trader provides a strategic advantage for brokerages, allowing them to adapt to market trends, offer highly-demanded crypto spot trading, and meet client expectations.

Market Makers and Liquidity Providers

With B2Trader, market makers can achieve competitive spreads, optimise pricing, and enable smart routing execution across different venues.

Market makers can also use B2Trader to access multiple exchanges and consolidate liquidity efficiently, while liquidity providers can benefit from this tool by adding cryptocurrencies to their asset offerings, which can greatly boost their appeal to brokers, hedge funds and professional traders. B2Trader streamlines this process, equipping liquidity providers with essential tools to expand their market reach and accelerate their earnings.

EMIs, Payment Systems, and Banks

For EMIs, PSPs, and banks, B2Trader provides a strategic edge by enabling diverse asset management, monitoring, and liquidity pool creation. With this tool, it becomes possible to add crypto services to their existing operations, net all transactions, as well as offer crypto accounts and enable instant swaps.

BBP offers numerous opportunities to enter the expanding realm of cryptocurrency. The flexibility of B2Trader, combined with its API and a set of key components, makes it compatible with any business model.

What B2Trader Offers to Its Users

B2Trader is a robust tool for enterprise-scale brokers designed to serve modern financial markets. The tool is capable of handling 3000 trading instruments and processing up to 3000 requests per second. It provides real-time market data updates and ultra-fast order execution, which can be enhanced by upgrading cloud resources and computing.

Advanced Technology

BBP’s key focus is reliability, scalability, and security. This is achieved by using the latest tools and protocols, such as AWS, MongoDB, and the FIX protocol. 

Thus, BBP is hosted on AWS for its dependable infrastructure, reducing hardware risks. It utilises MongoDB and Amazon Redshift for data management and includes TradingView for market insights. 

Scalable deployments are supported by Kubernetes and Docker, while CloudFlare guarantees DDoS protection. The FIX protocol boosts B2Trader’s efficiency and reliability. You can see the complete list of protocols and technologies below:

Effective Integrations

Developed by B2Broker, B2Trader comes with powerful integrations such as a trading platform, Trading User Interface, OMS, pre-trade and post-trade control, advanced White Label options, liquidity management system, mobile applications, technical documentation, CRM, back office, blockchain wallets for processing and collecting coins and tokens, REST and FIX API protocols, and blockchain management system that enables automatic payouts and settlements.

B2Trader is available as a turnkey solution or can be integrated with any CRM via REST API. 

Additionally, integration with Marksman, a crypto liquidity distribution engine, allows B2Trader to streamline administration and ensures market updates with the latest data.

Marksman enables crypto brokers to quickly link to top exchanges by requiring API credentials upon account opening. It also enables the creation of diverse liquidity pools, assigning execution and routing rules, and establishing failover protocols.

“Today, B2Broker is a leading name in the FinTech industry. We began operating in the FOREX industry in 2014 and have been developing solutions for the crypto industry since 2017. B2Broker has earned multiple awards and recognitions, and our years of experience have allowed us to understand what the market needs exactly.

That’s why we created B2Trader. It’s our answer to the changing trends in finance. We have poured 18 months of hard work and over $5 million into B2Trader. BBP is built by our dedicated in-house team of 40 engineers, each contributing to a solution that truly meets the demands of today’s brokers. In the next 12 months, we are planning to double the team and enhance our offerings even further!”

— Arthur Azizov, CEO and Founder of B2Broker

Cultural Perspectives on Gambling in Malaysian Society

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In the rich tapestry of Malaysian society, gambling occupies a unique and complex role, deeply intertwined with cultural traditions, social norms, and economic dynamics. From traditional pastimes to modern gaming trends, the cultural perspectives on gambling in Malaysia offer a fascinating glimpse into the attitudes, beliefs, and practices that shape the country’s gambling landscape. As platforms like Victory996 continue to thrive in this diverse milieu, it becomes essential to explore the cultural nuances that influence gambling behavior in Malaysian society.

Historical Context

Gambling has deep roots in Malaysian culture, dating back centuries and encompassing a wide array of traditional games and practices. Gambling in Malaysia is not merely a pastime; it reflects the intricate tapestry of the nation’s history and cultural heritage. 

The diverse ethnic groups that comprise Malaysia have each contributed their own unique gambling traditions, enriching the country’s gaming landscape. Traditional games such as “Congkak” and “Mahjong” have been passed down through generations, serving not only as forms of entertainment but also as symbols of cultural identity. Moreover, the historical context of gambling in Malaysia extends beyond recreational pursuits, often intertwined with religious festivals and ceremonial events, where games of chance are seen as a means of invoking luck and prosperity.

However, the evolution of gambling in Malaysia hasn’t been without its challenges. As the country modernizes and embraces globalization, traditional forms of gambling have encountered increasing scrutiny and regulation from authorities. This tension between preserving cultural heritage and addressing societal concerns about addiction and crime has led to a complex and evolving legal framework surrounding gambling activities. 

Despite these challenges, gambling remains deeply ingrained in Malaysian society, reflecting its rich cultural mosaic and serving as a testament to the enduring appeal of games of chance throughout history.

Religious and Moral Considerations

Despite its historical significance, gambling is often viewed through a lens of religious and moral scrutiny in Malaysian society. Islam, the predominant religion in Malaysia, prohibits gambling, leading to varying degrees of social stigma and condemnation among devout Muslims. However, cultural attitudes towards gambling are diverse, with many Malaysians participating in gambling activities as a form of recreation and social interaction.

Social Bonds and Community Cohesion

In Malaysian society, gambling serves as more than just a means of entertainment; it fosters social bonds and strengthens community cohesion. From friendly card games among neighbors to festive gatherings centered around traditional gambling rituals, gambling activities often serve as catalysts for interpersonal relationships and collective experiences.

Economic Imperatives

For many Malaysians, particularly those from lower-income backgrounds, gambling represents a potential pathway to economic advancement and prosperity. Lottery games, betting on sports events, and other forms of gambling are viewed as opportunities to escape poverty and improve one’s financial situation, albeit with inherent risks and uncertainties.

Modernization and Online Gambling

In recent years, the advent of online gambling platforms like Victory996 has introduced new dimensions to Malaysia’s gambling culture. With the convenience of mobile technology and the allure of virtual gaming environments, online casinos offer a contemporary interpretation of gambling that transcends traditional cultural boundaries.

Government Regulation and Social Responsibility

The Malaysian government plays a crucial role in shaping the cultural landscape of gambling through regulatory frameworks and public policies. While gambling is legal in certain forms, strict regulations are in place to mitigate the potential negative consequences, including addiction, financial hardship, and social disintegration. Responsible gambling initiatives, supported by both the government and industry stakeholders, aim to promote safe and healthy gambling behaviors while addressing the broader societal impacts of gambling.

Conclusion

Cultural perspectives on gambling in Malaysian society reflect a complex interplay of tradition, religion, economics, and social dynamics. From ancient customs to modern innovations, gambling occupies a multifaceted role in the lives of Malaysians, offering a window into the rich diversity of the country’s cultural heritage. As platforms like Victory996 continue to shape the future of gambling in Malaysia, it is essential to navigate these cultural nuances with sensitivity, awareness, and a commitment to responsible gambling practices. By embracing the cultural complexities of gambling, Malaysia can harness its diverse heritage to foster a vibrant and sustainable gambling landscape for generations to come.

Unlocking the Tax Advantages: The Impact of Life Insurance on Your Finances

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You’ve more than likely heard of life insurance, but you might not have all the details about it, and you might not quite know what it can do or even why you need it. Let’s look at why life insurance is such a crucial part of life itself and how it can come with a range of tax benefits that might make it more tempting to put in place. Read on to find out more.

What Is Life Insurance?

What is life insurance? It should be a simple enough question, but there are many nuances when it comes to this kind of insurance, and it’s wise to know as much about it as possible before you sign up for any particular policy. In essence, life insurance is a contract between a person and their chosen insurance company, where the individual pays (usually) monthly premiums. In return, the insurance company would pay a lump sum – known as a death benefit – to the beneficiaries the insured specified in the policy.

The money the beneficiaries receive will depend on how much the policy is for. Still, the minimum amount to choose should be enough to pay off any outstanding debts (including a mortgage, if need be) and leave some left over to help cover other expenses like funeral costs and everyday living.

There are a few different types of life insurance policies, including life term insurance, whole life insurance, universal life insurance, and variable life insurance, and each type has various pros and cons, so it’s a good idea to speak to the experts who can help guide you in the right direction.

Tax Benefits Of Life Insurance

One of the most significant advantages of life insurance is that it has various tax benefits attached to it, including both during the policyholder’s lifetime and when they die. Some of the tax benefits are as follows:

Tax-Free Death Benefit

Life insurance’s main tax advantage is that the death benefit paid to the beneficiaries is generally tax-free, so you can rest assured that a big tax bill won’t reduce the money your loved ones receive after you pass away.

Of course, there will always be exceptions, one of which is if the insurance was bought through an employer, but if you choose wisely and have a good policy such as Capital Assurance Vie, all should be well.

Tax-Deferred Cash Value Growth

For policies like universal life and whole life insurance, some of the premiums paid will go towards building some cash value within the policy, and there won’t be any tax owed on that cash value as long as the funds remain in the policy.

If that sounds complicated, don’t worry – it just means that your money can grow faster than other types of investments, and you won’t have to pay tax when it does grow, so you can keep more of it and reap higher rewards.

Tax-Free Policy Loans And Withdrawals

Again, this will depend on your policy type and where you’re based, but in some cases, you can access the life insurance policy’s cash value through a policy loan or withdrawal. In most cases, the money you borrow won’t be subject to income tax as long as you’re still paying the policy at the same time.

However, it’s essential to know that if the loans are still outstanding when you die, that might mean your beneficiaries get less when the policy is paid out, so working out a repayment plan is a vital part of borrowing the money.

Estate Tax Planning

Life insurance can also play a big part in estate planning because it’s a way to pay off debts, taxes, and other expenses. Because the death benefit assets aren’t included in the estate’s taxable assets, the policyholder can pass on assets to their chosen beneficiaries without paying tax on them.

In the end, life insurance is a hugely vital policy to have in place, whether you want to provide for your loved ones after your death, reduce your estate’s taxes, or have peace of mind that everything’s covered. It’s wise to speak to experts and get all the facts before deciding because some policies won’t be suitable, and it will depend on your ultimate plans as to which one will be best.

For Oleg Bakhmatyuk, the Ukrainian Agricultural Sector is an Inspiration for the Whole Industry

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Launched in February, the UK-Ukraine TechExchange program aims to establish partnerships between technology startups of both countries. The goal is to invest in areas such as defense and agriculture, with Ukraine helping the UK to scale up its military industry and, in turn, UK-based businesses provide drones and other unmanned aerial vehicles (UAVs) that can be applied both in defense and agriculture.

According to Oleg Bakhmatyuk, founder and CEO of Urklandfarming, a group of major agricultural companies in Ukraine and globally, it is the combination of the agricultural and defense industries that helped the country find resilience throughout the past years of conflict. However, the good results have prompted negative responses in other European Union countries, such as it is the case of Poland.

Polish farmers have recently blocked the roads on the country’s border with Ukraine as a form of protest against the EU’s policies on climate change and the end of the wave of customs duties. As a consequence, Russia has gained an advantage in providing agricultural supplies to the EU. In this case, Poland imported more than 12,000 tonnes of grain from Russia between January 2022 and May 2023, a decision that did not inspire any kind of protest.

To Bakhmatyuk, the EU’s economic security policies should aim to replace Russian supplies with Ukrainian, but that is not what happened: “For some reason, blockades are being imposed against Ukraine, but Polish agricultural producers have complaints about the EU’s economic policy, not Ukraine.”

However, such protests may come aligned to other similar occurrences found in other European countries, as farmers fear Ukraine joining the European Union. For the founder of Urklandfarming, this is a rather primitive concern. “The future of the European Union, including Ukraine, lies in joining forces and strengthening the EU’s competitiveness in global food markets. Such a consolidation of efforts will create a single large and independent player, which is the way to significantly increase the economic capacity of the European Union”, he explains.

An example of partnership and conciliation cited by Bakhmatyuk is the case of sunflower production. In 2022, Ukraine has exported almost 3 million tonnes of the plant, a significant increase in the average yearly production of 15,000 tonnes. However, Bulgarian farmers did not have the same production level, whereas Ukraine had a serious problem with processing facilities.

“In the case of Bulgaria, it was not a conflict, but a synergy: we did not export sunflower for a certain period of the season until the local farmers sold the crop”, explains the founder of Urklandfarming. “Then, we helped local crushers to a great extent and, thanks to the export of Ukrainian sunflower, they have loaded their processing plants and are successfully selling their products. Everybody benefited.”

Another example is Romania, which has significantly strengthened its position as an exporter thanks to Ukrainian grain. So much so that the Romanian Constanta port has reached historic volumes in 2023: 36 million metric tons of grain were exported last year, an increase that goes up 50% from the previous year.

In the meantime, the export corridor has also been working well towards this objective. For Bakhmatyuk, this is not a miracle but the result of hard work and efforts by the Ukrainian government, defense forces, and Ukrainian agricultural producers. “Last year, Ukraine managed to get closer to the pre-war 2021 port transshipment figures. In January 2024, 12 million tonnes of products, a decrease of only 2 million tonnes”, he argues. “To get figures back to normal though, the security in the Black Sea must be maintained, Then, gradual growths in maritime exports would be able to be observed.”

In regards to the future, the CEO of Urklandfarming believes that Ukraine has shown resilience despite the negative impact of Russian aggression. As an example, he mentions how the country’s energy security, despite massive shelling, has also been significantly strengthened compared to the previous year.

Moreover, Ukraine has also secured long-term support from partners which allowed the country’s economy to still grow 5% in 2023. “Ukraine has demonstrated resilience and predictability, which means it is attractive for investors in a market as dynamic as the European”, explains Oleg Bakhmatyuk.

Still, while the agricultural sector has survived the conflict, other industries such as the metallurgical have declined significantly due to the destruction of production facilities. Bakhmatyuk mentions that the share of metallurgical production in the composition of industrial sales decreased by 7.9 percentage points compared to 2021, and amounted to 9.1%.

Inspired by the example of the agricultural sector, the forecasts stay optimistic. “Investment is expected to grow by almost 30% in 2024 compared to last year. This means that we are becoming a more modern and interesting economy for investors”, says the founder of Urklandfarming, who concludes that, despite the war, there are still plenty of chances for Ukraine to achieve a much stronger economic position in the future.

Discover the Irresistible Allure of Brussels: Compelling Reasons to Visit Now

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Europe has always been one of the favorite continents when choosing a destination to explore during vacations. There are many popular countries, but, in recent years, Belgium has been one of the most chosen countries by tourists from all over the world because this country has many things to offer to those who visit it.

Brussels is the capital of Belgium and the administrative center of the European Union. This city is in the center of Europe and is the point where hundreds of thousands of tourists come from different parts of the world. This city offers different and varied tourist attractions, among which the culture and history of the region stands out because this is very important and valuable for all people.

Brussels is known for its beer and chocolates but this city offers activities for all tastes and ages and, a very important point, is that you can book a train ticket London-Brussels to explore and visit every point of the city.

Discover what to do in Brussels at weekend

It does not matter if you plan to travel to Brussels for pleasure or work or if you have a few or many days to do so because this city offers an interesting variety of options depending on the needs or preferences of visitors. 

If you have, a weekend to explore this city, this time is enough to visit the must-see points. 

1)    The Grand Place: this is one of the most iconic squares in the city and in the world thanks to its cobblestones and the 15th and 16th century buildings that surround it. This site was declared a World Heritage Site by UNESCO in 1998 and this is one of the most special places in the city;

2)    Brussels Museum: if you are a lover of history and art in all its expressions, this place is ideal for you. This is a house of baroque construction that, after the bombing by French troops, was rebuilt. This museum dates back to 1887 and exhibits the heritage and history of the city, as well as sculptures and porcelain objects from past centuries, paintings and historical costumes;

3)    Rue des Bouchers: this is a must-see if you plan to visit Brussels. This is in the historic center of the city and its name means “butchers’ street” because many years ago butchers lived here who sold goat and sheep meat.

There is a group of medieval streets here and these have old doors and decorations.

On this site there are restaurants where you can try different foods;

4)    Mini Europe: this is a park that displays models of different cities in Europe made to scale with more than 300 buildings and monuments. This is truly a work of art because there is a process of compiling plans and photographs so that the pieces can be made in different materials.

The venue has animated scenes such as the volcano Vesuvius erupting, all with sound and movement.

The monuments have an environment with gardens full of trees and flowers that brighten the walk;

5)    Cathedral of Saint Michael and Saint Gúdula of Brussels: this is one of the most important monuments in Brussels dedicated to Catholic worship. This is a Gothic construction that was completed in the year 1500. The Cathedral has 3 levels.

Here you can observe and learn about the Chapel of the Blessed Sacrament and other key points;

6)    Leopoldo Park: the main characteristic of this site is that it has a pond fed by the Maalbeek River and this site has many species of exotic trees and animals such as ducks and geese that collaborate with the conservation of the biodiversity of the site. This has an artificial stream and if you are looking for a little relaxation this is the perfect place for you.

Brussels is a very interesting destination and, therefore, this city is a great European reference in the world. This is a complete city to explore in holidays, explore and get to know in all its aspects because it offers an important variety of attractions for all ages and types of trips.

The Horses Vying to Land JP McManus a Third Grand National Success

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Anticipation is building for this year’s renewal of the Grand National, which is set to take place on the hallowed turf of Aintree Racecourse on April 13, and eager punters are already analysing the 2024 Grand National odds.

If you’ve been scouring the early entries with a fine-tooth comb, you’ll have noticed that esteemed owner JP McManus potentially has a strong hand in this year’s Grand National — with four horses in the top 11 of the betting at the time of writing.

The Irish billionaire is the most successful National Hunt owner of all time, recently claiming another Leading Owner award at the 2024 Cheltenham Festival with an impressive tally of five winners, six seconds, and two thirds.

However, while McManus boasts a huge 78 winners at the Cheltenham Festival, his famous green and gold silks have carried him to Grand National success on just two occasions — the first with Don’t Push It in 2010 and more recently with Minella Times in 2021.

With his likely entries this year, three of which are trained by Willie Mullins — who has won the Grand National merely once in a glittering career — McManus appears to have a fantastic chance of securing a third victory this year. So, let’s look at his charges.

I Am Maximus – 9/1

According to the betting horse racing, 9/1 shot I Am Maximus is McManus’ best chance of victory in this year’s Grand National.

The eight-year-old marked his seasonal reappearance with a win in the Grade 1 Drinmore Novice Chase at Fairyhouse in December before finishing well behind dual Gold Cup winner Galopin Des Champs in back-to-back top-level races at Leopardstown.

I Am Maximus was dropped back in class when last seen in the Grade 3 Bobbyjo Chase at Fairyhouse in February, and he seized the opportunity — beating fellow Grand National entry Vanillier by 14 lengths to return to winning ways.

Meetingofthewaters – 10/1

Priced just behind his Mullins stablemate at 10/1, Meetingofthewaters is one of McManus’ newest recruits as the Irish owner purchased the seven-year-old from Paul Bryne just days before the recent Cheltenham Festival.

Meetingofthewaters won back-to-back races at Cork and Leopardstown in November and December and despite unseating Brian Hughes at the first fence of the Grade 3 Leopardstown Handicap Chase, was still fancied for the Ultima Handicap Chase at Cheltenham.

The seven-year-old went off at 6/1 and finished a respectable third behind Twig and winner Chianti Classico. The way Meetingofthewaters rallied in the closing stages suggests that the Grand National’s gruelling distance could be right up his street.

Capodanno – 16/1

Pulled up before the last fence in last year’s Grand National, Capodanno was disappointing on reappearance – coming last of six runners in a Listed contest at Thurles.

However, he finished a respectable third from 80/1 in the prestigious Savills Chase next time out and went on to win the Grade 2 Cotswold Chase at Cheltenham in January.

He was dropped back in trip for the Ryanair Chase at the Cheltenham Festival and finished a commendable fourth, but he too finished well up the testing Prestbury Park hill – the Grand National’s longer distance appears to be what he needs.

Limerick Lace – 20/1

The only horse not trained by Mullins on this list, Limerick Lace is out of Gavin Cromwell’s yard at Danestown in County Meath — which is quickly becoming one of the most powerful stables in Ireland.

Limerick Lace has had a fantastic season to date, winning at Clonmel in October, finishing second to Coko Beach in Grade 3 company at Navan in November, and scoring again in a Listed race at Doncaster in December.

However, she produced a career-best performance when beating Dinoblue to win the Grade 2 Mares’ Chase at the Cheltenham Festival.

Insider Tips: Decoding the Process of Selecting the Ideal Property Solicitor

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Property law relates to both commercial and residential property transactions and disputes. It is often referred to as “real estate law” and is a complex area. When choosing a solicitor to help with any aspect of property law, it is always best to choose one specialising in the area.

In this article, we share our tips for choosing the right property solicitor.

What Is A Property Solicitor?

A property solicitor is a regulated and qualified solicitor specialising in residential and commercial law. A property solicitor is not to be mistaken for a conveyancer. Despite the two terms regularly being used interchangeably, they are slightly different.

Like property solicitors, conveyancers also trained solicitors. They specialise in the legal aspects of property sales and purchases whereas property solicitors tend to deal with resolving the wide range of disputes and challenges that come with property law.

If you are seeking a property solicitor, it is likely because an unforeseen issue has arisen, and you need legal advice and support to resolve it.

How Can A Property Solicitor Help Me?

Property solicitors can help with a wide range of property disputes and issues, including:

  • Mortgage disputes
  • Misrepresentation of property
  • Possession and rent recovery for assured shorthold and protected rent act tenancies
  • Disputes over deposits
  • Recovery charges relating to rent and service on long leases
  • Claims about the disrepair of property
  • Dealing with the unlawful occupation of property by squatters
  • Planning permission issues
  • Boundary disputes
  • Enfranchisement issues appertaining to landlords and long leaseholders.

How Do I Choose The Right Property Solicitor?

A quick internet search will reveal a high number of property solicitors offering a wide range of services. So, how do you choose the right solicitor for you?

Check For Regulation

The Solicitors Regulation Authority (SRA) regulates solicitors in England and Wales. Any solicitor you consider should be regulated by the SRA and should have a valid SRA ID number. This will usually be displayed on their website. If you are unsure, don’t hesitate to ask.

Some unregulated solicitors will still have a wealth of experience and knowledge, meaning they will be able to offer a range of services, including legal advice. However, regulated property law solicitors will be able to provide a more in-depth and complete service, especially when resolving property disputes.

Value Experience

Experience is crucial when it comes to choosing the right property solicitor. Experienced solicitors will be seasoned experts in resolving all kinds of disputes and are the best kind of solicitor to have on your side.

They will have the knowledge and experience to able to adjust their approach to the dispute depending on the wide range of varying factors, including your personal preferences.

Read Customer Reviews

Customer testimonials and case studies are an excellent way to get a better feel for a property solicitor. Having a number of positive customer reviews demonstrates that the property solicitor has helped plenty of clients in similar situations to yourself.

Most solicitors will have customer reviews displayed on their website. There may also be customer reviews on Google, their Facebook page or on Trust Pilot.

Verified customer reviews are usually the most reliable. If you can’t find any customer reviews, don’t hesitate to ask the company if they have any recent customer testimonials they are willing to share.

Seek Transparency

Solicitors should always be transparent regarding every aspect of their role. They should keep you in the loop and inform you of what they are going to do and how they are going to do it every step of the way.

Property solicitors should also be upfront about their pricing structure and any fees should be discussed upfront. This transparency should be consistent for as long as you are utilising the services of your chosen property solicitor.

Book A Consultation

If you would like to choose a property solicitor but you’re not 100% sure – book a consultation with them! Most solicitors offer a brief (free) consultation to determine whether or not they can help you resolve your property disputes. This is also an opportunity for you to ask any questions you have and determine whether they are the right solicitor for you.

QNET’s Compliance and Integrity: Setting the Record Straight on Scam Rumors

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QNET, a global lifestyle and wellness product-focused company, emphasizes compliance and integrity in its operations, which is crucial in distinguishing itself from illegitimate schemes often associated with the direct selling industry. The enterprise’s commitment to ethical business practices is evidenced by its strict adherence to a comprehensive code of conduct and its active efforts to enforce these standards among its partners and independent representatives. Its policies are designed to prevent unethical behaviors such as misrepresentation, abuse of its name, and noncompliance with local laws or company rules.

Despite these efforts, the lifestyle and wellness firm has been the subject of scam rumors, primarily due to the actions of individuals who misuse its name for fraudulent activities. It has taken a strong stance against scammers, particularly those who have been caught and arrested for posing as agents of the business and engaging in unscrupulous enterprises. These incidents, unfortunately, contribute to misconceptions about QNET, leading to false scam accusations that damage its reputation. The company maintains its commitment to transparency and integrity by cooperating with legal authorities to address and rectify these situations, thereby protecting the interests of its stakeholders​​ and customers.

Don’t Get Scammed: Understanding the Legitimacy of QNET

The confusion between legitimate operations and pyramid schemes often leads to misunderstandings about companies like QNET, which utilizes an e-commerce-powered direct selling business model that allows independent representatives to sell products directly to consumers. In contrast, pyramid schemes, which are illegal, focus on recruiting members rather than selling products.

QNET operates as a legitimate direct selling company, focusing on the sale of unique, high-quality products and services, thereby differentiating itself from pyramid schemes. Its business model encourages democratic entrepreneurship by allowing individuals to earn income through the sale of products they use and love, unlike scams​​.

Associate V Partner Yashu Tyagi said through the lifestyle and wellness company, “Women can find and build their own identity, learn to think bigger, dream higher, and are trained to strive to be the best they can be.”

With operations in more than 25 countries and its products shipped to customers in nearly 100 nations, QNET has established a significant presence on the global stage, not just in terms of direct selling, but also through its commitment to social responsibility and community development. Its diverse product range goes beyond health and wellness products to include luxury jewelry and watches, home care and living products, and personal and beauty care. These products are crafted to enhance the quality of life for its customers while promoting a holistic approach to health and well-being.

Global Impact and Community Initiatives

The company’s international reach has enabled it to make a substantial impact in various communities across the planet. It actively engages in charitable activities and community service projects, often in partnership with local organizations and nongovernmental organizations. These initiatives are aimed at addressing a wide range of social issues, from health and education to environmental sustainability and disaster relief. Through these efforts, it strives to contribute positively to society, aligning with its vision of enhancing customers’ lives and empowering people to achieve their full potential.

FinGreen is an innovative financial literacy program launched by QNET in 2021. The program is tailored to specifically address the financial knowledge gap among young adults, women, and entrepreneurs in marginalized communities worldwide. By focusing on these groups, FinGreen seeks to cultivate a foundation of financial understanding and capability that can lead to more stable and prosperous communities.

The program’s objectives are closely aligned with the United Nations Sustainable Development Goals framework, particularly those aimed at promoting inclusive and sustainable economic growth, employment, and decent work for all. Participants learn the tenets of personal finance by managing their money effectively including saving, investing, and budgeting.

The lifestyle and wellness company, headquartered in Hong Kong, has also taken proactive steps to combat brand misrepresentation and ensure consumer protection. For example, it has launched social awareness campaigns in countries like Nigeria to educate communities about the dangers of fraudulent schemes and empower individuals with the knowledge to protect themselves.

“QNET’s social awareness campaign in Nigeria is a crucial step in equipping Nigerians with the tools to differentiate between legitimate offerings from QNET and fraudulent schemes, ultimately creating a safer and more informed consumer landscape,” stated Biram Fall, the regional general manager of QNET sub-Saharan Africa. “Beyond safeguarding consumers, this campaign also serves as an introduction to the diverse range of lifestyle and wellness products that QNET provides, aimed at enhancing the quality of life for individuals and families across the country,”

Such campaigns are part of the enterprise’s broader commitment to ethical business practices and consumer empowerment, further demonstrating its dedication to integrity and transparency​​​​ worldwide. The lifestyle and wellness company’s comprehensive approach, combined with its efforts to educate and protect consumers, sets a strong foundation for its operations.

In addition to its educational programs, the company is also committed to health and wellness initiatives.

Environmental sustainability is another area where QNET has made significant contributions. Recognizing the importance of protecting the environment for future generations, the company has implemented various green initiatives. These include efforts to reduce its carbon footprint, promote recycling and sustainable practices, and support reforestation and conservation projects.

In 2021, the company initiated a global reforestation effort by teaming up with EcoMatcher, a Certified B corporation. This eco-friendly project began by establishing QNET forests in three locations: the Philippines, Kenya, and the United Arab Emirates. The initiative has since grown, extending its green reach to additional countries including Indonesia, Turkey, and Algeria.

Fifty One Degrees’ Study Reveals Generative AI’s Strategic Advantage in Financial Services

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In a groundbreaking analysis, Fifty One Degrees has determined that an overwhelming 84.6% of banking, insurance, and FinTech operations could see significant improvements from AI technology adoption, potentially boosting the sector’s economic output by £41.7bn.

  • 8 in 10 tasks will be made more efficient by deploying AI, whereas just over half of tasks will be higher quality where AI is used.
  • GenerativeAI (GenAI) is the most powerful AI technology for financial services, and GenAI Assistants would benefit 74.9% of tasks.
  • The greatest efficiency gains will be for internally focused tasks and processes, as opposed to customer-facing tasks, with an efficiency gain of 41% for internal tasks, and 34% for customer-facing. 
  • GenAI is expected to increase economic output in financial services by up to 15%, resulting in an additional £41.7bn of additional output from the sector.

Insights from Fifty One Degrees:

On 19 March 2024, AI consultant firm Fifty One Degrees unveiled a research study indicating the vast potential of generative AI technology within financial services firms.

This thorough investigation analysed 311 tasks across fourteen different functions within the financial industry, assessing the suitability and potential benefits of AI technologies for each task.

GenAI’s Transformative Impact in the Financial Realm

The findings suggest that GenAI Assistants, tailored to assist team members in specific functional areas, could positively influence three-quarters of tasks in financial and insurance companies. These assistants, trained on specific organisational procedures and regulations, are particularly valuable in roles involving substantial processing of natural language data, such as Compliance and Legal, potentially leading to workflow automation or enhancements.

Moreover, the study identifies other AI tools, such as AI-enabled training and legal aids, powered by Generative AI and Large Language Models, as significant, affecting 39% of activities.

Broader Implications and Economic Prospects

The research points to significant benefits for departments such as Analytics, Technology, Customer Services, and Underwriting through the application of GenAI, enhancing both efficiency and work quality. Although departments like Compliance and Legal are likely to see notable efficiency gains, the rate of quality improvement might not parallel this growth.

The economic implications of GenAI adoption in the banking and financial services industry are substantial, with a potential increase in economic output of 15%, thereby generating an impressive £41.7bn in additional sector value.

Perspective from Fifty One Degrees’ Leadership

Recent research estimates that Generative AI will drive $2.6 trillion to $4.4 trillion annually in value for global companies. Within Financial Services and Insurance, that figure is $200 billion to $340 billion, which is equivalent to 9 to 15 per cent of operating profits.  The UK financial services and insurance industries produce £278bn of economic output. A 15% boost would generate a staggering £41.7bn of additional economic output. Further, the UK financial services industry equates to 8.3% of the entire UK economy and 2.5 million people are employed in the sector. Therefore, any gains made by financial institutions would have far-reaching impacts across the wider UK economy.
Commenting on the study, co-founder and CEO of Fifty One Degrees, Nick Harding said “The UK financial services industry is a powerhouse that fuels the local economy by servicing consumers and businesses, but is also the UK’s biggest export. Enabling this industry, which is so critical to our collective success, to remain at the forefront of technology is something we’re passionate about. Assertively adopting generative AI will enable UK financial services to grow further, enabling this vital sector to remain a global leader.

And this is just the beginning. This study represents the generative AI technology and tools that are available today. What we’ve experienced is rapid development and evolution of the technology and its capabilities, meaning the opportunity for businesses to benefit will only increase.”

Sachin Dev Duggal and ‘The AI Moment’ Take Centre Stage at Web Summit Qatar 2024

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At the recent Web Summit Qatar, the session ‘The AI Moment’ offered an in-depth exploration of AI’s evolving role and its broad implications. Moderated by Julia Sieger of FRANCE 24, the panel included Mohamed Al-Hardan from the Qatar Investment Authority and Sachin Dev Duggal of Builder.ai.

Sachin Dev Duggal provided a retrospective on AI’s development, informed by his work at Builder.ai. He reminisced about landmarks such as Google’s BERT model, introduced ten years ago, and highlighted 2022 as a year of significant evolution, characterised by advancements in technology and design that made AI more user-friendly.

In the wake of the Qatar Investment Authority leading Builder.ai’s Series D funding round, Mohamed Al-Hardan discussed the strategic underpinnings of their investment. He lauded Builder.ai for its role in expediting the development process and its early engagement with AI, while also emphasising the criticality of in-depth due diligence for AI’s successful deployment. Al-Hardan pointed to the trend of AI startups proactively tackling AI’s potential challenges and their desire to be at the forefront of technological progress.

The conversation then shifted to the topic of AI and employment, with Duggal and Al-Hardan offering insights beyond the usual discourse on job obsolescence. Sachin Duggal envisaged a future where individual worth is linked to creative output rather than repetitive tasks, altering conventional employment notions. Al-Hardan agreed, underscoring the necessity for ongoing learning to navigate the AI-integrated future successfully.

On the matter of AI governance, the speakers addressed the complex ethical and regulatory landscape surrounding AI’s advancement. Al-Hardan expressed concern over the risk of inhibitive over-regulation, advocating for collaborative efforts between regulators and technologists to bridge their knowledge gap.

The session concluded with a shared emphasis on the need for educational reforms to ready the next generation for an AI-centric world. Sachin Dev Duggal highlighted the critical role of incorporating human-centric skills like creativity and adaptability into educational programs, ensuring their applicability to a range of scenarios.

The session, enriched by the insights of Sachin and Al-Hardan, delved into the human, ethical, and duty-related aspects in the age of AI, highlighting the critical need for focusing on human-centric AI innovation.

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