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Can I Handwrite My Own Homemade Will?

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Have you written a will? If not, it may surprise you how many other people are like you. Research shows that up to 68% of Americans do not have this relevant document. The law refers to this as intestate or dying without having left behind a legal will. Your family or anyone who wants a share of your property must wait for the probate court decision.

Court administrators will compile your assets. They will then take care of any liabilities or debts you have left behind. Only after this do the beneficiaries receive the rest of the assets.

A question that may arise for some people is whether you must hire wills lawyers. Can’t you just handwrite your own will?

Is A Handwritten Homemade Will Valid?

To answer the handwritten will question above, the answer is yes. It is possible to handwrite your own will at home.

Under the law, there is a provision for holographic wills. This refers to an unattested will that is in the testator’s handwriting. No one witnesses or notarizes the holographic will. Any typewritten words on the holographic mustn’t interfere with the handwritten meaning.

The holographic will is valid even if found amongst the deceased’s personal effects. They could have also given it to someone for safe custody. It could also be with a corporation or firm that the testator trusted to safeguard the will.

Should I Forgo Hiring A Wills Lawyer By Writing My Own Will?

At this point, it may sound like a pretty easy and convenient option to take. You can jot down your list of assets, share them amongst your beneficiaries and sign the document. We don’t disagree with the veracity of the thinking. But, we do advise against taking this path of least resistance.

Writing your last testament is not that simple. If you do not follow legal requirements, it could result in an invalid will. The best people to approach for help are expert last wills lawyers. They will ensure proper drafting and execution of the document.

The Wills Act of 1837 lays down some rules for writing holographic wills.

  • There should be two witnesses who, in the presence of the testator, sign the will.
  • The testator must sign the will. Otherwise, it points to an error in execution, rendering it invalid.
  • Changes to the law allow for remote witnessing via video conferencing tools.
  • There must also be proof of intention. The testator may have simply been jotting down thoughts on how to divide his property. There must be a fixed and final deliberate expression of intent about the property disposal.
  • The exclusion of some assets can confuse the beneficiaries.
  • The testator must have ‘testamentary capacity’. That means full knowledge of what they were doing and the attendant implications. The person writing the will must be above 18 years with full mental acuity. Someone could challenge the will if there is any doubt about that capacity.
  • There should be no ambiguity. The language must be clear with the correct use of terminology. Take the example of writing ‘I leave all my assets to my wife.” Now, let’s say you were previously married, but you got separated. But, you did not go through a divorce, meaning you are still legally married.

In the meantime, you found another lady and made her your wife. You did this without full disclosure of the existing previous relationship. Legally, the law would not recognize a second marriage. At your death, the first wife returns and demands a share of the property.

Since there was a lack of clarity on which wife you were referring to, she could win the case. Your ignorance of legal language thus becomes an issue. You should have put the second wife’s name in full.

We go back to our point of hiring wills lawyers. They can clear up such ambiguities. It will help guard against future misinterpretation of the testator’s true intentions.

State Specific Laws on Holographic Wills

Before writing your holographic will, find out if your state allows it. You can handwrite your own will in Alaska, Arkansas, Michigan, Maine, Mississippi, North Dakota, Nebraska, and Nevada. New Jersey, Pennsylvania, Tennessee, West Virginia, and Wyoming are other places.

The states that do not accept handwritten wills are Alabama, Kansas, Rhode Island, and Wisconsin. The others are Georgia, Illinois, Delaware, Missouri, Vermont, and Iowa.

Please note the lists are not exhaustive. So, take time to find out what applies in your state. The wills lawyer can also advise you on the same.

The challenge of an invalid will is that it can result in lengthy court cases if there is a dispute. Indeed such battles can drag on for years. In the end, what remains of the estate will have significantly lost value.

Under Which Conditions Is It Alright To Write A Holographic Will?

Let us start by being clear on our stand. It is never a good idea to pen your own will without help from an estate planning or will lawyer. The repercussions of a poorly executed will are many. Confusion, legal battles, and lengthy and expensive court cases are some unpleasant consequences.

But, you can write your will under the following conditions.

  • Where the assets are pretty clear to see and do not have any complications around them
  • If you are leaving everything to one beneficiary, say your spouse or children
  • If all your assets are local, meaning there is none abroad. And that includes foreign bank accounts or investments
  • If the assets are not business related. Leaving a company to a beneficiary, for example, comes with many complexities. In that case, a wills lawyer would be the best option for handling the drafting of the will
  • If you don’t have other dependents apart from your family

Please make sure you destroy any wills you may have previously written. If there is any doubt about the validity of your handwritten will, the court will revert to the previous one.

Final Thoughts

Do not leave your beneficiaries squabbling about your property when you pass on. Writing a will provides a fantastic solution to asset distribution. While holographic wills are an option in some states, they may not be the best option.

We have shared why in our article above. Even if you decide to go that route, let a wills lawyer go through the document on your behalf. It could save everyone so much heartache in the future.

5 Must-Have Features in a WordPress E-Commerce Website in 2023

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The global e-commerce market is set to reach a value of $5.55 trillion by the end of 2022. In 2020, around 18% of global sales came from online purchases. By 2022, that number is likely to reach 21%. Thus, it is evident that the e-commerce market is growing fast.

The world of e-commerce is constantly changing. China dominates this sector, with over 50% of retail sales via e-commerce worldwide. The United States comes second, followed by the United Kingdom, Japan, and South Korea. However, as trends keep changing, so will the positions of these countries.

New trends emerge all the time, and as an e-commerce developer or marketer, you’re probably always on the lookout for ways to improve your platform.

In this article, we’ll cover five must-have features that will make your website stand out in 2023.

#1 Instant Product Search

Product search is the most crucial feature of an e-commerce website. It’s the primary way your customers will find what they want and convert them into buyers. Several factors can increase conversion rate, but the most prominent among them is product search.

A user who finds what they’re looking for in no time at all is much more likely to make a purchase than one who has to spend too much time searching through endless pages of products.

To make your WordPress e-commerce website even more efficient at driving sales, you need a good product search engine that can index all of your products quickly and accurately. The most efficient way to do so is through the content management system (CMS) keyword setup option.

Not all web development companies will provide you with CMS packages, especially if they’re not well-versed in backend development. Some companies will fail to provide proper management tools for content and keywords along with their CMS package.

You can also specify the various tags and keywords associated with each product. That way, your customers will always find the right product using related terms and keywords whenever they’re searching for it.

#2 Dynamic Homepage with Featured Products Carousel

The home page is one of the most important pages in an e-commerce website. It’s where you should showcase your best products so potential customers can get a feel for what you offer.

You may be tempted to add a static carousel of products on your homepage and call it a day, but that would be a disservice. Instead, use this as an opportunity to show off some of your best offerings in an engaging way that makes visitors want more from you.

For example, if you run a clothing store, maybe you want to put new arrivals front and centre. Perhaps you could highlight some items from your sale section or show off popular items from past seasons. Use the carousel to your advantage to promote the products that you think will grab the most attention and get you more sales.

#3 Live Chat Customer Service

Live chat is another great way to increase sales and earn more money. Live chat features allow customers to contact you for support, product recommendations, and other enquiries. If you want to make sure your website visitors are getting the best possible experience on it, live chat is a must-have tool.

You can also use live chat as a customer service tool so that consumers can get help with their questions in real time. Live chat has already proven itself as one of the most effective tools in e-commerce today, and you should definitely give it a try.

#4 Mobile-Friendly E-Commerce Websites

Mobile-friendly websites are always more user-friendly than non-mobile-friendly ones. Almost 77% of today’s mobile phone users are smartphone users. The more people use smartphones to shop online, the more essential it becomes for you to have a mobile website.

A quality e-commerce platform will have the option of creating a responsive design that automatically adapts to whichever device your visitors are using. This means it responds to screen size and orientation changes, so your content is formatted appropriately for each visitor based on how they’re viewing it (landscape vs portrait).

Mobile-friendliness also affects customer satisfaction and conversion rate because it makes browsing easier for users on their devices. This can be particularly crucial for those who might not want all of the bells and whistles that come with having access from a desktop computer (especially if they’re shopping from another location).

Don’t forget that mobile-friendly content is also a top ranking factor for Google when you are considering your SEO. This SEO company in Bristol can offer specialist help and advice if you are looking to get your e-commerce website to rank higher in Google.

#5 Social Media Integration for Product Reviews

Social media integration is a must-have feature to have in an e-commerce website. This feature helps you with product reviews and social proof, which in turn can help you increase sales and conversions.

Social media integration can be used for many purposes, including:

  • Product Reviews: You can ask your customers to review their purchases on Facebook, Twitter, or any other social media platform. This helps build trust between the consumer and your brand.
  • Social Proof: The reviews will also show potential customers that others have bought similar products from you before, so they are more likely to do the same too.
  • Buyer Research: Customers interested in buying something specific may search for it on Google or other search engines alongside keywords like “best place buy” or “where should I buy,” etc. This could lead them to your online store if they find what they need there.

E-commerce businesses need to keep up with the times. The e-commerce industry is growing rapidly, and consumers have more options than ever before. That means you have to offer a website that’s easy to use and provides a unique experience for shoppers who want something different from what they usually see.

One example of how e-commerce is changing is the use of AI to enrich the shopping experience and help consumers make better decisions sauch as with Shopes. Ensuring these standards should be your priority.

Why is PR important to your business?

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Everyone knows that good communication is a key component to commercial success – but not all communications are “good”. How can you be sure your PR gets it right?

Julie Fuge, Director at PR Agency Polymedia PR tells us ‘Good communication is effective communication. It’s clear and targeted, delivered with impact – critically designed to meet a set of commercial objectives. A PR strategy should be driven by what you want to achieve as a business or organisation – a response to your business plan’.

So, PR and comms might be important for your business to:

  • Sell – generate sales, enquiries, new clients or customers
  • Position – establishing your brand firmly in influential arenas
  • Engage – brand is all about connection and engagement
  • Influence – anything from securing a town planning decision or financial investment to objecting to proposed legislation or non-sustainable practices
  • Retain – existing clients or customers – as important as bringing in new ones
  • Manage – handling of change, restructuring, merger and relocation require careful communications management
  • Mitigate damage crisis and issues planning and management
  • Recruit – people make or break a business and attracting and retaining quality applications is key
  • Promote – raise awareness of your brand and all it stands
  • Include a combination of these or a host of others

Armed with your commercial objectives, a PR agency will consider:

  • the audiences that we need to engage with.
  • the bespoke messaging for each audience. They will all be different – an investor will need a different approach from an employee and a political stakeholder, different from a customer.
  • How to reach these audiences. Through your website, SEO, through influential media, via digital marketing, at events, through partnerships and relationships, or on social media.

Then they will plan the tactics that put these all together – who you want to talk to and with, what you want to say to them, and how those conversations can be instigated. All PR activity can be evaluated to a greater or lesser extent – so the impact on your business is transparent and accountable.

Quality engagement with audiences is massively powerful. It’s key to organisations of all shapes and sizes, from entrepreneurial start-ups, to charities and PLCs – but that engagement has to be authentic and genuine.

Strategic PR consultancy helps you determine and distil exactly who you are, what your brand values are, what your brand stands for and believes in.

How does that relate to the people who are important to you?

In today’s multi-media world the lines between PR, marketing, brand strategy, web development, digital and traditional advertising have all blurred and we have found more of a focus on digital PR. The most important thing to remember is who do you want to talk with, what do you want to say to each and how can you reach them.

The PR tactical toolbox is massive

Depending on the message and the audience, it might include:

  • Web development – for most organisations the website is your core piece of collateral. The enquiry generator and conversion tool. It has to be spot on with a design which reflects your brand, well messaged with logical SEO, engaging, responsive, functional and effective.

It’s likely that all other tactics are designed to feed into the website.

  • Media relations
  • Social media
  • Influencer marketing
  • Digital marketing
  • Content marketing, blogs and re-purposed content
  • Thought leadership
  • Exhibitions and events
  • Design and creative ideas

This whole toolbox has to be seen as part of a bigger picture – planned so the engagement with audiences is strategic, regular, consistent, designed well, high impact, effective – and as pain-free to deliver as possible. PR is all about delivering results through communications – and it’s important to every business.

How to protect your unoccupied house

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It’s likely your home will be empty at some point, whether you are away on holiday, on a business trip, or undergoing repairs. Investing in protection for your unoccupied house is a smart decision. Standard home insurance policies provide limited protection for vacant properties, usually covering them for 60 days or less. If your home is left uninhabited for any longer period, there is a much higher risk of burglary, vandalism, fire, water damage, and even potential squatting.

We’re here to help you protect your unoccupied home during an extended absence.

What is unoccupied home insurance?

Unoccupied home insurance covers a vacant home for 3, 6, or 9 months, with the option to extend if necessary. For longer periods of over 12 months, you can get a quote for a new policy near the end of the existing agreement.

Unoccupied houses: how much do they cost to insure?

Your home insurance or unoccupied property insurance premium is determined by:

  • The property’s value
  • Your desired duration for the cover
  • The reason the house is unoccupied
  • Your home security system
  • The address of your home

Insurance exclusions for unoccupied homes

It is important to read the terms and conditions of your policy, but some common examples are:

  • Damage or loss caused by leaving a window or door open or unlocked
  • Structural and extension damage
  • Contractors’ damages (but contractors should carry their own insurance)

How to strengthen the security of your unoccupied home

Most of us are familiar with the basics of leaving a house empty. You have likely already locked all your doors, and turned off the water and electricity. But if you want to protect yourself from the less predictable (but still very real) risks of an unoccupied house, there are some other things you should consider.

Upgrade your home security system

It’s worth investing in a high-quality security system for your home. Security systems can include cameras, motion detectors, and temperature sensors, as well as remote monitoring by a security company.

Utilise smart technology

By using smart home management technology, you can make it appear as if you are at home even when your physical presence is elsewhere. You can control lights, heating, and blinds with your phone. Plus, you’ll know when someone’s coming into your garden via a CCTV stream on an app. The use of home security systems is growing in popularity and can help deter crime, keep track of what’s happening at your house when you’re away, and even reduce your insurance premiums.

Maintain the property

Make sure to visit the property regularly. If you can’t visit often, ask a friend or neighbour to check on the property in your absence. By having regular visitors, it appears occupied and acts as a crime deterrent. Besides reporting anything unusual, they can also keep a close eye out for burst pipes and flag any potential issues early on. If no one is available to assist you, speak to a property maintenance professional who can manage these visits for you.

Make sure tradesmen clean up after themselves when renovating

If your home is being worked on while you are away, don’t let the tradesmen leave their tools behind after a day’s work. When you leave tools behind, you make the property more appealing to burglars and intruders. If the tradesman has to leave their tools on site overnight, make sure they securely lock up the house so no uninvited guests can get in.

Out of sight, out of mind

When you’re not at home, it’s important to keep valuables locked away and out of sight. It might also be a good idea to have a trusted relative or friend watch over your valuables while you are away.

Even if you don’t have anything valuable displayed in your room, a burglar might break in simply because they see something valuable through your window. Make sure all of your windows are covered with blinds or curtains when you aren’t around. If possible, lock these items in a safe that only you have access to.

If you’re planning to leave your home unoccupied for an extended period of time, our unoccupied home insurance is the perfect solution.

We know how much pride goes into building these structures into our homes, and so we also know how devastating it is when they’re taken away. That’s why we offer flexible unoccupied home insurance policies, so that you can go on enjoying your life while still knowing that your house is protected.

Bluedrop’s unoccupied home insurance is available for properties that have been unoccupied for at least 30 days. There are flexible options available to cover different periods of time, including 3 months, 6 months, 9 months, and 12 months. We also offer extended unoccupied coverage if needed.

Top 5 Reasons to Enrol in an Online Leadership Skills Course

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Learning never stops, and being a successful leader needs constant learning to advance through one’s career. With leadership skills training, managers at all levels can improve their capabilities, achieve commendable business results, and inspire teams. A successful leader transforms an organisation, engages the employees, and enhances the value of an organisation to deliver better results.

Today’s business setting is exposed to multiple challenges, and an efficient leader needs to address them with the right virtue. The success of a business depends on agile leaders, adept to drive performance and cultivate a productive work culture. A leading sustainability online course not only comes in handy for leaders but also for employees at all levels.

Who is a successful business leader?

A successful business leader provides direction towards one’s goals and objectives. They influence the behaviour and attitudes of the employees. Leaders are not born but are moulded into one, and these great leaders are powered to meet respective business goals.

However, even though leaders are needed today across all workplaces, great leaders are still extremely scarce. It is not because of a lack of leadership skills, but because of a lack of guidance. Staying consistent with the values and upholding the vision needs the right learning. Therefore, providing leaders with resourceful training helps to bring them a step closer to meeting the organisational goals.

If you are still not convinced, keep reading to explore the top five reasons to enrol in a leading sustainability online course.

Top reasons to enrol in an online leadership skills course:

  1. Increase productivity:

There is a constant need for organisations to increase productivity. Training your managers with an efficient leadership skills courseincreases the skills of your workforce. The leaders learn how to provide effective direction to staff members, ensuring a boost in performance. They also can evaluate the problems and strategize steps to address the situations.

Leadership training is equipped to create the right opportunities to help employees scale new heights and meet organisational goals. This enhances the performance of employees while encouraging them to develop skills through invested training. It also allows employers to scrutinise and identify potential candidates with the ability to maximise their full potential. Moreover, employees are likely to focus more and increase their performance level while working on the goals. Managers are consistent with improving the work processes, boosting productivity, reducing costs, setting goals, and offering constructive feedback.

  1. Engage employees:

Most managers are not well prepared to lead others in navigating the perils of an uncertain, volatile, and ambiguous marketplace. Repeatedly, some executives are struggling to share annual objectives and goals. This results in leaders who fail to lead with little or no feedback on the effectiveness. Most workplaces define leadership development as a multi-day event. It is also a true indicator of a cost and time minimization approach to training.

This reinforces the same mindset among executives, who further fail to deliver the value required. The programs are intended to reinforce employee engagement and create a pipeline for future leaders. It is no secret that employee engagement and leadership training is closely related.

With a team of influential leaders, the behaviour of the organisation changes. It also gives employees a chance to hone their skills and contribute to the organisation. Able leaders foster a work culture of employees willing to contribute to the overall goals of an organisation. A chief leadership course provides you with training materials, and lets the executives sharpen the required skills. It not only develops your leaders but also boosts employee engagement while reducing employee turnover.

  1. Improve risk management:

While conducting business, the element of risk always persists. Hence, there is a constant need to train leaders in risk management. This will help them gain strategic vision and risk management skills. An improvement in risk management skills adds extensive value to a business. Effective risk management entirely relies on transparency and collaboration between parties.

Executives with an understanding of risk management are likely to see improvements in profitability, safety, and better employee retention. The risk and safety management culture is one where there is measurable engagement in safety. Employees undergo training to make valuable decisions for a business. Enrol in Cambridge Institute for Sustainability to excel in making strategic decisions, making it an asset for the future of the business.

  1. Enables better decision-making ability:

Leadership training results in improved decision-making abilities. As the high-impact leader functions at an optimal level of emotional intelligence, it helps them make intelligent and informed business decisions. Managers and executives use leadership skills to guide the team members and meet the organisational goals. Moreover, leadership may also require the managers to make quick decisions, causing a direct impact on the employees.

To make an efficient decision, it may be helpful to understand decision-making skills. Effective decisions can propel important work projects and increase employee productivity. The leadership course also teaches leaders to make a constructive plan of action to tackle emergencies. There are several emergencies to be handled at the workplace, and a strong decision-making ability counts. At the same time, it also displays trustworthiness and thoughtfulness, further establishing trust among employees.

  1. Implement organisational change:

The work processes across organisations keep changing over time. The shift does not happen overnight. Instead, managers follow several strategies to implement them effortlessly. Every company faces transformation over the course of its existence. Irrespective of the change, managers will need to evaluate through entire adaptation and initiate it constructively. This is where the leadership courses come in handy. It helps you divide the entire change management process into significant parts while assisting to adapt quickly.

Managers will be equipped with optimum knowledge to handle challenges and transition without any difficulty. Too many organisations consider change management as a formal communication plan. The truth is anything new should have some level of training and learning to accelerate employees to embrace a successful change. It furthermore minimises the cost incurred with misaligned teams.

Training gives a glimpse of the strengths and weaknesses of a leader. While teaching you to map out a plan for successful operation, it helps leaders avoid the pitfalls. Enrol in a leading sustainability online course to prepare for leadership and management skills. The training helps you stand out within the workforce and highlight higher productivity. It promotes increased sales while improving the work environment. Moreover, the courses allow organisations to maximise the potential of employees. Explore the different dimensions of the training course that serve as a starting point in the leadership development process welcoming the high-impact leader of tomorrow.

What You Should Know About NADRA Card Center?

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NADA Card Center and its outstanding services have already made an impression on people who reside outside of Pakistan. The staff of the NADRA Card Center is on duty every day, including on weekends. We are known for our efficient and trustworthy services. In order to ensure that everyone gets the desired results from the NADRA Card Center, NADRA is glad to declare that we have the greatest team and skilled professionals. By eliminating problems and bringing your paperwork to your door, we hope to reduce the stress and time required for documentation services. Applying through NADRA Card Center would save you a huge amount of time and make it simple for you to obtain updates on your smartphone.

Applying Categories:                                                   

Whether you have misplaced your card or lost it all, the NADRA Card Center is crucial in helping you solve all of your problems. We can address all of your Apply for NADRA Card Renewal for you swiftly. Through this website, you may apply for the following classifications:

  • New NICOP
  • Urgent NICOP Renewal NICOP
  • Newborn Baby NICOP
  • NICOP Modification
  • Track Your Application
  • NICOP Tracking

How do we work?

Our goal is to reach new levels by earning your trust, therefore please visit the NADRA card center website. We will assist you in getting through difficult circumstances by providing the best of our services, which is our sole priority. Don’t be concerned when we are here to assist you with your identification concerns with nearly no disappointments. So, what should you do now? Simply follow the steps below to finish your procedure.

What You Have to Do?

  • You can apply for your NADRA Card Center application without any difficulties. You won’t have to wait in long lines if you use our website. You can now get them here online; simply visit our website and contact our Agent via Online Chat or WhatsApp.
  • Share your documents with our agents over WhatsApp.
  • Our agents will give you an application form after your documents have been verified.
  • Then you must turn in some of your fingerprint forms.
  • Within the time range given by your agent, your application will be delivered to your door ( fast delivery takes 7 to 10 days)

Fingerprint Details:

The biometric form can be printed and completed with Inkpad, which is available at any stationery store. SCAN the completed biometric paper with a scanner and return it to us for same-day processing.

Or

Alternatively, we will give you a printed biometric as well as an ink pad so that you may complete the application form and submit it to us in the accompanying prepaid envelope. (This postal procedure will cause your application to be delayed by a few days.)

Delivery Information:

The shipping and processing times for the NADRA Card UK vary depending on the application category you select. The documents will be delivered roughly 31 days after the case officer authorize them in the regular category. For rapid categories, the delivery time is about 23 working days from submission. Urgent documents will be sent to your door within 7-10 business days of submission.

You can pay for your application in the following way:

  • Please contact us, and one of our service providers will gladly process your card payment.

There is no cash-on-delivery option, so you must either cash drop or pay your application fee with a debit or credit card at the time of application.

Clemen Chiang: Spiking, the App That Can Help Traders Earn a 20% Daily Profit

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Clemen Chiang, Spiking CEO, knows what it takes to be successful in trading. This article will explore how traders can amass daily profits of up to 20% using the Spiking app, building a solid understanding of the market and making enhanced investment decisions.

Spiking.com CEO and founder Dr. Clemen Chiang is also a bestselling author of finance books. In addition, he serves as a leading advisor to ICObench and Mars Blockchain. With more than 20 years of experience as a wealth coach, he has tutored more than 50,000 students to date. Dr. Chiang’s experiences have taught him that one of the biggest hindrances preventing people from maximising market opportunities and building generational wealth is a lack of proper education in the market.

Spurred by this realisation, Dr. Chiang has ensured that Spiking incorporated expanded learning pathways in order to support new investors, helping them to become more adept over the long term. The AI trading platform covers everything from the basics of investing to advanced trading strategies.

Created with the mission of democratising trading for investors by unleashing the full potential of its state-of-the-art platform and comprehensive courses, Spiking adds value to the trading journeys of the investors it serves. For two consecutive years now, Spiking has been recognised by Feefo with its Gold Trusted Service Award, having garnered an average customer rating of 4.9 out of 5.0 via 1,716 verified reviews.

Spiking is an AI and data-driven stock-trading education and insights platform that differentiates itself from market rivals through its dedication to educating users how to leverage proprietary trading data to build generational wealth. Platform users benefit from four types of training education, namely:

  • Guides covering different investment styles, i.e. active, passive, activist and political
  • Courses helping traders to understand the complexities of trading whales
  • Masterclasses based on various trading time frames, i.e. daily, monthly, quarterly and annually
  • Lessons based on Dr. Chiang’s trading concept for his hedge fund

Rather than requiring people with little investment experience to study confusing charts and wonder how to beat the market, Clemen Chiang has developed a tool that leverages the power of advanced AI technology, helping investors to spot promising market opportunities in just a few clicks. Best of all, competing at the same level as sophisticated investors, Spiking makes its secret training system and powerful tools available to all Spiking users, arming them with the knowledge they need to start building a strong investment portfolio and learn where industry giants like Warren Buffet are investing all their money.

As Dr. Chiang indicated in a recent article published on Fortune India, making money is an end result, but acquiring wisdom is a journey of utmost importance. Spiking provides inexperienced investors with the information and tools they need to make shrewd financial decisions and start building wealth today.

Kazakhstan water crisis addressed by Yerkin Tatishev

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A manufacturing facility will produce 1,000 pivot irrigation devices annually thanks to a partnership between US-based Valmont Industries and Yerkin Tatishev of Kusto Group.

Tatishev, the founder and chairman of Kusto Group, has put his heart into unlocking Kazakhstan’s agriculture potential. As a result of a new partnership between Kusto Group, Kazakhstan’s government, and Valmont Industries, the country is poised to become one of the world’s largest food producers.

The agreement calls for Kazakhstan to construct a factory that can produce 1,000 pivot irrigation machines each year.

As part of the agreement, a network of farms will be equipped with innovative irrigation systems. In addition, a training program will be implemented for local farmers.

Yerkin Tatishev emphasizes the urgency to act now or rivers will disappear

Farmers must be educated about how to responsibly manage water, notes Yerkin Tatishev. The future of Kazakhstan’s agriculture depends on this.

” Water stress is a growing issue in Kazakhstan, according to the UN. The water we use comes from Central Asia and China; we are very dependent on our neighbors. We also face a high risk of drought due to the great distance from the seas and irregular precipitation,” he says.

” About 2-3% of the water in the Syr Darya and the Amu Darya rivers is lost yearly. This is scary. Imagine, some 30 years will pass, and if nothing changes, then these rivers will simply disappear. Therefore, the issue must be resolved urgently,” Yerkin Tatishev stresses.

Developing innovative solutions with an industry pioneer

According to him, it has become impossible to rely solely on native water sources because of global warming. In light of this, the collaboration with Valmont Industries, a pioneer in the mechanical irrigation industry, represents a significant step forward.

As far as Tatishev is concerned, they know how to preserve natural water and store and distribute it properly. ” Thus, getting a player of this quality to Kazakhstan was crucial.”

Agribusiness relies heavily on crop production. For any crop to be successful, water is essential.

“Given our geography and history, we are better off moving on to the next stage rather than selling crop products. By converting feed into protein, and by engaging in animal husbandry, for example,” Yerkin Tatishev states. ” In order to achieve this, we need sources of irrigation water that are reliable and of high quality.”

More than a business partner to Kusto Group

For Yerkin Tatishev and Kusto Group, a business collaboration is seen as an opportunity for long-term growth.

Over the years, Valmont Industries has partnered with Kusto Group on other projects. Kazakhstan’s prospective irrigation program was only a matter of time.

According to Tatishev, Valmont Industries goes beyond business. Additionally, they are among the industry’s leaders. By collaborating, the two companies will help the country and its farmers manage their lands and water resources more effectively.

Kazakhstan will receive around 500 of the 1,000 pivot irrigation machines produced annually at the joint factory when it is inaugurated. In addition to West China, eastern Europe will receive the remainder.

A rise in crop production will be attributed to machines

As a result of the new machines, current water usage can be reduced by 50-75%. Those savings can be used to conserve water or increase irrigated areas.

By adding 400-500 new pivot irrigation machines a year, Kazakhstan’s crop production will increase by $100-200 million per year, according to Yerkin Tatishev’s estimate.

” In terms of export beef, for example, the cost of these products would increase by $300-450 million per year if they are used as feed for animals. The numbers can be safely multiplied by two or three if the meat is processed into sausages or other meat products,” Tatishev explains.

Pivot irrigation machines typically have a three- to five-year return on investment and last 20 to 30 years on average.

Farmers receive financial support from the government

Kazakhstan’s Almaty region will be the site of the new irrigation device plant, according to Kusto Group’s CEO Yerkin Tatishev.

It is expected that production will begin at the plant on January 1st, 2025. No precise location has been determined for the manufacturing facility yet.

” Within 30 months of receiving the land and formalizing it, we plan to launch the factory,” says Tatishev.

His emphasis is on the crucial role that the Kazakhstani government plays.

“It is necessary to recognize the efforts of the government, the Ministry of National Economy, and the Ministry of Agriculture. Our government supports us by promising economic benefits for farmers and by guaranteeing to pay for their installation costs,” he explains.

” Costs associated with establishing infrastructure in fields are borne by the state,” adds Tatishev. ” Businesses will not take on these very large projects, which can only be handled by the government. Therefore, we needed a third party in our agreement with the Americans; a state that manages the country’s water resources”.

Make Your Recruitment Events Globally Accessible

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The modern-day solutions have replaced old methods of hiring candidates. With advancements in digital technology and software, we can easily reach candidates residing at the world’s far ends. There is no confining within the borders when global businesses are set to create job opportunities for people across the world. Plus, the recruiters have a chance to hunt down the best resource from the list of global applicants. Note that if you continue to reform your recruitment practices, there’s a place for you in the digital world.

Traditional recruitment events appear to be a thing of the past. Today, the leading recruitment agencies have reshaped their hiring practices by making their recruitment events globally accessible. So instead of growing your team locally, you can tap on remote talent. For that matter, recruiters host online job fairs, career fairs and employee onboarding events at a virtual events platform. It is the ultimate platform to gather, engage and filter hundreds or thousands of job seekers.

So, are you an employer with a mass recruitment agenda or remote hiring plans? Then gathering global applicants online is a step in the right direction. 

Why Host Virtual Recruitment Events?

A virtual recruitment event is hosted online at a virtual events platform. The virtual footprint helps bring millions of people to a single platform simultaneously. Interestingly, the virtual job fair is easy to access from anywhere around. Attendees join the event using a laptop or mobile device with a stable internet connection. It diminishes the need to travel down to a physical location, commute to the venue, look for accommodation or bear any food expenses. It is a seamless way to connect hiring managers with top talent from across the globe.

How are virtual events platforms changing the international hiring process?

Virtual recruitment events maximize the opportunity for you to find the right talent from the crowd. It not only attracts remote talent to job opportunities but also allows them an equal chance to compete. In fact, a virtual platform ensures higher attendance from the global applicants leaving them no excuse to miss the event. It is a two-way road helping both employers and applicants alike. Overall, virtual recruitment events help you globalize the employer brand to create an uproar in the global marketplace.

Here’s a list of reasons why make your recruitment events globally accessible:

  • Online brand representation
  • Global employer branding
  • Higher attendee turnout
  • Access to remote talent
  • Extensive resume database
  • Global networking
  • Reduced carbon footprint
  • International reach

Ideas for Global Virtual Recruitment Events

How would you make your recruitment event accessible across the globe? The first step to making your event accessible to the masses is to go online. 79% of the candidates today use the internet to search for job opportunities. Searching for a job online is the primary approach for the majority of candidates. Therefore, a virtual recruitment event is now considered the best way to attract and hire global applicants.

On top, virtual events allow you to filter your audience. For example, determine your target audience to either attract national or global candidates to your virtual job fair.

Partner with a Virtual Events Platform

How would you set up a virtual recruitment event? For starters, recruiters partner with a feature-rich virtual events platform. The platform becomes your virtual venue for the hiring event. It comes with multiple customization options to replicate your physical office space. For instance, 3D animation, graphics, and visuals help create an impressionable virtual environment. So instead of moving people out of their houses, you take the event to their computer screens. Then, with an easy log-in system, the global applicants join the fair in a matter of seconds.

Virtual platforms mainly transform the experience of in-person human interaction with live meetings and webinars. By using the right technology and tools, recruitment events facilitate online interaction via text, audio or video chat. Here, the job matching algorithms ensures a quick candidate screening and onboarding process. It is an all-in-one solution for employers to post jobs, collect and filter resumes, screen candidates and hire the best talent.

The question here arises, what type of recruitment event would you host? The most common virtual recruitment events are listed below for you to consider your options well in time before expanding your workforce.

Virtual Job Fair: A job fair hosted online allows you to attract international applicants to live job boards. It gathers multiple employers to set up exhibitor booths and interact with best-matched candidates in real-time. From posting 100s of jobs to receiving millions of resumes, a virtual job fair helps recruiters through high-volume recruitment.

Likewise, the platform is built to accommodate and sustain large gatherings of people with great efficiency and accuracy. Check out the ultimate guide to hosting a successful virtual job fair.

Virtual Career Fair: Career fairs are mainly organized to engage employers with potential job seekers. Previously, universities held on-site career fairs to help fresh graduates discover a career path. The hiring managers from reputed organizations joined to educate and guide potential candidates on their career direction. Although, it did not offer an opportunity for remote candidates to benefit from the on-site career fair. Therefore, virtual career fairs are held to connect international applicants with global employers.

Now let’s explore how a virtual career fair works.

A virtual career fair hosted online helps expand reach by welcoming a global audience. Next, it offers a chance for the applicants to familiarize themselves with the jobs, company culture and the employer brand. Likewise, the interactive features allow employers to engage in 1:1 screening interviews. It is surely a win-win case for everyone involved.

Best Practices for Global Virtual Recruitment

Once you have decided on the type of event, it is time to create a memorable experience for your global audience.

Also, check a guide to the virtual recruitment process.

Attract Global Talent through Event Marketing

Employer branding is the key to attracting the world’s top talent. Also, with the rising market competition, it is not easy to hunt specialized candidates for the job roles. Therefore, one way to do it is by creating event marketing campaigns. The more people know about your event, the more opportunities you will have to attract the right candidates. Primarily, your business website and social media channels should talk about the hiring event.

Nowadays, social media platforms are considered the most effective to communicate the message across the masses. The more people engage in the marketing campaigns, the more there’s a chance for higher attendance. Thus, it is important to form an event marketing strategy that works well for your target audience.

  • Build email marketing campaigns
  • Run social media advertisements
  • Embed event landing page to the company website
  • Accept registrations well before the event
  • Post attractive visuals from the event
  • State benefits for attendees
  • Use event listing platforms to list your event
  • Have a welcome one, welcome all approach

Customize the Virtual Venue

To begin with, the virtual platform allows you to customize the entire event space. From the entrance to the halls, your virtual venue would speak about your brand and the company culture. In fact, you can use company logos, themes, and colours to design the halls, lobbies and booths. That way, you have the chance to familiarize the global audience with the employer brand.

Content Strategy to Educate and Train

After gathering the recruiters, hiring managers and candidates in one place, it is time to get the sermons started. Usually, job fairs are meant to familiarize the candidates with the company culture and the job openings. However, with a virtual job fair, you can host live or recorded webinar sessions to educate, engage and train prospective candidates. Apart from live chat and video conferencing, the platform allows you to share useful content such as company vision, annual records, statistical data, company videos, galleries, informative brochures, FAQs, and more.

Similarly, the platform offers an integrated system to educate and train fresh hires. With an active tracking system, the entire user journey of candidate training is tracked within seconds. Thus, a global audience is managed under a smooth process of employee hiring and onboarding.

Live Engagement and Networking

A virtual platform has built-in solutions for real-time attendee networking and engagement. It is considered a UCAAS unified communications as service platform for global businesses. First, the platform allows you to design the landing page with embedded live chat. Plus, it has navigational buttons to help them move about the venue. In addition, the employer booths attend to the candidates and assist them through live chat. The chat options vary from text and audio to video conferencing. As a result, your attendees build trust in the employer brand and actively engage throughout the event.

Higher attendance is not an issue when the live webinar sessions easily accommodate thousands of individuals per session. Similarly, the webinars offer a wealth of opportunities for live attendee engagement. For instance, attendees can directly engage with the speakers through live Q&As, polling, quizzes and private meetings. Hence, everyone has an equal chance to participate and network with eachother. This, however, does not work well in a large gathering of people at a physical location. For example, the time and space constraints limit attendee and employer interaction by 70%. Also, the heavy filing and documentation is a tiring job in itself. So why get stuck in old methods of hiring?

Final Thoughts

It is about time you rethink your recruitment practices. Virtual Recruitment Days hold an extensive portfolio in helping organizations tap at the global level. So make your hiring events globally accessible for talent hidden at far ends of the world. It is your chance to benefit from the vast features of the virtual platform and easily manage your high-volume recruitment needs. Hence, you expand the reach of your employer brand and score the best-matched candidate for the job openings.

Let us not confine business to borders and join hands with the best partners to create job opportunities for people across the world.

Unexpected Car Repairs? 10 Ways to Save Your Wallet

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No one expects their car to break down, but it happens to the best of us. When you’re faced with an unexpected car repair bill, it’s important to take action quickly to save your wallet. Here are 10 ways to reduce the cost of your car repairs.

1. Use your warranty

Many people are familiar with the car warranties that come with new vehicles. However, few people realize that you can also get warranty coverage on used cars. Endurance Car Warranty and many other companies offer extended warranties on vehicles, regardless of age or mileage. These warranties can be an excellent way to save money on unexpected repairs.

In addition, many credit card and insurance companies offer extended warranty coverage as well. As a result, it is worth taking the time to explore all of your options before making a final decision. By doing so, you can make sure that you are getting the best possible coverage for your needs.

2. Use online resources

One way to save money on unexpected car repairs is to use online resources. There are a number of websites that offer advice on how to repair your own car.

In addition, many of these websites also sell car parts at a discounted price. By using online resources, you can save yourself both time and money.

In addition, you may also be able to find coupons or promo codes that you can use towards your purchase. By being prepared and doing your research, you can ensure that you will not be caught off guard by unexpected car repairs.

3. Tune-up and maintenance 

Scheduling regular tune-ups and oil changes for your car is one of the best ways to prevent expensive, unexpected repairs. Just like any other machine, a car needs regular maintenance in order to function properly.

Tune-ups help to keep the engine running smoothly, and oil changes help to remove debris and prevent build-up that can lead to engine problems. By staying on top of regular maintenance, you can avoid costly repairs and extend the life of your car.

Save yourself some money in the long run by taking it in for a tune-up on a regular basis.

4. Compare prices

To save money on unexpected repairs, it’s important to compare prices. Many drivers assume that the dealer is always the most expensive option, but that isn’t necessarily true. In fact, dealers often offer competitive pricing, especially for common repairs.

Another option is to choose a less expensive repair shop. While these shops may not have the same level of experience or expertise, they can often do simple repairs for less money. By taking the time to compare prices, drivers can save themselves money on unexpected car repairs.

5. DIY repairs 

There are some repairs that you can do yourself, without having to take it to the mechanic. For example, something as simple as changing your own oil can save you a significant amount of money. There are also a number of small repairs that you can do, such as fixing a loose headlight or changing a flat tire.

While more complex repairs will require the help of a professional, there are many simple repairs that you can do yourself, saving you time and money. With a little elbow grease, you can keep your car running smoothly for years to come.

6. Use coupons and discounts

Anyone who owns a car knows that repairs and maintenance can be expensive. But there are a few ways to save money on these essential costs. One way is to use coupons and discounts. Many auto repair shops offer discounts to customers who bring in coupons. You can also find coupons in magazines and online. 

7. Use your connections

Asking friends and family for help can save you money and time. They may know of a reputable mechanic in the area who can do the work at a reasonable price.

In addition, they may be able to give you an estimate of how much the repairs will cost so you can budget accordingly. Asking for recommendations can also help you avoid being overcharged or taken advantage of by a mechanic.

Furthermore, if you have a friend or family member who is mechanically inclined, they may be able to help you with the repairs themselves. While this option may not be available to everyone, it is definitely worth exploring if you want to save money on unexpected car repairs.

8. Consider buying used parts

One way to save money is to purchase used parts from a salvage yard. These parts have often been removed from vehicles that have been in accidents or that have been otherwise damaged beyond repair. While they may have some cosmetic imperfections, they should be functionally equivalent to new parts.

In addition, used parts are usually much cheaper than new ones. As a result, they can save you a significant amount of money on your repairs. Just be sure to do your research and purchase parts from a reputable source.

9. Get a second opinion

One great way to keep your car in good condition is to get a second opinion on any major repairs. Take your car to a trusted mechanic and get their opinion on what needs to be done.

In many cases, they may be able to do the work for less than what the first mechanic quoted or they may find that the work is not as extensive as originally thought. Getting a second opinion can save you money and give you peace of mind that you’re getting the best possible service for your car.

10. Read the Owner’s Manual

The manual contains essential information about your car, including how to properly maintain it and what to do in case of an emergency.

In addition, the manual can also help you troubleshoot minor problems before they turn into major ones. By taking the time to read through your manual, you can save yourself a lot of money and hassle in the long run.

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