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Do Your Suppliers Fit in with Your ESG Strategy?

Sam Allcock
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Do Your Suppliers Fit in with Your ESG Strategy?

Many businesses today are talking about an ESG strategy. But what is one, and do your suppliers fit in with yours?

What Is an ESG Strategy and Why Do Companies Need One?

ESG stands for:

  • Environmental
  • Social
  • Governance.

When applied within the context of a business strategy, an ESG strategy means all of the factors that should be considered that impact one of these three ESG factors.

Whether a business has ESG initiatives in place can impact its reputation, according to a study done by NAVX® and even influence potential investors.

It stands to reason then that having ESG objectives makes sound sense for any business and can be an excellent way for you to build meaningful goals that align with stakeholders’ interests.

Examples of ESG criteria are as follows:

Environmental criteria

  • Greenhouse gas emissions
  • Waste management
  • Anything that contributes to climate change.

Social criteria

  • Human rights
  • Corporate social responsibility to local communities
  • Employee relations like staff satisfaction and diversity.

Governance criteria

  • Financial performance
  • Corporate governance issues
  • Bribery and lobbying.
ESG metrics

How Can You Identify if a Supplier Is Environmentally and Socially Responsible?

If you’ve identified that an ESG strategy is appropriate for your business strategy, then the next step is to screen your supply chain to check it’s aligned with your ESG initiatives.

One such way is to get accreditation that ensures your business operations cover critical areas of risk management that align with your ESG strategy.

These areas may be intrinsic to your ESG goals, like Financial risks, Environmental risks, Corporate Social Responsibility, Anti-Bribery and Modern Slavery.

You may want to create your own risk assessments that make sense against your ESG strategy. For example, if you’re in retail, you may wish to consider each of your manufacturers, listing any ESG risks and how you might mitigate them.

You may then turn your attention to your shipping company and any other parts of your supply chain.

A good idea would be to develop a Pre-Qualification Questionnaire or PQQ to send out to any new suppliers. This should help you determine whether they meet your ESG criteria ahead of working with them.

You may ask for assurances around insurance details, health and safety policies and modern slavery statements and audits.

What Are the Benefits of Working with Suppliers That Align with Your ESG Strategy?

We’ve already established that creating your own ESG strategy can positively impact your business.

It then makes perfect sense to ask for the same standards of your supply chain. This assurance aids consumer protection, ensuring that products and services adhere to strict health and safety standards.

It can also improve business operations by creating smoother supply chain management and appeasing external stakeholders’ interests.

These may be senior executives looking to improve employee productivity and cost savings with better procedures or employees working directly with your suppliers and looking for improved communication.

Both customers and potential employees often look to work with organisations that care about climate-related risks, social and environmental impact and fair governance policies.

Working with suppliers who align with your ESG strategy may give you a competitive advantage over similar organisations that do not have ESG factors in place within their business operations.

How Can You Get Started Creating or Refining Your Company’s ESG Strategy?

If you have no ESG strategy in place, the first step is to identify the ESG metrics impacted by your business. After this, you should create a risk assessment that considers environmental, social and governance factors identified and outline the ESG opportunities and risks that relate to each one.

If your current ESG strategy feels out of date, the same is true. Ensure any regulatory compliance documents are up to date for your own business and for any supply chains.

Using a risk assessment, identify any ESG factors that should be considered for each of your suppliers, engage with the relevant stakeholders and create a roadmap to creating more robust procedures for each part of your supply chain.

If you’re unsure of how to go about this, then an accreditation in risk management can help. The Common Assessment Standard by CHAS is the industry gold standard for risk management accreditations and has everything a business needs to ensure its supply chain management aligns with its core principles and ESG strategy.

How to Choose an Arborist for Your Backyard

Sam Allcock
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How to Choose an Arborist for Your Backyard

Trees are large and beautiful parts of nature. They are helpful in many ways, like making our environment look nicer, giving us oxygen, storing carbon, and giving us shade on hot summer days. Having trees can be both a blessing and a curse. If you’re moving into a new place where there are trees, or if you just moved in, you’re probably okay with it. That might be why you went there in the first place. Others, on the other hand, might not agree with you and think the trees should be cut down, trimmed, or pruned. There are many possible reasons for this. Cutting down a tree in whole or part is a challenging and dangerous job that not everyone can do. How would you know who to hire to cut down trees, though? This is a helpful guide to finding the exemplary tree cutting service (arborist).

Things to think about before hiring a company to cut down trees

Here are some things to consider before choosing an arborist or tree-cutting service.

  • Check to see that they have insurance.

Before choosing a tree-cutting service, this is an essential thing to think about. Cutting, trimming, pruning, and removing trees is a complex and dangerous job. Even if the Grayson GA tree service has a lot of experience, accidents could happen and damage your property or hurt someone. If this happens and the company doesn’t have insurance, you will probably have to pay for any damage or injuries on the job out of your pocket.

  • See what the clients have to say.

When looking for a tree-cutting service, you shouldn’t hire the first one you find on the internet or in your area. Not everyone on the job is a professional, and some will do more harm than good. It’s wise to research and find out what their clients think of them. Doing this lets you know if they’re qualified for the job and if their customer service is excellent. Google, Yelp, Facebook, and other sites like these can be beneficial.

  • Check out where they are on social media

Everyone knows that a person’s social media, or website, in this case, is one of the best ways to get to know them. A company’s website or social media platforms will give you a pretty good idea of what they’re about. You can learn a lot about their work ethic, history, and reputation from how much content they post. This could be a good sign if their website and social media get a lot of attention. Also, keep an eye out for reviews. They could very well lead you in the right direction.

  • Find out how long they’ve been in business.

This shouldn’t surprise you. Today, a company or business can only do well if it is good at what it does. Experience is the best teacher, and the longer a company has been in business, the more likely it will do its job right and have few problems. This doesn’t mean that you shouldn’t work with a new company with less experience. Again, research is a great way to find the right company for you, regardless of your experience.

  • Ask about credentials

As with any other service you need, knowing what the law says about the company is essential. Please find out how qualified and trustworthy a company is to do the job by asking about their certifications. This will keep you from doing business with a sneaky company that can’t get the job done right. If the company has the proper certifications and credentials, it will give you peace of mind that you won’t get into trouble with the law during or after the job. If an arborist has a license, you’ll be able to tell what they specialize in, like all sizes and types of trees, just branches, etc.

  • Find out what their services include and what they don’t include.

Asking the company about its services will help you save money. Will they clean up the mess after they cut or remove trees? Will the stumps be taken out or ground down? Will they make sure to get rid of any dangers on the land when they’re done?

Considering all these things will greatly assist you in choosing the right tree cutting service that is devoted to their work.

Premier League: Financial gravy train keeps rolling

Sam Allcock
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Premier League: Financial gravy train keeps rolling

The Premier League’s quest for global domination shows no signs of slowing down judging by the activity during this summer’s transfer window.

Lucrative broadcast and sponsorship deals have given top flight clubs in England the chance to buy some of the best players in the world.

This has helped English clubs shine in the Champions League, with the last five finals featuring six teams who ply their trade in the EPL.

With that in mind, we assess some of the key numbers in the Premier League, starting with a look at which clubs are ranked as the most valuable.

Man Utd top the Premier League rich list

Five Premier League clubs feature in the top 50 list of the most valuable teams in sport – Manchester United, Liverpool, Manchester City, Chelsea and Arsenal.

Man United’s $4.2 billion valuation puts them just ahead of Liverpool ($4.1bn) and Man City ($4bn), with Chelsea ($3.2bn) and Arsenal ($2.8bn) rounding off the quintet.

A lack of on-field success over the past few seasons may result in United being overhauled by Liverpool and City in the rich list.

However, given the size of their global fanbase and commercial appeal, United should stay well ahead of Chelsea and Arsenal for the foreseeable future.

Ronaldo keeps the cash tills ringing

Despite reaching the latter stages of his illustrious career, Cristiano Ronaldo remains one of the highest paid footballers in the world.

The Man United forward’s annual $36 million salary is the largest in the Premier League, although it some way behind the $62m Paris Saint-Germain pay Kylian Mbappe.

Mohamed Salah (Liverpool, $26m), Kevin De Bruyne (Man City, $24m) and Erling Braut Haaland (Man City, $24m) are the Premier League’s other representatives in the top 10 salary list.

Haaland may well challenge Mbappe’s status as the highest earner in the future, with Real Madrid and Barcelona both keen to break the bank to secure his services.

Top transfer fees show some prudency in the EPL

While Premier League clubs are not averse to spending big in the transfer market, they are generally more prudent when it comes to splashing ‘silly money’.

Of the top ten transfer fees of all time only two involve EPL clubs buying players – Jack Grealish (Aston Villa to Man City, £105.75m) and Romelu Lukaku (Inter Milan to Chelsea, £101.7m).

Phillipe Coutinho (Liverpool to Barcelona, £121.5m) and Eden Hazard (Chelsea to Real Madrid, £103.5m) are the only other deals in the top 10 that feature EPL clubs.

Paris Saint-Germain and Barcelona are responsible for spending the biggest amounts, with five of the top six deals concluded by them.

Foreign TV deals keep the gravy train on track

Domestic television contracts with Sky Sports and BT Sport have long been the dominant source of income for the Premier League.

However, that will change from the 2022/23 season, with overseas television rights now worth a whopping £5.3bn following the agreement of new deals in Asia.

With domestic TV contracts raking in a cool £5.1bn for Premier League clubs, the title winners will pocket £176m in prize money this season.

The growth in TV revenue cements the Premier League’s status as the richest football competition in the world.

Health & fitness innovations worth monitoring

Sam Allcock
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Health & fitness innovations worth monitoring

Increased public awareness of the benefits of living a healthy lifestyle have driven massive growth within the associated industries.

Health and fitness is now big business, with most of the sectors that fall into this category generating billions of dollars in revenue each year.

The landscape has changed dramatically since the turn of the century, with new innovations transforming how the health and fitness industry operates.

With that in mind, we assess some interesting developments that could have a massive impact on health and fitness in the future.

Slow-release supplements

One of the most interesting facts about supplements is the global market size was valued at $151.9 billion in 2021 and is forecast to expand at a compound annual growth rate (CAGR) of 8.9% during the next decade.

Advancements in research have been a primary driver for the industry’s success, and that trend is fully expected to continue over the coming years.

An exciting development could be the introduction of slow-release supplements, which use proven substances from the pharmaceutical industry to slow down the rate at which tablets dissolve.

This delivery system has an advantage over other food-grade controlled-release technologies and would give obvious health benefits to consumers.

Plant-based sports nutrition

Many sports nutrition products have previously had a bad rap, with the false claims made by manufacturers about their effectiveness central to this.

Dodgy ingredient formulations have not helped matters, leading millions of consumers to steer well clear of using such products.

The situation is slowly changing, with some of the best sports nutrition brands introducing natural ingredients and low sugar content into their product ranges.

Plant-based formulations are expected to be one of the primary drivers behind revenue growth in the sports nutrition sector over the next few years.

Digital health & fitness communities

Organisations in the health and fitness industry have increasingly been using digital platforms to market their goods and services in recent times.

While this is likely to continue apace, there may be a noticeable shift towards brands using digital communities to improve their reach.

The social connectivity provided by platforms such as Facebook and Instagram make it easy for health and fitness brands to target a wider audience.

By using existing customers to market on their behalf through their network of digital communities, companies in the sector will increase revenues without too much financial outlay.

Active video gaming

Also known as exergaming, active video gaming first became a global phenomenon when Nintendo launched the immersive Wii console back in 2006.

Exergaming remains hugely popular today, with all of the popular gaming platforms offering a range active/fitness related games.

The genre looks certain to keep evolving in the next few years, with virtual reality (VR) technology expected to facilitate a huge leap forward in exergaming.

Several global fitness brands have invested massive resources into the development of VR experiences and it should soon be part and parcel of the industry.

Wearable technology

Wearable technology remains an ever-evolving sector, with the top companies in the sector in the midst of an arms race to make devices smaller yet more powerful.

Public spending on wearable devices worldwide is on track to top $90bn this year and it is unlikely to be too long before the $100bn barrier is broken.

We anticipate that future wearables may become more hidden, perhaps by adding a thin film inside existing jewellery to measure and report on key personal data.

Much like many other elements of modern technology, developers have probably only just scratched the surface of possibilities in wearable technology to date.

Fitness apps

While standalone fitness apps can be extremely lucrative for publishers, the marketplace has become rather saturated in recent years.

Many smartphone manufacturers now include fitness trackers in their devices, which is forcing fitness app publishers to be more creative.

Social fitness apps, guided workout apps and diet apps are amongst the innovations we believe will become increasingly prevalent in the next few years.

It is currently estimated that around 800 million worldwide use at least one fitness app – this is certain to increase as the technology becomes more sophisticated.

Telemedicine

Telemedicine has become a buzzword in recent years, but has actually been around in different forms for around five decades.

However, the supporting technology has only recently started to deliver the successful patient outcomes that people desire from telemedicine.

Concerns over digital privacy and cyber security remain major issues for telemedicine to overcome, but the problems are gradually being eradicated.

Given its potential to ease the strain on overstretched healthcare systems, we anticipate that telemedicine will become commonplace in the next few years.

Robotics

The first robots in the medical field provided surgical assistance via robotic arm technologies during the 1980s.

Artificial intelligence (AI)–enabled computer vision and data analytics have since transformed medical robots, expanding their capabilities into several other healthcare areas.

Robots are now used to support healthcare workers, enhance patient care and significantly improve the timescales for life-saving research studies.

As technologies continue to evolve, robots will function more autonomously in healthcare, eventually performing certain tasks entirely on their own.

The final word

The start of the 21st century has witnessed significant changes in many elements of health and fitness, and things will continue to evolve moving forward.

Significant advancements will be seen not only in the developed world, but also in regions where public health has been difficult to manage.

Each of the innovations we have mentioned look sure to have a major impact, although robotics is probably the one which will shake things up the most.

Easing the burden on the healthcare sector via robotics will be crucial in supporting a global population that is continuing to increase.

How to identify if a cryptocurrency will benefit you?

Sam Allcock
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How to identify if a cryptocurrency will benefit you?

In 2022, people can find cryptocurrencies as the best opportunities for exploiting and earning profit. If you have an enthusiastic nature about cryptocurrencies and want to support the whole space of digital investments, perhaps investing in them is the only thing you can do. This way, you will provide a valuation of the cryptocurrency market and get returns from it. Of course, it is going to work both ways. You are going to give something, and you will get something. But, to do so, you must have the perfect cryptocurrency as your digital investment. The cryptocurrency market is complex nowadays due to the increasing number of digital tokens. You also need to read articles to understand how bitcoin mining pools work in order for you to know if it will benefit you.

If you get stuck with the complications, you may not be able to make the most attractive choice, and therefore, your profits will be lower. To avoid any such scenario, you must choose the cryptocurrency that will benefit you the most. To pick up such a cryptocurrency, you need to know how to make a proper evaluation of all the cryptocurrencies. They must be compared with each other into debts with the appropriate consideration that we will tell you about today.

Use cases

Due to the widespread popularity of crypto coins, you can now get many use cases with several cryptocurrencies. However, it is something you will enjoy with only a few of the cryptocurrencies because all of them are not great for your investments. You would like to put your money into something that can be put into a variety of uses. Simply putting your money into a cryptocurrency is not your aim. You want to use it for something and make money out of it. That is only possible if you check the use cases for the cryptocurrency in which you are looking forward to putting your investment.

Flexibility

Flexibility is not only about switching the cryptocurrency between investing and trading, but it is also about a lot of other things. For example, suppose you are in the market and want to convert your cryptocurrencies into money. If your digital token cannot be easily converted into money and sold on the market, perhaps you have made the wrong choice. On the other hand, the best cryptocurrency will be very flexible, and you can convert it into cash whenever you require it. It is your preference if you want your cryptocurrency in its form or the form of money.

Acceptance

Acceptance of cryptocurrencies plays a very crucial role in identity. Suppose the one you are choosing will benefit you. It is not. Plenty is in the market, but only the best one will be accepted almost everywhere. Bitcoin, for instance, is accepted globally and by multinational companies. It is clear evidence that bitcoin is the best cryptocurrency to invest your money in 2022. So, if you want to go for the best option in the cryptocurrency market, you prefer to consider acceptance. The higher the degree of acceptance, the better your cryptocurrency.

Popularity

Popularity is also a crucial factor you must check when looking for the best cryptocurrency. Today, this is a crucial factor to check because all cryptocurrencies can make a fake name in the market, but they do not have a positive image. To check the image of any digital token project you are referring to, visit the site and check the previous reviews. Apart from this, you should also check if the token is legitimate. You can check it via license, which is always available in the about section. Do a proper evaluation of the necessary factors and read the terms and conditions before you invest money.

Valuation

Valuation of a particular digital token and its market capitalization is also a crucial factor that can help you to get the right one. Today, the cryptocurrency space is flooded with investment opportunities, but you have to pick the one with the highest valuation. Moreover, high valuation is associated with high returns. Let us tell you how. When you invest in a cryptocurrency with a very high valuation, it will also have a very high amount of fluctuations. Because of the fluctuations, you will get more chances to earn money from that digital product. This way, highly valued cryptocurrencies in the market will be the best option for you.

The United States takes on growing bitcoin!

Sam Allcock
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The United States takes on growing bitcoin!

Some of the most important global powers are nowadays very much interested in cryptocurrencies. The primary reason behind their vested interest in digital tokens like bitcoin is that it is beneficial in growing the economy. Recently, El Salvador accepted the bitcoin with open hands, but now, other nations are also looking forward to doing the same. Earlier, they were not in favor of El Salvador for making such a move, but now, they can see its growth possibilities. So, a country like the United States of America should also be very familiar with the technology of cryptocurrencies because it is very well and suitable for the truth. Moreover, the population of the United States of America is in favor of this growing economy of cryptocurrencies. Among the US population, bitcoin has been popular and its network is vital but people are asking if there is a possibility of a substitute.

There are endless possibilities in which cryptocurrencies like bitcoin can be helpful for any nation in the world. In the case of the USA, the charts and figures are shocking. As 12% of Americans, almost 40,000,000 individuals are using cryptocurrencies. Yes, such a large portion of the population of the United States of America has a vested interest in cryptocurrencies for many reasons. First, it is very easily accessible and a perfect store of value. Everyone in the United States of America is very enthusiastic about their investment and savings. So, they would look up to something which will be very helpful in storing the world. That is why they are using cryptocurrencies. The US government has a stash of bitcoin.

Positives

The USA is a preeminent power at the global level, and therefore, whatever the country does is also having a massive impact on the whole world. For example, suppose the United States of America, just like China, completely bans the bitcoin system ecosystem. In that case, it will lead to a very drastic effect on the economy of bitcoin. But, on the other hand, if they decide to put it on the positive side, perhaps they will have a significant positive effect on bitcoin. So, today, we will read down the positive effects and aspects of the USA on bitcoin.

  • The first thing that the United States of America has done for its citizens is that they are not Pay heavy taxes on the people using cryptocurrencies. Yes, it is a significant thing happening in the United States of America nowadays because earlier, the government was not in support of the same. They decided to impose taxes on the cryptocurrency and their profits earlier, but now, they have taken their decision back.
  • Another crucial thing is that people living in the United States of America can get access to cryptocurrencies from the platform for free. Yes, many platforms in the USA provide free access to digital tokens without any charges. Moreover, some of them are also offering free Travel because the general public of the USA can easily access digital tokens.

These are the positives of the USA toward the cryptocurrency ecosystem, especially bitcoin. However, apart from this, there are a few negative aspects of cryptocurrencies in the USA, and we will read them down today.

Negatives

Along with the positive aspects, the USA also holds a feel of the negative aspects of cryptocurrencies like bitcoin. Even though they are not entirely in support of cryptocurrencies, they have provided the freedom to the people to use this. Some negativities are-

  • If you think you can legally file a complaint if you lose your bitcoins to a cryptocurrency wallet, perhaps you are thinking the wrong way. Even though there are some rules and regulations regarding fraudsters, if you lose your cryptocurrencies, you will not get any legal help. It is because the government is not in charge of this ecosystem.
  • It is believed that the United States of America is holding a massive stash of bitcoins, but it does not have any impact on the people. Yes, when a government holds bitcoins, the country’s people get a lot of benefits. However, it is not the situation in the USA. They do not disclose it among the people, and therefore, it does not have a significant positive aspect for the people.

After reading this, you might have seen that the United States of America holds both positive and negative takes on bitcoin. Moreover, every cryptocurrency is included in it; therefore, it is a universal detail about the bitcoin in the United States of America.

Do cryptocurrencies have a future in India?

Sam Allcock
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Do cryptocurrencies have a future in India?

Before 2022, the future of cryptocurrencies within India’s borders was considered very uncertain. It is all because the government was not very clear about the concept of crypto coins. They did not support cryptocurrencies, but they did not impose any ban on using digital tokens like bitcoin. But, before this, the crypto coin was considered a significant industry that could flourish within India’s borders very quickly. However, the finance minister released the country’s new budget. In the union budget 2022-23, some significant rules and regulations were imposed on bitcoins and other digital tokens. If you are familiar with the weather, you will find that the Indian government is making sure that Cryptocurrencies flourish under the rule of the government only. Meanwhile, in the other part of the globe, british-bitcoinprofit.org had been launched, a platform that comes with different features making British bitcoin traders transact with ease.

In the union budget, the government decided to impose some rules and regulations and taxes on bitcoins and their transactions. Not only bitcoins but every cryptocurrency is brought under this rule. According to the government rules and regulations in India, anyone trading in cryptocurrencies is free to do so as long as he is paying a 30% tax on the profits earned. So if you are using the trading method for making money out of digital tokens like bitcoin, if you earn a profit of one lakh, you are going to pay a tax of 30,000 on the same. It is all because of the new union budget imposed by the government, and it has brought about a lot of acknowledgment regarding cryptocurrency are the people.

Factors on the positive sides

No matter what people think about cryptocurrencies, due to the rules and regulations of the government in India, it is believed that cryptocurrencies can flourish. It is because digital tokens like bitcoin are not only about trading, but they have a lot of other use cases as well. If you look around, you will find cryptocurrencies as an incredible investment opportunity, but they are more than that. Today, we will provide you with some positive things about bitcoins and other cryptocurrencies, which make them suitable to flourish and have a future in India.

  1. One crucial reason behind cryptocurrencies getting a lot of support from the people of India is that they will be an incredible medium of making money. Many people in India are already using digital tokens like bitcoin for trading and investing. It is because they believe that modern technology will support their livelihood, so they are investing. Moreover, they are also shifting their preferences from the traditional options like real estate and the stock market towards cryptocurrencies, which will also be working in favor of bitcoin and the digital space.
  2. The need for digitization in India is also the main thing that can lead the country and the youth to turn toward crypto coins. Today, a country like India is developing, and therefore, it requires a lot of opportunities where the youth can work. Due to the country’s high population, the Indian government is working towards generating employment opportunities for the people. But, they are constantly feeling doing so. Therefore, the youth can very well turn towards crypto to make profits out of it, and cryptocurrency can flourish.
  3. Due to the flexibility of cryptocurrencies, they can be used in various things. For example, you can find that anyone selling something can accept bitcoin in return for its goods and services. On the other hand, multinational companies providing services can accept bitcoin as payment. Some of them are already doing so. So, it shows that in a country like India, where many multinational companies work, the acceptance of bitcoin and cryptocurrencies is straightforward. They can be accepted on a large scale, and therefore, they can become the future of Finance.

Bottom line

Having read about the most critical information associated with the future of cryptocurrency in India, we hope you are now well aware of it. A country like India requires a lot of digitization, and the ecosystem of crypto coins can provide that. Moreover, cryptocurrencies enforce digitization through the development of infrastructure for their transactions. Furthermore, if a company working in cryptocurrencies has its headquarters in India, people will be more trusting of this concept. Therefore, cryptocurrencies can flourish in a country like India, which has many growth prospects for this new concept.

Robert Harmer Reno Business Tycoon is Dominating the Fintech Industry With His Trailblazing Ideas

Sam Allcock
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Robert Harmer Reno Business Tycoon is Dominating the Fintech Industry With His Trailblazing Ideas

As we advanced our step into another decade, it became certain that a major fragment of our lives is dominated by technology, also over time, we recognized a steep improvement in banking and business with the arrival of digitalization. A relatively new concept for many, Fintech is a fusion between the financial sector and technology. It was during the start of the last decade when Fintech started gaining pace, and soon ascended into a major division. ProfitPay, a company inaugurated in the year 2014, has recently been in the limelight for its partnership with another Fintech company. It has registered astonishing growth since its inception.

Robert Chase Harmer is the founder and the CEO of ProfitPay Technologies Inc a globally recognized payment firm that works with other businesses from E-commerce, Marketplaces, Platforms and the travel sector processing payments, issuing cards and creating an easy to use digital banking interface for marketplaces. Apart from the regular payment services, it also caters to other non-generic services such as cryptocurrency, procuring higher rates of interest, cashback, and many more. The characteristic which sets it apart from other Fintech firms is its unique approach.

Having had an experience as a consumer himself, Chase acknowledged the need for consumer-friendly online payment options. With no tech experience and 0 investment, he used the bootstrapping method to assemble the required capital for his startup. He was able to accumulate financial resources worth $2M then raise another 25 Million to commence his operation which now has transformed into a $300 million dollar valuation on its way to a Billion dollar company.

Robert Chase Harmer started traveling through the USA to create a portfolio of thousands of properties at the age of 19. But soon he realized the drawbacks of traditional systems and the dire need of having a revolutionized infrastructure that is recognized globally and efficient in use. He started building technology that would help him terminate the necessity of the physical presence of customers and provide a secure

transaction on the web. After 5 years since its inception, ProfitPay Technologies Inc is nowhere near its old structure, as it has become a massive platform accommodating the needs of the future.

When asked about his distinct life and the journey as an entrepreneur, Chase mentioned that in order to succeed and establish a venture, one needs to be ready to go all in and sacrifice everything to grow something. The irony of Capitalism is that you have to give it all away before you can actually capitalize.!? He believes one should enjoy the process and be consistent with the efforts. During the initial phase, it might seem taxing but as you become stabilized you can scale with different products and services to expand your business.

Best towns and villages in Luxembourg

Sam Allcock
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Best towns and villages in Luxembourg

Luxembourg is a small country, landlocked in the centre of Western Europe. A collision of cultures and languages, as well as a long history, define the uniqueness of their traditions.

Fairytale castles and ruins witness of the time passing for centuries are some of the wonders we are about to discover. We cannot fail to mention the gorgeous countryside, spotted with lush forests and deep green valleys drawn by swirly rivers.

Today we are going to tell you about the best towns and villages in Luxembourg. We are choosing based on how interesting these towns are, considering their history, architecture, the tourist attractions they have to offer, as well as their natural environment.

Vianden

No surprise this town is on our list. Vianden is easy to visit from the City of Luxembourg, and it’s truly one of the most beautiful towns in the country. And yes, much of that is due to the impressive castle that looms over the town.

Records show that the castle dates back to the 10th century, and recent restoration works have left it immaculate, and a must-see today.

Narrow streets and colorful houses are defined against the greenest forest you will ever see.

Clervaux

Another town that could not be missed from our list. This town doesn’t only have a beautiful castle right in the centre, but also there is a monastery overlooking the town.

Clervaux is one of those cases where the whole town becomes a museum of sorts. A walk around discovering the small patisserie shops, history is in the air of this small town.

Clervaux was also the site of the Battle of Clervaux in 1944 and the struggles of the 20th century are still evident, some in an exhibition in the main castle.

Esch-Sur-Sûre

One of our favourite towns in Luxembourg, Esch-Sur-Sûre is one of the best towns to visit, and if you only have a few days in Luxembourg, you cannot miss it.

This village feels like it’s frozen in time, with the ruins of a fortified castle positioned strategically on top of the rocky wall. With a population of less than 500 people, this town is as charming as historically relevant.

Ettelbrück

Ettelbrück is one of the largest cities in Luxembourg, however that means that population is still below 10.000 people.

Located deep in a valley surrounded by rocky hills and forests, it’s a great town for a walk around enjoying the combination of history and nature, and the beautifully landscaped town.

Ettelbrück is famous for being a base for visitors going to Berg Castle, but also thanks to the General Patton Museum, a detailed and interesting path towards the role of Luxembourg during the Second World War.

How to get to the best towns and villages in Luxembourg

Getting around Luxembourg is easy.

If you arrive by air, there are taxis and buses to get you into the City of Luxembourg. But, a much better option, especially if you’re planning to visit any of these towns, is to choose a smart service like door2gate that will take you straight to your accommodation and back to the airport without having to worry about public transport availability or expensive taxi rides.

Door2gate has vans that will pick you up at your accommodation and take you to the airport at a very affordable price, since the ride is shared, from anywhere in Luxembourg and the Greater Region.

Luxembourg has an extensive public transport system connecting all the towns we mentioned. Most services depart from the City of Luxembourg, but there are also options like carpooling and even cycling.

Sitcoms to watch

Sam Allcock
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Sitcoms to watch

Platforms such as Amazon Prime, Netflix and your satellite TV, have some of the best sitcoms to watch that will cure your boredom as you can’t stop watching them. To have satellite TV installed if you don’t already have it, click here. Without further ado, let’s get straight into the list with some of the best sitcoms available to watch.

The Simpsons

This is probably one of the most famous sitcoms ever made with pretty much everyone having heard of the Simpsons. The show has over 700 episodes and has run for three decades, the Simpsons have covered all bases and have even been known for predicting things that have happened in the future! With famous characters Homer and Bart, the Simpsons is definitely one of the most recognisable shows of all time, never mind in just sitcom terms. One of the best things about this show is the fact that no matter what age you are you can sit down and enjoy some light-hearted comedy with the Simpsons, with some of it being very relatable. Every character is unique and lovable with many different add on characters in the town of Springfield, it’s no surprise this is one of the best sitcoms to watch and has kept millions laughing for over 30 years.

The Office

Usually, offices are made out to be boring environments, but not this one. The Office, written by Ricky Gervais has two versions with the UK and US versions of the show. Both are brilliantly funny with light-hearted comedy about the not-so-normal lives of the employees, in a not-so-normal office. We prefer the US version starring the main character, Steve Carrell, however, as we said both versions are great, so if you’ve watched the UK one don’t be annoyed! In the US office, all characters bring something different to the office, whether it’s Michael telling his awkward jokes and wanting all the employees to like him, or Dwight falling for one of Jim’s pranks and arguing with each other again and again. There’s nothing to not like about the office, it has a feel-good vibe to it with some great comedy that’ll always cheer you up. This is definitely up there with the best sitcoms to watch.

Rick and Morty

Rick and Morty could be just the thing for you if you’re searching for something a little different. The programme centres around Morty, a teenager who is frequently dragged along on wild escapades by his drunk scientist grandpa, Rick (who is ironically the smartest man in the universe). Using his portal rifle, he was able to leap between realms and encounter all kinds of bizarre individuals, even parallel versions of themselves! When it comes to this ridiculous sci-fi sitcom, there is simply no such thing as “too far-fetched.” It’s tough to ignore the writers’ ingenuity, whether or not this programme appeals to you. “Rick and Morty” is without a doubt one of the best options if you’re sick of your normal bland TV and is one of the best sitcoms to watch.

The Inbetweeners

This is without a doubt one of the best sitcoms to watch. It’s nearly hard to find a poor episode of this programme. The ideal comedic sitcom is “The Inbetweeners,” which serves as an example. The sitcom centres on Neil, Simon, Jay, and Will, four humorous misfit high school students who try their hardest to fit in but frequently do the exact opposite. The show’s mature humour might not be to everyone’s taste, but if you can find the humour in the sort of comedy “The Inbetweeners” offers, you’ll have found the ideal binge-worthy programme that will have you laughing out loud at every episode. The programme may also be relevant for teens making the move to adulthood, which makes things extra funny.

Family Guy

It’s hardly surprising that many people consider it to be among the funniest sitcoms ever. For decades, Peter Griffin and his family have had us giggling aloud in front of the TV with their outrageous actions and knack for landing themselves in situations that are funnier than the previous. Family Guy has a unique kind of humour that no other TV programme can match. This sitcom has it all, including talking pets and wicked genius infants. If you want a light-hearted show that’s sure to make you laugh, then Family Guy is definitely one of the best sitcoms to watch.

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