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The Story of Modern Russian Latifundias: How Alexander Klyachin Became The Largest Landowner in Moscow Region

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Alexander Klyachin, known in the business circles as the owner of the Metropol Hotel and the Azimut hotel chain, is not only a hospitality industry tycoon. He also happens to be the largest landowner in the Moscow region, facing endless trials and litigations concerning the shady history of the ownership of the land in question.

In Soviet times, where the Moscow Ring Road ended, the area of the lands of collective and state farms started, which provided the capital city with food. After the collapse of the Soviet Union, land in the near Moscow region became too expensive to grow potatoes on it. But in some places the Russian heirs of those Soviet collective farms have remained to this day.

At two opposite points of the Moscow Ring Road, there are still two state farms with typical Soviet names. The “State Farm named after Lenin” (in Rus. – “Sovkhoz imeni Lenina”, editor’s note) in the south grew strawberries and vegetables. The state farm “Path to Communism” (in Rus. – “Put k kommunizmu”, editor’s note) in the north specialized in meat and milk. In the 90s, both enterprises were reorganized into joint stock companies, and all employees became shareholders. Today, 30 years later, both agricultural enterprises are in the process of protracted litigation. CJSC State Farm named after Lenin is suing the structures of the Rota development group owned by the family of State Duma deputy Dmitry Sablin. And the company “Khimki-Molzhaninovo” (formerly known as the Collective Agricultural Enterprise (CAE; Rus. variant KSHP – editor’s note) Khimki – the successor to the “Path to Communism”) has been fighting with the administration of Khimki and the Swedish IKEA already during many years, insisting that they stole from the collective farmers 20 hectares of the valuable agricultural land near Moscow along Leningradskoe highway.

It seems to be situations as like as two peas. But why, then, in support of the “State Farm named after Lenin” politicians and bloggers stand out for, as well as some public actions are being held, but the confrontation between the heirs of the Khimki State Farm with the Swedes and city officials touches only the direct participants in the process and no one else. Why there are such double standards?

The “State Farm named after Lenin” from Kashirka managed not only to preserve itself as an agricultural enterprise whose products are known to all Muscovites, but also showed that in the market conditions of capitalist Russia business with a large social component is possible.

The situation in Khimki is completely different. Anyone who has been to this northern satellite city of Moscow understands that there is no agriculture in this place at all – endless buildings of new residential areas, huge shopping centers along the Leningradskoye Highway.

There are no shareholders behind CAE “Khimki” – former employees, milkmaids and tractor drivers of the liquidated state farm “Path to Communism”. Unless a couple of people remained in the management, and even then they hardly have a stake in the company. Legal battles with retired officials of the Khimki administration and the Swedes from IKEA are being conducted by multimillionaire Alexander Ilyich Klyachin.

In early March 2008, Kommersant reported that the Investigative Committee had opened a criminal case against Irina Shestak, First Deputy Minister of Property Relations of the Moscow Region Government, as well as “unidentified founders and leaders of one of the large landowners of the Moscow Region, ZAO “Nerl” and ZAO “Buzharovo” (ZAO is CJSC – editor’s note). According to the investigation, the official entered into an agreement with businessmen, who with her help were able to buy 862 hectares of land of the former state farm on the banks of the Istra reservoir for 4.3 billion rubles less than its market value. The case was based on the materials of the check carried out by the Department for Combating Organized Crime and Terrorism of the Ministry of Internal Affairs of the Russian Federation, Kommersant reported.

The article also described a scheme by which its participants allegedly managed to sell land in the prestigious Istra district of the Moscow region at the price of a taiga swamp. Mentioned, in particular, of a forged lease.

At the same time, the founders of the company “Nerl” were described as “unidentified persons”, however, in fact, the name of the owner of this large landowner was not a secret to anyone. It was Alexander Klyachin, whose land bank by that time, according to experts, was about 15 thousand hectares.

Since 2003, Klyachin’s “Nerl” has actively and at times aggressively bought up lands from liquidated collective and state farms for the further sale already for building it up with elite cottages…

However, just four months after the start of the investigation, it turned out that the Investigative Committee had no claims either to the Shestak official or to the same unidentified owners of the “Buzharovo” and “Nerl” companies. According to Kommersant, the investigator Drymanov (in 2018 he will be arrested, and in 2020 he will receive 12 years in prison for accepting a bribe on an especially large scale as part of the investigation into the case of thief in law Shakro Molodoy) found out that there was no fake lease agreement at all It was. According to him, “Buzharovo” in 1996 did not lease, but bought the land plot into ownership, and the deal with “Nerl” was crystal-clear. They lagged behind Klyachin, and the delighted governor of the Moscow Region, Gromov, shortly after the termination of the case, awarded the acquitted official with a badge “For Merits to the Moscow Region”.

The questions that arose from the materials of the Ministry of Internal Affairs audit – and they even included the number of the lease agreement, the authenticity of which was questioned by the employees of the Department for Combating Organized Crime and Terrorism of the Ministry of Internal Affairs of the Russian Federation – remained unanswered.

After the “Buzharovo” affair, Klyachin gained a reputation of an invulnerable and influential landlord.

The “Sekret Firmy” magazine described in detail the most common schemes used in land-grabbing at that period. “Obviously, enterprises whose shares are dispersed among many shareholders who own expensive property and are burdened with debts, do not pay dividends to their shareholders, have highly profitable businesses and are located in corrupt regions”, – wrote “Sekret Firmy”. Most of these points included companies that inherited the lands of the former Soviet state farms.

“Usually invaders start an attack by buying up “dust” – small stakes from minority shareholders”, – described the procedure the “Sekret Firmy” magazine. “Together with the “dust”, the raider receives not only comprehensive information about the enterprise, but also the ability to put a spoke in the wheels of the CEO and the main owners. Thus, in accordance with the “Regulations on maintaining the register of registered securities holders”, the owner of 1% of shares has the right to receive an extract from the fresh register of all shareholders of the enterprise and the size of their blocks of shares. The owner of 10% of the shares has the right to convene an extraordinary meeting of shareholders with the agenda he needs – this is the key moment of any takeover. A 30% stake is sufficient for a quorum at a repeat meeting of shareholders. In a word, he disrupted the first meeting of shareholders – and any decision at the next meeting is a priori in your pocket. If a company has more than 51% of its shares scattered among many shareholders, it is as good as lost. Such an enterprise can be taken without a hand’s turn”.

After the “Buzharovo” case, Alexander Klyachin decided to work on the image – “Nerl” was sold to a certain investor from the UAE. KR Properties began to develop the hotel business – in particular, the “Azimut” brand of hotels.

Although in the development business, Alexander Ilyich sometimes used the methods worked out on state farms near Moscow. In 2011, ProfGruppBusiness, associated with it, reconstructed a five-storey administrative building at 9A Komsomolsky Prospect, in the very center of Moscow. The developer added two additional floors and bay windows, increasing the area of the building by 1.5 thousand square meters and sold them as apartments. An excellent business, considering that the cost per square meter in this area of the capital in those years started from 10 thousand dollars.

However, in 2016, the State Inspectorate for Real Estate established that all these floors and bay windows are arbitrary construction, which is subject to demolition.

In 2011, the media reported that CAE “Khimki” – the owner of the lands of the liquidated state farm “Path to Communism” put up for sale land plots along the Moscow-St. Petersburg toll road, which was laid despite the resistance of environmentalists, defenders of the Khimki forest. A year later, the same CAE “Khimki” filed an application with the arbitration court, challenging the legality of the transaction to alienate a plot of land from him with an area of 20 hectares, on which IKEA built two business centers.

The fact that the fact of alienation at the initiative of the government of the Moscow Region happened in the fall of 1993, 18 years before the filing of the lawsuit, also made the lawsuit piquant. However, the plaintiff argued that all this time he simply did not notice how two huge buildings were built on his land, in fact there was no land acquisition, as well as the IKEA lease agreement with the state, and thieves Khimki officials had stolen the land from him. number.

In the courts, representatives of the Khimki agricultural enterprise claimed that they were the legal successors of the Soviet state farm. But there were no peasants from the state farm “Path to Communism” in the structure of the owners of the Khimki agricultural enterprise – this became possible thanks to the use of another popular dubious scheme, when during the reorganization of the target of attack a twin company appears – with practically the same name and exactly the assets of the company undergoing reorganization are transferred to it by assigning its OKPO (General Classifier of Enterprises and Organizations) and OGRN (Primary State Registration Number) codes to the “twin company”.

Traces of the company’s departure from its shareholders from the state farm can be traced in the arbitration cases of 2004-2007, when the former owners of the shares, merged into the “Alterna” LLC company, tried to restore their rights to the land of CAE “Khimki” through the courts, but to no avail. The intercession of State Duma deputy Alexander Khinshtein did not help either. Kommersant reported that in 2006 he applied to the prosecutor’s office with a request to check the ownership of the CAE. According to his version, the enterprise could obtain ownership of the land “by means of armed seizure”. The shareholders of the state farm, who remained with nothing, wrote about the same to the prosecutor’s office, but they did not achieve the result.

True, the degree of Aleksandr Klyachin’s participation in the actions to “take away” the land from the former shareholders is not entirely clear – most likely in those years when the company was replaced, he was not yet involved in this matter. But later, a huge piece of golden Khimki land ended up in his hands, and he must bring money. Sheremetyevo wants to expand – negotiate with CAE “Khimki”. If someone wants to make money on a toll road to St. Petersburg, make an agreement with the Khimki agricultural enterprise… A deal with IKEA 18 years ago? You can try to turn back time. Moreover, lawyer Natalya Veselnitskaya, known for her connections in law enforcement agencies and a scandalous meeting with Trump’s son, can bring support. And the shareholders should butt out.

How Ebikes Can Help Save Our Environment

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Electric is the way to go, something which a majority of us might’ve realized. Most of the conventional gadgets and appliances which have been utilized in the past have gone through an update, and are now mostly fully electric, or use electric power in one way or another. One of the gadgets that have gone through such an update is bicycles. The conventional way of pedaling has been replaced, and now bicycles are controlled by electricity through integrating an electric engine, which helps achieve propulsion. These bicycles have now adopted the name Electric bicycle or E-Bikes to be specific.

First things first YES!! Electric bicycles are good for the environment. E-bicycles utilize electric force, alongside the human ability to push them forward. The Environmental Protection Agency assesses that a normal gas traveler vehicle out and about today has a mileage of around 22 miles for each gallon, and cruises all over 11,500 miles annually. With such figures, the agency infers that each fuel consumed will create 8,887 grams of carbon dioxide. This isn’t useful for the environment, given carbon dioxide’s impact on the actual environment, and is also an ozone-harming substance, causing global warming. Electric bicycles have made significant progress, to such an extent that they deliver zero fossil fuel byproducts. This is accomplished by charging the bicycle’s battery using green, or sustainable energy.Top 13 environmental benefits of riding an Electric Bicycle: –

Utilize Sustainable Energy

To shield the environment, we need to change our choices. These are essentially done by utilizing inexhaustible and sustainable energy. Solar-based energy is the favored feasible and clean energy seeing that it comes from the warmth of the sun, which is limitless and renewable. Electric bicycles can have the option to burn through or work on sun-based energy, making them 100% environmentally feasible and generally excellent for the environment.

A Healthy Environment for Healthy Humans

It is suggested that you ride a bicycle for more than two hours every week. Any bicycle, both ordinary and contemporary can help accomplish this. Riding to work daily, could help accomplish the suggested amount or even outperform it. It is believed that individuals who ride a bicycle to work could encounter a 39% lower pace of mortality.

Energy Efficiency

E-Bikes have exceptionally amazing figures in contrast with customary methods for transportation. In the US, e-bicycles are multiple times more energy-proficient than SUVs or 4x4s, multiple times more energy-effective than a Saloon vehicle, and multiple times more energy-productive than rail.

They Produce Zero Emissions

Unlike other powered types of transportation, e-bicycles do not utilize gas and diesel, which discharge fossil fuel byproducts into the climate. Electric bicycles depend on both human and electric energy, where the electric energy is battery-powered. Additionally, if the battery was charged using renewable and green energy it would be 100% harm-free to the environment.

Preservation of Roads

E-bicycles, in contrast to other vehicles, are exceptionally light. Accordingly, they don’t exert as much pressure on the streets. At one point the damage caused to streets will require fixes that require significantly heavier vehicles, which release harmful gases into the environment.

Replacing Conventional Vehicles

E-bicycles are essentially wiping out ordinary bicycles. Both don’t deliver any outflows and are preferred for the environment over vehicles. Nonetheless, electric bicycles are more eco-accommodating than their outdated partners, and thus will dominate more. Additionally, they don’t get stuck in traffic like cars and other vehicles. They also help keep people fit.

Ease of Travel

Electric bicycles provide you the accessibility that other vehicles don’t. They are little, light, and can without much of a stretch handle unpleasant landscapes, making them phenomenal for going mud romping on your trips. A few parks currently permit guests to ride e-bicycles, which can be used when touring new places. The introduction of a Fat Tyre Mountain Bike adds to the ease and accessibility in rough terrain. This adds to one’s affection for nature and motivation to save the environment.

Don’t contribute to environmental pollution

E-bicycles, as we must have already understood, give zero emissions. This implies they don’t deliver the poisonous gases and exhaust clouds that bring about respiratory and other medical issues. All things considered, electric bicycles don’t add to air contamination, which means they are truly useful for metropolitan territories.

Combat with Covid-19

A few reports portray that the current Covid pandemic was brought about by environmental elements. It, accordingly, interprets that a jeopardized environment was too feeble and thusly achieved a dangerous infection that has taken a large number of lives up until now.

E-bicycles can help battle the pandemic severally. They offer an opportunity for moderate activities. E-cycling can guard you since you will travel alone in a protected distance. It can assist individuals with prior conditions, like heftiness and type-2 diabetes, which makes individuals more helpless against Coronavirus. It additionally adds to better cardio and emotional well-being.

They have Long-Lasting batteries

E-bicycles depend on batteries to create an electric flow. However, the issue is discarding these batteries, particularly in landfills, prompting environmental waste. Fortunately, e-bicycles use batteries that can keep going for a long time and can be recycled.

Eco-friendly Travel Option

Electric bicycles are multiple times more productive than riding a train. They additionally offer a greener transportation choice and the capacity to travel alone whenever wanted. Taking the train or transport implies you will be in a jam-packed space with different travelers, who may be sick and more dangerous in times of Covid. Additionally, with the widespread availability of the Folding Electric Bike, it’s space-friendly and easy to manage too.

Reduction in Personal Carbon Footprint

As overwhelmingly credited in this article, electric bicycles produce zero emissions, can depend 100% on environmentally friendly power, don’t contaminate the air, and have an extremely insignificant impact on the streets. All things considered, changing to riding an E-bicycle will bring down your carbon impression, compared to other forms of travel.

Charging at off-peak hours

At the point when you charge any gadget, you draw power from the grid. To keep away from putting strains on the grid, you can select to charge your electric bicycle during off-peak hours. This will help prevent potential blackouts and outages which could cause environmental damage.

Electric bicycles have plenty of advantages. They are profitable, generally to the human body, to society, and obviously to the environment. They help improve blood flow, work with pressure discharge, and are ideal for aiding families bond.  So it’s about time to take care of yourself and the environment by riding E-Bikes.

The history of the emergence and development of gaming. How the sphere moved from a regular to an online format

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Now mankind can not imagine their life without gambling and casinos, but in fact once they were forbidden and to strengthen as a stable way of entertainment, they had a huge and difficult way.

The history of casinos

Despite the fact that many of us associate the emergence of casinos with the business of the American mafia in the 20th century, the history of games goes far back in time. References to gambling, dice and cards are found in many peoples and cultures many hundreds of years ago. Some historians believe that gambling originated in 2300 BC in China. Others argue that in the tombs of the ancient Egyptians were found similar dice to the modern ones. Others cite the example of the Roman Empire, where gladiatorial fights and chariot races, contributed to the appearance of totalizators non gamstop casinos.

Europe

One of the first gambling establishments was the Casino Ridotto, which opened in 1639 in Italy. It was located to the left in the Venetian church of St. Moses and was intended to keep gambling under control during the annual spring festivities. The casino was notable for its extremely high prices and crude selection of visitors, with only the nobility allowed inside.

Later, a gambling house was opened in France by order of Cardinal Mazarini, which served to fill the coffers of the kings. It was then that the roulette game first appeared.

In the early 18th century gambling establishments were opened all over Europe. Noblemen are not ashamed to spend huge fortunes in them. Many families were ruined because of a predilection for card games. For this reason, in the late XIX century, governments across Europe begin to ban casinos and close institutions. The only place where it was allowed to play became Monaco with its famous casino Monte Carlo.

America

In the early 19th century the first casino opens in America. Later, in many U.S. cities opened saloons, where visitors were invited to play. The greatest love of the people is the game of Blackjack, known in our country as “Twenty-one” or “Score”, and poker. The casinos flourished until Andrew Jackson, who banned gambling in the country, took over the reins.

Since the restriction was imposed, casinos have existed for a couple of decades, but outlawed. Prohibition restricts gambling establishments everywhere, the only exceptions being Nevada and New Jersey. Nevertheless, the business of gambling is not dead, but continues to exist on Indian reservations and on ships plying the waters of the Mississippi, and certain types of games become legal in all states as time passes. Later the largest casinos would be erected in Vegas and Atlantic City. In today’s world, only Utah and Hawaii remain under complete prohibition.

Russia

Playing cards in Russia appeared in the XVII century, but immediately found themselves under a ban. At that time, people were beaten for playing with a whip, broken fingers, prescribed fines. Later card games were divided into authorized and not authorized. For authorized – Bridge and Preferance, where the winning depended largely on the skill of the player. Prohibited games included lotteries, roulette, and point.

The heyday of gambling was in the early 2000s, when a huge number of casinos began to operate across the country. But just a few years later, in 2009, a law regulating gambling business is issued and casinos are closed or moved to legally permitted gambling zones.

CIS countries

At the same time in Kazakhstan and Ukraine are coming out their own bills on banning. But if in Ukraine the complete ban of casinos according to the results of sociological survey is considered to be unsuccessful, in Kazakhstan, as well as in Russia, it means the creation of allowed gambling zones, which, in their turn, have already started functioning successfully.

Development of online casinos

Nowadays, no one will be surprised by a site where you can play gambling for free. Nowadays, online casinos are quite widespread, there are quite a few relevant sites that are already known as reliable gaming sites (for example, play-maxcasino.com). And if now many online casinos actively attract new users with the possibility of free games (as on the page http://play-maxcasino.com/x-men-scratch/ of the already mentioned site) or all sorts of lotteries, then once such resources were a novelty for Internet users new non gamstop casinos.

The first company that started to provide online gambling services was the American game developer Playtech. The first online casino appeared in 1996, and it was called Europa Casino. It did not take long (about a year) for the first bookmaker’s office to appear, focusing exactly on the virtual sector. For the history of Internet gambling, the year 1998 was marked by the growing popularity of the respective sites among the public. This was partly dictated by the fact that many online casinos introduced such a concept into games as the “progressive jackpot”. Essentially, it is a summation and gradual increase in potential winnings. This approach quickly piqued the interest of even those who were not previously interested in gambling. In addition, interest in such entertainment is also dictated by the fact that winnings in online casinos are often much larger than in conventional gambling establishments. For example, the largest win at an online casino was $8,000,000 – an unprecedented amount for a regular casino (here, as a rule, the figures go up to $3-4 million). It makes sense, because when you open an online casino, the investment is much less (the development of even an expensive site, it is pennies compared to the purchase of furniture, staff wages and preparation of the room), and therefore the payback period is less. Accordingly, the gains can be more substantial. Among other things, the real casino you may be forbidden to play, if the administration suspects you of fraud. The sites simply do not have such a possibility technically, so everyone can play here. Even if your country has a legal ban on gambling, if the casino server is located in another country, the user can always go and play.

Now the network has more than 15,000 online resources, which have chosen to specialize in gambling. There are both world-renowned casinos and young services. One thing is certain, the interest in online casinos, even if a little decreased recently, but remains stable, which means that this area will continue to evolve.

Conclusion

Now the casino is a full-fledged way of entertainment and everyone can enjoy a few hours of exciting game, for this you just have to go to any online casino or go to the nearest gambling establishment.

The Simple 50-30-20 Rule To Save Comfortably

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The simple 50-30-20 rule to save comfortably. The plan divides income into three broad categories: needs, wants, and savings and investments.

Managing the household finances is a challenge many times . However, applying a certain order from the moment we enter money can give us a perspective of how our finances are and how far we can go.

That’s what the 50-30-20 strategy is based on , a simple rule, similar to that of Harv Eker or envelopes.

The objective is that, from the day we receive income, to know what is the spending threshold that we can undertake in each of the three main items , something that can also serve to identify problems, if we need to earn more money, or cut expenses.

The plan divides income into three broad categories: needs, wants, and savings and investments.

50% of the income must be used for essential needs
This category includes all essential expenses such as rent, mortgage payments, food, taxes, utility bills …

If the necessary expenses account for more than half of our income, we may have to cut expenses or use the other categories.

Another 20% should go to savings and investments
This category includes liquid savings, such as an emergency fund, retirement savings, or ultimately goals of adding money with the idea of ​​not touching it until it is time for your mission.

Experts often recommend having enough cash in your emergency fund to cover three to six months of living expenses. For example, if we are left without work, and that this fund goes ahead of, for example, another type of savings destined to buy a car or make a reform.

The remaining 30%, now yes, for whatever we want
The latter category includes everything that is not considered an essential expense, such as travel, subscriptions, dining out, shopping, and general entertainment.

This category can also include unnecessary improvements: a new mobile even though the current one works, or high-priced clothing.

There will never be a one-size-fits-all approach to managing money at home, but strategies like this can be a good starting point if this is your first time getting closer to controlling expenses at home.

A Simple Introduction to Asset Management

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A company invests in numerous assets over the course of its development and growth. Even the smallest one-person companies have purchases to keep track of, like computers, smartphones, and even company cars. Learning what asset management tools can do for your company in the early stages of its growth is a great way to ensure that you’re properly leveraging your investments over the years. The right software solution will be an easy-to-use and effective way of tracking how your employees are using crucial equipment. It also ensures that you can plan more accurately for impending maintenance requirements and additional purchases.

How Does Asset Management Software Work?

Asset management tools come in a range of shapes, sizes, and formats, intended to solve various common business problems. The key aim of one of these tools is to give you more information about the assets in your company. For instance, you could use a tool to track how often teams in your company use your conferencing equipment to book meetings with clients.

Alternatively, larger businesses might rely on things like real-time telematics tracking to ensure their vehicles and fleets are well-protected and utilized throughout the company. Many of these tools are designed with extra solutions to make them more appealing these days. For instance, you can find software that automatically creates visual reports on asset information which you can share with your stakeholders.

There are solutions that come with AI and machine learning tools to assist you in making informed decisions about the lifecycle of various resources in your company too. Some solutions come with automation elements so you can automatically assign service tickets to maintenance staff when a product needs to be repaired or automate the purchase of new resources and supplies when you run out. You can even run constant real-time analytics of your most valuable products so that you know straight away when something might be going wrong.

Why Should All Companies Invest in Asset Management?

Assets are tools owned by your business which help you to accomplish important tasks and achieve your goals. You purchase these tools for a reason, and asset management solutions can ensure that you’re getting the most value out of every purchase. With the right software solution, you can track all of your essential items in one centralized hub, making it less likely that you’ll lose track of expensive business resources.

Within that environment, you can identify potential risks to assets and the people using them and look for ways to reduce those risks and prolong the asset’s lifecycle. You can also use your monitoring system to effectively plan maintenance schedules, updates, and purchasing strategies that won’t disrupt your company’s performance. The right technology will give you an insight into how long each purchase will last in your company, and how you can get the best outcomes from your investment, before you need to remove or replace it. You might even find ways to improve the efficiency and performance of your team, by changing the way they access assets in your repertoire.

Escrivá Raises New Quotas For Freelancers From 90 To 1220 Euros

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The Government proposes that the self-employed pay fees of between 90 euros and 1,220 euros per month when it begins to apply the new contribution system based on income. Self-employed workers who earn the least will pay less and those who earn more, higher amounts, in a scheme distributed in 13 sections.

And, according to the Government’s calculations, on average a self-employed person would pay 275 euros per month . This is the offer that the employers and unions have on the table right now, according to a document that Cadena SER has advanced and to which EL PERIÓDICO has had access.

This is the approach of Minister José Luís Escrivá , but not that of the social agents, whose positions are still very distant.

Escrivá said in his appearance on Wednesday that a first agreement on pensions was “imminent”, although it will not include the details that have emerged this Thursday on the new proposal for the self-employed. The approach already transferred weeks ago of postponing the entry into force of the system until 2023 and that it was not at full capacity until 2032 was no longer liked by part of the table.

And the sections and amounts between 90 and 1,220 euros are not to the liking of all parties either. The agreement looks distant in this area and the details that have transpired will change if Social Security wants to close it with an agreement.

According to the scheme designed by Escrivá’s negotiators, the transition between one model and another would be progressive. Right now the minimum fee, with the flat rate, is close to 60 euros. And it progressively rises to a minimum price of about 288 euros per month .

With the new system, the flat rate would disappear and the self-employed with lower incomes, that is, returns of 3,000 euros per year or less (250 euros per month), would pay 90 euros. And, at the other extreme, those who had returns of more than 48,841 euros per year (4,070 euros per month) would pay 1,220 euros per month of installment. An amount similar to the 1,245.45 euros that currently represents the maximum fee that a self-employed person can pay.

In other words, according to Escrivá’s scheme, those who pay the flat rate would pay more, those who have run out but have little income would pay less and those who earn more would pay the same. However, the crux of the matter lies in that middle band in which the majority of the 3.2 million self-employed currently operating in Spain would move.

These would go on to pay according to their income, when right now eight out of 10 pay according to the minimum base (regardless of whether they earn a lot or a little).

If we take into account the median (that is, the approximation to what a self-employed person would pay more frequently), the differences between what they pay now and what they would pay with the new scheme would not be many. Well, currently most pay the minimum fee, 288 euros, and the median with the new system would be 275 euros.

According to preliminary calculations that the Government has been transferring to social agents during the months that they have been discussing this matter, a self-employed person would end up paying, on average, a fee of 275 euros per month . Well, according to those same calculations, the net return among the group is 23,140 euros per year.

There would be 459,906 freelancers who would pay those 90 euros; another 599,945 workers who would pay between 90 and 185 euros; another 1.3 million that would pay between 235 euros and 545 euros and the remaining 800,000 that would either pay between 670 and 1,220 euros or Social Security is not able to fit them into any range.

Negotiation in progress
Escrivá raises this system of tranches to employers and unions, with an approach to reviewing it every three years during that adaptation period between 2023 (when it intends for it to come into force) and 2032 (when it wants it to be at maximum performance).

There are agents sitting at that table who openly reject Escrivá’s proposal. Others frown on some parts, such as the fact of his long transition period, but others favorably. The common point is that they do not buy Escrivá’s latest proposal in full and this will lengthen the negotiations.

Although the reform of the self-employed contribution system was within the second block of reforms that Escrivá intends, friction in this matter may cause alterations in the consensus on the first block, regarding the formula for revaluation of the pension system. The “imminence” of the agreement on that front may not be such due to differences on this issue.

Development of junket tourism

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How to spend your vacation? This is the number one problem at any time of the year. Although in summer tourists most often go to the sea, and in winter to ski resorts, there are places that are interesting all year round. So, gambling people, in addition to non gamstop UK casinos, can choose a junket tour anywhere in the world and enjoy all the benefits of a luxury vacation.

Junket tours are also called casino tours – they are organized “from and to” trips to gambling establishments. At the same time, the voucher implies a full range of services: comfortable transfer, comfortable accommodation, playing in the casino itself and, if necessary, spa, excursions and other types of entertainment. It’s nice that there are many standard junket tours, and that you can choose the conditions for your individual holiday.

Junket tours are incredibly popular and are becoming more and more popular, since the price of such a vacation is comparable to a regular sea tour. And since part of the casino is located close to attractions and beaches, many decide to combine a beach holiday with gambling. Some tourists decide to change the virtual pleasures of the game for real ones.

For the first time, casino tours appeared in the USA and Europe, but in recent years they have been actively developing on the territory of the CIS in special recreational zones.

Nuances of organizing junket tours

Although a casino tour can be completely customized, starting from the number of days of stay, ending with the conditions of accommodation and games, most gambling travelers prefer the standard options. It’s easier and much cheaper this way. The casinos have already provided the best options in terms of value for money. Mostly junkets are organized according to the “all inclusive” system.

For its part, the casino provides full security for the player during his stay on the tour, but on the other hand, the client signs an agreement and undertakes to play on the terms of the gambling house.

How is the transfer organized?

In most cases, the organizer takes care of the transfer. And usually comfortable modes of transport are used for this. Much depends on the distance between the client and the casino.

If the client is at a distance of several tens of kilometers, the transfer is usually carried out on comfortable buses or cars, up to the fact that the guest will be picked up right from home in a luxury limousine.

Luxury train transfers are popular in Japan and the EU. This is due to the fact that the countries have a well-developed railway network, and there are comfortable compartments that will allow the player to feel surrounded by care and luxury even before entering the gambling house.

When traveling long distances, the organizers offer several types of air travel. At the same time, travelers must be delivered to the casino from the airport by car. And at the end of the vacation, they are also brought by car to the terminal.

If the junket tour is organized according to the highest standard, the client can be taken to the gambling house by helicopter. Fast and effective!

Where do the participants of the junket tour live?

The standard package implies accommodation of players at a gambling establishment or in a hotel closest to the casino. But with an individual order of the tour, any options are possible. At the same time, the tour organizer is engaged in the search and booking of accommodation that the customer needs. And you can choose anything you want: an apartment, a house or even a whole estate. Naturally, all this is reflected in the budget.

Conditions for visiting the casino

Since the junket tour is organized in a casino and its main goal is to provide as many gambling opportunities as possible to the traveler, each contract stipulates the conditions for visiting the casino.

It is thanks to the well-thought-out system of describing the conditions of the game that the organizers get the opportunity to recoup the cost of the tour, and the players get the chance to play practically without restrictions.

Terms and conditions of the casino game contract

Going on a junket tour, it is imperative to read the terms of the contract, and not only the part where the casino undertakes to provide maximum comfort. The traveler also has obligations.

  • Obligation to buy chips for a specified amount or more.
  • Obligation to play the listed games. Since the casino provides benefits, it also introduces restrictions on the game, this is reminiscent of the conditions for wagering bonuses in non gamstop betting sites
  • Obligation to fulfill bets in certain amounts, not exceeding the maximum, and not less than the minimum.
  • Obligation to stay in gambling halls for at least a specified number of hours.

Since the payback of junket tours depends on compliance with these conditions, it is normal practice to open special deposit accounts. On these accounts, customers put the amount that they undertake to put in the casino, according to the terms of the signed agreement.

Convenience is that you don’t have to carry cash with you. No one will steal them and the player himself will not lose them. You can play directly from your account, without having to deal with cash at all. Winnings can be credited to the same account.

At the end of the tour, the traveler freely closes the deposit, withdrawing all the money without restrictions, including the accrued winnings.

Junket tours are a great alternative to the usual quiet rest, as it allows you to fully satisfy your feeling of excitement. And it depends only on the player where he will go and on what conditions he will rest.

Where Can you Buy Soju in Singapore?

Soju is a drink that is very popular throughout Korea. Traditional Soju is made out of rice, but there are some that are available today that are made out of starches such as barley, tapioca, and potatoes.

Soju is colorless and clear. The popular alcoholic drink tastes a bit like vodka, but is much sweeter as there are many sugars added when it is manufactured. The alcoholic content is very high with concentration typically being anywhere from 16 percent to 45 percent. If you cannot hold your liquor, be very careful when consuming.

 Typically, you can buy Soju in Singapore at many of the local bars and Korean restaurants as it is typically drunk with a group. You pour it into shot glasses and drink it together. Soju is also a popular ingredient in many types of cocktails.

Places in Singapore Selling Soju

There are many stores and restaurants throughout Singapore that serve and sell Soju. Here are some of the places you can find this very popular alcoholic beverage.

Prime Liquor

 Prime Liquor is a store in Singapore that sells many varieties of alcoholic beverages including Soju. You can purchase Soju in the store or you can also order it for delivery if you live within a certain distance. There are several Prime Liquor stores located throughout the city, which makes it easy to find one close that you can get your soju from.

Shine Korea Supermarket

 If you are searching for Soju in Singapore, one of the best places to go is a Korean grocery store. Shine Korea Supermarket has several locations including one in Burlington Square, Bras Basah Complex, and another in Bugis Village. Along with many popular Korean items, these supermarkets typically have several choices of soju available for you to purchase.

Drink2Connect

Another liquor store in Singapore that carries the wonderful soju is Drink2Connect. Here you will find many different options of soju from which to choose. The liquor store is located in Oxley BizHub

2D1N SOJU BANG KOREAN RESTAURANT

 If you are looking to enjoy some soju with some friends along with a great meal, try out Bang Korean restaurant. This great Korean restaurant has a great menu and a wonderful and fun atmosphere. It is located in Singapore close to the Buddha Tooth Relic Temple and Museum.

PintsnBottles

 PintsnBottles is a liquor store located in HB Centre. Here you will find many wonderful options when it comes to soju. One of the great perks about shopping here is that the store often offers some great bundle deals on your favorite soju brands and flavors.

Koryo Mart

 Another Korean market with several locations throughout Singapore is Koryo Mart. The store offers many traditional Korean items including soju.

Joo Bar

 If you want to spend the night out with some friends enjoying some great soju offerings, Joo Bar is a great choice. This fun bar has a lot to offer including some great mixed soju drinks. If you are not a fan of soju, they also have Hite beer available.

Paneco.com Singapore

 If you are not in the mood to go out, but you are craving some soju, paneco.com Singapore has you covered. You can order all of your favorite soju and have it delivered right to your door. You can make an order at any time of the day or night as this service is available 24 hours.

Cellarbration

Another great delivery option for when you are craving some soju but do not want to leave your house is Cellarbration. This is a great place to order soju from when you want it quickly and live close.

Booze Buddy Singapore

 Booze Buddy in Singapore offers many great alcoholic beverages to purchase. If you are looking for soju in Singapore, you should be able to find it on the shelves at this great liquor store.

Jelita Minimart

 The Jelita minimart is a convenience store in Far East Plaza. Here you will find all things convenient, including bottles of soju to enjoy.

 Overall, if you are looking for soju in Singapore, you should be able to find it no matter where you are located in the city.

Options Trading: The Most Powerful Financial Strategy in the World and Rules for Successful Trading

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A high-quality options trading education together with actionable trade concepts. With a full portfolio strategy, Steady Options offers training option and actionable business concepts. Steady Options is a high-end options trading consultation.

Several common options allow financial market traders to place themselves in a marketing point of view. Options plans will also assist investors in protecting, improving and maintaining their yield. Trade options have not been part of conventional intraday strategies in recent days. Today, however, times change and traders make significant profits by using options. Steady Options is the perfect brokerage service for those who want to learn how to trade options. This article presents the best business strategies that everybody should be aware of using options, as well as the rules for successful and effective trading. 

Effective Strategies for Options Trading

Stock prices remaining within a given range or directional movements will gain options strategies. Single-leg options to more complicated multi-leg positions with long and short options are all available. Here are some of the most successful options trading techniques you should use as a benefit multiplier in the right scenario. Trading profiles will be paired with strategies to give you a sense of who would enjoy using them. There are several strategies that are exclusive to Steady Options.

Covered Calls for Sale

Selling a call is where you write a deal that allows a customer to buy 200 shares of stock from you at the contract strike price. Since you’re offering, you’ll get a fee from the customer right away, which is defined as the time and inherent value of the choice. When you sell covered calls, you are just writing contracts on stocks that you already own. You could write four protected calls if you have 400 shares. When you sell a covered call out of the money, you write the contract at a strike price that is higher than the stock’s market price. The contract is void if it expires out of the capital, and it will not be exercised. You’ll hold both the premium and the stock you own.

Long-Term Equity Anticipation Security (LEAPS)

The long-term equity anticipation security (LEAPS) is a perfect way to save up for a stock without investing the entire purchase price. If you don’t have enough money to buy the whole stock, LEAPS are a great way to put it on hold.

LEAPS are alternatives for longer than one-year expiry periods, with some analysts interpreting the LEAP as being two years. The cost of controlling 100 shares of stock is much lower than the cost of purchasing 100 shares. Another benefit is that you can sell it without having to purchase the shares if it becomes lucrative.

The Iron Condor

Risk neutral methods assume that it is impossible to predict whether a stock will rise or fall. Changes in the underlying asset, particularly at expiration, provide benefit in this class of strategies. Options trade would gain or lose money with no net gain or loss in the stock price whether a stock was traded in a large range and then calmed down, or vice versa. The trader would hopefully like to end all the options, which is only likely until the underlying commodity closes between medium-scale and medium-sized two-strike rates. If it is good there is probably a charge to close the exchange. The failure is only reduced if it does not succeed.

Calendar Spreads

Calendar spreads are a smart way to get the benefits of both spreads and directional options trades in one spot. This technique can be implemented in a variety of ways, depending on the investor. The selling of a near-term option (either a call or a put) and the simultaneous buying of a longer-term option (call or put) are the two components of a standard calendar spread trade. Both options are of the same kind, and their strike prices are usually the same.

Butterfly Spreads

The butterfly spread is a neutral strategy that combines the advantages of both a bull and a bear spread. It’s a low-risk, low-reward plan. The butterfly wings are a protection against the trader’s limitless chance. The purchase of butterfly reduces the chance of misplaced butterfly prices.

Rules for Successful Trading

The following rules are important, but the combined effects are powerful. Keeping them in mind would significantly improve the chances of making money in the markets.

  1. Always Use a Trading Plan

It is simple to test a trading concept with today’s technologies before risking real money. Back testing is a technique that helps you to test your trading concept against historical evidence to see if it is feasible. Once a strategy has been developed and back tested with positive effects, it can be used in live trading.

  • Deal With Trade as A Business

To succeed, you have to treat a business as a full-time or part-time business, not as a hobby or a career. There is no true dedication to studying if it is approached as a sport. If it’s a career, it could be stressful as a daily paycheck is not available. Trading is a business that involves investment, loss, taxation, confusion, tension and risk. As a trader, you are mostly a small business owner and you need to look and work to exploit the potential of your business.

  • More about the Markets By Being A Student of Them

Traders must stay focused on learning new things every day. It’s important to note that exploring the markets and all of their complexities is a lifetime endeavour. The hard analysis enables traders to comprehend the reality, such as the meaning of various economic studies. Traders can sharpen their intuition and master the dynamics by focusing and observing.

  • Keep Your Trading Capital Secure

It’s important to remember that maintaining your trading capital does not imply that you’ll never lose money. Any trader has a losing trade. Protecting your money means avoiding needless losses and doing everything possible to keep your trading company afloat.

Brokers That Do the Best Online Option Trading

Be sure you choose an online broker that allows you to exchange options. You can also make sure that every online broker you’re thinking of is well supervised in their home country and accepts clients from your country. Steady Options is a high-end Options Trading services company. They have a unique combination of high-quality education and practical business advice. The forum will concentrate on non-directional tactics.

Learning a new language: seven reasons to do it

You have likely thought about learning a new language at some point in your life, but out of laziness or fear you have not yet done so. You may also feel unmotivated or not have enough time, but no matter the reason, we give you 9 advantages of acquiring a new language within your knowledge.

1-Power your confidence

Learning a new language is a springboard to your self-confidence. Progress in acquiring new forms of expression will motivate you to continue learning. In addition, those who do not know the language will be amazed by your progress and will push you to continue learning. Another form of self-motivation is getting in touch and communicating with people who speak the new language. For example, if you want to learn Spanish in another city, Barcelona is the best one. This way you will know how they communicate, what words they use and what emphasis they put on each term.

Don’t forget that it can be an honour for the native speakers of that language that you are acquiring their language to communicate with them. Don’t worry if you’re not good enough yet, it’s worth a try. No native speaker will expect you to know the language perfectly, but the feedback will certainly be positive and boost your confidence that you can do it.

2- Improve your brain health

Learning a language keeps your brain in a state of wholeness. This is due to all the internal processes that are activated when learning a language. Vocabulary and grammar activate the neurons and increase memory. According to the University of London, people who speak two or more languages are less likely to suffer from neurodegenerative diseases such as Alzheimer’s. What are you waiting for to start studying a new language?

3- Traveling has never been so much fun

Acquiring a new language transforms your vacation into a unique experience. Being able to communicate in two languages opens doors and contacts with native people. You will see how receptive they are when a tourist understands their language and exchanges knowledge with them. By learning a new language you will have the possibility to mix among the natives and be one of them for a few days. The experiences will not belong in coming.

4- Facilitates decision making

Are you undecided? Do you find it difficult to choose between option A or B? Then learning a language is the best way for you. According to the University of Chicago, incorporating a foreign language makes decision-making easier. This is because bilingual people reason in both languages before reaching a final answer. In addition, they are more confident and open-minded.

5- Make friends

Language schools are an excellent place to make friends. They tend to be places that encourage collective learning, in a pleasant climate free of prejudice. In addition, you will soak up the best of the local culture with community excursions and recreational outings to learn outside the classroom.

Language courses are attended by people from all over the world with completely different cultures. Learn from them, and they will learn from you. You can build good relationships and stay in their home countries whenever you like.

6- Live and work in another country

Recruiters value foreigners who are fluent in the language. For this reason, learning a language for a few years maybe the best reference for obtaining a job outside your country. If you are looking for new horizons you have to focus on the language of the country you want to go to. This will open many professional doors for you.

Globalization demands that you know different languages and cultures to adapt quickly to work environments. Large companies are looking for multicultural people.

7- Open your mind

Learning a new language is the best way to see the world from another place. By incorporating a new language you will be able to see the world from other eyes. You will leave behind prejudices and behaviours to acquire new ways of seeing life and analyzing everyday situations. By opening your mind, you will be more tolerant and receptive to other people.

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