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How to Trade and Analyze NASDAQ 100 index

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NASDAQ 100 index or the US Tech 100 is the giant stock market indexes featuring in the US stock exchange market. The NASDAQ comprises 100 top and largest non-financial companies highlighted in the NASDAQ stock market.  The market accommodates all major industries and companies in the index from:

  • Computer hardware and Software telecommunications
  • Retail and wholesale  trade
  • Biotechnology

The companies are both domestic and international and selected based on market capitalization. The technology and communication companies take the biggest share of the NASDAQ market index (80%). Example of companies taking large percentage are:

  • Apple Inc. 18.5 %
  • Microsoft Corp 8.99%
  • Google 5.50%

The three Companies top in the NASDAQ 100 index market. Different economic events influence NASDAQ market prices. There are several factors traders in the stock market consider before venturing into US-Tech 100.

  • The strength of the US dollar.
  • The company’s profits and growth.

Who can trade in NASDAQ 100 index?

Trading in the NASDAQ 100 index requires substantial knowledge and experience. The market is open to traders, but you need NASDAQ brokers. The brokers must be licensed, experienced to trade on your behalf. The broker intervention in US-Tech 100 comes in handy since the market is complex. It’s challenging to handle the paperwork, learn the market prices fluctuations. Note NASDAQ market price reflects the real-time market details.

The broker can handle transactions, receive and respond to client order without any pressure. They can track the market prices by studying and analyzing the charts. A qualified NASDAQ broker can keep up with the paperwork, trace all company’s assets and get crucial data on leading companies to invest in.

Monitoring and Analyzing the NASDAQ index   

The stock exchange market offers several ways of monitoring and analyzing the NASDAQ 100 index.

  1. Real-time data

To monitor the market index, one requires real-time data. This is data collected throughout the day. It’s also more relevant when combines with charts analysis.

Example of chart analysis

  • Online trading website

The stock trading industry is vast and offers many trading websites. You can search or monitor the NASDAQ index through free stock markets.

Example

  • NASDAQ index funds ETF shares

This is also a popular way of monitor and analyzing the market index. The majority of traders use the ETF QQQ (NASDAQ-100 index tracking stock).  It’s the oldest and best mode in US stock exchange markets.

Example of QQQ chart

Strategies of analyzing the NASDAQ index stock index

The correct method of analyzing the NASDAQ quotes is working with the trading strategy. The two will provide clear results.

  • Always keep the analysis chart simple.

Simple is the only strategy that will help you get the most out of the charts. In simple advice, don’t enter many technical indicators. You can have the major indicators such as moving averages, add volume. The majority of NASDAQ traders use candlestick charts to help in reading the indexes.

  • Multiple-time frames

Time frames are only important if used with your trading strategy and system. Traders should have time frames for every analysis. This applies to both traders and investors; however, day traders can use fewer time frames. Other traders such as position traders, swing traders and investors are likely to use a weekly or monthly time frame.

Factors affecting NASDAQ 100 index

Several factors can affect the US-Tech 100 as follows:

  • Political events

Politics have a negative and positive impact on the market index. Some events may influence the performance of certain companies in the NASDAQ stock market.  For example, suppose the US government closes the business trades with foreign companies. It will greatly affect the market prices for all companies in the stock market. The price is sensitive and can be affected by the economic strength, profits and the trader’s opinions.

  • Trader’s sentiments

The trader has the power to change the market value in NASDAQ 100. They can either rise or fall based on the trader view about the market. The act of buying and selling a share of a particular company can change the price since many traders are investing. When the share starts to rise or fall, this also affects the value of the index.  This means trader and investors should be keen on every detail in the stock market to avoid loss.

Vik Bansal’s Leadership Has Seen Cleanaway Invest in Infrastructure Across the Waste Value Chain

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Nearly a billion tons of waste are disposed of improperly every year, and by 2050 without intervention the world is expected to generate 3.40 billion tons of waste annually, increasing drastically from today’s 2.01 billion tons. In Australia in particular, the latest National Waste Report shows that Australians are recycling 58% of waste generated, sending 37% of it to landfill and recovering only 2.8% though energy-from-waste technologies such as turning biogas from landfill and food waste into electricity. We are facing a reckoning with the way we manage our waste as we realize the way we have dealt with it in the past will be unsustainable in the future, and in order to combat this problem government, industry and citizens must all work together to change the way we view waste, comprehensively overhauling what is no longer working.

In 2019, the Australian government released a National Waste Policy Action Plan in which they set goals for the next decade. Seeking to strengthen their resource recovery industry which had been weakened by a reliance on exporting, they set a goal to ban the export of waste, plastic, paper, glass and tyres, in addition to other ambitious items on the agenda such as reducing total waste generated in Australia by 10% per person, increasing the use of recycled content by governments and industry, phasing out problematic and unnecessary plastics, halving the amount of organic waste sent to landfills and reaching a national resource recovery target of 80%. In order to meet these goals Australia needed their waste management industry to fall in line fully with the plan, but Vik Bansal, chief executive officer of Australia’s largest waste management company, was already one step ahead of them.

Vik Bansal’s Work at Cleanaway

In 2015 when Bansal became CEO of Cleanaway (then going by the name Transpacific), the company was fractured in its strategy, struggling under a heavy debt burden, and had gone through four CEOs in three years. Although the high management turnover and unhappy investors would have been a red flag for many, Bansal believed that the core of the business and the people who worked there meant it had unlimited potential. He came into the company with the intention of giving it a comprehensive overhaul, starting with the development of an operating model that would serve as a solid foundation on which growth could thrive. He corrected courses on the company’s overall strategy, technical challenges, and the behaviour and engagement of the leadership teams, allowing him to identify what fat could be trimmed and what remained essential to the core of the business.

One of the key discoveries Bansal made while working out the company’s operating model was that the multi-brand strategy was fracturing its message. Cleanaway was an acquisition made in 2007, but of the names under the Transpacific umbrella it had the longest history as well as one of the strongest brand messages. In re-branding the company to Cleanaway, Bansal was able to create a new mission statement for the company: making a sustainable future possible. This gave the business a call to action, transforming its image from that of kerbside collectors to a force working to prepare Australia for the imminent circular economy it would need to obtain in order to properly manage its waste.

Creating a roadmap to carrying out the company’s mission statement, in 2017 Bansal introduced Footprint 2025, a strategy for the company that would ensure the country had the proper infrastructure in place to sustainably deal with waste. Australians are among the world’s largest producers of waste, and population growth, increased consumption, diminishing landfill space and strict quality requirements in recycling markets will continue to put increasing pressure on waste management systems. Through Footprint 2025, Bansal sought to drive the company toward long-term solutions that would allow for the recovery of more waste as well as processing more recyclables to ensure that the least amount of residual waste is left to be disposed of. This meant diversification of the company’s waste management portfolio, investing in solutions across the waste value chain.

The Waste Hierarchy

We’ve all heard the mantra “reduce, reuse, recycle” and recognize it as the way in which we should operate on an individual level. However, at a larger scale the idea becomes more complex. From a broader point of view waste must be dealt with in some way, shape or form, ordering from most preferable to least preferable as “avoid, reuse, recycle, recover energy, treat, or dispose.” The most preferred method of managing waste is to avoid creating it in the first place, or reduce the amount of waste created. These two methods can only be accomplished by a coming together of governments who create policies, industries who implement changes to the way they utilize materials, and individuals who must be proactive in their efforts. After these two methods, the next steps are to reuse materials in their original or repurposed form, recycle the material into a new product, recover resources such as energy from waste that can’t be recycled, and then finally treating waste for proper final disposal, and Vik Bansal has worked to arrange strategic investments for Cleanaway that accomplish these goals. To better manage waste, the higher levels of the waste hierarchy must be given priority, but the value of the lower levels also should not be lost.

Waste Value Chain Infrastructure

To date, Bansal has directed Cleanaway to invest more than $500 million in growth projects across the waste hierarchy, including collection, sorting and processing infrastructure. This includes greenfield developments such as the original Perth Materials Recovery Facility (MRF), transfer stations and resource recovery facilities, and landfill biogas generators to recover energy from landfill gas. Additionally, the company acquired SKM Recycling Group’s resource recovery assets, including material recovery facilities, a plastic recovery facility and transfer stations, preventing the state of Victoria from losing half of its recycling capacity. With the successful integrations of waste management businesses Toxfree Solutions and Daniels Health, Cleanaway became the 17th largest waste management firm in the world with more capital investment planned in the coming years.

Reuse and Recycle

Through two joint ventures between Cleanway and the industrial packaging company Pact Group, Bansal pioneered an unprecedented collaboration that effectively tackles the ‘reuse’ and ‘recycle’ methods of the waste hierarchy with the development of two new plastic pelletizing facilities. One facility recently broke ground in Albury-Wodonga, and the second facility has been proposed to be built in Western Australia, providing a comprehensive solution that will see less virgin plastics found on the shelves for consumers. Utilizing clean plastic collected from the New South Wales and Western Australia container deposit schemes and supplemented by Cleanaway’s plastic recovery facilities, the ventures will utilize the plastic processing expertise of Pact, and the New South Wales facility will also partner with the beverages company Asahi to ensure that there is demand for bottle manufacturing.  The Western Australia facility will see over 17,000 tonnes of kerbside plastic waste processed into nearly 14,000 tonnes of resin and polymer flake, and the New South Wales Facility will recycle the equivalent of around one billion 600ml PET plastic bottles each year. According to Pact Group this will result in the amount of locally-sourced and recycled PET plastic produced in Australia increasing by two thirds from around 30,000 tonnes a year to more than 50,000.

Recover Energy

These solutions relieve pressure on landfill, provide a lower cost option for councils and businesses to dispose of their non-recyclable waste and contribute to lowering carbon emissions. One energy-from-waste facility has the potential to reduce greenhouse gas emissions by more than 450,000 tonnes of carbon dioxide each year – the equivalent of taking roughly 100,000 cars off the roads.

Cleanaway has proposed to build an energy-from-waste centre in Western Sydney, which would boost the local economy while powering more than 79,000 homes and business and divert up to 500,000 tonnes of non-recyclable waste from the landfill each year. According to Bansal, energy-from-waste technology delivers on the triple bottom line of sustainability, and by investing in energy-from-waste infrastructure Cleanaway shows its overarching commitment to sustainability across the waste value chain.

Vik Bansal’s time at Cleanaway saw it rise over 120 places on the ASX market in less than six years, increasing its market capitalization from less than $1 billion to over $5 billion. However, perhaps one of his bigger legacies will be the building of infrastructure across the waste value chain, which will see Australia better prepared for a more sustainable future.

Connect with Vik Bansal on LinkedIn.

7 Reasons Why Businesses Should Start Using Cryptocurrencies for Business Expenses

The marketplace dynamics require business owners to embrace technology in managing their businesses. As the world embraces automated business processes, there is a need to incorporate digital currency as an alternative to liquid cash. From their conceptualization in 2009, cryptocurrencies have claimed a share of the ever-growing market. Below are 7 reasons why businesses should accept cryptocurrency as a mode of transaction.

Globally Accepted

It is the only currency accepted worldwide, with neither geographical nor trade barriers. Comparing it with traditional currencies, each country has its money. Changing them to commercially viable currency, such as the dollar, is costly, which increases the operation cost. With cryptocurrency, customers can transact anywhere in the world without extra charges.

As more companies embrace cryptocurrencies, they will increase their network, accelerating their growth worldwide. Bitcoin is the most traded digital currencies currently. The rapid digital currency growth would benefit businesses that accept cryptocurrency as a medium of exchange.

Eliminates Transactional Paperwork

Digital currencies run on blockchain technology, which is an online platform serving as a transaction database. All transactions are online, which effectively eliminates paperwork. The process simplifies financial transactions, making trading processes faster, easier and more efficient. Payments move from one crypto-wallets to another instantly.

The exact process also applies when the business manager purchases stock or pays for services. With digital business operationalization, all business processes happen online, with no paperwork involved. It reduces operational costs and lets the business focus on its core function.

Eliminates Fraudsters

All crypto-transaction happens on the blockchain platform, with less handling of hard currency. The platform is secure and irreversible once finalized. There are no intermediaries who will demand a margin for their services. This approach eliminates fraudsters and alerts the crypto-wallet owners of a possible intrusion.

Also, there is no physical exchange of money on the business premises. All transactions happen online, with online security guaranteed. Blockchain security is reliable and secure compared to traditional banking technology.

Conversion to Other Currencies

People and businesses can sell and buy cryptocurrencies whenever they want to change them to cash. Its fluidity from cryptocurrency to hard currency and back makes it adaptive to other modes of exchange. For example, if you buy Bitcoin with Debit card, the conversion platform has its equivalent in US Dollars, which fluctuates based on market demands. Savvy buyers buy it when the value is low and sell it when it is high. It can also act as a store of value, which is one of the functions of money.

Fast and Convenient Transactions

Compared to banking transactions, especially when moving huge sums of money, the processing time is too long. The waiting period during funds processing by banks limits the fluidity of bank transactions. A simple transaction like buying gift cards can make the buyer wait for long periods waiting for bank approvals,

However, any cryptocurrency transaction is instant. Funds move from the buyers to the seller’s account in record time. It makes transactions fast and convenient for both parties. Sellers can serve more customers while buyers can go on to do other things. You can buy gift cards with cryptocurrencies easily, faster and conveniently.

Less Transactions Fees

Blockchain technology managing cryptocurrency payment does not subscribe to any authority. It means that there are no statutory deductions that end up as taxes. With no deduction, there are less charges when funds move from one crypto-wallets to another. Comparing this system to debit/credit cards where every transaction incurs a transaction cost, cryptocurrency is the way to go.

Furthermore, there are no middlemen in any cryptocurrency transaction. In essence, the more the number of intermediaries in a transaction, the higher the transaction cost. These people, business or regulators eats into the business margins.

Private and Confidential

There are no paper trails involved in any cryptocurrency transactions. Money moves from one crypto wallet to another, with no trace of the transaction once the transaction is complete. During transactions, banking transactions reveal personal and business contact, which might lead to spamming. Cryptocurrency transactions do not show the source or recipient of the funds, maintaining confidentiality. They also don’t check trading history, making each transaction unique every time.

Current Technological Trends In Education 2021

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Among the biggest beneficiaries of technology has been the education sector.

Indeed, the last couple of years have witnessed dramatic changes in the way students are taught and how educational interactions take place. The bulk of these have been a win for students and, to a certain degree, a challenge for educational institutions.

With the field becoming more competitive, schools must stay abreast of these innovations and trends and implement them to attract learners to their institutions.

What are the top trends for 2021? Read all about that here.

eLearning

eLearning is training or education carried out online. If anything, this was the star of the 2020 Covid-19 year, and its popularity has bled into 2021.

While online classes have been alive and well over the past few years, 2020 and 2021 saw an explosion of these on all levels of learning. These have taken a variety of forms, from Microsoft Teams to Zoom and live group meetings.

This concept also provides a variation in how lessons are delivered. Students can learn through animation, videos, and podcasts. These are great for reducing monotony and keeping students engaged.

Online Tutoring

Individual students learn at different paces. Unfortunately, education institutions cannot keep up with this demand and tailor-make lessons to suit each student.

This can disadvantage students that understand concepts slower than others. Classroom learning does not account for the different learning personalities either.

For this reason, some students might need extra help outside of school. Hiring tutors online is another way that technology supports education. For students that require extra support, hiring tutors can be of great help. Today, one can do that on their laptop with a few clicks. All correspondence and learning also happens online, which reduces costs and increases convenience.

Collaborative Learning

Collaboration is a term we increasingly hear in a school setting and the workplace.

The premise of collaboration is to bring together different ideas and knowledge to enhance learning.

Technology makes it possible for people to link up, discuss concepts and act on situations as a team. In the classroom, teachers encourage this by giving group assignments and projects.

Through technology, students can complete group projects seamlessly through collaborative working tools.

In the form of apps, group communication tools have also made teacher-student and student-teacher communication much easier. Booking an appointment is no longer necessary. Communication can be done effectively via instant communication channels.

AR and VR

Classroom experiences will not be the same again, with augmented reality and virtual reality taking center stage.

Traditional learning involved text and explicit pictures and lectures that can get quite monotonous. It’s not uncommon for students to zone off in class, missing huge chunks of a lecture.

Through AR and VR, technology increases levels of engagement as they provide more enhanced and highly interactive learning platforms.

Virtual Reality (VR) provides false perceptions of reality while Augmented Reality (AR) enhances actual images and realities. Together, VR and AR have taken digital learning to new dimensions by delivering more compelling learning experiences.

These have been proven to be extremely useful in explaining complex concepts.

Data Analytics and Management

Most things in today’s world are data-driven. This is true for education.

Through tech tools, teachers can now have analytics of their student’s progress in real-time. Everything from tests done to chapters covered to assignment grades can be accessed at the click of a button.

This information can be ploughed back to enable teachers to provide better guidance and develop or augment existing lesson plans to increase student engagement and performance. 

How to Determine if You’re Due a Pay Rise

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The cost of living is increasing, so as things get more expensive, you naturally will want your salary to reflect that. As well as the cost of living, a lot of people go in for a pay rise after being at a company for a long time or for taking on more responsibilities. Raising the conversation about a pay rise with your manager can be daunting, and many people shy away from it for fear of rejection. After all, a lot of people do get shot down when they ask.

To avoid the embarrassment of being turned down, you need to establish whether or not you’re actually due a pay rise. Here are some tips that can help you decide if you have valid ground to ask for a pay rise on.

1. Existing Pay Structure

The first thing you should look at is your existing pay structure. If you’re being paid minimum wage and your birthday is coming up, it could be that you’re entitled to a raise in order to be compliant with the law. Your employer may not realise it’s your birthday, so it’s important you notify them before your pay bracket is due to change. The most notable example is when people turn 25 and they become entitled to the national living wage which is higher than the minimum wage for over 21’s. In this instance, you absolutely need to ask for a lawful pay rise.

Some employers pay above the minimum wage and adopt a pay band approach. The idea behind  this is for people to move up the ranks and, as they learn new skills and gain new qualifications, they can earn more money. Typically, pay bands are small and you’ll work from end to the other before jumping to the next level. Companies that use broadbanding compensation work slightly differently because the brackets are broader and therefore it takes longer to move from one bracket to the next. If you’ve been stuck in the same bracket for a long time, it might be worth asking what else you can do to move up to the next and get a pay rise. If you’ve just moved into a pay bracket, you are likely not eligible for a pay rise right away, so bear timings in mind.

2. Job Title

Job titles and pay structures typically go hand in hand, but not all the time. Generally speaking, if your job title has changed, you’ve probably had a change in responsibilities which should be reflected in your pay. If you were hired as an assistant and have since progressed to a senior role but you haven’t seen a change in your pay, you need to address it with your manager.

3. Market Averages

A good way to see if you should be getting paid more is to look at what other people in your role at different companies are getting paid. If you’re getting paid below the average, bring it up with your manager. High staff turnover can be a huge issue for companies and most will want to avoid it at all costs, meaning your manager is likely to raise your pay to keep you in employment rather than lose you to another organisation.

4. Loyalty

The final thing you should ask yourself is, should you be rewarded for your loyalty? As mentioned, staff turnover can be a real issue for businesses, so most employers will bend over backwards to keep you – especially if you’ve been there for a long time. If you’ve remained in employment for more than five years, that makes you a long standing employee which means you should expect to be compensated. It makes sense that those who have been at a company the longest should be paid more than new recruits, but this doesn’t always happen. It’s hard to attract prospective employees so a lot of employers offer a high starting salary. If you realise your manager is hiring someone new to your position and they’re getting paid more than you, raise this with them and ask to be paid more since you’ve been there longer and will likely be training the new recruit anyway. You might be surprised how much more money you can get by doing this.

Summary

By taking these tips on board, you will be spared of the embarrassment when you ask for a pay rise but don’t get one because you’re not eligible. Best of luck!

How Do Email Verification Tools Reduce Email Bounce Rate?

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Reaching our customers is the number one priority that every marketing team and business owner has. When we have the right strategy, we can get to your clientele with ease, help them learn about the basics of our brand, our current promotions, and hopefully, get them to acquire our services.

There are many different campaigns that are done digitally right now, and email marketing is one of the most popular ones. In this article, we are going to address one of the biggest issues that the marketing team faces – the bounce rate. Continue reading if you want to learn how email verification tools reduce the email bounce rate.

What is email bounce?

Before we delve in on how to solve this issue, let’s see what the bounce rate is and how it affects you. Well, as you already know, we need to get to our clientele if we want them to be interested in our brand, and this means opening the messages we’ve sent. However, when people need to sign up for our services, they are not always honest, and they sometimes give out fake addresses.

When we try to send a message to that address, our email will get sent back to us, and we will get a notification that the message was not sent. The number of messages that did not get sent and that got back to us shows the bounce, and we want this rate to be as low as possible. With email verification, you can reduce these rates, and you can make sure that your message reaches the right individuals.

We don’t want to spend resources trying to reach people who are not available or addresses that don’t exist. However, we can never be sure if our clients gave the correct address if they are still using it, and if they are going to receive the message in their inbox folder.

How can the tools prevent this?

To stop email bounce from happening, and to make sure we are targeting the right audience, we need to implement the proper tools that are going to help us with the issue. When you implement email verification tools, you can easily decrease the bounce rate percentage, and you will avoid sending messages to fake addresses or platforms that don’t exist anymore.

These tools and platforms can be set to detect if there are any spam addresses that were given out if they are valid or invalid, and they can detect if the mailbox is operational or if it is defective. By doing this, you will prevent sending your emails to mailboxes that are not functioning, and you will decrease the resources that you are spending on the tasks.

In addition to this, when you use email verification, you will be able to set your messages to be sent directly to the inbox of your clients, and you won’t risk your message being sent to spam directly. It is said that only a fraction of people check their junk mail, and chances are, you will not get any clicks if your mail does not end in the right folder.

How to choose the best platform

When it comes to choosing the right platform for email verification, you should know that currently, you have a lot of options to pick from. So, you should first think about your overall needs, the number of messages that you send every day or week, and if you want to get any additional features.

The email verification tools can help you clean your lists, they can help with email deliverability, and they can help you with the whole automation process. Explore different options, don’t forget to check out trial versions, and don’t rush when making these decisions.

The best platforms can help you lead a better campaign, they can help you reach a lot more customers, and they will improve your overall strategy. Prevent spending resources on fake mailboxes, and invest your money and effort in something that will make your brand better.

Knee pain patch for treating pain

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When you are suffering from chronic or acute knee pain, then you will need to look for ways in managing this debilitating condition so that you will no longer have to suffer from pain. There are different treatment options that are available for your pain but the most popular and effective is the use of knee pain patch. This is an excellent way of eliminating the pain in a short period of time so that you will not have to make use of medication for the pain. These patches are very beneficial in managing and eliminating long and short term knee pain so that your movement will not be restricted. Using the pain patches is also very easy and convenient as you will have to place the patch on the skin for getting instant results. The medication present in the patches will get absorbed into your bloodstream so that you will no longer have to suffer from pain on your knees.

There are many reasons why you should consider using a knee pain patch for all kinds of knee pain and the most important reason is that you will get instant relief regardless of the level of pain. Whether you are suffering from pain or stiffness in your knees, you can get long lasting relief from the use of these patches that helps in releasing the drugs on the affected area. It will eventually help your knee pain to get vanished and for this, you will have to re-apply the patches so that it will work wonders on your affected knees. It is a safe way of treating pain where you don’t have to suffer from any side effects and it is also a non messy alternative to use of ointments and sprays for pain relief. You can easily apply the patches anywhere, anytime whenever you feel the pain so that you will get relief from the pain without taking any medications. The pain caused due to arthritis or knee osteoarthritis can also be treated by using these pain patches so that you will not face any kind of health risks.

When you use knee pain patch, you will enjoy benefits like targeted medicine release through the skin so that your affected area will get maximum relief. These are waterproof patches that do not require any rubbing or massaging so that you will not have to do any hard work for getting rid of the knee pain. Additionally, you will not have to deal with residues that are left behind when you use other pain relief options because these patches are easy and clean to apply and use. After the application of the patches, you will get a warming effect on the knees that will eventually help in eliminating the pain effectively. The pain fighting ingredients present in the patches can do wonders for treating all kinds of pain. You have a versatile option that can be applied and removed conveniently so that you will get a large number of benefits.

Why So Many Families Are Applying to Gordonstoun, Scotland’s Unique Boarding School

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Gordonstoun offers world-class educational opportunities for those hoping to study at a Scottish boarding school.

This year, Scottish boarding schools have seen an influx of admissions from prospective students throughout the UK. But this surge hasn’t come as a surprise to educational bodies; numerous candidates live in busy English cities and, as we recover from the pandemic, hope to attend school in Scotland’s peaceful pastures. In fact, almost 6,000 families from London alone have researched boarding schools through the Scottish Council for Independent Schools and Scotland’s Boarding Schools websites over the past year.

‘During lockdown, many families were cooped up together in major cities like London and dreamed of an idyllic childhood with easy access to wide, open spaces and a safe environment,’ says Director of the Scottish Council of Independent Schools John Edward. ‘That is something Scotland has in spades, and our members are seeing an increase in inquiries from city-based families as a result.’

Surge of Enquiries for Gordonstoun School

Amongst the rise in Scottish boarding school admissions, Gordonstoun has seen a huge surge of enquiries over recent months. Beautiful countryside and open spaces aside, the school has also received much media attention since one of its first pupils, and lifelong supporter, Prince Philip passed away in April. Since the Duke of Edinburgh attended Gordonstoun during the 1930s, some of his children and grandchildren have also spent their school days at the acclaimed school, which has long carried its royal heritage.

‘We’ve noticed for a while that there was an increase in inquiries from city-based families who wanted their children to escape an urban environment,’ a Gordonstoun spokesperson says. ‘Then we had all the publicity surrounding the death of HRH Prince Philip. Sometimes it’s hard to unpick one definitive reason why a parent is interested in our school, but these are both definitely factors at the moment.’

On May 22, 2021, Gordonstoun took part in a virtual event for families who are considering Scottish boarding education for their children. Many young people and their parents enjoyed virtually meeting the school’s principal and admissions team.

Post-Pandemic Return to School

Now Gordonstoun students have returned to their rural campus for the 2021 summer term, they’re spending much time learning in the schools 200-acre woodland campus, local beaches, and backdrop of Scottish Highlands. Gordonstoun has moved many lessons outdoors as part of its commitment to the Boarding Schools’ Association ‘Covid Safe’ Charter. The school is also complying with all government guidelines and BSA regulations.

Dialogue Society

As students are now back at school, Gordonstoun is also encouraging them to share their thoughts on political pandemic-related challenges in its Dialogue Society. Many schools run debating societies, but Gordonstoun fosters a belief that dialogue is a healthier concept to teach when it comes to politics. And the pandemic has posed many challenges for political discussion. For example, students are currently discussing the row between the UK and the rest of Europe over vaccine supplies.

By encouraging dialogue over debate, Gordonstoun helps students become great listeners. The Dialogue Society helps students understand their opponents’ views as a key part of resolving conflict. Rather than encouraging students to ‘win’ arguments, Gordonstoun shows students how to reach the best outcome for all. The idea is to show younger generations how they can replace the confrontational debates we often see on television with healthy dialogue.

‘We believe that dialogue and negotiation skills are a vital part of any education, and we want to make sure that as many young people as possible can learn these skills,’ says Gordonstoun’s Principal Lisa Kerr. ‘In recent weeks, we have all seen the effects of poor negotiation – from the Northern Ireland protocol to a row with the EU over vaccine supply. We now have the difficult task of rebuilding after the pandemic and successful dialogue will be key to keeping the international community unified and focused in its response. These issues affect all our lives, and if our young people can be more successful in the art of dialogue, the future will be in safe hands.’

Dialogue Symposiums

Gordonstoun hopes to instil dialogue skills in as many students as possible. That’s why the school runs its widely recognised Dialogue Symposiums, which young people and teachers from schools across the UK attend. Having already hosted the UK’s first-ever dialogue symposium, Gordonstoun hosted a follow-up virtual symposium last March, and students from schools across the country tuned in to take part. Following the Handforth Parish Council meeting that went viral last year, Gordonstoun also invited council members to attend the symposium. During the council meeting, the chief officer had muted and even removed members because the debate was so confrontational.

Gordonstoun’s virtual symposium attracted extensive media coverage from media names like The Times, BBC, and ITV.

‘It was an amazing opportunity with so much potential to do good in the world,’ says student Nicole, who attended Samworth Church Academy, Mansfield. ‘It not only allowed me to expand my skillset but also my mind. Meeting people with such diverse backgrounds and pasts was remarkably interesting as diversity is not something we really have here in Mansfield. As a result, I found it quite useful to be able to talk to people who have experienced different lifestyles and cultures, and it has given me a lot to think about.’

Gordonstoun also taught teachers in attendance how to become facilitators so they can set up their own dialogue societies and workshops in their own schools.

About Gordonstoun School

Nestled in Moray, Scotland’s ‘Sunshine Coast’, Gordonstoun is a tranquil home from home for boarders from all walks of life. Though the school’s private campus sits amid acres of beautiful Scottish scenery, the school is still within easy reach of both Inverness and Aberdeen airports, where students fly in from around the world to study at the prestigious school. Gordonstoun welcomes a cosmopolitan blend of young people from over 40 countries who enjoy learning in small teaching groups on the school’s seventeenth-century estate.

There are several reasons why Gordonstoun is a unique boarding school for children aged 4–18. Firstly, students don’t just learn in the classroom. They also enjoy learning outside, especially at the helm of the school’s 80-foot sailboat. Prince Philip himself learnt to sail with Gordonstoun and, to this day, students follow in his footsteps by sailing to Norway (which the Duke of Edinburgh achieved during his school days). On the day of his funeral, students and staff even placed a memorial wreath in the sea in his honour.

Gordonstoun also founded the infamous Duke of Edinburgh (D of E) Award, which Prince Philip developed with former headteacher Dr. Kurt Hahn. Together, they built the Award out of the school’s original Moray Badge, which Prince Philip completed when he was at school. Today, employers around the world recognise the D of E Award, and schools in over 140 countries encourage young people to get involved.

Most of Gordonstoun’s students board; the school houses 500 students who live in seven boarding houses alongside pastoral staff. However, Gordonstoun also welcomes an additional 100 day students from local areas. All students enjoy the school’s inclusive house structure, whether they board or attend during the day only.

Plus, Gordonstoun hosts one of the UK’s first – and most successful – summer schools.

Read more about Gordonstoun School.

Moncloa Plan For The Self Employed Will Match Their Pension

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The proposed reform of the contribution system for self-employed workers that the Government recently presented to the social agents already has almost as many detractors as defenders.

According to recent reports from experts about the measure to make the group start to contribute based on real income will have advantages for the self-employed, who will substantially improve the pension in most cases by adjusting their monthly fee to their income, but it can also be a source of inequity for the public pension system.

Specifically, the experts from the Research Group on Pensions and Social Protection conclude that if the Government’s plan is substantiated, which initially provides for thirteen different contribution tranches , one individual from the general scheme and another from the self-employed scheme, both with the current base minimum of 13,300 euros per year, they will contribute 3,763.9 and 3,300 euros, respectively, for common contingencies in 2032 and, nevertheless, they will obtain the same pension for the same career and retirement age.

An effect that occurs because the pension is calculated on the declared regulatory base and not on the volume of contributions made.

In the same way, if the base were 22,000 euros per year, the contribution would be 6,226 in the general scheme and 3,660 in that of the self-employed (41% less), to obtain the same pension.

The calculation of retirement takes into account the regulatory bases and not the contributions contributed
For the maximum base of 48,841 euros per year, the price returns to approximate, being 13,822 in the general regime and 12,900 in the Reta. This is reflected in a recent study by the Santalucía Institute on Modifications to the Special Regime for Self-Employed Workers:

Towards a rupture of the current scheme of the pension system , where, on the one hand, the proposed reform is valued by a very positive modification: the consideration of tax returns as the basis of contribution. “But it also has very negative elements, among which it stands out that there are different implicit contribution rates according to tax returns, which gives rise to inequities,” the experts warn.

In addition, it is appreciated about the distribution of the future contribution bases and contributions for the self-employed once the reform is completed, a certain imbalance between the contribution proportion and the future benefit received among the group itself.

“If we focus on the fees to be paid in 2032, we can carry out another study to analyze inequities within the self-employed system itself,” point out the expert authors of the document. Thus, if we normalize to the unit the quota paid and the pension that the self-employed with a minimum base will charge (13,300), it can be seen how the self-employed with intermediate bases obtain a better pension in relation to what is quoted than the self-employed with low or high bases .

Therefore, the experts conclude that these inequities that may arise with the general regime and even among the self-employed themselves, go beyond a simple anecdote, since, in some way, “bankruptcy” the status existing until now in terms of the unification of the type of contribution by schemes.

“This modification will give rise to inequities, breaking the principle of contributivity because in Spain the calculation of the retirement pension does not depend on the type of contribution, but on the contribution bases,” says the Group of Experts on the measure.

Government Studies Suspending Some Taxes On Electricity Due To Rise In Prices

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The Government is evaluating the possibility of suspending some taxes present in the electricity tariff to moderate its final cost for the consumer. The Government does not rule out suspending some taxes, as it did in 2018 , when faced with an escalation in prices, it suspended the 7% tax on electricity generation for six months and deactivated the “green cent” for fuels for electricity production.

The price of electricity does not stop rising. This Wednesday it reached 94.63 euros per megawatt / hour (MWh) in the wholesale market, the third highest price in history, according to data from the Iberian Electricity Market Operator (OMIE).

If historical records are analyzed, this figure has only been exceeded by the 94.99 euros MWh that it reached on January 8, during the Filomena storm and the daily historical maximum, registered on January 11, 2002, which was 103, 76 euros.

All of the above will have an impact on the final electricity bill. According to the analysis carried out by FACUA-Consumidores en Acción on the evolution of the semi-regulated tariff (PVPC), “if the prices applied from June 1 to 15 are extrapolated to a full month, the average user bill would suffer an interannual increase of 27 , 53 euros and would stand at 88.11 euros (taxes included). It would be the second most expensive bill in history , with only 88.66 euros ahead of the first quarter of 2012 “.

The interannual increase of these fifteen days represents 45.4% for the average user compared to June 2020, when the monthly bill stood at 60.58 euros. The average user’s bill last May was 82.13 euros.

The average user used by FACUA in its analyzes has a contracted power of 4.4 kW and a consumption of 366 kWh per month. It is a profile prepared after the analysis of several tens of thousands of invoices for inhabited houses.

Regarding the percentages of consumption in the three time frames of the new billing system , the association has taken as a reference the current average user profile without hourly discrimination published by the CNMC, which consumes 45% of electricity in off-peak hours 29% during peak hours and 26% during normal hours.

The rise in prices is taking place in part due to the entry of the new bill, but mainly because gas prices are at their highest in the last decades. In addition, the price of CO2 emission rights (authorizations for power companies to use fossil fuels to generate electricity) have risen sharply in recent months in an attempt by Brussels to accelerate the decarbonization of the economy. However, it must be borne in mind that 70% of the cost of electricity is regulated by the Government.

What does the Government propose?
To combat this rising cost of electricity, the Government does not rule out suspending some taxes again, as it did in 2018 . It must be remembered that around 70% of the electricity bill are regulated costs that are largely made up of taxes.

The Minister for the Ecological Transition, Teresa Ribera, said this Wednesday in the Congress of Deputies that, together with a ” serious reform of energy taxation “, in which the Government is already working, “it is not ruled out that before a tense situation, like the current one, we have to go back to doing what we already did at the time “.

Measures taken in 2018
In 2018, the Government, given the rise in electricity prices in August and September of that year, adopted a series of measures , including the suspension for six months of the tax on electricity generation of 7% and introduced an exemption in the Hydrocarbon Tax to deactivate the tax known as “green cent” on fuels for electricity production.

At that time, Ribera explained that the suspension of these two taxes would have an impact of around 4% on the bill of domestic consumers.

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