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Remembering the Repton School Alumni Who Fought in the Battle of Britain

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Repton School housed evacuees during the Second World War and sadly lost some of its alumni.

The 1940 mass evacuation of Britain’s troops from northern France left the nation standing virtually alone in its battle against Germany, and soldiers spent much of the year defending both the skies and the seas against bombs and invasion. The June 1940 edition of The Reptonian describes the events that took place in Europe, noting that “the very cradle of European civilisation” had found itself “overrun by the iron-clad armies of the Nazis. All in France is unspeakably terrible. Yet here in Repton, in the middle of our ‘Island Fortress’, all is still, serene, and peaceful.”

That said, the Second World War did have a major impact on Repton School. Here, we’ll explore what school life looked like during the war and remember the Old Reptonians who fought in the Battle of Britain.

Repton School’s Reaction to the Second World War

In 1938, Repton’s headmaster briefed staff on how the School would react to an international emergency: When the war commenced, many of Repton’s younger masters enlisted, and retired teachers returned to teach the pupils instead. These teachers had to wear gas masks, and the headmaster regularly reprimanded staff who forgot to wear these. Meanwhile, the pupils traded their traditional uniforms of tailcoats and straw hats for practical grey tweed suits.

Repton School’s Air Raid Drills, House Fire Squads, and Labour Corps

During the war, Repton managed frequent air raid drills in its bomb shelter, and each House formed a fire squad to respond to enemy action. Repton also formed a Labour Corps and excused boys from watching House matches so they could assist on local farms. And, during most of the first year of the war, Repton parked a well-used fighter aircraft in front of the Grubber. The aircraft’s internal mechanisms were fully exposed, and it provided an excellent training facility for the air force section of the Corps.

After one unsuccessful exercise, the master in charge of the Corps noted that “some sort of non-lethal bomb from the air would teach concealment better than anything”. He believed that live ammunition would encourage pupils to keep their heads down — a theory that fortunately went untested. Luckily, the boys managed just this when a damaged Hurricane exploded into flames in a garden at the back of the Orchard.

Repton School’s Evacuees

During the summer of 1940, the pupils from King Edward’s School in Birmingham were evacuated to Repton and boarded at homes in the village. Other evacuees attended the School from Framlingham College in Suffolk and from Alpine College in Switzerland. Meanwhile, Liverpool’s Walker Art Gallery moved much of its collection to the School for safekeeping, and Old Mitre, a Repton boys’ House, became accommodation for several RAF personnel.

Old Reptonians Who Lost Their Lives

As the threat to Britain increased, Repton’s headmaster cancelled Speech Day, which was unheard of, and discussed defence measures for the expected invasion with the housemasters. The School then established a Home Guard platoon to protect the armoury. When the 1940 summer term ended, the Battle of Britain had been going on for over a fortnight. Although Repton was well away from the action on the South Coast, the School lost four former pupils over the summer: Philip Barran, Robert Shaw, Lionel Schwind, and Peter Drummond-Hay.

Philip Barran

Barran joined the RAF as a pilot at the beginning of the Second World War. He was a founding member of No. 609 Squadron. On July. 11, 1940, the radar stations picked up a signal on the Dorset coast, and No. 609 Squadron sent six spitfires into the area, where they found a formation of Stukas about to attack a convoy. The Messerschmitts attacked and shot Barran, who was the flight commander, in the combat that followed. Barran managed to bail out five miles from the shore. Although he was rescued from the sea, he died before reaching land.

Robert Shaw

Shaw was a pilot officer in the Royal Air Force Volunteer Reserve, No. 1 Squadron. On Sept. 3, 1940, much of the Battle of Britain was taking place over Kent. More than 600 enemy planes circled, and the RAF launched 729 sorties and 123 patrols in response. Shaw died that morning as he intercepted enemy planes in his Hurricane. His body was never recovered, but a memorial garden has been planted over the crash site, where villagers continue to honour his sacrifice.

Lionel Schwind

Schwind joined the RAF in 1936 and flew with No. 257 Squadron and No. 213 Squadron during the Battle of Britain. On Sept. 27, 1940, four consecutive formations of German aircraft, totalling at 640, flew over the South of England. The RAF spent the day in almost continual fights against superior numbers. As a flying officer, Schwind was piloting a Hurricane on an early morning patrol when several Messerschmitts near Gatwick intercepted his squadron and hit the tail of his aircraft, which caught fire. Schwind wasn’t able to bail out, and he died as his plane ploughed into the ground. He was due to have a second wedding with his pregnant wife Georgina the next day as his father hadn’t been able to attend the original ceremony.

For many years, Repton’s local boys tended to the crash site, removing weeds from the area, gathering wild flowers from the surrounding woodland, and placing these at the foot of a beech tree.

Peter Drummond-Hay

Drummond-Hay was a member of No. 609 Squadron. After a false alarm on July. 9, 1940, he and his roommate David Crook, planned a trip for the next day when they would be off duty. But, that evening, they were required to patrol Spitfires off Weymouth. When they saw some Junkers 87 Stuka dive-bombers attacking a convoy, Drummond-Hay raced after them and shot down a Messerschmitt 109. He was then shot down too. When Crook returned to base that evening, he moved to the adjacent cubicle, haunted by the vision of his friend lying in his cockpit at the bottom of the Channel.

Ian Hallam

Another Old Reptonian, Ian Hallam, fought in the Battle of Britain — and survived. He flew up to four sorties each day and in a short space of time shot down one Messerschmitt and damaged another three. However, in 1942, he was shot down over the battlefield of El Alamein and spent three years in the prisoner-of-war camp Stalag Luft III. He continued his flying career after the war but tragically lost his life during a training flight in 1952.

Remembering the Old Reptonians

Philip Barran, Robert Shaw, Lionel Schwind, and Peter Drummond-Hay are the only Old Reptonians known to have lost their lives to the Battle of Britain. Many others survived and lived to tell their stories, notably John Rabone and Innes Westmacott. In total, 189 Old Reptonians lost their lives fighting in the Second World War. 68 of these alumni served in the Royal Air Force, and many died on missions over Germany in the war’s final two years. Repton School continues to celebrate the lives of the men who sacrificed themselves for Britain.

About Repton School

Repton School and Repton Prep welcome approximately 1,000 pupils aged 3-18 to its prestigious through-school. The School is big enough for pupils to enjoy opportunities to compete at an international level in academia, sports, and arts but small enough that staff can tend to each pupil’s individual needs and interests. Repton’s staff dedicate themselves to helping pupils excel in all areas of the School’s extensive curriculum.

Pupils enjoy using Repton’s state-of-the-art facilities, which the School has sensitively integrated with the original architecture in its spectacular Augustinian campus and expansive grounds. These facilities include a lecture theatre with a 3D screen; a science priory with an observatory; an art school with two galleries and ceramics and photography workshops; a 315-seater theatre with industry-standard lighting and technical equipment; a music school with a recording studio, performance areas, and practice rooms; and an array of sports grounds and amenities.

Repton pupils go on to further their studies at leading universities around the world and enjoy careers that are both meaningful and rewarding. Old Reptonians include the Olympic hockey champion Georgie Twigg; author, comedian, and presenter Graham Garden OBE; actor Tom Chambers; former Archbishop of Canterbury Michael Ramsey; and Formula One engineer Adrian Newey.

Start Your Own Business in 2022: 8 Steps

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Are you thinking of starting your own business? Great! Business ownership can be very rewarding. However, it can also be time consuming and hard. There are key things you need to do to get started on the right foot.

Starting your own business is a great way to take control of your career and future. But, it’s not as simple as just quitting your day job and hanging up a shingle. Here are 8 steps you can take to start your own successful business in 2022:

1. Determine your business idea.

First, you need to think of a business idea. This can be anything from a new product or service to an improvement on an existing one. You should do your research and make sure your product or service has a market.

2. Plan your business.

Once you have your business idea, you need to plan it out. This includes creating a business plan, setting up your finances, and determining your target market.

If you’re thinking of starting your own business, it’s important to take the time to plan it out. Without a solid plan in place, your business is likely to fail. Here are some tips on how to plan for your business.

  • Define your goals and objectives. Why are you starting a business? What are your targets?
  • Research your industry. Which trends are prevalent in your field? What is the competition like?
  • Create a business plan. This will outline your strategy for how you’ll achieve your goals and objectives.

3. Register your business.

Next, you need to register your business with the government. This will include registering your business name and getting a tax ID number.

4. Get liability insurance.

As a business owner, you are responsible for any damages that occur on your property. Liability insurance will protect you from any legal damages that may come up.

5. Get your business licenses and permits.

Depending on your business, you may need special licenses and permits. Make sure to research what is required and apply for them as soon as possible.

6. Set up your business finances.

In order to start your business, you will need to set up a bank account and create a budget. Make sure you have enough money to cover your expenses in the beginning.

7. Market your business.

The final step is to market your business. This includes creating a website, designing marketing materials, and spreading the word to your target market.

8. Keep track of your progress.

If your business is growing, it’s important to track your progress and revise your plan accordingly. By doing so, you can ensure that your business continues to grow in a healthy way. There are a few key things you should keep in mind as you track your progress: make sure to celebrate successes, monitor any negative trends, and adjust your strategy as needed.

By tracking your progress and making course corrections when necessary, you can help ensure the future success of your business.

A Quick Guide To Benefits of Tachograph Devices

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You may be legally compelled to install and utilise tachographs for every driver at your firm that recruits employee vehicles or possibly a fleet of vehicles. This may help you remain compliant, particularly if you’re required to be on the wheel for a certain number of hours by law. You might face fines or other consequences if you do not comply, which could harm your company and credibility. Fortunately, you’ll learn about all the benefits of tachographs in this post, including what they are and the best ways to use them. You may be legally compelled to install and utilise tachographs for every driver at your firm that recruits employee vehicles or possibly a fleet of vehicles. This may help you remain compliant, particularly if you’re required to be on the wheel for a certain number of hours by law. You might face fines or other consequences if you do not comply, which could harm your company and credibility. Fortunately, you’ll learn about all the benefits of tachographs in this post, including what they are and the best ways to use them.

What is a Tachograph, and How Does It Work?

The card, reader and software used to monitor your operators, according to which vehicle they are driving and the duration of driving, is referred to as a tachograph.

Initiating with the card, which serves as identity and stores every last one of your driving information, you may claim to the DVLA on behalf of your business or individually if you are a driver.

Then there comes a tachograph reader, which is often installed within your vehicle and keeps all of the data regarding your driving hours and habits until you attach it to a computer at the completion of your trip.

Tachograph software will use data from your tachograph reader to determine which vehicle you are driving, your driving behaviour and if you need to take your next stop.

This may assist in eliminating human error, which was a problem with analogue tachographs that were readily manipulated in the past.

Because there are rigorous limits about how many hours you may be on the road per week, the software can indeed assist you in keeping in accordance with rules and regulations.

Based on the seller and the level of sophistication of the program, tachograph software may cost about £1 per driver every week.

What Are the Benefits of Having Tachographs Installed?

  • Obtain comprehensive reports about your drivers.
  • Observe the working hours of your drivers in real-time.
  • Determine when your drivers are due for a break.
  • Organise the relevant drivers for the proper assignments.
  • View the status of your drivers and their shift times.
  • Analyse all of your driving information.
  • Send infringement notices to your drivers.

What Is the Best Way to Utilise a Tachograph?

The way you utilise a tachograph is determined by whether you’re using an analogue or digital system, each with its own set of advantages.

With an analogue tachograph, your drivers will be responsible for manually recording their day, from breaks to driving hours. Speeds, as well as criteria such as where they are travelling from and to, are all taken into account.

They’ll achieve this by etching their name and other pertinent information on a wax-coated chart.

Using a digital tachograph, on the other hand, entails inserting a card into a card reader, which then records the information automatically.

Your tachograph reader will send that data to a location where you may store it, such as tachograph software.

To Sum Up

Tachographs can assist your business in adhering to laws and regulations. In addition, you’ll be constantly aware of all of your fleets and drivers.

Choosing A Roof Glazing Type for Your Project

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When it comes to installing a glass roof to your home, it can be tough to know the best option of glazing for you. With such a huge array of options to choose from, how do you know the right style to keep your home protected and looking its best? 

The best roof glazing type for your property will depend on a range of factors, and this guide will help you find the perfect style for your home. 

Why choose a glass roof?

Before looking at the various glazing types on offer, what are the benefits of installing a glass roof? These beautiful additions can help to flood your rooms with plenty of natural light, brightening up your space. 

As technology evolves, roof glazing is able to offer homeowners a wide range of options, from remote pop-up openings to versatile pivoting, ensuring you can create the perfect finish to your home. A glass roof is also a beautiful addition, transforming the aesthetics and helping to boost the value of your property.

Types of roof glazing

There can be no denying the benefits of a glass roof, but which is the best type? There are many different options to choose from, but some of the most common include:

Wired Glass 

Wired glass is a popular choice for those looking to increase the safety of their glass. Featuring a wire mesh inside the glass, it prevents the glass from shattering should it break, making it a cost-effective solution for the home and commercial property.

Toughened Glass 

For homeowners looking to maximize their safety, toughened glass is a great solution. This highly durable type of glass achieves its strength by being heated to far higher temperatures before being quickly cooled. This ensures that the glass is far more impact-resistant, and it can also withstand the pressure of someone walking on it. 

Laminated Glass

This style of glazing is very similar to toughened glass in terms of durability, but it is created using multiple layers protected by PVB film. This ensures that should the glass receive a significant impact, it will not shatter and will instead remain in one piece, ensuring there are no pieces falling down below. 

Thermal Glass

Thermal glass is a fantastic solution for those looking to improve the comfort of their interior. This long-lasting and durable glass helps to reduce heat gain and loss, significantly enhancing the energy efficiency of your property and lowering your energy bills in the process. 

Finding the right style of roof for your property 

Finding the right type of glass glazing for your roof can completely transform the aesthetics and comfort of your home; however, it can be tough to know the best option for you. While the four listed above are popular options, there is a wide range of solutions available, and discussing your options with your contractor or architect will ensure that you can enjoy the very best glass roof possible!

How Layered Necklace Makes Women Attractive and Stylish?

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We all know that jewelry enhances the beauty of a woman. An elegant woman loves wearing sleek accessories, especially necklaces. Commonly, chains are considered beautiful and charming. However, have you ever wondered how a necklace could incredibly impact your personality and appearance? If yes, you can find out your answer in this blog post.

Top fashion designers claim that a necklace can amazingly attract people’s attention. A fashionable woman can pull an attractive and stylish look with alluring layered necklaces. Let’s get a deep insight into it!

Charismatic Collarbone Look

Surprisingly enough, layered necklaces can enhance the charismatic look of your collarbone. The beautiful sleek layered necklaces against your naked collarbone are the best accessory to pull a cool look. If you are skinny, elegant chains will add so much charm to your neck when layered artistically.

Your neckline will turn out prominent and attractive. You will be delighted to see people turning around to glance at your beauty.

Enhanced Face Shape

Earings and piercings are trendy and spicy, but they do not enhance your facial features. The necklaces and chains do. Yes! Chains and layered necklaces are always the best choices to add thinness and softness to your face shape. Your chin looks excellent with layered necklaces.

However, do layered necklaces enhance jawline? Of course! They have the incredible feature of giving your jawline a sharp look. Women look irresistibly attractive when their jawline goes perfect with layered necklaces. Make sure you try this trick and rock the next gathering you will be attending!

Spot on Look

Do you want a spot-on look with accessories? Then you must know that layered necklaces complete your charming look. Even if you wear expensive earrings or sleek rings, your look will still be incomplete without some trendy necklaces. You can keep your appearance spot-on with classic layered necklaces. Anyone will feel presentable and elegant wearing these modern chains. That is why you must not miss out on a layered necklace. Put them on, and your stylish look will turn out eye-catching.

To explore stylish and meaningful designs, check out this trusted Cross Necklace Store with a wide selection.

Confident Appearance

Do you know what the most exciting feature of wearing layered necklaces is? Of course, the confidence they give you! Layered necklaces are not only a piece of fashion jewelry wholesale. They bring you immense satisfaction and spirit as well. Imagine going out with your hot top and sparkly layered necklaces. Ahh! What a beauty! You will feel confident and above average. So, next time you go out wearing a silky blouse, make sure your neck is sparkling with layered necklaces.

Enhance Your Figure

Your chest looks immensely attractive with layered necklaces. Your body figure looks charming and alluring when you layer up beautiful necklaces on your chest. They enhance the presentation of your whole figure.

Vicious and Bossy Look

Take some time out and stalk feeds of top fashion models. You will come across innumerable posts on their feeds where they look vicious and bossy. You will also notice that they wear layered necklaces to pull off such looks.

Similarly, you can also look immensely bossy and cool by pairing up your layered necklaces with a sexy outfit. People will surely turn around to admire your appearance. Get your hands on some chains and attract people!

Pair Up Well with Hair

A necklace does not only embellish your collarbone. It also pairs up well with your hair. Your naked neck and a beautiful necklace go perfect with a classy hairstyle. If anyone notices your hair, he will ultimately look at your neck too. However, it would be boring to keep your neck naked and unembellished. That is why it is vital to wear fashion necklaces to enhance the beauty of your opulent hairstyle. The sparkle of the chain and your shiny hair will make you look irresistibly attractive and hot.

Create Sparkling Look with Earrings

Trendsetters love experimenting with their jewelry. A variety of accessories makes it easy for you to try different jewelry and pull a dapper look. Earrings are a particular part of your everyday look. However, they lose their charm if you do not pair them with a stylish necklace.

Grab a beautiful necklace that matches your earrings. Experiment with your earrings with chokers and pendants. Wear one that goes perfect with your sparkling earrings. You will ultimately notice a considerable difference in your look.

A Royal Touch

Have you ever looked at portraits of queens and princesses? If yes, then you must have noticed their necklace too. Similarly, layered necklaces are also the perfect accessory to pull a royal look. A layer of sleek necklaces has the power to add a royal texture to your whole appearance. You will feel a sense of elegance and royalty wearing these layered necklaces.

It is best to pull this royal and sleek look on weddings and trips. You will look beautifully attractive and stylish.

Bewitching Portraits

Make-up artists and stylists claim that chokers give the most amazing portraits. Your close-up images look extremely bewitching when your neck is embellished. Layered necklaces spice up your look and attract many audiences. Therefore, make sure you pull a sexy and trendy look with your layered necklaces.

A Young and Fearless Presentation

Do you know the secret tip to look young and fearless as a grown-up woman? Your jewelry, yes, you heard it right, your jewelry blesses you with a girlish look! Recently, layered necklaces have been the favorite accessories of women. Owing to the shiny and attractive texture of chains and lockets, women love wearing them. They give women a young girl’s look and make them look fearless.

Wearing layered lockets is a way of telling people that you are still young and fearless. Your trendy look will make you look adventurous and young.

Final Verdict

Jewelry makes you beautiful whether you are a young girl or an old lady. Layered necklaces add so much style and beauty to your appearance. Your stylistic layered necklaces will catch the attention of people. If you want to see more fashionable layered necklaces or follow the latest trends of such jewelry style, we suggest you check in detail at JewelryBund which presents thousands of beautiful designs online. Wear your trendy chains in layers and pull your dapper, bossy, and attractive look!

Why Time Tracking Tools Are Important

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Time tracking isn’t exactly something new. Businesses have used it in many different ways over the years, ranging from paper time sheets to punch cards – and now digital software.

In short, time tracking has always been important to businesses. Frankly its importance has only increased over time, especially as modern time tracking tools are more detailed and can play an key role in project management, budgeting, and more.

If you want to know exactly why time tracking tools are important, here are a few ways they will benefit your business:

  • Increase accountability

When employees know the time they spend working is being tracked, they tend to focus more on the tasks at hand. That is especially true if they’re given access to their own data in line with workplace monitoring ethics so they can see how their time is being spent and what they have to account for.

Sharing WorkExaminer’s data with your employees is really quite easy. The software will generate individual reports for employees on its own, allowing them to look at their activities at work, see how long they took to perform various tasks, and even check their own productivity score.

  • Prevent burnouts

Aside from making sure employees are putting in the right number of hours at work, time tracking can also help you to identify employees who are putting in too many hours. These employees may be at risk of burning out, which is something you definitely want to avoid.

The data from WorkExaminer will let you see at a glance whether employees are consistently working long hours. That way you can find ways to help them out – including identifying the reason for it and making sure it doesn’t happen again.

  • Manage teams more effectively

With time tracking you can see the amount of time different employees spend on certain tasks, and assign tasks to the employees who will handle it most efficiently. In some cases you may also be able to identify potential bottlenecks in the workflow of your teams and take action accordingly.

  • Make more accurate estimates

Time tracking will let you see how long employees spend on specific tasks, as well as how many work hours go into various projects. That data is essential as it will help you make more accurate estimates for deadlines as well as budget and pricing.

If you use WorkExaminer, the data that you can get is very detailed and perfect for making accurate estimates. Our employee worktime tracker will include not only how many hours were spent working, but also information how much of that time was spent active and how much was idle or used on social media, IM chats, and so on.

  • Create a documented record of working hours

Last but not least, the fact that time tracking will give you a documented record of your employees’ working hours is a benefit in and of itself. It can be used to show clients or investors why a project took as long as it did and exactly how time was spent on the project.

The reports that WorkExaminer generates will fill that role perfectly. At any time that you require it will provide a record of the working hours of specific employees, team members, or even all employees.

Seeing how time tracking tools are so important, it should be obvious why so many businesses nowadays are starting to use them to keep tabs on employees and monitor their PC’s remotely. The fact of the matter is that time tracking has an irreplaceable role to play and can help your business in many different ways.

If for any reason you aren’t currently using time tracking in any form, it is high time that you start. Nowadays there are so many easy ways to begin to track your employees’ working hours that it really doesn’t make sense to put it off for much longer.

Is The Future Of Travel Based On Decentralized Sites And Crypto Payments?

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It’s that time of the year again. The flowers are in bloom, Easter is around the corner, and people all over the world are wondering how they’ll spend their upcoming summer. But this year has been different from previous ones. If you’ve ventured onto social media any time in the last few weeks, you’ll have noticed a new movement.

The crypto movement! Cryptocurrencies like Bitcoin and Ethereum have taken over our feeds with constant news updates, alarming headlines about how unprepared most people are for this new type of currency, and calls-to-action asking everyone to invest now before it’s too late. Some people are ecstatic, while others are skeptical. But, is anyone really asking the question of whether this is really a step forward for travel? Even as countries adopt cryptocurrencies at different rates.

(Image Source: Financial Times)

Travel is changing fast. It’s time to be a voice that moves the industry forward. This has been a year in which innovation has been everywhere – from Uber and Airbnb leading the charge with innovative business models, to NASA testing out 3D printing on Mars. With the rise of cryptocurrencies and blockchain technology, 2021 has been the year of the disruptive, wild west of new business models and concepts. How exactly will this affect travel? 

As cryptocurrency continues to be hyped around the world, it’s important to keep an open mind when making predictions about its impact on travel – otherwise you’ll end up entirely missing out on something that could change travel as we know it forever.

Hype vs Reality?

The days of travel being an amazing experience that brings people together and allows us to broaden our horizons may soon be gone. Imagine a future where there are no restaurants serving local cuisine or souvenir shops run by local artisans. Imagine if there was no one in your hostel who could show you around the city or give you advice on where to eat, drink and shop. A future where you can’t trust anyone.

Outlook: Scary. I’m not saying this will happen, but it could easily lead to a more homogenous, isolated and tourist-dependent travel industry. We’re at the start of a new era – an era of mass-produced travel that excludes local people from their communities through branded experiences and corporate partnerships. The world wants to connect with others on the Internet, and if we continue down this path, it won’t be long before superhighways replace cities. The travel industry is headed towards a strange, new place. It’s up to us to decide how it changes.

“Would you Like a Receipt, or Are You Paying in Bitcoin?”

(Image Source: Statista)

Cryptocurrencies have the potential to revolutionize the way you pay for travel. Right now, most people don’t understand what they are – and with the relentless media coverage of money lost due to hacks and fraud, many people still don’t trust them. But the implications of cryptocurrency go beyond just speculative investing or day trading. For travelers, this means completely new possibilities for booking flights, finding strange and unique accommodation for the night, and even buying entry tickets to museums all via our handheld smart devices.

Travel is a big-money industry with a big budget for preventing fraud. If cryptocurrencies want to be allowed anywhere in travel, they need to start proving their worth quickly. Companies like Coinbase are building more trust by providing more security features than other trading sites. But building trust takes time…and it’s not as simple as just slapping a “Bitcoin Accepted Here” sticker on your website or store front. It’s going to take some time before people are ready to put their credit card information into a form that ends with “.bitcoin.

As we move forward with blockchain technology in our daily lives, research shows that we’ll also see an increase of blockchain related travel. It’s becoming easier for travelers to learn how cryptocurrency is being used around the world better than ever before; quickly understanding where they can spend their virtual currency or invest in altcoins to support their travels.

Without a doubt, the advancement of blockchain technology will positively impact the travel industry, making it easier to reach international destinations without having to worry about currency conversion fees. The process is also much faster because of the way in which digital currencies are stored and processed. The eco-system is already large and growing and everyone is looking for ways to increase their profits when it comes to the movement of money between countries around the world.

In today’s travel culture, many people choose to save money and secure their travels by so-called “digital cash”. This means that people are more likely to pay with PayPal or credit cards because they do not have enough trust on cryptocurrencies. 

In other words, it’s here to stay and something that will be a big part of travel. Even now, holding specific coins lets travelers enter certain lounges, making the allure of crypto even greater not just for leisure travelers but businesses too.

4 Common Mistakes to Avoid in Retirement Planning

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There aren’t many goals as important as planning for your retirement. After all, we all have to give up work at some point in our lives. And when done the right way, you’ll assure yourself of financial independence and freedom in your life after work. Conversely, if you don’t carefully prepare for your future, you’ll be facing a lot of worry and stress. To steer clear of this outcome, here are some of the most common mistakes in retirement planning you must avoid at all costs.

  1. Failing to plan for your retirement

One of the mistakes most people make is taking their future for granted and failing to create a plan. After all, there are many things that go into designing your retirement plan, including how much time you’ve got remaining, the location you plan to retire to, the desired lifestyle, and your health. If you don’t have a plan for how to reach your financial goals, then chances are you won’t. So make sure that you outline everything that you need to do.

  1. Postponing your plans to save

Procrastination is the single greatest obstacle when it comes to retirement planning. Your financial security can hinge on how early you begin when you get right down to it. With compound interest, the longer the period of your accumulated savings, the more it’ll grow. Therefore, you mustn’t delay your plans of putting money away. Instead, allocate around ten to fifteen per cent into a savings account if possible, then start making adjustments once you’ve determined the funds you’ll need to have to support your desired lifestyle.

  1. Not making smart investments

For many, investment options for retirement can be complicated and come with steep learning curves. Those who make impulsive decisions aren’t just setting themselves up for failure but creating setbacks that could potentially ruin their plans. Thus, it would be best to always consider any prospective investment before making a financial commitment. If possible, consult with an expert local in your area first. For example, some professionals offer invaluable financial advice in Kent for those based in the county. Their expertise can help you make the right choices and maximise your investments.

  1. Overlooking tax implications

When planning for retirement, many forget to consider their tax implications, only to find themselves struggling with it later on. It may not sound like a big deal, but taxes can and will affect your retirement plans in the future, so it’s best to address the concerns that they pose now. Whether it’s the tax bracket that you fall under or how best to pay them off, learning about all the tax implications can help you prepare much better for your retirement.

Conclusion

We all want to have a retirement that’s free of any money-related worries. The good news is that regardless of where you find yourself in the continuum of retirement, there are ways to build a financially secure future. By avoiding the mistakes listed above, you’ll put yourself a few steps closer to achieving your goals.

Global Cryptocurrency Payments trend

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More businesses are beginning to adopt cryptocurrency payment solutions. As companies begin to invest time into understanding cryptos, the once unknown technology is slowly but surely creeping into the mainstream financial, eComm/retail, and other industry sectors. New apps, marketing, and positive reviews from early adopters have spurred on others in their respective marketplaces to consider following suit, or better still, many have already followed suit. We are increasingly seeing cryptocurrency payments trend across the globe despite their price volatility, and that trend is set to continue. Here’s why.

Fast, Efficient Payments & Withdrawals in iGaming Industries such as Online Bingo

The first sector to take on cryptocurrency payments, and one that continues to grow, is online gaming. Under online gaming comes the iGaming industry.

A world of real money casino, bingo, and virtual sports betting that accounts for the lion’s share of crypto transactions in the online gaming world. Naturally so too. iGaming requires players to deposit to play games like online bingo at bingo websites such as those listed on Whichbingo Uk. And players win, they need to withdraw. This is a constant too and throws with deposits and withdrawals in crypto constantly being processed by iGaming sites.

And one of the reasons crypto has become so popular in iGaming is because crypto wallets make short work of processing transactions, which are anonymous. In particular, when withdrawing, it takes less than 5 minutes to receive the funds as opposed to credit/debit cards or eWallets which can take 3 to 7 days.

Consumers feel the benefits of cryptocurrency payments outweigh the benefits

Many of those that are currently invested in virtual currencies understand the risks involved with volatile price movements. These movements can be a blessing and curse depending on which way the price of a particular crypto moves. However, as cryptos payments are so easy to make, and storing them is now effortless, they are becoming a choice payment option.

According to one study on the US cryptocurrency market, 48% of investors decided to invest in cryptocurrency over the course of Q1 and Q2 of 2021. That’s a pretty impressive statistic and shows just how much belief people have in today’s crypto market. Further studies reported by PYMNTS also show that the number of cryptocurrency transactions is steadily increasing. The impressive figure reported is that $12 billion is transferred every day using bitcoin, Ethereum and Litecoin – bearing in mind this figure does not include the likes of DOGE, XRP, TRON, and other popular cryptos as well as those up-and-coming digital currencies, this is a jaw dropping figure indeed.

If $12 billion per day is moving through 3 of the most popular cryptos, it’s hard for anyone to turn around and say nothing will ever come from crypto. And for businesses looking to compete harder in today’s highly saturated and competitive business markets, it’s difficult to ignore the popularity of crypto. So much so, that these figures are encouraging more companies to accept crypto as a payment option.

Cryptocurrency Transacting Using Public Keys is Becoming Much Less Daunting

Although cryptocurrencies are gaining traction with an increasing number of payment options now available across multiple industries, there’s still some way to go with several challenges to overcome.

Most notably, having to type in a ‘public key’ to make payment, or provide one to get paid, is long winded. However, there is a counterargument to these notions. That is, the public key may be difficult for some cryptos, but comparatively it’s no more arduous than using 8-, 9-, 10-digit account numbers, swift codes, sort codes, and bank names to make a transfer. The amount of information needed to make a wire/bank transfer is multi-faceted, while a crypto transaction is a single key. And just as you can save bank details or credit/debit card information when making transactions, many crypto wallets have the same function built in.

Therefore, all you need to do is enter someone’s public account correctly one time, and you can then make multiple payments. Some companies even allow the sender to use an email address associated with the crypto wallet and the receiver can then accept the transaction being held on the blockchain network. This solves the issues of smoother transactions, and we are sure to see more user-friendly tech introduced to reduce the amount of crypto lost due to errors and to make crypto transactions seamless.

Cross Border Payments Made Easy

Due to the anonymity and lack of third-party intervention, i.e., banks, cross border crypto transactions are fast and anonymous. Although there are some measures put in place by governments that force websites processing cross border crypto payments, the sheer number of transactions from various companies makes preventing or taxing cross-border payments extremely difficult.

For global companies looking to target overseas markets with a super-fast cross border payment solution, cryptocurrency is perfect. It makes for the perfect borderless B2C and B2B solution and is a key reason crypto payment solutions will continue to emerge and evolve.

To sum up, crypto payment solutions make it easy to deposit and withdraw crypto funds from websites. It is also a fast payment solution for eComm, and it is even emerging as a physical over-the-counter payment solution. As confidence grows in crypto, an increasing number of the world population are adopting crypto with less fear of price volatility. As a result, payment solutions are creating more user-friendly ways to make transactions less complex. Add fast payments, less fear, and smoother transaction processing, and you have global adoption of common currencies connecting countries, which in turn inevitably means an increase in cross-border crypto transactions.

Fish Towns: Devon and Cornwall’s best coastal villages

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In 2011 Sky TV launched a documentary series that shone a spotlight on one of the UK’s oldest and busiest fishing ports. Vibrant, bustling and boasting an iconic fish quay, Brixham on Devon’s south coast had a rich maritime history, and the program which turned its attention to the local fishing industry, brought the lives of the people who live and work there firmly into focus. 

Thousands of viewers from all over the world tuned in to watch the series over its 10 week duration and after that, the town became a mini star on the South West’s bucket-list of top tourism destinations.

Since then, there have been several follow up TV series on other coastal towns with working harbours throughout the UK, and all have grown in popularity as places to stay. Local to the South West, accommodation providers Luxury Coastal who live and work in Devon and Cornwall, are passionate about the many and varied fishing villages in the area, so we asked them to tell us a bit more about them including what makes them such special places to visit.

Mousehole

Approximately 2.5 miles south of Penzance, Mousehole village and fishing port is one of the most picturesque in Cornwall. Historical records dating as far back as the 13th Century mention Mousehole as the main port in Mounts Bay, with its now iconic quay walls having been built later in the 19th Century. Today the village of Mousehole is a beautiful place to visit, with original stone dwellings lining its quaint streets and its layout affording incredible views out to sea from nearly every angle. There are wonderful places to eat, and a stroll down to the harbour to view the boats coming and going, is a wonderful way to while away an afternoon.

Padstow

Probably one of Cornwall’s best known fishing towns, the small commercial port of Padstow sits within the Camel Estuary and is home to a thriving seafood industry. Famed for being the birthplace of Rick Stein’s flagship restaurant, this attractive harbour sees thousands of visitors descend on it in the summer months, and with good reason. Not only is its foodie scene a force to be reckoned with, but it’s also home to the 17 mile long Camel trail which has spectacular views of moorland, woodland and the estuary, and is perfect for family walks and cycling excursions.

Clovelly

Once a bustling fishing port, Clovelly is a quaint village in North Devon which is characterized by whitewashed cottages and a steep pedestrianized cobbled main street. Named the most Instagrammable British village in 2020, it is also privately owned, and has therefore maintained its old worldy atmosphere. Clovelly life centers around its harbour and is famous for its shellfish exports, most notable of which are its lobster and crab so if you fancy a seafood lunch with a view, this is the best place for it!

Newlyn

Operating as a working harbour since the 1400’s, Newlyn which has its own Cornish fishing fleet, has in recent decades had a major makeover. Boasting a charming town with its own art school as well as a Sky Seafood Bar (to name just one of its fabulous restaurants), Newlyn is a lovely place to visit. It’s also well-positioned on the coast and within easy reach of some of Cornwall’s best beaches like Sennen Cove, Porthcurno and Long Rock.

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