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Why does the Korean skincare routine work well?

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You can learn the most sophisticated makeup techniques and skilfully conceal flaws on your face, but you can’t solve or prevent a problem with cosmetics. Meanwhile, Korea’s unique 10-step treatment system allows men and women to look their best at all times!

Step 1: Makeup Remover

This facial system is adapted for morning and evening. If you have just woken up, you do not need to use a remover or similar product to eliminate foundation, mascara, eye shadow and other stuff.

If you want to remove professional or stubborn cosmetics, choose a suitable product for long-lasting products. In the online shop makeup.uk, you can find various goods of different brands in the form of gels, creams or foams, which a filter can sort.

Step 2: Hydrophilic oil or cleansing cream

Such solutions like the BONIIK dr jart range can penetrate deep into the pores and cleanse away all types of impurities, especially if you use primers or foundations with heavy coverage. A hydrophilic oil is better suited to people with combination or oily skin. An oil-based cleansing cream – for those with normal to dry epidermis.

Step 3: Foams and gels for washing up

You should permanently remove the remaining oil with a lotion or cleansing foam that suits your dermis. In the morning, these goods will remove sebum residue, dust and bacteria.

Step 4: Exfoliants

Exfoliating products need to remove dead skin cells to reach the deeper layers of the skin effectively. It would be best to do it with scrubs or exfoliators, which will adequately exfoliate the keratinised. This product should not be used more than 1-2 a week. For dry dermis, it is better to use it no more than once a week. This way, you won’t cause any additional damage to your face.

Step 5: Toners

It is exactly the middle point of proper Korean skincare. Toner will prepare your epidermis for further steps and tone up your cells. Ideally, apply it within 3 seconds of washing your face. It is believed to preserve the natural acid-alkaline balance and not disturb the pH. It’s best to apply the toner with a cotton pad to avoid transferring bacteria from your hands to your face.

Step 6: Essence or serum

These solutions help heal the dermis and solve specific problems. For instance, pores and shine are common problems for people with oily epidermis. Medi-Peel and A’Pieu serums are excellent in this case. If frequent peeling is a problem, a moisturising formula with a lot of moisture is necessary.

Step 7: Emulsion

This treatment can intensify the effects of the goods you applied to your face in the previous step. Besides, the concentrated composition of the product will perfectly moisturise your cells and assimilate more quickly.

Step 8: Eye area cream

The preorbital area has thinner skin and absolutely no sebaceous glands. That’s why it’s vital to apply a unique composition, which will nourish the face, smooth out wrinkles and slow down ageing processes.

Step 9: Face cream

This product is designed to act as a protective layer, reducing aggressive environmental impacts and supplementing the effect of the previous formulas. There are compositions for day and night use.

Step 10. Sunscreen

At home, photo-aging can also catch you. Even windows and curtains let in UV rays. So, it’s essential to make sure you’re using sun protection. If you skip this care step, you will age faster and your risk of skin cancer increases too.

The MAKEUP online shop offers a wide range of products from the best suppliers at good prices. The website also provides a delivery through the UK.

You Can Collect Two Retirement Pensions At The Same Time In Spain

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You Can Collect Two Retirement Pensions At The Same Time In SpainThe biggest concern for workers who are nearing the end of their working life is to know if they will have a retirement pension that ensures a certain solvency during the final stage of their life. However, there are certain cases where this need not be a problem … as they are entitled to two retirement pensions at the same time.

This is the case of people who have worked as self-employed (in the special regime for self-employed workers, the Reta) and as employed workers (in the general regime). If they meet the general requirements for each of the two schemes , they will be able to have these two retirement pensions.

In the first place, they will have to reach the ordinary retirement age, which by 2021 is 66 years if they did not work 37 years and three months and 65 if that threshold has been crossed, which grows progressively year by year.

In addition, you must be registered in the two schemes at the time of retirement or, if you are only registered in one, be able to demonstrate that in the other the minimum contribution period has been reached in an overlapping way (simultaneously ).

Afterwards, you will have to have reached the mandatory contribution periods: you have to contribute at least 15 years for each of the schemes that entitle you to the pension. In each of them you must have contributed at least two years within the last 15 before retirement.

In any case, putting together all the pensions to which they are entitled, the maximum amount stipulated for 2021 in Royal Decree 46/2021 may not be exceeded , which leaves them at 2,707.49 euros per month in 14 payments after the revaluation of the pensions approved at the beginning of the year .

This will be the amount of pensions
To calculate the pension , the usual calculation that takes into account the number of years of contributions and the regulatory base for which contributions have been made can be followed , taking into account the last 24 years (that is, the last 288 months) and the divisor for 2021, which is 336.

Dividing the global computation of these regulatory bases by the divisor, there will be an amount to which the percentage corresponding to the years listed will have to be applied. The minimum of 15 entitles you to a 50% pension that then increases between 0.19% and 0.21% for each month.

Cryptocurrency Lords Already Rearing Their Heads Among The World’s Richest

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The fashion for cryptocurrencies does not stop and more and more investors, developers and issuers are getting rich thanks to the correct use of this digital currency. They still have a long way to go to reach the Bezos, Arnault, Musk, Gates and company, but this year there are already twelve billionaires (in 2020 there were four) among the most powerful tycoons, according to the latest list prepared by Forbes magazine. .

Sam Bankman-Fried
He is the co-founder of cryptocurrency exchange FTX and a legend in the world of digital currencies. In two years, FTX went from being relatively unknown to one of the top 5 exchanges, with more than $ 400 billion in monthly trading volume last April.

Bankman-Fried, which is ranked 274th richest with a net worth of $ 8.7 billion , would be surprised to see ether outperform bitcoin, considering that bitcoin has the huge advantage of being the first agreed-upon default cryptocurrency, which it’s very valuable. “It is difficult for me to see ether displacing bitcoin, although I could be wrong,” he sums up.

Brian armstrong
At 38 years old, he ranks 404 with a net worth of $ 6.5 billion . The fortune of the CEO and co-founder of Coinbase has multiplied by more than six in the last year in between thanks to the boom in investments in cryptocurrencies . Coinbase has established itself as the dominant cryptocurrency market in the United States, generating more than $ 1 billion in revenue last year. The company has made a good debut on the stock market in recent days.

Your company will evaluate cryptocurrencies based on their security and it is the first time that they decide to incorporate digital currencies without volume. “We will have to do this in the future: be the first to list some of these currencies.” Still, Armstrong prefers to be cautious: “I don’t think cryptocurrencies are here to solve all the world’s problems.”

Chris Larsen
Known for being the co-founder of several Silicon Valley tech startups, Larsen, 61, is the co-founder and chairman of Ripple, which increased its fortune by $ 800 million as the value of his firm’s XRP token skyrocketed. It owns more than 3 billion XRP and a 17% stake in Ripple Labs. It has a net worth of $ 3.4 billion and is ranked 891 of the richest in 2021.

“We don’t see a need for the world to have a new currency; we see a need for a better way to move existing currencies. Market makers will find it very efficient to use a digital asset or a cryptocurrency as part of their trade, but only if This cryptocurrency allows you to exchange all things of value.

Bitcoin does not allow that. That is why we created Ripple, we mainly exchange dollars, euros, yen, etc. We see that Ripple (XRP) becomes the universal bridge for all things of value, and market makers will use it to create markets. “

The Winklevoss Twins
Tyler and Cameron Winklevoss (39) are ranked 1,008 among the richest in the world with a net worth of $ 3 billion each . They are the first billionaires of bitcoin. “We were on vacation in Ibiza, when a boy told us about bitcoins. We were fascinated from the beginning,” they assured The New York Times .

They both came out in 2009 for their war with Mark Zuckerberg, claiming that the Facebook founder had stolen their idea. They asked for more than 100 million dollars and in 2011 they ended up accepting 65. Two years later, they decided to invest 11 million in a virtual currency that at that time was just becoming known: bitcoin.

Michael Saylor
The CEO of software firm MicroStrategy built – and lost – a fortune during the first dot-com crisis. Saylor’s 56-year-old estate is now worth $ 2.3 billion thanks to his pre-boom investment in bitcoin. It is currently ranked 1,362 among the richest.

“I believe that Bitcoin will become the reserve of hard money in the 21st century. There are 8 billion people who need hard money or a monetary asset. If they are going to live a dignified life, that asset must be digital,” he confessed in Kitco News .

Jed mccaleb
McCaleb, another co-founder of Ripple, has amassed most of his wealth thanks to his 3.4 billion XRP. He also owns about 1 billion Stellar Lumens, the cryptocurrency he co-founded in 2014 following a dispute with his colleagues at Ripple. With a net worth of $ 2 billion , McCaleb, 46, is ranked 1,580 among the richest.

Fred ehrsam
Ehrsam, 33, co-founded Coinbase with Armstrong in 2012. He left the company in 2017, but remains a member of the board. Its 6% stake is worth an estimated $ 1.9 billion . Ehrsam currently runs crypto-focused investment firm Paradigm. It is ranked 1,664 of the richest in the world.

Changpeng Zhao
He is the founder and CEO of Binance, the world’s largest cryptocurrency exchange by trading volume as of April 2018. Zhao is estimated to own a 30% stake in the company. It ranks 1,664 with a net worth of $ 1.9 billion .

“We are only at the beginning of the adoption of cryptocurrencies. Bitcoin and blockchain technology are as disruptive and important as the Internet was for our society,” he stated in a recent interview with Invertia .

Rogoff on bitcoin and cryptocurrencies: Authorities have to wake up before it’s too late
Rogoff on bitcoin and cryptocurrencies: Authorities have to wake up before it’s too late

Barry silbert
Barry Silbert, 44, is listed at number 1,931 on the Forbes list, with a net worth of $ 1.6 billion . His Silbert fortune is tied to Digital Currency Group (DCG), the cryptocurrency conglomerate he founded in 2015. DCG’s holdings include crypto news website CoinDesk and asset management company Grayscale, which controls 44,000. million dollars in Bitcoin, Ether and other assets.

Matthew roszak
Roszak, 49, is ranked 2,035 with a net worth of $ 1.5 billion . He is a venture capitalist and cryptocurrency investor who discovered bitcoin in 2011. Those first investments a decade ago have built a billion-dollar fortune. Roszak is the president of Blog, a blockchain company.

He demands “a regulatory framework that answers all doubts so that institutions can start working. I think that in one or two years some central bank will begin to adopt bitcoin in its Treasury and that will catalyze its adoption in the rest,” he said during his presentation at Consumer Electronic Show.

Tim draper
A staunch defender of the free market and one of the evangelists of bitcoin, Draper made his fortune by investing in Hotmail, Skype, and Tesla Motors. The 63-year-old Silicon Valley venture capitalist bought 30,000 units of bitcoin in 2014 valued at $ 18.7 million.

Draper is also ranked 2,035 of the richest with a net worth of $ 1.5 billion . In 2017, he was correct in anticipating that the value of bitcoin would exceed $ 10,000. By 2022, he believes that the value of the cryptocurrency will reach $ 250,000. “The heroes of cryptocurrencies identified a technology that can intervene in the great monopoly and transform the world,” he said in an interview with Forbes .

Taiwan’s Drought In 50 Years Is Latest Curse On Global Chip Supply

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More problems for the global supply of semiconductors. The global shortage due to the lack of production capacity to meet the demand for goods that require chips unleashed in the pandemic could be further aggravated as a result of the drought experienced by Taiwan, the world’s largest producer, which has led the Government to restrict the use of water, an essential natural resource for the manufacture of this omnipresent element.

Taiwan, which accounts for more than half of the world’s chip production, has been grappling with its worst drought in more than 50 years for months . And climate change only promises to happen more and more frequently. But how does water scarcity influence the chip supply chain?

Water is needed to clean the dozens of layers of metal that make up a semiconductor. “On a chip, there are many billions of transistors and we need many layers of metal to interconnect all the signals,” Jefferey Chiu, an electrical engineer at National Taiwan University , told CNN Business . “We have to clean the surface over and over again after each process is finished.”

And there is little water that is needed. As recognized by the Taiwan Semiconductor Manufacturing Company (TSMC), a world leader in this industry, it uses 156,000 tons of water per day in the production of its chips. About 60 Olympic swimming pools.

With the current level of drought, the Taiwanese authorities have limited the supply of tap water throughout the island. To overcome this limitation, the company is transporting water in trucks and increasing the recycling rates of the natural good that is in short supply and, for the moment, production has not been affected, as confirmed by that medium.

In addition to the dent that would mean that Taiwan produced fewer chips (a necessary element in technology but also present in household appliances, for example), the fact that the country were forced to reduce production would be further affected by the specialization in super advanced chips that not all make given the difficulty and high cost involved. For this reason, much of its production is concentrated among a handful of suppliers.

While the US and China compete to be the best in artificial intelligence or 5G, TSMC, which supplies giants such as Apple, Qualcomm or Nvidia, has become a key player in this cutting-edge semiconductor technology and most electronic devices carry your chips.

… and we must not forget the covid
But in addition to the drought, there is another factor that threatens Taiwan. Since it broke out last month, the covid-19 outbreak has progressed uncontrollably and has led the country to record the worst data since the pandemic broke out.

As early as May, James Lee, director general of the Taipei Economic and Cultural Office in New York, warned in an interview on Bloomberg that the industry could face more “logistical problems” from a lack of vaccines in Taiwan, and appealed to the international community to send doses and to be able to control the outbreak.

Last month, two TSMC workers tested positive, although in this case operations would not have been affected either. Keep in mind that these types of companies will probably be able to mitigate risks because the chip manufacturing process is highly automated and it is easy to make groups of workers to make transmission or contacts difficult.

Not all Taipei-based semiconductor manufacturers have been so lucky. At least five companies have had to suspend some operations due to the virus. One of them, King Yuan Electronics. The leading semiconductor testing provider was forced to suspend business two days after becoming infected with 200 workers and had to quarantine 30% of its 7,000 employees for two weeks, according to the Taiwan Central News Agency.

Now it’s time to trust that the number of orders will go down, although experts warn that the accumulation “will take a while to clear.” From TSCM they believe that the shortage will last until 2022 .

Drought and covid add to blackouts caused by growing demand for electricity in Taiwan, which have also affected semiconductor production. As a futures solution, TSMC is trying to shore up its energy supply by partnering with solar plants and wind farms across the island. Last year, it said it intends to boost its production entirely through renewable energy by 2050.

Bank Of Spain Advances Recovery Of GDP To Pre COVID Levels

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The Bank of Spain trusts that the Spanish economy can recover the levels it had before the outbreak of the pandemic at the end of 2022 or, at the latest, at the beginning of 2023, as advanced today by the General Director of the Bank’s Economy and Statistics from Spain, Óscar Arce. On Monday the agency will review its economic forecasts. In its previous projections in March, it did not expect a GDP recovery to pre-COVID levels until mid-2023, after cutting its growth estimates.

The General Director of Economics and Statistics of the Bank of Spain, Óscar Arce, has advanced, in a forum organized by El Confidenciale and Ibercaja, that Spain will recover pre-crisis activity levels at the end of 2022 .

“If the recovery path that is being projected is maintained, within a year and a half that level of activity of 2019 can be recovered, but be careful because there will be important scars that will take years to solve, such as public debt.”

Next Monday, the Bank of Spain will review its projections for the economy in the coming years. In the previous ones, carried out in March, its prospects worsened, sharply lowering the GDP estimates for this year and delaying the start of the recovery for the second quarter. The previous table established, in the central scenario, the return of GDP to levels prior to the health crisis in mid-2023 .

Now the main economist of the Bank of Spain, trusts that “within a year and a half” Spain can recover those levels of wealth prior to the pandemic . Since March, the economic sentiment due to the advance of vaccination has improved and is being accompanied by good economic data on activity and employment .

The forecast made yesterday by the European Central Bank for the euro zone estimates that pre-crisis GDP levels will recover in the first part of 2022, specifically in the first quarter, although in the case of Spain, Arce explained that for the weight of tourism the economy has suffered more and it will take longer to recover the level of activity .

According to Arce, we must begin to emphasize how to heal the scars of the crisis and how to prepare the Spanish economy to face the “enormous challenges” that it already had and that the crisis has made more evident.

The increase in public debt has been “very high”, he recalled, and at the end of the first quarter it reached 125% of GDP , almost 30 points more than a year earlier, however, the origin lies in the measures to face the crisis, reason why it considers that this increase was “absolutely necessary”.

Furthermore, the Bank of Spain continues to be in favor of an expansionary policy in fiscal matters while the pandemic lasts, although it insists on the need to have a plan to reduce those levels of public debt and deficits “so large”.

In this way, the fiscal consolidation process could be undertaken as soon as the economic recovery is consolidated because it is “fundamental” to rebuild the margin of fiscal policy so that Spain is prepared for future crises.

Take advantage of European funds to carry out reforms
In this sense, it has not only highlighted the fundamental role of European funds in addressing the structural reforms required by the economy, but it has also emphasized the need to have annual General State Budgets (PGE), as well as in the design of a roadmap for fiscal consolidation, to be implemented when the crisis has been overcome.

“That such a strategy exists can help the credibility of the Government on its determination to carry out the margins of fiscal action, as the United Kingdom has already done, which has already announced the skeleton of its strategy to reduce the deficit and the debt, “Arce recalled.

“It was necessary and continues to be necessary to maintain an expansive fiscal and monetary tone ,” Arce remarked, after clarifying that as the crisis fades, the measures should be “more surgical”, targeting those who need it most.

The SMI report has only technical motivations
Asked about the report published this week of the rise of 22.3% in 2019 in the Minimum Interprofessional Salary (SMI), Arce has defended the methodology used to reach the conclusions set out and has assured that the intention of the Bank of Spain is not ” go further “with possible recommendations on the subject to the Government.

“We stay where we have been able to go, we do not intend to go any further. The motivation for the work is technical,” he assured.

As he recalled, when the intention to apply this rise was reported, the governor of the Bank of Spain, Pablo Hernández de Cos, already warned about its impact on employment , although he did so with the “caution” to ensure that a “finer and more relaxed” estimate after approval.

For these conclusions, Arce has defended that it has tried to use the “widest possible” range of data sources, as well as several possible methodologies and discussions with union representatives, employers and experts. “We like to check robustness using alternative approaches,” he remarked.

Despite the effect on employment found in the report, Arce has indicated that the unit impact is in line with other similar studies for other historical moments and has indicated that in relative terms it is also in line with what is happening internationally.

Success with minimum tax in companies
Regarding the G7 agreement to apply a minimum 15% corporate tax rate to multinationals, Arce stressed that it is an “absolutely welcome” development, with “undoubted” value. However, he believes that there are probably many years left to gut important details of the implementation of that initiative.

He pointed out that the value of international cooperation in the case of this tax is “particularly high” because the tax bases are easily movable, especially in the case of large corporations.

Inflation will remain above 2%

For Arce, the CPI data for the month of May, up to 2.7% year-on-year, known this Friday, is a “considerable but widely expected” rate and has anticipated that this year inflation rates above 2% will continue to be recorded. , both in Spain and in the euro zone. “We are facing a temporary moderate outbreak of inflation that is expected to moderate in the next quarter, after rates above 2% are observed,” he anticipated.

The consensus of analysts believes that this inflationary tension will be temporary in nature that will begin to subside as of next year, with a gradual slowdown until in 2023 it is around 1.4 or 1.5%, according to the ECB.

Ray And Mark Dalio Seek An Answer To The Ocean’s Unknowns

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While Jeff Bezos, Elon Musk or Richard Branson fight for the conquest of space, Ray Dalio and his son Mark do not look to the sky. For both, the depths of the ocean hide the same enigmas (if not more) than the universe.

That is why back in 2016, when the founder of Bridgewater Associates, the world’s largest hedge fund, saw the continuous collapse suffered by oil prices, he did not miss the opportunity to finish the dream shared with one of his offspring.

In the midst of the black gold debacle, this billionaire, whose fortune currently stands at $ 20.3 billion, according to Forbes, managed to get hold of an old oil driller.

A ship whose metamorphosis process, in charge of Damen Shiprepair, has given rise to the OceanXplorer , a colossus whose size has nothing to envy to a football field and which houses both the most advanced scientific research and the most cutting-edge technology as well as well as the new audiovisual narrative related to the immensity of the sea.

After all, the patriarch of the Dalios considers that the oceans are “the greatest asset on the planet”, since they cover 72% of its surface and comprise 99% of its habitable space.

“I have the mission to show that the exploration of the oceans is even more important and exciting than the conquest of space, so that our oceans receive more support and are managed more sensibly”, recognizes Ray himself in his book “Principles: Life and Work “. Mark, the youngest of her four children, has become the linchpin of this commendable feat.

“I founded OceanX because of the passion that my father and I share for the oceans”

An adventure that solidified its foundations in 2018, when Ray and Mark together with a global coalition of media, scientists and philanthropic organizations, including James Cameron (director of films such as Titanic or Avatar) conceived OceanX , an exploration initiative with the aim of educating, inspiring and connecting the world with the best kept secrets of the ocean.

“I founded OceanX because of the passion that my father and I share for the oceans, the curiosity to explore them and the desire to share their wonders with the world. Each trip we have made since we began this journey has allowed us to meet new creatures and new phenomena but it also reminds us of the constantly changing nature of the oceans, how little we know about these precious environments and how much we still have to discover “, Mark Dalio explains to this newspaper.

Mark was an associate producer for National Geographic in 2013 when scientists and filmmakers from Discovery Channel and Japan’s NHK captured the first image of a giant squid . The 3-meter-long creature, peered from more than 600 meters deep, captivated the world.

At the time, the film crew was aboard the M / V Alucia, a marine exploration and research vessel owned by his father. Ray bought the vessel two years earlier, after it and a sphere-shaped underwater robot played a key role in finding the remains of Air France Flight 447 , which in 2009 disappeared over the Atlantic with 228 passengers on board.

After this discovery, Mark convinced his father to fund Alucia Productions as a multimedia initiative that would allow him to tell all the stories aboard the 56-meter-long boat in order to chronicle all his investigations. Shortly after its birth, it did not take long to collaborate with the BBC in 2017 with a dozen shootings across nine different locations for four of the seven episodes of the famous documentary series Blue Planet II .

List of unprecedented finds
Yet the family’s oceanic ambitions, through Dalio Philanthropies , had only just begun. Alucia and Alucia Productions served as a precursor to further strengthen the already close relationship between the Woods Hole Oceanographic Institution, Vincent Pieribone, a neuroscientist at the Yale School of Medicine, and Cameron.

Not long after the birth of OceanX culminated, of which Ray and Mark are co-founders, the latter also creative director, and the transformation of the Alucia II, later renamed OceanXplorer.

“We are privileged to provide scientists and researchers with the tools and capabilities necessary to explore the oceans, and I cannot think of a greater honor than being able to support their groundbreaking discoveries and share them with the world,” Mark emphasizes.

And is that the list of unprecedented finds go beyond the giant squid. OceanX has been the first to survey the deep sea of ​​Antarctica, discover 180 of biofluorescent fish , tag a deep-sea shark from a submarine or discover the Galapagos cat shark, among five other species. All this having mapped around 233 square kilometers of ocean floor .

Beyond ongoing scientific breakthroughs and discoveries, National Geographic is currently working on a new docuseries, under the tentative name OceanXplorers , co-produced by Cameron, the BBC and OceanX Media for National Geographic. Ray and Mark are executive producers.

OceanX also works hand in hand with its many partners, including, among others, Bloomberg Philanthropies or The Paradise International Foundation in China to create a global community committed to understanding, enjoying and protecting the oceans. “We believe that this is what will make the public better understand the oceans and that the next generation will become the best manager of one of the greatest resources on our planet,” confesses Mark Dalio.

Capital Portfolio Management

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Australian capital portfolio management firms look set to return to growth in 2021 as governments announce the fast-tracking of billions worth of infrastructure projects. As part of the infrastructure-led recovery from the COVID-19 economic recession, this year’s Federal Budget contains a goal to create 250,000 infrastructure jobs by 2023. Such a lofty goal, however, also highlights the challenge of managing hundreds of capital work projects simultaneously, each ranging in cost from millions to billions of dollars. The question remains: can Australia actually deliver the projects on time and within budget, given the scale of emerging mega-projects nowadays.

Unlike small construction works, capital portfolio management has evolved into a complex process that requires a lot more strategic planning and delivery as well as being ahead of certain risk areas. One of the challenges to risk management in a capital portfolio is the rapid rate of globalisation that is making supply chains longer and more complex than ever. At the same time, climate change is increasing the incidence of natural disasters around the globe, making it harder to plan and manage capital portfolios so that they fulfil the expectations of the asset owners.

Large portfolios of projects present even more uncertainties since they encompass many moving parts, resources, and contractors that may keep changing over years. It is not surprising that they are breaking the records of cost overruns in Australia. Melbourne’s Northeast Link was costed at $6 billion in 2008 but is now expected to cost $15.8 billion. The Sydney Metro City & Southwest was costed at $11 billion in 2015; this year the NSW Government announced the latest estimate was $15.5 billion. These are only parts of an overrun of $24 billion so far on just six current megaprojects, mostly due to inadequate planning & capital portfolio management.

To avoid projects ending up in costing more or providing fewer benefits than anticipated, or both, asset owners are all looking for more efficient, faster, and higher-value capital portfolio management tools. Developing better cost estimates at early stages could minimise the likelihood and extent of cost overruns in large portfolios throughout their lifecycles.

Captial portfolio management teams need not only more thorough & timely data, they also need better software for cost estimation and risk measurement. The industry was historically reliant on hundreds or thousands of construction documents and Excel spreadsheets to collect, structure, and integrate past data. One of the many responses to this situation has been the call for more strategic benchmarking data to track the costs of capital works programs over time. Software systems such as Mastt have taken things further and developed new methods of predicting, rather than reacting, to changes in capital portfolio data.

Mastt has developed a global first project Anomaly Detector that allows capital portfolio managers to automate identification of risks and issues and foresee problems before they occur. “Today, the focus for Mastt is very much around ‘data’ as we start to unlock the value of data that has previously been left dormant in excel spreadsheets and documents,” said Mastt’s Managing Director Doug Vincent. With this new, enriched capability, owners can compare the impact of hundreds of performance drivers on business outcomes across large capital portfolios. There is a growing appetite for systems like this among capital portfolio management teams as they offer transparency and a clear accountability of responsibilities across individual projects and programs.

Investment in Bitcoin Futures: The Future of Crypto Trading

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Bitcoin’s price surge is one for the record books: in 2010, 1 BTC cost less than USD 0.10. After a decade, the price of Bitcoin has risen to USD 50,000. Consider what would have happened if you had spent simply USD 1 on Bitcoin in 2010 — that dollar would now be worth over USD 500,000 and growing. Consider what would have happened if you had been able to buy Bitcoin with 100x leverage: that $1 would have been USD 50,000,000. Future trading has this kind of influence.

The Spot Market for Bitcoin

Bitcoin’s story is just getting started, so there’s still time to join in on the ground floor and benefit. You had to find a broker online or mine Bitcoins yourself if you wanted to buy them. It was still feasible to mine Bitcoin on a home computer back then. The first Bitcoin exchanges began trading in 2010, with “Bitcoin Market” launching in March and the infamous “Mt. Gox” launching in July. Any trade that settles promptly, such as on the stock market or selling gold for cash at your local jewelry store, is referred to as the spot market.

The spot market in the crypto realm consists of the following:

  • Interactions
  • OTC (Over-the-Counter) Brokers
  • Instant crypto-to-crypto exchanges
  • Swaps in Defi
  • ATMs that accept cryptocurrency
  • Peer-to-Peer (P2P) Trading is a type of peer-to-peer

What is the Futures market and how does it work?

Any transaction in which items are exchanged at some point in the future is referred to as a futures market. The spot market, on the other hand, refers to any transaction in which the exchange takes place instantly. Trading in futures is classified as a derivative. Derivatives are financial products whose price is determined by the price of another asset. A Bitcoin futures contract, for example, gets its price from the spot market price of Bitcoin. Today, Bitcoin is the digital asset with the highest investment. Many people use online trading platforms, read more to trade this cryptocurrency for profits.

What are the advantages of Bitcoin Futures for aggressive traders?

Active traders and institutional investors frequently prefer to work in the futures market. Futures markets are extremely liquid, making it simple to enter and exit trades. Bitcoin futures exchanges, for example, trade billions of dollars more in volume than Bitcoin spot markets. In comparison to the spot market, futures trading offers greater trading alternatives. Having the ability to trade on margin, for example, permits traders to get more market exposure. Many crypto futures markets allow for leverage of up to 100x, meaning that a trader can risk $100 for every $1 of margin.

The Influence of Leverage

Traders that trade on margin can gain additional market exposure for their money. Leverage on crypto trading platforms often ranges from 1x to 100x. Traders on the Drixx trading platform can utilize the leverage of up to 100 times. Aside from leverage, traders can stake a portion of their cash with Drixx and receive a 10% annual percentage yield. Even after staking cash with Drixx, traders can acquire extra market exposure due to leverage.

The Economic Benefits of Bitcoin Futures

Price volatility prompted the creation of the futures market in the traditional economy. Merchants and farmers sought a mechanism to protect themselves from price fluctuations by keeping their costs constant. Investors, speculators, and traders were attracted to this approach. The futures market is now an essential component of the financial system. The bitcoin ecosystem is still in its infancy and is rapidly expanding. The introduction of futures trading lets the industry mature by allowing more liquidity into the crypto ecosystem and providing institutional investors with a familiar onramp to begin trading these financial instruments.

Secure and Easy Way to Buy Bitcoin Using PayPal

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If you are thinking about investing in Bitcoin, or want to access it easily, then you should explore the many ways to do so. One of these methods is through PayPal and a credit card. A company called Virwox has a service that lets you buy Bitcoins with PayPal using your credit card as collateral. For this reason, this method is quite safe and easy as long as you make sure that the seller is legitimate and trustworthy. PayPal announced one for bitcoin, in April 2021, laying the foundation for easy purchasing of cryptocurrencies. Not only bitcoin but it was also announced by PayPal that you can now buy Ethereum or other property in your wallet and keep it in any wallet.

How to Buy Bitcoin with PayPal

This is how you can do it. First, sign up for the service if you do not have one. Next, you will be asked to fill out a form where you will have to enter the number of Bitcoins that you want to buy. The minimum amount that a trader has to pay or in between can be termed as the trading fee of the buying and selling this transaction is 0.009331 BTC, which is about $40 at today’s price in US dollars. You can try this method if you are not sure about how many Bitcoins you should buy. Once all your information is entered correctly, click on the “Buy” button at the top right corner of the page and not to wait for the complete transaction to be extended to the next.

Click on Bitcoin in the fiat currency list

Once you land on the Fiat currency section of PayPal. You can also go to unternehmen-heute.de so that buying bitcoin is the most popular trading currency which means there is no need to be that as it may become easy for you and you can easily buy and sell at any time whenever you want. If you are interested in bitcoin trading, then you can read Why bitcoin price increase.

Adding Funds to PayPal for buying Bitcoin

Although you can buy Bitcoins using a credit card, the good thing is that you can also use your PayPal account. The only problem which you will have while trading on this platform is that your PayPal balance should be linked to a credit card first before you can start adding funds from PayPal. With PayPal user-friendly interface you can easily buy fiat currencies using added funds too in no time.

Select payment methods

Once you have created the PayPal account and money is added to it it’s time to keep the payment method flowing so that there is no need to add money every time you feel the need to invest in bitcoin. However, as if PayPal doesn’t accept payments from credit cards or in the form of fiat currencies, you can only add money using a debit card. After all these formalities are done it’s time to start buying or investing in bitcoin at a particular price range and time.

Just hit the Buy Now option on the digital platform and the money will be deducted from your PayPal account or when selling then money goes directly into your PayPal account meaning that you don’t have to worry about it at all. Money transfer is easy from PayPal to your bank account in no time safely and securely.

Just by following these steps you can safely and securely buy fiat currencies like Bitcoin and watch your investment grow as the most popular currency in the digital world relies on the top.

A Closer Look at Top Five Digital Currency Exchanges Altcoins, Bitcoin, and Ethereum

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Fiat currencies are the most talked about and invested digital currency around the world among investors. Traders are looking for platforms and others for secure and lowest fees possible while trading these currencies 24/7. Here are the top five fiat trading platforms for you.

Binance

The first crypto trading platform that is popular around the world for investing in fiat currencies like Altcoins, Bitcoin, is Binance. The additional advantage of using this platform is that it has its digital coin base – Binance Coin.

Binance advantages:

  • Safe and Secure Asset Fund for Users (SAFU)
  • Own crypto coin base – Binance Coin (BNB)
  • Close to 200 fiat currencies to trade
  • 0.1% trading charges.

Kraken

The next on our online trading platform list for fiat currency is Kraken. This platform charges 0-0.36 % depending on the user’s crypto trading volume in a month. If you are a daily trader then this could be the best platform you are looking for and enjoy smaller trading rates. Before investing in bitcoin, you can read the tips for bitcoin purchasing .

Kraken advantages:

  • Customer support
  • Around the globe availability.
  • Good reputation
  • Easy and Faster withdrawals
  • low trading fees

 

Coinbase

If you are particularly into bitcoin and looking for a trading platform particularly for this fiat currency then Coinbase is for you. Coinbase is also the best trading platform to start investing in fiat currencies and is popular among both old and new traders for buying and selling the most popular digital currency – Bitcoin.

Advantages of Coinbase platform:

  • User-friendly interface for beginners and experts
  • Best online platform for Bitcoin
  • More than 30 million users
  • Payment methods like debit cards, credit cards, and wire transfers all are accepted.

 

eToro

The next trading platform on our list for popular and well-known trading digital currencies is eToro. If you are looking for a platform where you can trade both fiat currencies and paper currencies then this could be the platform you are searching for. In 2007, eToro was established, which gained recognition in a short time. This trading platform is popular among both new and old investors who want to diversify their assets by trading both digital and paper currencies. eToro is a crypto wallet app that provides you with some additional security when investing with all other parties, using multi-sig authorization. For providing easy access the trading platform is available in both mobile and laptop/PC.

eToro platform advantages:

  • Freedom to choose between trading on web and mobile platforms
  • Operation since 2007
  • Used for trading both fiat and digital currencies
  • More than 94 digital coin currencies to invest in

 

Bisq

The next trading platform for trading fiat exchanges is Bisq. One of the biggest advantages of this exchange platform is that it is decentralized, the same as the popular and centralized fiat currency Bitcoin with servers worldwide making it perfectly safe and secure from any web attack. If you are new to the digital coin currency market then it is best to go for Bisq as it offers different types of digital coin currencies to trade from without any compromise on the safety and security of your hard-earned money.

Bisq platform advantages:

  • High tech security
  • Decentralized & Open-source code
  • Legal in more the 40 states in the United States
  • For creating a trading account no ID required
  • bitcoinBitcoin (BTC) $ 108,104.00 0.01%
  • ethereumEthereum (ETH) $ 2,516.84 0.03%
  • tetherTether (USDT) $ 1.00 0.01%
  • xrpXRP (XRP) $ 2.22 0.16%
  • bnbBNB (BNB) $ 655.05 0.14%
  • solanaSolana (SOL) $ 147.54 0.08%
  • usd-coinUSDC (USDC) $ 0.999804 0%
  • tronTRON (TRX) $ 0.283274 0.23%
  • staked-etherLido Staked Ether (STETH) $ 2,514.56 0.08%
  • cardanoCardano (ADA) $ 0.576108 0.09%
  • avalanche-2Avalanche (AVAX) $ 17.83 0.12%
  • the-open-networkToncoin (TON) $ 2.73 0.17%
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