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5 Gift Ideas To Give To A New Client

Sam Allcock
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5 Gift Ideas To Give To A New Client

Looking to generate more sales during these unpredictable business moments? Retaining your new clients and activating past customers through gifts is among the best ways to keep afloat and grow your business.

Gifting your customers can help build and retain business relationships, generate more business and referrals while showing your appreciation—and keep you top of mind. Here are five incredible gift ideas to a new client that will strike a fair balance between making a lasting impression, stimulating a sale, and being professional.

Branded Promotional Products

You can never go wrong with customized gift ideas. It’s because you come up with an excellent choice, especially when you want to give all your clients matching gifts. But you must be creative to ensure each client gets a gift that suits them most. 

Get them branded with your logo and a customized message for each client. Anyone will appreciate a tumbler gift; whether they love coffee, protein shakes, soda or tea, they can always package their drink in the tumbler and take it at their convenient time.

Are you wondering why branded tumblers would make a great corporate gift? They are designed to last and keep beverages either hot or cold for extended hours. Meaning, gifting your client with such a gift gives them a reason always to keep your brand closer. Every day they use the tumbler, they’ll think of you. Besides, they’ll also promote your business indirectly whenever they carry it around.

Live Gifts

How about a gift that the new client can relate with and that keeps them nurturing your memories? Try to be unique and breathe nature and a sense of life into your clients. Get them a money tree. The beauty of such a gift is, they will have to take care of it, which will always remind them of your thoughtful gift and best wishes.

A money tree promotes good luck and affluence, and nothing would entice a client to stick to your brand like a thank you gift that fosters fortuity. They will take care of it for years. As the tree grows, so will their loyalty to your brand.

A living gift indicates your commitment to preserving the business relationship you have with your client for years, the same way they should devote to care for the tree. A live gift will for sure promote long-lasting business dealings.

Family Gifts

Do you know the best gifts for your clients are those they can enjoy with their families? What’s better than bringing your client’s family together? Giving your client a family-friendly gift will delight them and their entire household.

It implies that they are more than an element of your business growth. However, such a gift would be more impactful if you know or understand your client’s family setup and its tenets. You don’t want to drop a gift that’s contrary to their beliefs.

For instance, you can give them a gaming set or a paid family vacation, or a family dinner to a restaurant of their choice. When it comes to family gift ideas, choices are limitless; you only need to be creative.

Portable Office

What’s your new client profession? Do they travel a lot or opt to work remotely? Get them a portable remote office. This gift set will keep your client connected and organized even when they are out of their office setting.

A mobile working setup is a must-have for any digital nomad. Traveling and working is now a lifestyle. Days are long gone when one goes on vacation and catches up from where they left after the holiday. Whether employed or running your own business, the current world demands you to stay connected always.

The portable office set has everything the clients need to keep their mobile gadgets running (i.e., a power bank with USB ports, a USB charger, and a Micro-USB port). It also comes with a notebook, pen, leather cord wrap, and other essential office supplies. 

Personal Gifts

When you’ve created a personal bond with a client, you’re bound to have conversations that are off the business. You get to know their likes and hobbies. It’s good to take notes during such talks; the information will be helpful when you want to get them a gift they will cherish forever.

For instance, a client who loves dogs would be delighted if you give them a puppy and a leash branded with your company name and logo. Or, if they have an adequate park, you can get them dog toys imprinted with your company details.

If your client is an entrepreneur, consider gift ideas that align with their business needs. For instance, you can sponsor their upcoming trade show. Going the extra mile to appreciate a client with a thoughtful gift that is in line with their hobby or what they need most at that particular time to help achieve their goals can never be taken for granted.  

Grow Your Brand and Influence with Creative Gift Ideas

A corporate gift is a sign of appreciation for the business dealings and proves your commitment and readiness to invest in the relationship you have with your clients. But never assume that the gift alone will help retain your new client. Stay relevant even after gifting them. Only then will you strengthen your relationship, win more business and retain your customers.

6 Major Components of a Mobile App Balance Sheet

Sam Allcock
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6 Major Components of a Mobile App Balance Sheet

Mobile apps are gaining popularity more than ever as technology developed. And for an application to be successful, having a mobile app version can capture more users since it is accessible whenever and wherever they want to use it.

You may think that it is unnecessary to prepare a financial plan when you are starting or at an early stage of the mobile app business, especially that you are not yet earning. However, having a laid-out plan and testing your project’s “what ifs” sets the direction you want your business to go. A financial plan is a crucial financial planning tool to help you execute your plan and assess every possible variable that can happen.

To evaluate how the mobile app operates in terms of its financial aspect, we will evaluate one of its financial statements, the balance sheet. The primary balance sheet sections are assets, liabilities, and equity, in which assets = liabilities + equity. We will assess what makes up the mobile app balance sheet.

1.             Cash

Cash is derived from cash flow ending balance and is affected chiefly by operating expenses. Software development cost is the major component of cash outflow during the development stage. Inflows are derived from the owner’s investment and fundraising.

2.             Customer Deposits

If you sell one-year subscriptions, you collect the money upfront, and the Customer Deposits account is activated, similar to a SaaS financial plan. It provides additional funding to finance business operations.

3.             Net Working Capital

Net working capital for the mobile app focuses on accounts receivable and accounts payable. There is no inventory since sales are generated through paid downloads, subscription services, selling products via in-app purchases, or clicks for advertisements or affiliates.

When computing accounts receivable, we multiply the sales by the number of days outstanding divided by 360 days (standard number of days) or divided by 12 months for monthly accounts receivable. Account receivable is even shorter when payments are received through a company’s account, such as PayPal or Stripe.

To compute for accounts payable annual position, we multiply the number of days outstanding to the direct costs divided by 360 days.

4.             Fixed Assets

Fixed assets for mobile app development are minimal. At most are the building improvements, computers and hardware, and office furniture and fixture. Fixed assets are depreciated over the asset’s estimated useful life. Net fixed assets recorded in the balance are computed by deducting the accumulated depreciation from the gross fixed assets.

5.              Software Development Costs

Software development costs can either be capitalized through the projected years or accounted as an outright expense. Capitalizing the costs increased the Asset position in the balance sheet, and the Amortization decreases taxable income. However, it is more straightforward to account for the costs as an outright expense, especially if it is not that significant.

6.             Financial Debt

Banks do not consider Mobile App businesses creditworthy. Some investors are willing to invest in convertible loans with liquidation preference over regular investors. Convertible loans are activated under the Liability section. But once they are converted into equity, liability disappears while Equity position increases under long-term commitments.

7.             Equity

The initial funding raised mostly composes the Equity position of mobile app businesses. Mobile app development, marketing, and other operating expenses constitute the high costs during its first months or year. Accumulated losses are booked as negative retained earnings. Once the business starts to break even, it’s the time that the losses are offset, showing positive retained earnings. Withdrawals and dividends are unexpected in the first year as the owner strives to improve mobile app features and accelerate downloads. It is rare that a mobile business app business already distributes dividends to its investors in the first year.

It is easy to prepare a balance sheet for a mobile app business and will reflect professionalism in analyzing the project. A convenient way to assess business prospects is using a financial model template, which includes the balance sheet as one of the three financial statements.

What is public liability insurance?

Sam Allcock
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What is public liability insurance?

Public liability insurance is for professionals who interact with customers or others. It helps protect against personal injury claims or property damage claims suffered by a third party interacted with as a result of business activities. The person making the claim will vary depending on the situation. Also, many organizations legally have this public liability insurance. Therefore, in the event of such an injury, a lawsuit will most likely be filed against an insurer.

However, it should not be forgotten that certain conditions must be fulfilled in order to be able to claim compensation in the event of such an injury.

What are the conditions to meet to make a public liability compensation claim?

In order to claim public liability compensation, the following conditions must be met:

  1. The risk of injury should not be obvious.
  2. All necessary precautions must be taken. If an injury has nevertheless occurred, compensation may be claimed.
  3. If there is a clear warning of any risk, this warning must be followed. However, it can be said that all measures were taken incompletely in this way.

If an injury occurred despite these prerequisites being met, you should consult a knowledgeable lawyer to determine the compensation you can claim.

What does public liability compensation cover?

Public liability offers the opportunity to claim the rights listed below. However, the amount you may be eligible for compensation varies from state to state. You may also be entitled to additional compensation for any special circumstances not listed here. For this reason, it is very important to meet with an expert public liability lawyer to resolve the situation completely.

  • wage loss and calculation of possible future loss
  • lump sum compensation for pain and suffering
  • medical expenses required for treatment received after the injury
  • calculated cost of the maintenance you need, including the process
  • the cost of home help required
  • other miscellaneous expenses related to the incident and your injury

What are the common types of accidents for which a public liability claim can be made?

Injuries for which public liability compensation is sought occur in parks, entertainment centers or other public places. In addition, injuries that occur in schoolyards, rental properties, car parks,  shopping centers and entertainment venues can also be the subject of public liability compensation.

Common types of accidents that can claim public liability are listed below:

  • Slips and falls due to wet surfaces
  • food poisoning
  • injuries caused by animals such as horse riding accidents, dog bites.
  • injuries from attacks
  • falls during excursions on walkways
  • burns from hot food and drink
  • injuries caused by broken glass
  • injuries caused by falling objects

To give a specific example to understand in which cases public liability compensation is claimed:

If water has leaked from a refrigerator in a supermarket and the floors are slippery, no customer may notice it. If there are no warning signs on it and the customer is injured there, public liability compensation can be claimed.

So, how to make a public liability compensation claim?

If the person responsible for the injury can be identified, this should be done and informed about the accident. If possible, a written notice should be given. If there is evidence of the accident, such as witnesses, photographs or videos, these should be obtained. It is also quite necessary to have a medical report of the injury. The place and time of the accident must be documented. In addition, details about how the accident happened should be specified.

These and other steps are important information for the claim process. But not all of them are expected, of course. A lawyer should be contacted and learned all detail of how the process will work for the compensation of the experienced injury. The more evidence there is to be used in a claim, the better the result.

Crypto Engine Makes Crypto Trading Simple and Profitable!

Sam Allcock
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Crypto Engine Makes Crypto Trading Simple and Profitable!

If you are aware of the latest updates of the crypto market, you would know that thousands of investors from all over the world are investing in cryptocurrencies to generate large and consistent profits. Every day, the crypto market generates revenues in millions of dollars/pounds.

These days, not just experienced investors, but even beginners have a fair chance to earn huge profits with the help of hi-tech automated trading apps that have taken the market by storm.

For example, using a trading tool like the Official Crypto Engine App, allows even novice traders generate impressive amounts of money. It means these apps have turned the crypto market into a level playing field as there are equal opportunities for everyone.

Is Crypto Engine App Genuine?

Yes, the Crypto Engine app is completely legit. Many experts have already tested this trading platform and found that the app lives up to its promises with reliable and consistent services.

The makers of this app maintain complete transparency for users. Crypto Engine also has some of the leading brokers onboarded, who share their valuable experience and inputs to help traders with their trading decisions by answering their questions five days a week.

The app assigns a dedicated account manager with users to help them set up their trading account and complete the verification process. The app has partnerships with licensed and regulated brokers who help manage the trading accounts properly.

Key Benefits of Crypto Engine

The Crypto Engine allows users fast access to the crypto market and capitalise on its trading signals to gain significant profits.

Let’s check the key benefits of using the Crypto Engine app:

High Accuracy: The Crypto Engine app will gather market updates and analyse them to find the best trading opportunities for you. The smart algorithm in the app can scan for price swings in the global financial market to identify trading scoped in seconds.

Futuristic technology: The Crypto Engine app comes with an advanced algorithm that can explore the crypto market and look out for profitable trade signals.

After gathering the market data, and combining it with the financial updates, the algorithm does profitable trading on your behalf to multiply your investment.

Existing users have confirmed through their reviews that this app helps generate significant income in a short period.

Reliable: Various studies and expert reviews have confirmed that the Crypto Engine app is highly reliable app in terms of user-friendly platform, generating income, easy withdrawals, excellent customer service, and more.

The Process of Trading Using Crypto Engine

To start trading on the Crypto Engine platform, you need to follow the steps below:

Registration

Registration on the Crypto Engine platform is quite simple than any other app in the market. You only need to fill out a short online form with your basic personal details. It means you do not have to waste your time filling out long and tedious forms.

After completing the form, you need to submit it. Subsequently, an account manager will contact you and will walk you through the verification process and help you set up your account.

Minimum Deposit

Another great benefit of the Crypto Engine platform is that you do not have to invest a large amount in the beginning. You only need to deposit £250/Є250, which will work as your first capital investment and the app will use this amount for trading. You need not pay any other hidden charges such as registration or brokerage fee.

Demo Account Option

The Crypto Engine app provides users a free demo account. This is an optional account, but it would be helpful if you use this account for practicing trading before entering the live crypto market. The demo account is a replica of the live trading account where you can trade with some virtual money (not real).

Live Trading

After you feel comfortable doing demo trading, you can start live trading. Again, your account manager will assist you to set your trading parameters and stop-loss limit to minimise your risk.

Typically, trading on cryptocurrencies requires basic knowledge about the market, analytical skill, and good judgement to make profits. However, new investors cannot have all that ability. This is why using the auto-trading of the Crypto Engine app would be ideal because the app does the market analysis, spots trading opportunities, and trades profitably on behalf of users. This is a great advantage.

Besides high technology, excellent profit-making mechanism, minimum deposit, easy withdrawals, and excellent customer service make Crypto Engine stand out in the cluttered market as one of the best apps.

Wage Costs Grow Three Times Higher Than Purchase Prices

ABC Staff
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Wage Costs Grow Three Times Higher Than Purchase Prices

Wage costs for entrepreneurs grew in the first quarter of this year three times higher than consumer prices, according to the latest figures on labor costs for companies published by the INE.

The trend reflects how in the first three months of the year, despite forecasts of upward inflation at pre-crisis levels for the whole of this year, the evolution of prices was below the effort made by businessmen in terms of increasing the salary mass of its workers. What supposes, furthermore, that the workers gained in this start-up period of 2021, 1.2% of purchasing power .

Specifically, the figures released this Thursday by the official Statistical Institute show how in the first quarter of the year global labor costs for the employer advanced by 2.4% compared to the same period in 2020.

While the cost corresponding only to Employee salaries increased in this same period by 1.8%. This, taking into account that the average CPI for the first three months of the year stands at 0.6%, means that this increase in wages is up to three times greater than that of consumer prices.

Although, it seems clear according to the forecasts of official bodies that this gain in purchasing power registered in the first quarter of the year will lose firepower in the coming quarters and, beyond that, will be limited at the end of this year when at least the CPI It is expected to climb to 1.6%, according to the Funcas consensus data, but that many entities raise to 2% for 2021 as a whole. a much more moderate gain in purchasing power for workers for the year as a whole: about 0.2 percentage points.

Volatility of recruitment
It should be noted at this point, what was the performance of the labor market in the first months of the year to appreciate the impact on costs for employers, which after this new increase adds 11 consecutive quarters to the rise .

EPA data showed that the number of employed persons decreased by 137,500 people in the first quarter of 2021 compared to the previous quarter (-0.71%), standing at 19,206,800 people. In seasonally adjusted terms, the quarterly variation is 0.49%. By that date, employment had fallen by 474,500 people (-2.41%) in the previous 12 months.

In other words, according to the aggregate data offered by the labor market in the first three months of the year, as a result of the end of the special hiring campaigns for the Christmas holidays, a decline in employment levels with respect to those registered in the same period last year.

However, given that this job destruction occurred in sectors mainly associated with services, the salaries that came out of the salary cost mix coupled with the fact that this same erosion was greater last year, coinciding with the most severe month of confinement, It has caused that despite the departure of workers from the labor market in the first months of the year, the upward path of labor costs for companies in our country has been preserved.

In fact, by sector, if we look at the evolution of the cost of salaries, energy supply was the one that registered the highest year-on-year increase, 19.1%, followed by the extractive industries (+ 17.6%) and information and communications (+ 6%). In contrast, two activities cut their salaries compared to the first quarter of 2020: real estate activities, with a decrease of 7.9%, and hospitality, with a fall of 2.1%.

As explained by Statistics, the evolution of the different sections of activity reflects the degree of impact on the situation derived from the pandemic and the measures implemented to contain it. In fact, the hotel industry is the section of activity most affected by the current situation despite the gradual reopening.

The decrease in the wage cost in this sector has been higher than the number of hours worked in the fourth quarter, resulting in a wage decrease of 2.1% compared to the same quarter of 2020. On the other hand, the payment of part of the Social security contributions and work disabilities, together with the drop in hours worked, cause other costs to show an annual growth of 15.6%.

World Triggers The Difficulties Of Companies To Find Worker After Covid

ABC Staff
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World Triggers The Difficulties Of Companies To Find Worker After Covid

64% of Spanish companies have difficulties finding candidates with the technical and social skills required in the current context of the pandemic, according to the latest ManpowerGroup Employment Projection study.

According to experts, the covid has caused the greatest labor transformation of the last two centuries, pushing many sectors to a digitization of work in an accelerated manner. And they warn that the changes produced have no reverse gear.

The pandemic and the changes caused to adapt to the new work environment has caused the greatest mismatch between the training and skills of workers with the operational needs of companies, point out from Manpower, which highlights that it is the highest gap in the last eleven years.

Companies are having difficulty finding staff in sectors such as manufacturing, followed by profiles for operations and logistics (13%) and administrative or office support profiles (8%). “Covid-19 has accelerated the digitization of many processes and now companies are looking for the perfect combination of technical knowledge and social skills in their candidates,” explains Francisco Ribeiro, country manager of ManpowerGroup Spain.

The study reflects that after the pandemic, social skills have become especially relevant for many jobs. Soft skills, social skills such as active listening, teamwork or the ability to learn and adapt, have become a key factor when selecting the best candidates.

By size of the company, it is the large companies (more than 250 employees) that today have the greatest difficulties in finding the talent they need (83%); followed by small (10-49 employees) with 67% difficulty, medium (50-249 employees) with 66% and micro (less than 10 employees) with 42%.

Spain is nothing more than a clear reflection of the trend that is registered worldwide. In this sense, the percentage of managers who are experiencing difficulties in finding Talent globally stands at 69%, the highest figure since the study began in 2006, 15 years ago. And yet it is other European countries that today are reporting the world’s biggest Talent mismatch: France with 88%, Romania with 86% and Italy with 85% top the list.

To reduce this mismatch and also attract and retain the best candidates, more than half of employers (56%) are offering flexibility measures to their employees. Thus, while 78% of organizations will need their employees to remain in the workplace full time, 13% will opt for hybrid models that combine teleworking and face-to-face and others will offer diverse alternatives to positions previously considered inflexible.

The objective is none other than to satisfy, in some way, a need clearly expressed by professionals. Today eight out of 10 demand that work allows them to reconcile private and professional life.

However, the truth is that now that vaccination plans allow some optimism regarding the Covid-19 health crisis, 8 out of 10 Spanish managers prefer to return to face-to-face work to reduce the level of concern generated by the possible lack of productivity of their teams (20%), the decrease in employee well-being (16%), the damage to the corporate culture (8%) or a reduction in collaboration levels (6%).

“Organizations must now reflect on the real possibility of maintaining hybrid employment models, guaranteeing upskilling and reskilling of employees, offering work-life balance, flexibility, and physical and mental well-being plans adapted to different profiles and promoting resilience in professionals” says Ribeiro.

What’s Equity Release & Why Is It So Popular?

Sam Allcock
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What’s Equity Release & Why Is It So Popular?

Are you over the age of 55, strapped for cash to help you check out those boxes on your ‘places to visit list’, but you still own property?

Well, as per statistics conducted by several financial companies, the most straightforward solution is to take out an equity release plan.

In fact, according to some of UK’s largest equity release firms, the market hit an unbelievable record in 2018, after the seventh year of growth, with retired homeowners withdrawing over 3 billion of estate wealth the previous year via some 30,000 plans.

However, even with the massive growth, some retirees are still struggling with finances. It doesn’t also help, bearing in mind that there are some conflicting reports about equity release products, making this hugely significant financial resolution even more complex and intricate – at a time when it’s vital to make the right choice for your situation.

So, if you need unbiased information on what is equity release, be sure to check out this comprehensive guide provided by Sovereign Boss and use online equity release calculator.

What’s Equity Release?

Equity release is basically a range of products that let you access the equity (cash) locked in your property if you’re aged 55+. You can take the capital you release as a lump sum or, in several smaller amounts (drawdowns) or as a combination of both.

Types of Equity Release Products

There are two primary forms of equity release plans:

#01. Lifetime Mortgages

Lifetime equity mortgages are the most popular type since it has some of the best options, especially if you don’t have any heirs.

The plan allows you to choose whether to take out your funds in a single lump sum or a series of small amounts within a specified period up to the maximum limit settled on with the plan provider.

If you do have a family, don’t worry because it also caters to your needs. It offers you the option of keeping some of the value of your residential property as an inheritance for your family. It means you’ve got the advantage of enjoying releasing equity while also making sure your children have something reserved for the future.

#02. Home Reversion Plan

In this equity release plan, you can access all or part of the value of your estate while retaining your right to reside in it, rent-free.

Your lender will buy all or a part percentage of your estate. So you’ll know precisely what portion of your residence you have parted with and, in the same way, what has been ring-fenced for the future (what you can leave in a Will).

The percentage you maintain in your manor will always remain the same regardless of any fluctuations in property values unless you choose to take any additional cash releases. So, with the home reversion plan, when you’ve reached the end of the disposition, your manor is put up on sale, and the sale proceeds are shared according to the residual proportions of ownership.

The Benefits of Taking out Equity Release

The equity release market has, and it continually keeps on growing, and here are some reasons why most retirees are opting to take it out rather than the traditional residential mortgages:

  • You can receive a tax-free lump sum and a series of small, regular payments to complement your income, and can continue living in your home until you die or move out permanently
  • You may relocate or move to a suitable alternative residence in the future, as equity release is transferable. It will be subject to your new house being up to standard with the property suitability criteria applicable at the time
  • With the lifetime mortgage plan, you have the right to continue living in and keeping ownership of your estate
  • You’re guaranteed returns. You can get the money depending on the value of your property and the arrangement you have with your lender and not worry about how you will pay it back

Getting Advice

After looking into all the perks of equity release and you’re thinking of taking a plan out, you MUST ensure that you seek financial advice from an independent financial adviser. The adviser is required by the law to have a specialist qualification, and he/she can recommend the scheme most suited to your needs.

However, it would help if you were vigilant so that you get your money’s worth. So check that:

  • They’re on the Financial Conduct Authority register (you should search by the firm’s name)
  • They’re on the Equity Release Council member directory

Make a smart decision today, get your best equity release plan, and enjoy every moment of your golden age in class and style!

8 Tips To Prevent Online Shopping Scam

Sam Allcock
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8 Tips To Prevent Online Shopping Scam

The Covid-19 pandemic changed the way we shop for things. The pandemic, which forced us to remain at our homes and maintain social distancing practices, encouraged us to shop online. Therefore, it is crucial to note that eCommerce websites have reported a higher surge in activity ever since the pandemic.

For instance, Amazon reported a jump in revenue of 26 percent in just the first three months of last year. As a result, more and more people will be shopping online due to convenience and comfort. This is why customers need to understand how to protect themselves from an online shopping scam.

How To Prevent Online Shopping Scam

Customers prefer online shopping for a wide range of reasons. For instance, you get to choose a product from a fine selection of options. In addition to that, online shopping is secure and fast and helps customers get attractive deals and discounts.

It is also the safest option available to us during the pandemic, and it will continue to remain safe. That said, the IC3 ( Internet Crime Complaint Center) of the FBI said that online shopping-related crimes were the most commonly reported cybercrime in 2019 (in half of 50 states in the United States.)

The stat mentioned above may shock several online shoppers, but there is no need to panic or stop buying products online. All you need to do is follow some of the following tips and stay attentive when shopping online.

Shop From Familiar Websites

Search results may often take you to unfamiliar and unreliable websites, especially when you skip the first few search results pages. Therefore, one of the basic rules that online shoppers must follow is to buy products only from familiar and reputed websites.

You will be able to find whatever you want on the most popular eCommerce websites, including Amazon. However, you should also note that some websites may use URLs similar to popular websites to trick you into doing business with them.

Always Use Strong Passwords

Do you know that 90 percent of internet users worldwide are worried that their password will get hacked? Another interesting stat to note is that approximately 57 percent of internet users who have already been scammed through phishing attacks continue to use the same password.

This means that these users do not understand the importance of having a strong password. Therefore, one of the simplest and effective ways to protect yourself from online shopping scams is to use strong passwords that are harder to crack.

If you feel that your password is not secure or can be easily cracked, consider using a password manager. The password manager will help you create untrackable passwords, which will keep you away from cyberattacks.

Regularly Check Statements

Most people often tend to wait until the end of the month to check their bank and credit card statements. However, it is best to check statements regularly, as it will help you to identify fraudulent charges if any. It is crucial to remember that fraudulent charges may even originate from payment websites like Venmo and PayPal.

Online shoppers should consider using credit cards instead of debit cards when making payments online. This is because the hackers will gain direct access to your bank if your debit card has been compromised. In addition, sellers who prompt you to choose a different payment option are more likely to be scammers.

Use HTTPS

Another important rule to follow when you are online shopping is never making online payments to websites that do not have SSL certificates. You will be easily able to identify websites with SSL certificates from those who aren’t using them. This is because websites that have SSL certificates will have HTTPS instead of HTTP in their URL.

Ecommerce websites that have not installed SSL certificates will appear to be less trustworthy to online shoppers. This is why ecommerce businesses must buy SSL certificates from reliable SSL providers and install the certificates on their websites. This ensures encryption of customers’ PII (Personally Identifiable Information) transmitted between the web server and the client browser, thereby eliminating the instances of sniffing, MiTM attacks, etc.

Always Update Your Software

It doesn’t matter whether you are shopping from a laptop, desktop, tablet, or smartphone; you should always update the operating system to the latest available version.

This will help you to prevent the chance of cybercriminals exploring the weakness of your device. Moreover, using a good anti-malware software system, including a firewall and antivirus, will also keep you away from cyberattacks.

Maintain PCI Compliance

All eCommerce websites that accept credit card payments will need to adhere to the protection regulation of the PCI ( Payment Card Industry). The PCI Security Standards Council is the one who is creating and managing the PCI standards.

The standards are introduced to ensure credit card payments are safe and secure. In simple words, online transactions made with credit cards will be a lot safer when eCommerce retailers follow these standards.

Regularly Examine Online Store Or Website For Suspicious Activities

Ecommerce store and website owners will have to regularly monitor the online sale process for issues and red flags. For instance, some eCommerce store owners might find inconsistent shipping and billing information in some cases.

Ecommerce retailers should also consider using helpful tools that can be used to track the IP addresses of buyers. This will help businesses to stay alert if the purchase is from areas reported with fraudsters.

Do Not Give Out Too Much Information

Credit card details, address, and phone number are the only information required for online purchase. If the website asks you for any additional information, such as your social security number, you should consider shopping from another eCommerce website or store.

Final Thoughts

There has been a significant increase in the number of cyber-attacks and the growing popularity of online shopping. Ecommerce business owners should realize that cyberattacks can destroy their reputation and drive customers away.

On the other hand, online shoppers must be careful, avoid doing business with unfamiliar websites, and strictly follow the steps mentioned above to stay away from online shopping scams.

9 Websites That Will Help You Organize Your Study Process

Sam Allcock
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9 Websites That Will Help You Organize Your Study Process

Education plays an essential role in every person’s life. It is key to building a successful career and can generally help one adapt to modern life. However, the process of attaining knowledge may be difficult and stressful. Students often face problems with time management, which leads to falling behind.

In the 21st century, there are a lot of innovative ways to cope with these challenges. In this article, you’ll find top-9 websites that will help you organize your study process.

Essay Writing Service

Students are often assigned essays and other writing tasks to test their skills and knowledge. But it can turn out much harder than one initially anticipates. You might feel uninspired or simply not have enough time to write a good paper. Considering the sheer number of assignments students are to prepare, this is a very common scenario.

Whenever you don’t have enough time or simply cannot deal with a task on your own due to its complexity, you should remember that you can ask for help. There are websites that hire hundreds of talented editors, proofreaders, and tutors, all to help you. No matter the type of essay, deadline, topic, or complexity – there’s a pro at paper writing service that will help you with virtually any task. Meanwhile, you can dedicate your time to other responsibilities or just have a day off.

Experts at this service can help you with your assignments and such papers as:

  • Report
  • Research Paper
  • Literature Review
  • Presentation or Speech
  • Thesis/Dissertation

Though this list is already impressive, it is far from being complete.

OpenStudy

Since a traditional learning environment is unavailable for many these days, students have to stay at home spending hours in front of their screens without having the benefit of personal contact with their tutors.

OpenStudy provides an opportunity to communicate with other learners who are interested in the same subject. Using this platform, you can get answers to all necessary questions and help someone in return.

TED

TED inspires many people all over the globe. These talks can help students to discover brilliant ideas, new arguments for their papers or help them in group projects. There are plenty of speeches on different topics and every student will find something that he or she will be interested in.

Quizlet

Quizlet is an app created to boost students’ academic performance. The technique of learning and practicing vocabulary with flashcards has received a lot of positive feedback from users. More than 50 million students enjoy it. A nice addition is that the users of this app have the opportunity to look through their materials at any time.

EduTV

If you have never heard of EduTV, it’s high time to get acquainted with this site. The platform will make your studying easier, more fascinating, and diverse.

On EduTV, you’ll find YouTube videos, TV channels, and sample papers that will be highly beneficial. EduTV will help you with Biology, Chemistry, Computer Science, and other subjects.

Audible

Every student knows how important it is to spend their time productively and not fail deadlines. Audible will do its best to help you to be well prepared for your classes. The site stores over 200,000 audiobooks, including recent bestsellers and classics. You can listen to them when you commute or do household chores.

Project Gutenberg

If you are a bookworm and more of a visual learner, Project Gutenberg is the right choice for you. The website collects more than 60 000 free eBooks.

The site has many features tailored specifically to make learners’ lives easier. Here are some of them.

  • You can read both online and offline.
  • There is no fee or registration involved.
  • No need to download any apps.

GoConqr

Many students use GoConqr and there are lots of reasons for it. The website uses unique tools to organize the material you learn. These are flashcards, mind maps, notes, flowcharts, slides, quizzes, and courses that will make your learning path anything but boring. The site states that the approach used is award-winning.

GoConqr users get access to a library of 25 million resources. Students can also share their learning materials.

Prezi

Presentations are a common way to share your thoughts and knowledge in class. Every student is required to prepare this assignment from time to time. Prezi is a wonderful website that will help to create an amazing presentation without too much effort and spending lots of time.

Besides, using Prezi, you can keep in touch with people from over the world when you are engaged in distance/online studying.

In Summary

With all these tools, you don’t need to spend too much time on college tasks such as writing an essay or other types of papers. In the time of modern technologies, you can choose a more comfortable learning path and achieve stunning results. The talented experts and some useful resources will help you organize the process of getting an education and becoming a top student.

Want To Learn Some Effective Ways Through Which You Can Increase Your Likes On Facebook? – Check This Out!

Sam Allcock
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0
Want To Learn Some Effective Ways Through Which You Can Increase Your Likes On Facebook? – Check This Out!

Are you running a business? If yes, then one of the best ways to bring growth to your business is through social media. People are now more active on social media, so it will be very beneficial if you make your account on social media and find a way to catch people’s attention. You can do that if you have more Facebook Page Likes; likes are one of the most important tools to increase your business. More like you will have, more people are watching your content, and they really like that, which means they may buy it.

Getting likes on Facebook is not your right-hand game; there are so many things that you have to do and look for if you want to gain likes. A person has to engage with people and talk to them about it and show them the work and the products they are selling. But one thing that they need to make sure is the products or services they are providing should be of high quality and have a good product so that people will start loving them. If you want to know the ways through which you can increase likes on Facebook, then you can keep reading!!

Effective ways to increase likes

Facebook Page Likes has played an important role in the growth of business online, so if you also want to increase your business by learning the ways through which you can increase your business. Then you can check out the points that are mentioned below-

Create an informative and engaging page- If you are following someone or any page on Facebook, then what are the things that you will consider? Of course, you may have looked at something interested or engaging, then only you may have followed it. If you have followed any clothing page, you will only follow that if the clothes available are of good quality and have affordable prices. The most important thing those looks so good, and even if you do not want to purchase, you will still follow that just to see the new designs.

 Likewise, if you are following any other pages, you may follow if that page is informative and get some knowledge from it. That is why if you are creating a page, then it is important for you to have these things so that people can like your post and you will get more likes on your page.

Use the Invite button- Another way you can get people to know about you so that you can get more likes is to invite more and more people. This social media platform gives you the opportunity through which you can invite your friends and relative to like your business page. It is one of the most reliable ways through which you can get the likes on your Facebook page which are real. In this way, they can also send the invite to other people. It is the most interesting want through which you can drive more traffic on Facebook.

But it is important for you to have some post or content on your page which engages the people and which will be loved by them. It is because if they do not like it, then they may not share your page with others. So one of the best and interesting way to attract the audience is to give them what they actually want. You can give them content that they are interested in and provide the product and services that is actually they need and will love to have.

Try Facebook like a campaign- Starting the Facebook campaign to get a Facebook Page Likes is one of the best ways through which you can get more likes on your page. It is the best way through which you can promote your page, you can send the advertisement of your page on the people account, and they do not even have to open your page in order like it. They can directly like your page from there rather than navigating to your page, and then they can just continue scrolling the news feed. But they only like your page if you have something that interests them and like that. 

So it is important to keep your page updated so that it will become easier for you to make them like your page.

Engage with the audience- It is one of the best ways that actually work for the people; a person has to interact and engage with the people as much they can. You can live chat with them, you can talk with them, or even you can interact with them in the comment section. You can even ask them the question about their interest and use different ways just to interact with them. It will be the best way through which you can engage with people and get more and more Facebook Page Likes. Through this, you will be able to make the connection with the audience, they will feel more connected, and it will connect the audience with your brand.

Target the new audience based on their interest- There are so many people out there who use the Facebook account, there can be so many new people and some old ones, but you can attract them with their interest. You can post the things or the content which is suitable for both. Through the content that you are posting is one of the best and the only way through which you can even build your own community of users and encourages them to like your page. You can create new video or photo daily so that they will feel connected.

The Final Words

From all the points mentioned above, you may have got the complete idea that you need to have more people on social media with you to have growth in the online business. You need to get more likes on Facebook, and you can do that if you will follow these points. It is one of the easiest ways through which you can grow so easily.

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