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Mercadona Puts Rarest Drink On The Market On Sale For 1.30 Euros

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Mercadona puts the rarest drink on the market on sale for 1.30 euros.

The vegetable drinks have become very successful chain of Spanish supermarkets. This alternative to milk, ideal for people with lactose intolerance or vegans, occupies more and more space on the shelves of establishments, a market niche that Mercadona has not overlooked.

Aware of the demand, the Valencian chain has launched a new vegetable drink that attracts attention because it is not entirely made from a dry fruit or cereal.

It is the hazelnut and rice drink , a curious combination rarely seen among the assortments available in other Spanish establishments.

This drink with no added sugar is made up of only six ingredients : water, rice (10%), hazelnuts (3%), stabilizer, aroma and salt. On the labeling of the product, Mercadona warns those allergic people that “it may contain traces of other nuts”.

Hazelnut and rice drink with no added sugar from Hacendado, for sale at Mercadona.Hazelnut and rice drink with no added sugar from Hacendado, for sale at Mercadona.MERCADONA
The Valencian chain sells this product in a 1-liter brick format, for 1.30 euros .

Before consuming it is necessary to shake the product well , and once opened it should be kept in the refrigerator for a maximum time of three days .

The manufacturer of this product is Frías Nutrición , a Burgos company leader in vegetable drinks and specialized in healthy nutrition.

Government Plans To Eliminate Reduction For Joint Taxation Of Personal Income Tax

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The Government plans to eliminate “gradually” the reduction by joint taxation in personal income tax, considering that it “creates a disincentive to the participation of the second income earner”, who are usually women.

The measure, which aims to promote the incorporation of women into work, is included in the Recovery, Transformation and Resilience Plan sent to Brussels, according to El País and will be adopted through the establishment of a transitional regime.

It benefits two million households and its cost rises, according to the latest General State Budgets (PGE), to about 1,000 million euros a year.

“It includes the gradual disappearance of the reduction by joint taxation through the establishment of a transitory regime, because it generates a disincentive to the labor participation of the second income earner (mainly women),” the document indicates.

As the Plan defends, in an analysis of gender equality aspects, “a modern tax system should not serve exclusively to procure income that finances public spending, but should directly contribute to enhancing the impact of public policies , serving as catalyst to achieve transformations in areas such as gender equality, attention to disability, conservation of the environment or protection of health “. “There is considerable consensus that this measure discourages the entry of women into the labor market,” indicates the Ministry of Finance.

UP TO 3,400 EUROS DEDUCTION
Currently, the reduction by joint taxation of personal income tax depends on the type of family unit in question.

In the case of joint returns of family units made up of both spouses not legally separated and, if any, minor children living together, as well as legally disabled adults subject to extended or rehabilitated parental authority, the tax base will be reduced by 3,400 euros per year.

In joint declarations of single-parent family units, that is, those formed, in cases of legal separation or when there is no marriage bond, by the father or the mother and all the minor or adult children legally incapacitated subject to extended parental authority or rehabilitated living with one or the other, the tax base will be reduced by 2,150 euros per year .

In this case, this reduction will not be applied when the taxpayer lives with the father or mother of any of the children who are part of their family unit. And the reduction that comes from those mentioned will be applied, first, to the general tax base, without it being negative as a consequence of such reduction. The remainder, if any, will reduce the tax base of the savings, which cannot be negative either.

Last year the Tax Authority (Airef) prepared a report on the tax benefits of the Spanish tax system in which it precisely reviewed the advantages and disadvantages of this reduction in personal income tax. And it estimates that the cost to the public coffers of this initiative amounts to 2,293 million , and the beneficiaries are 4.2 million people, 2.1 million households, 18% of taxpayers and 17% of families. The agency maintains that the tax benefit is distributed evenly and does not alter inequality.

The Tax Agency expects to receive almost 3.5 million joint returns in the 2020 income campaign, 7.1% less , a downward trend that has been maintained for years since this reduction is applied mainly in the case of that one of the spouses does not work.

Pensions
Also with the objective of advancing equality, the Plan indicates that the future pension reform “will review the procedure for integrating contribution gaps”, that is, of periods in which no work has been done, “to meet reality increasingly fragmented career paths “.

This fragmentation of careers, which ends up affecting the calculation of the pension, is closely associated with temporality, he adds, which especially affects young people and women .

Labour reform
Among the labor-related measures envisaged in the Recovery Plan is a simplification of the hiring modalities , an adequate regulation of training contracts, the promotion of fixed-discontinuous contracts for seasonal activities or the penalization of the excessive use of contracts. of very short duration.

It also provides for a 2021-2027 Plan for decent work for young people and training programs in projects of public and social interest, first professional experience in public administrations or research.

LOST FILES ON MAC? HERE IS A QUICK SOLUTION

When we perform a fast clean-up of the files on our Mac, bad things can happen, such as unintentionally deleting a significant file. In this given situation, we rush to devise a method to retrieve these files, but resolving the issue is not simple. After all, the market is brimming with data recovery Mac solutions, but none of them is available for free or has some other incompatibility. 

Several applications provide a way to retrieve your valuable files, but the majority of the time we have costly paid plans included. Even though we couldn’t afford a paid plan, Stellar Data Recovery Free Edition for Mac seemed to save the day. The programme has strong file recovery features and can recover up to 1 GB of data.

While Mac systems are thought to be among the toughest processors in terms of data breaches, specific malware/viruses are being created to attack Macs in specific. As a result, company owners, photographers, and individuals from all fields and industries must be continuously vigilant to protect their prized records and data files from unintended deletion, modification, or corruption of storage systems.

ABOUT STELLAR DATA RECOVERY

Started in 1993, Stellar Data Recovery is a trusted Data Care organization offering consumer data recovery tools for Windows OS, macOS, iOS, and Data erasure tools. Nonetheless, the company also offers a wide range of tools for the B2B market. Some of the popular B2B tools offered by Stellar Data Recovery are – Exchange Repair, Outlook Repair, Active Directory, and many more. Looks like Stellar is a powerhouse of Data Recovery and Data Migration.

HOW STELLAR FREE MAC DATA RECOVERY SOFTWARE CAN HELP YOU?

Stellar free Mac data recovery software is a capable application that can help you locate and restore lost, missing or erased data files on your Mac. This free data recovery software searches your Mac hard drive for formerly formatted, inadvertently deleted, badly corrupt/damaged files, makes them available and then assists you in recovering data from them. It works well with a variety of file systems, including APFS, HFS+, FAT, ex-FAT, and NTFS, and is compliant with macOS Big Sur 11 and previous Mac models.

You’ll be relieved to learn that the app is completely secure on your Mac. Irrespective of the activities held, it will not cause any harm to your hard drive or laptop. Stellar Mac Data Recovery can read and scan for your files, but it will not write to your memory card. The main features of Stellar free Mac data recovery software are as follows:

  • Recover deleted files from the bin
  • Recover data that has been lost or modified
  • Backup files from Time Machine hard drives can be recovered.
  • Recover Deleted Files from Encrypted Hard Disks
  • Files removed from Boot Camp partitions can be recovered.
  • Data recovery from missing volumes
  • Scanner customization: look for specific file types.
  • Works with drives larger than 5TB 
  • Compatible with macOS Big Sur 11

And if highly rare situations that you are unable to recover data and files using Stellar Mac data recovery software, you can reap the benefits of Stellar data recovery lab services.

Needless to say, Stellar Mac data recovery software is often sufficient to restore your missing or erased records.  However, some issues are too complicated or extremely detailed. Then comes the second helping hand, the Data Recovery Lab-Services. Inside one of the Stellar Data Recovery Labs, their experts will spend their time analysing the issue and recovering your data from the memory device. Every data recovery task involves a one-of-a-kind amalgamation of hardware, software, database server, and system software. As a result, the numerous experts collaborate to protect and recover the data efficiently and securely.

STEPS TO RECOVER DATA USING STELLAR DATA RECOVERY MAC SOFTWARE:

The configuration and setup process is extremely fast. It only takes a few minutes, and once inside the application, Stellar Mac Data Recovery has an easy on/off button platform that lets you select the category of the file you want to retrieve. Here’s a step-by-step guide to using it to restore files.

  • Stellar Data Recovery Professional for Mac is available for trial download. Check that your system meets the necessary software specifications before installing the programme using the installation wizard.
  • To begin, start the programme and, from the main screen, switch the “Recover Everything” icon to the “On” position.
  • When you’ve determined what you want to restore, press the Next icon. The following screen displays tiled icons for all documents/data files on your Mac hard drive. Because you’re searching for lost document/data files, use the interface’s scroll button to get to the “Can’t Find Volume” selection. Choose this option and then press the Scan key.
  • The following screen displays a list of all hard drives and volumes on your Mac hard drive. Pick your memory card as the default hard drive to check for missing volumes, and then press Search to begin the procedure
  • The progression of the quest is shown on the following screen. A count of the number of missing volumes discovered is also seen. When you see that the volume, you’re looking for has been found, you can stop the search, but it’s best to let the program finish the check.
  • When the scan is complete, or you terminate it by pressing the Stop button, you would see a display with an expanded list of volumes on the Mac hard drive. This listing will now include the volume that was recently discovered. Pick this volume and press the Scan button to restore files from it.
  • The next screen shows the scan’s progress as well as the default file preview. You can disable file preview by toggling the preview button on the upper right to “Off.”
  • Whenever the scanning is finished, all retrievable documents will be identified in a tree-view in the left-hand panel of the programme.
  • By double-clicking on any object in the left-hand column, you can see a preview of it. Once you’re done with the file overview, click the checkboxes next to the files you want to restore in the software’s panel board and press the “Recover” key.

And this is how you can restore your files on Mac using the Stellar Mac data recovery program. 

CONCLUSION:

Stellar Data Recovery is a widely acclaimed programme that is used by professionals to restore files from missing or unavailable volumes and Time Machine backups, compromised hard drives and Boot Camp partitions, encrypted drives, and much more. If the data hasn’t been permanently deleted, the Mac data recovery programme can restore almost every type of data that has ever resided on a storage device.

Joseph Ashford on Taking an Investment Approach to Your Professional Work

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In the opinion of Joseph Ashford, one of the most valuable resources any entrepreneur has access to can ultimately be summed up in a single word:

Time.

Whenever you perform a service for someone else — regardless of whether you’re acting as an employee or operating in a consulting capacity — you’re ultimately trading your time for money. It’s natural to assume, therefore, that the more time you put into an enterprise, the more money you’ll make. 

But there are only so many hours in a day — which means you need to be smart about how you spend yours. Once those 24 hours are gone, they’re gone for good.

It’s a lesson that Joseph Ashford has learnt all too well in his decades-long career. Over the years he’s successfully identified and nurtured a wide range of different businesses but has particularly emphasised the service sector in the United Kingdom. To this day, he continues to invest across many asset types, including both businesses and properties. He’s been successful because he understands a simple truth. If you want to make the most out of every day, you need to see your time for what it is: an investment in every sense of the term. 

If you’re over 55 and looking for income to catapult you into the world of investing your time on personal or professional growth, the growing equity release industry and your home could offer you the capital you need.

Taking an Investment Mindset to Your Professional Life

For the sake of example, let’s say you decide to write an online course dedicated to helping others with professional development — a topic you feel very passionate about. You pour over 200 hours of your blood, sweat and tears into creating the best course you can and when the time finally comes to launch, you only see about £2,000 in total sales.

That means that for all that time, you only made approximately £10 per hour. That’s probably not anywhere near the return on investment you were hoping for, especially since those 200 hours of your time are never coming back. 

At that point, it would be easy for a lot of people to get discouraged. Many would give up, abandon the course and look for other opportunities to pursue. But as Joseph Ashford can tell you, it’s rare for an investment to pay major dividends in the short run. Instead, you need to look towards the long game.

After the launch of your course, let’s say you spend another five hours writing emails you can send out to prospects to grow your marketing lists. Then, you spend another 10 hours teaming with thought influencers in your industry to promote the course by way of written interviews, podcasts and other types of long-form discussions. You invest another 15 hours of your time, bringing your total to 215 … and because you continued to nurture that course, you see another £10,000 in sales. 

Suddenly, you’ve made £15,000 from your 215 hours of work — taking your hourly rate to about £70. Plus, word of mouth about the course itself means that it will continue to sell over time — with no additional effort required on your behalf. You get to start on the next course — or that book, or white paper — and the work you’ve already done continues to pay for itself. Your hourly rate continues to grow.

All because you refused to give up, and you invested in long-term potential over short-term gains.

That mindset is exactly what has helped Joseph Ashford come as far as he has in his career. For decades, he’s learnt first-hand that rather than spreading yourself out in a million different directions to find that “sure bet” right now, you need to focus as much as possible on efforts that increase the value of the time you’ve already invested.

It’s something that has been illustrated time and again with K4 Media, a company he founded. Joseph Ashford has developed a reputation for disruptive strategic planning and custom business solutions. He’s known across the industry for being able to identify unique investment opportunities that drive continued growth, improve margin and reduce risk across the board.

But the secret to his success isn’t a secret at all. He takes the same approach to the work he does with his clients to that which he does on his own behalf.

If you spend as much time and energy as you can on creating valuable products, services and content to put out in the world, you’re investing in asset creation and growth. That will bring you something far more important than immediate rewards ever could.

It will give you the biggest return on your time, which is the most important benefit of all. 

How to get your social media marketing right

Over 50 million businesses have their presence on social media platforms to connect with their customers. Most of these businesses even have their presence on multiple social channels. However, a large number of these social accounts are sitting dormant with limited follower counts. It is because these businesses have no idea about how to do social media marketing.

Simply having a social media account will not even attract your existing customers to interact with your business.  Of course, they might love using your products and services. But that is no reason for them to engage with your business online.

If you are looking to increase revenues and maximize profits by engaging existing and potential customers online, this article will discuss how to do social media marketing.

How to do Social Media Marketing?

1. Research your target audience

First and foremost, businesses must research their target audience. It is because making assumptions is the worst possible way to grow any business. Moreover, with the sheer amount of social media analytics tools and demographic data, there is no need for doing guesswork anymore.

Most of the details which a business needs to know about their audience for creating a social media strategy is easily available, provided you know where to look for it. However, if your business does not have in-house expertise on social media, one can always work with a specialized social media marketing agency to make informed business decisions.

2. Decide which platform you will use for social media marketing

Different social media platforms attract different audiences. Therefore, it is imperative to decide which platform your business is going to use for sharing content. Of course, there is no one size fit for all, when it comes to selecting the best social media platform for your business. However, it is more about where your target audience spends most of their time.

For instance, the majority of Snapchat and Instagram users are Gen Z or millennials, whereas Pinterest is primarily best suited for young baby boomers and older millennials. Similarly, LinkedIn has a well-educated user base, thus making it suitable for sharing in-depth, industry-specific content which tends to be more complicated as compared to what you see on Facebook or Twitter.

3. Create engaging social media content

There are 4.2 billion people around the world using social media. Therefore, there is no question that at least some of your followers have also seen your competitors’ content or content from other businesses in the same industry. As a result, it is crucial to create social media content that is engaging and something which forces people to click the follow button and interact with the content regularly.

To get some idea, you can also look at the way your competitors are sharing content on social platforms and then try to uniquely promote your content on the chosen social media channel. Additionally, you can also use different features offered by the platform to engage with your existing and potential customers. For instance, you can create Stories on Instagram to promote your products or for conducting a giveaway.

Moreover, for reaching to potential customers, you can also ask your existing customers to re-post your content on Instagram using your brand-specific hashtags. Thus, helping you take advantage of positive word of mouth. However, all of this is only possible, if your business can create engaging social media content.

4. Ensure your social media post are scheduled

For receiving the best possible engagement from your existing and potential followers, it is crucial to post your content at the best times. Of course, you cannot always remain active on such platforms if you are running other business operations as well. Therefore, the best way to ensure that your social media content is shared as planned is by using social media management solutions such as Sprout Social.

Such tools allow you to write captions, prepare content, and schedule posts in advance. Therefore, whenever the time comes, the post will be get automatically shared with your followers. In addition, always make sure that you are putting out fresh content regularly for increasing engagement level with your followers. While there is no thumb rule of how often you should share a post on these platforms, but make sure that you are only posting content when you have quality available.

5. Analyze results

It is no secret that a lot of social media activity is about trial and error. Therefore, it becomes crucial to analyze the results of your different social media marketing campaigns in real-time. Doing so will allow you to make small tweaks to your marketing strategy, which will then return favorable results for the growth of your business.

There are several different metrics that you can use to analyze the results of your social media campaign. For instance, some of the metrics that you can track include your followers count, number of impressions on a given post, total profile visits, total video views, and number of shares, likes, and comments among other things.

Final Thoughts

This guide on how to do social media marketing highlights the fact that there are several moving parts to the modern-day social media strategy. Therefore, putting together all of the puzzle pieces is obviously going to take some time and effort. Of course, if you have the resource available to deploy a great social media strategy, doing social media marketing in-house is a good choice.

However, most of the small businesses do not have time, let alone the resources to spend on building a social media strategy that works. Therefore, it only makes sense for such businesses to outsource their social presence to a dedicated social media marketing agency, which not only has the resources but also the much-needed expertise to boost the growth of your business online.

Tips for Compression Air Safety

Compressed air is made use of in all kinds of manufacturing processes, with nearly every machine and process used in industrial environments utilising some type of pressurised gas or air and some utilising an air hose.

Its common use can be a double edged sword however, resulting in people failing to realise just how much of a potential hazard it can actually be. In the wrong situation even just 12 PSI could be lethal, and small mistakes can have very serious consequences. 

There are many different tasks for which it is necessary to use compressed air such as pneumatics, refrigeration equipment, inflation devices, air brakes and breathing equipment. The intense pressure contained within the canisters means that even when they are stationary and left unused they still pose a potential risk, as a leak could result in equipment failure and the likes of a puncture could even cause an explosion. 

Those may be worst case scenarios but it is still important to know the possible risks as a first step toward ensuring the safety of compressed air. 

High pressure risks

While high pressure air carries with it some obvious risks, some risks may be less immediately obvious but still very real. These risks include foreign objects become lodged beneath skin or the body being bruised or cut by flying particles, eye injuries resulting in sight loss, the lungs or oesophagus being ruptured because of air getting blown into the mouth, a fatal embolism due to an air bubble being entered into the bloodstream and loud sounds causing hearing damage or loss. 

A greater understanding of the risks that are associated with pressurised gas or air is also vital to ensure workplace and job site safety.

Compression air safety tips

There are a number of tips that should be followed in order to ensure compression air safety. 

One good tip is to make certain to always follow pressure limitations and ratings. An explosion can result from filling up automotive tires with compressed air, so it is crucial to pay close attention to pressure ratings and limitations and check the tire pressure with a gauge. There are also maximum operating pressure ratings on air hoses and lines, and the limitations of all items of equipment should be checked prior to use. 

It is also very important to check to ensure that an air hose and line is in good condition before using them. Damaged nozzles, holes and tears can result in clogs or leaks, issues that can cause people to turn the pressure up to unsafe levels to try to compensate. This should never be done and all equipment should be checked to make sure it is in proper working order before being used. 

It is vital to always be wearing PPE when working with compressed air. This includes the likes of safety glasses with side shields, hearing protection, face masks and on occasion even full-face shields and respiratory protection if necessary. 

Standard work attire does not provide enough protection from pressurised air, so proper protective clothing should be worn at all times. 

Caution should always be exercised around any kind of pressurised gas on job sites, in factories or at home. 

What Will Happen To Property Prices After The Pandemic?

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Over the past year, there’s no one that hasn’t been affected by Covid in one way or another and the housing market is no different. When the initial lockdown came into place in March 2020, the housing market was shut down, with everyone being confined to their homes.

However, it didn’t take long for the government to open the housing market back up but this time with policies in place to boost housing demand, hoping this would be enough to stimulate the housing market and the wider economy.

The stamp duty holiday was the most notable policy put in place, allowing complete relief of any stamp duty tax up to £500,000. This change kickstarted the housing market into action, with anyone who’s considered moving deciding it was time to sell up and find somewhere new. The sudden increase in demand meant a big upward pressure on property prices, causing them to rise.

“Despite this positivity around the housing market in the middle of a pandemic, a question is raised as to what will happen to property prices after the pandemic has passed and there’s no longer any stamp duty relief” claims Jonathan Christie, owner of the we buy any house outfit, The Property Buying Company.

Question is, will there still be people looking to move or will we see the housing market, and its prices, come crashing down?

Let’s explore the options…

Dip and then rise again

A possible effect of the end of the pandemic on property prices is we see them initially dip but after a period of time begin to rise again.

The end of the stamp duty holiday makes buying a new house more expensive again, meaning it’s a less desirable option. The stamp duty holiday also prompted a lot of people to move and as a result there’s now very few people still looking for a new house. This lack of desire will cause a drop in demand, resulting in a drop in prices.

It’s worth noting the drop in prices may not mean they become ridiculously low – they may just fall back in line with where they were in a pre-pandemic world.

However, after a period of time, there naturally becomes a want to move again, whether that be through first time buyers, those looking to downsize or maybe someone just wanting a change.

As a result of this, demand begins to spike, pushing the house prices back up again.

Plateau

Another possible effect the end of the pandemic may have on property prices is that they plateau, “in the cash house sale sector we’re starting to see a lot of this” adds Jonathan Christie.

As a result of various lockdowns, we’ve all been forced to spend more time in our homes. This has meant we start to care more about our houses and making them look as good as they can. Instead of going thorough the big expense of moving to a new house (soon to be made even bigger with the end of the stamp duty holiday), making additions to our own homes has become more appealing.

Whether this be something small, like repainting, or something much bigger, like an extension, either option is almost certain to be cheaper than moving to a whole new house.

With people no longer looking outside their own front door for something new, this will cause both a drop in demand and supply of housing. When demand and supply drops, pricing actually stays the same, meaning property prices could just plateau at the level they’re currently at.

Continue to rise

A final thought on what could happen to property prices after the end of the pandemic is that they could actually continue to rise. Despite the end of the stamp duty holiday, there are still other policies put in place by the government to try and boost the housing market.

For example, a new help to buy scheme has been put in place, allowing first time buyers to get up to 95% mortgages, meaning they only have to save up 5% for a deposit.

As a result of this, demand could still continue to be high, with supply staying the same, applying pressure on property prices and pushing them up.

Also, in a post pandemic world, there will be less uncertainty, with more people feeling more secure. For example, people may feel more secure in their jobs without the constant fear of being laid off or furloughed.

With people feeling more settled, they will also feel in a better position to make more permanent decisions, with moving to a new house one of the most permanent decisions one can make. This security may be another factor which contributes to an increased demand for housing, meaning property prices will continue to rise.

The best thing to do when all this has blown over and the market has settled down is to figure out how much your house is worth, you can research this yourself using online property portals, visit estate agents or use online tools.

One thing we, as a nation, have all learnt over the past year is nothing is easy to predict, and any rumour or speculation may end up coming to nothing. Having said this, the housing market is a ‘special’ market when you compare it to others – whether it’s a lot or a little, there will always be a demand for housing.

Improve Your Credit Score with a Credit Repair Company

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Securing a loan for your home or business investment can turn out to be quite overwhelming for individuals and businesses out there. People with poor credit scores often struggle with their loan applications, as it gets a bit challenging to have your loan application approved at a low interest. In fact, a credit score happens to be the first thing a bank or a financial institution is likely to notice when reviewing your loan application.

Sometimes, simple things such as late payments and irregular bill payments can lower your credit score significantly. Even if you manage to find a private lender who’s willing to approve your loan application, there is a good chance they will charge you a high interest for the loan.

Why Do I Need to Hire a Credit Repair Company?

It isn’t always your utility bills or debt payments that lower your credit rankings, but sometimes, you might end up with a bad credit score because of a small error on your credit report. Regardless of the complexity of the issue you are facing, you can’t deal with the problem on your own. It is important that you seek help from a credit repair company to look into the matter and fix the issue quickly. As the name suggests, the credit repair company is in charge of fixing the errors in your credit report and removing the items that might be lowering your credit score. This includes charge-offs, late payments, liens, debt collections, and so on.

With a large number of credit repairing companies claiming to offer high-quality and cost-effective services, the decision of choosing the most reliable company could be a little overwhelming. Each company offers a set of unique services that are designed to improve your credit score in different ways. You might have to apply for a loan to finance emergency health requirements, your dream home, a startup, business capital, child’s education, and other requirements. Here are a few other reasons why you must hire a credit repair company:

·      Fix Inaccuracies on Your Credit Reports

Research shows that more than half the population of the United States report inaccuracies and unnecessary errors in their credit reports every year. These errors occur due to the miscalculation is wrong information. As mentioned earlier, it isn’t always your debts and late payments that affect your credit rankings.

Sometimes, small errors in the report could have a profound impact on your credit score. It is, therefore, important for businesses and individuals to get their credit reports reviewed once in a while. Only a credit repair company has the expertise and skills it requires for reviewing the credit reports thoroughly and fixing the errors. The sooner you get these errors fixed, the faster you will be able to apply for a home loan.

·      Job Opportunities

Many reputable companies ask applicants to attach a copy of their credit reports with the job application so that they know their staff is trustworthy. A good credit score increases your chances of getting hired by a reputable company.

·      Insurance Policies

You can’t secure the best and low-priced insurance policy with a bad credit score. It’s important to work on your credit score to get the best deals on insurance policies. That’s because a majority of insurance providers offer insurance plans based on your credit reports. A reliable credit repair company will help fix your credit score, saving you a significant amount of money on an insurance policy.

Best Credit Repair Companies

There is no denying that good credit repair companies can help improve your credit reports by erasing the negative items and fixing the inaccuracies. Here are a few popular credit repair companies you can count on for premium services.

·      Credit Saint: With more than 10 years of experience in this industry, Credit Saint tops our list of the best credit repair company. The Better Business Bureau has rated it A+ for the variety of services it offers. The company has undoubtedly improved the credit rating of a large number of customers successfully over the past few years. It reviews your FICO credit score, evaluates the negative items, and fixes the damaged credit score.

·      Sky Blue Credit: If the price and quality of the services are your main concerns, Sky Blue Credit is your best bet. The company has kept a fixed price, which is $79 a month, for an extensive range of credit repair services.

·      The Credit Pros: With over 200,000 customers based across different parts of the world, The Credit Pros is a 12-year old company that has received an A+ rating from the Better Business Bureau. You can enroll in its monthly plan that costs a flat fee of $49 or choose the prosperity package – whatever fits your preference and budget.

All Car Brands That Have Changed Their Logo

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A logo is one of the most important elements of a company. It is the first thing a potential client sees and must convey the characteristics of the company at a glance. It is the first impression, which must be shielded later by the brand identity and its slogan.

The product arrives later . If a logo does not enter through the eyes, it is difficult for an interested party to inquire more about the brand and, probably, will look for other options.

The design of a logo is an artistic and creative process that defines the philosophy of a brand and its integration into today’s society. That is why the vast majority of brands in the world have evolved their emblems throughout history, adapting to new generations and new distribution channels for their message.

With the digitization and the entry of the digital channel into advertising, the opposite was not going to happen and hundreds of brands from all sectors, including a good handful of automotive firms, have worked to adapt their logo to current needs.

The current trend is to simplify as much as possible . Say a lot with very little and everything in a format that adapts to the screens. Logos without a background or with a transparent background that are easily identifiable. In the automotive sector, in addition to digitization, the electrification of mobility is playing a key role in this image renewal process that many brands have carried out.

Automobile companies are ceasing to be car brands to being mobility services companies , with a brand committed to electric cars, and this transition begins with the change in corporate identity.

Many brands have changed their logo in the last two years. Starting with Volkswagen , which revolutionized its brand identity at the 2019 Frankfurt Motor Show , others, such as BMW , Kia , Nissan , Renault or Peugeot , among others, have followed. Others, such as Citroën , have not changed their logo, but they have redefined their communication strategy by betting on electrification .

Simplification, the general rule
All, except Peugeot , have opted to simplify their banner, making it more friendly to the digital ecosystem that prevails in today’s society. Taking the example of Volkswagen , the Wolfsburg firm opted for a smooth two-dimensional design , simplifying the elements that compose it to the essentials.

It also incorporated a new color scheme made up of different shades of blue and white, so that whatever background it is played on, it will be recognizable. This logo change came with the first acoustic logofrom the history of the brand, some notes that culminate in a female voice saying “Volkswagen”.

The brand admitted its willingness to adapt to electrification and to adapt to digitization, in addition to seeking an approach to a younger customer, more aware of the environment. The premiere of his new image coincided with that of the ID. 3 , the first electric of the ID family.

The next company to adopt a new approach to electrification was Citroën , which did not opt ​​for an update of its logo, already perfectly adapted to digital channels, but for a new signature for its electric models.

Following its well-known slogan, Inspired by You, the chevron firm opted for a new claim : Inspirëd by You All. Its will is clear, to introduce a differential element of its electric vehicles, the ‘ë’ with umlaut, and to position itself as a brand that will democratize electromobility by alluding to all (‘all’) who read the slogan.

BMW followed in Volkswagen’s footsteps with a new logo, although its move was less radical as it essentially maintains its design and also the logo on its vehicles will not change. The Bavarian firm wanted to redefine its image only in the digital medium and in corporate communication.

Hence, the background was removed to adapt to the digital channel and, incidentally, highlight the central area of ​​the logo, that is, the Bavarian flag. BMW also redesigned the BMW i and BMW M logos , that is, the image of its electric range and its sports range. Again, it was decided to eliminate the three-dimensionality, making the shape of the logo draw the ‘M’ and the ‘i’.

BMW AG
After the two German brands and Citroën, in the summer of 2020 three more companies followed in their footsteps: Opel , Nissan and Toyota . The one that varied its proposal the most was Nissan , with a totally renewed design that, again, had its reason for being in simplification.

Easily reproducible in digital and print media, Nissan justified the new logo in the search for “a refined, digital and familiar appearance.” “It demonstrates Nissan’s evolution from a traditional vehicle manufacturer to a mobility and service provider.” Less edges, less distractions. Only the word ‘Nissan’ shielded with two circular lines.

NISSAN
Opel and Toyota maintained their design although with minor modifications. The German refined the ring that forms the logo, giving more presence to the lightning, a clear nod to electrification. He kept the inscription ‘ Opel ‘ in the lower area of ​​the ring, although it is almost imperceptible despite the fact that the brand defends that “this shows German precision.”

In addition, he changed his corporate color to a yellow that, in his words, “defines electricity, the new gasoline in the automotive sector.”

OPEL
Toyota , for its part, revised its logo and typography for European markets. “The new logo condenses the emblem into a simple two-dimensional design, without the word Toyota, as the emblem itself is already highly recognizable throughout Europe .”

The efforts of the Japanese were to achieve “total integration in mobile devices, a more premium sensation and great coherence between all business units and sub-brands.”

TOYOTA
Finally, this year 2021 the new emblems of Kia , General Motors , Peugeot and Renault have arrived . The first to change was Kia, with a profound redesign of its brand image.

The South Korean company emphasized its desire to take a leadership position in the mobility industry with a new logo, consisting of the word ‘Kia’ in a modern, two-dimensional design, and a new slogan, ‘ Movement that inspires ‘. The first car to display the new emblem was the EV6 , a recently introduced electric.

KIA
A Kia was followed by Peugeot , a curious and interesting case. The French firm wanted to adapt to the digital channel, but wanted to emphasize its heritage and its centuries-old history, renouncing the minimalism prevailing in the rest of the industry with a more complex logo than the previous one, but also adapted to the new advertising media.

In the shape of a shield, a lion with very defined features stands out in the center, in addition to the word ‘Peugeot’ in the upper area.

PEUGEOT
Across the pond, General Motors created a new shield to accelerate the acceptance of electrification among its customers. The color blue reinforces this direction of the group and looks to the future despite remembering its past with typography, classic but with a modern approach. Everything, in a simpler set, also easier to reproduce in digital media.

GENERAL MOTORS
Finally, Renault was the last to present a new logo. The French brand did so to complete the presentation of ‘Renaulution’ its new product strategy that will seek, under the leadership of Luca de Meo, to increase the added value of each unit and to reposition the group’s brands in the global market.

For the signature of the rhombus, the new emblem is a mix between modernity and tradition, recovering the 1972 logo , made up of several lines, and simplifying it to create a clean, minimalist and simple image. His debut was on the hood of the R5 prototype , an electric that resurrects the design of the classic Renault 5 and will arrive in the middle of the decade.

Telcoin to Open New Remittance Corridors on Three Continents

Singapore-based cryptocurrency company Telcoin will open three new remittance corridors imminently, expanding the fintech startup’s reach across three continents.

In February, the provider of blockchain-backed financial services intruded fiat transfers between Canada and the Philippines, marking the opening of Telcoin’s first remittance corridor.

Remittances to the Philippines are facilitated through Telcoin’s iOS and Android mobile applications in partnership with mobile money company Gcash.

With the launch corridor now functional, Telcoin will broaden the scope of its service by opening remittance corridors to United States, Australia, and Singapore.

“According to the GSMA’s latest state of the industry report,” Telcoin cites in a company media release, “there are more than 1 billion active mobile money accounts in 95 countries, capturing US$7.3 billion in annual remittance value. With a total market value of nearly US$700 billion, there is massive room for growth in mobile money-focused remittance services.”

In an effort to capture a larger slice of the global remittance pie, Telcoin is positioning itself to wrangle business away from industry giants like Western Union and MoneyGram by utilizing blockchain technology and the company’s own utility token ($TEL) to reduce remittance fees.

Telcoin says the global average cost of sending a remittance is 7 percent. Users of Telcoin’s service should expect to pay no more than 2.5 percent to send a remittance through the company’s mobile application.

Additional corridors for Telcoin are set to open in the future, most notably with US-Mexico remittances planned. Mexico currently retains the top spot as the world’s largest remittance corridor.

Complementing the remittance side of its business, Telcoin says it will introduce a suite of full-stack financial products through V3, the next version of its mobile application coming in June.

“Telcoin V3 is the culmination of three years of research and development, organization building, and business development,” Telcoin asserts. “The next generation of the Telcoin Platform stack is architected to fully harness the power of DeFi and the reach of telecoms to bring fast and affordable, user-owned financial products to every mobile network subscriber in the world.”

Telcoin is currently ranked among the top 100 cryptocurrencies in the world by CoinMarketCap.

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