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Budget vs Luxury: Brits’ most popular stores for post-lockdown retail therapy

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The time has come for us to return to stores for some well-deserved retail therapy. It’s been a tough year and being locked up at home didn’t make it any easier. Finally, stores have reopened to the delight of shopaholics everywhere waiting for a good shopping spree.

Shopping experts Opening Times researched the most popular stores for post-lockdown retail therapy by closely analysing Google data. Were we drawn to luxury brands or looking to shop on a budget?

Read on to find out if Brits were ready to splurge on luxury items or if we went for budget retail therapy after the lockdown. We’ve put together the most popular stores for post-lockdown therapy and the areas Brits searched for them most.

What are Brits’ most popular stores for post-lockdown retail therapy?

Brits’ most popular stores for post-lockdown therapy were Primark, IKEA, Matalan, Dunelm, Next, Sports Direct, TK Maxx, John Lewis, Debenhams, and Card Factory.

Brits’ most popular stores are then mainly budget-friendly ones. Only John Lewis and Debenhams are higher-end options in demand for our post-lockdown retail therapy.

Keep on reading to find out how many searches for these stores’ opening times earn them their spots as most popular for post-lockdown retail therapy.

Primark

Primark has received 74,000 searches for its opening times in April. When we first left the lockdown, it was the most popular destination for retail therapy.

Primark’s popularity comes with no surprise. This budget-friendly fashion, beauty, and homeware store was closed throughout lockdown. Since they didn’t offer the option to shop online, we eagerly waited for them to open.

IKEA

Brits Googled IKEA’s opening times 60,500 times in April. Their searches make IKEA the second most popular store for post-lockdown shopping in England.

We couldn’t get enough of IKEA’s affordable homeware. Although Brits could place orders for their staple Scandinavian-style products, there’s nothing like having a browse in store.

Matalan

40,500 searches for Matalan opening times earn its status as one of Brits’ most popular stores for post-lockdown retail therapy.

This family-friendly store got many of us browsing for fashion and homeware in person as soon as it opened to the public. Matalan’s new range made it a popular destination for budget shopping.

Dunelm

Dunelm received 33,100 Google searches for its opening times in April. Dunelm had as many searches as Next, Sports Direct, and TK Maxx. Its popularity shows just how eager Brits were to give their homes an affordable makeover.

Dunelm offered us the chance to go on a home decor spree as soon as the lockdown ended. They have a furniture and garden range made for every taste. So, they were the perfect destination for post-lockdown retail therapy for homeowners.

Next

Brits looked up Next’s opening times 33,100 times when the lockdown lifted. So Next stores were as popular as Dunelm, Sports Direct, and TX Maxx when it comes to post-lockdown shopping.

Next made for a great fashion shopping spree after months spent returning clothes through the post if they didn’t make the cut. Even though they had an online store for Brits’ fashion and homeware needs, Next’s stores were trendy post-lockdown. Their new range came right in time for hot summer days.

Sports Direct

Sports Direct received 33,100 searches for their opening times on Google. This high volume makes it as attractive for post-lockdown retail therapy as Dunelm, Next, and TK Maxx.

Sports Direct was a popular destination for activewear and gear right in time for gyms opening with a range made for our return to healthy routines. Their online stores were open to the public throughout lockdown, but that didn’t mean we weren’t ready for a real-life splurge on sports gear.

TK Maxx

33,100 Google searches for TX Maxx’s opening times post-lockdown places this store up there with Dunelm, Next, and Sports Direct.

There’s something special about a browse through TK Maxx’s range of products. We missed it. So their popularity post-lockdown comes without question. We could shop for affordable fashion, homeware, and kitchen favourites once again.

John Lewis

John Lewis opening times were looked up 14,800 in April by Brits. Their popularity shows that higher-end products were on the mind of Brits even when budget-friendly shopping was more in demand.

A browse through John Lewis’ range of fashion and homeware was well-welcome after the months spent inside. Their new line, ANYDAY, attracted us all to check out what John Lewis had in store for us.

Debenhams

Debenhams received 9,900 searches for its opening times post-lockdown. So did Card Factory, although their products couldn’t be more different.

Debenhams’ popularity skyrocketed right as stores were to close down again. This time, they were closing for good. So Brits took their chance to have one last shopping spree in Debenhams. Their beauty, fashion, and homeware products made for the perfect post-lockdown retail therapy session.

Card Factory

With 9,900 searches for their opening times in April, Card Factory is as successful as Debenhams for post-lockdown shopping.

Card Factory is the perfect destination for gift shopping, and it’s not only because of their cards. Brits could finally go shopping for gifts in person. Their popularity is then a given since hand-picked presents are the most personal gift we could offer.

Where are Brits’ most popular stores’ locations for post-lockdown retail therapy?

Brits’ most popular stores’ locations for post-lockdown retail therapy are IKEA in Croydon and Warrington, Primark in Birmingham, and John Lewis in Cheadle and Kingston.

Since we had a look at Brits’ preferences when it comes to post-lockdown retail therapy, we decided that the most popular stores’ locations also mattered. They show that Brits do like to mix budget shopping with luxury splurges after the lockdown.

Read on to find out how many searches the country’s three most popular post-lockdown retail therapy locations received.

IKEA

IKEA’s stores in England received the most searches in two different locations, IKEA Croydon and IKEA Warrington.

IKEA Croydon opening times were Googled 6,600 times by Brits as soon as the lockdown lifted in April. So were IKEA Warrington opening times, which reached 6,600 searches too. IKEA’s popularity shows how eager Brits were for an affordable home makeover.

Primark

Primark Birmingham was the most popular Primark location in the country. This location is the second most popular post-lockdown retail therapy in England and shares the spotlight with two John Lewis stores.

Primark Birmingham opening times were looked up 1,900 times in April when we were free to go on a shopping spree in person. They’re known for their budget-friendly fashion and homeware, so we’re not surprised.

John Lewis

John Lewis’ stores in Cheadle and Kingston were just as popular as Primark’s store in Birmingham. Their stores complete the country’s top three most popular locations for post-lockdown retail therapy.

John Lewis Cheadle opening times received 1,900 Google searches post-lockdown. So did John Lewis Kingston opening times, which were also looked up 1,900 times by Brits.

Summary

Brits’ shopping trends after the lockdown shows a preference for affordable retail therapy. After all, the lockdown has pushed many of us into career changes and calculated spending. We’ve had to adapt to different budgets. But this doesn’t mean luxury brands are entirely out of our minds. Our most popular stores for post-lockdown retail therapy come in a varied range. They include affordable and higher-end fashion, homeware, and beauty shopping.

7 Major Benefits of Influencer Marketing for Service Business

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Today, it’s nearly impossible to scroll through social media without seeing influencers pitch their favourite products and services to their followers. From regular posts or stories to long videos, you’d see how influencer marketing has dominated social platforms.

The great thing about influencer marketing is that it can quickly raise awareness and build your brand online, target your audience, establish win-win partnerships, and most importantly, generate leads and sales.

However, other marketers are hesitant in employing influencer marketing. This is why plenty of businesses and marketers still have questions about what influencer marketing is, how it is done, and its specific benefits to service businesses. After all, problems like fraud and influencer scandals can cause not only reputational damage to influencers but also to the products and services they pitch.

Considering these problems, you might want to ask: Is it worth it for my service business to employ influencer marketing? How can my service business benefit from influencer marketing?

I would definitely argue yes, and the 7 benefits of influencer marketing will prove it. Before that, let me define influencer marketing first.

What is Influencer Marketing?

Photo by RF._.studio

Influencer marketing is a form of marketing where brands promote their products and services through recommendations or endorsements from content creators or influencers across the internet. These influencers are often found in social media, blogs, and even podcasts. Not only does influencer marketing raise brand awareness but also results in increased conversion and sales.

Why Is Influencer Marketing Best for Your Service Business?

Because it’s not just a trend that would go away. Influencer marketing is getting more popular and will continue to grow over the coming years, which is why now is the best time to use it in your digital marketing tactics.

  • More people are becoming influencers – as social media platforms grow faster, there are more opportunities for people to become influencers. This means you have better chances of finding an influencer that already has your ideal audience as followers.
  • More content options – influencers are creating better ways of promoting products and services (using videos to the next level) with the aid of new powerful social media platforms like Instagram, Facebook Live, IGTV, Tiktok, and YouTube.
  • Influencers show people reality – people love influencers who show their mistakes and bad days. This kind of transparency drives people to trust and follow them. So, when they endorse your service business, followers are more likely to trust their choices. 

7 Benefits of Influencer Marketing

Photo by Ron Lach
  1. Increased Brand Awareness

The immediate benefit of influencer marketing is brand awareness. Most influencers have thousands, even millions of viewers. Based on that, when you partner with influencers (whose niche fits your service business), it will bring you excellent opportunities to reach these potential customers.

When social media users follow an influencer, they are highly exposed to all the products and services the influencer promotes, which means they will get to know more about your service business, your story, your offered solutions, and your overall agenda.

  1. Gains Trust and Credibility

At its most basic, influencers are experts on what they do, which is why they have thousands or millions of followers who trust their opinions and recommendations. Influencer marketing is like having someone who brags about your accomplishments. And, partnering with someone external to your service business (that is highly trusted by your target audience), increases your company’s confidence and credibility.

For instance, when an influencer talks about how weak glutes cause lower back pain and recommends some products or services to alleviate this injury, it instantly establishes trust and credibility for the brand being promoted.

  1. Reaches Your Target Audience

This is a big one. In every business, you need to make sure your service business is placed in front of people who are already interested in your services. With influencer marketing, you don’t have to spend more time to attract your audience – the influencer has already done this for you.

It is also shown that social media users spend plenty of time on platforms like Facebook, Instagram, or Twitter. So, when influencers feature or mention your services, you can connect to these people on the sites where they spend most of their time.

Additionally, influencer marketing expands your reach. You get a chance to market your services to everyone who follows them.

  1. Better Content Strategy

Let’s be real, producing entertaining and fresh content regularly is not simple and easy. Sometimes you get stuck and will run out of ideas. Influencer marketing can help you fill these gaps in your content.

Influencers themselves can provide high-quality and engaging content that will bring significant benefits to your service business. They can create content with their own unique style that allows the audience to see your service business in a fresh light.

  1. Drives Sales and Higher ROI

Research has shown how influencer marketing can provide businesses extremely high ROI. In fact, on average, it generates $6.10 in sales for every $1. This alone can guarantee that your marketing efforts are paid off. One of the reasons why this is possible is because influencer marketing helps drive high demand for the service.

  1. Improves Your SEO

In Toronto, the best SEO agencies use influencer marketing to improve their search engine optimization (SEO) efforts. This is because influencer marketing produces greater prospects to increase visibility across the internet.

It helps your service website build diverse and strong link profiles (through influencers) that will boost your search rankings. Additionally, they can help you create unique and engaging content that is sharable, increasing your online authority.

However, before doing this, ensure your website is optimized to different devices to provide social users with a great experience. If you need some help, there are top-notch web development agencies in Toronto, and other major cities, that can improve your website.

  1. Provides Value

The heart of digital marketing is to produce content that inspires, educates, and solves the problems of your audience. With influencer marketing, this has already been done. Influencers themselves are already in tune to provide for the needs of their followers. With this, you can leverage their content and at the same time give value to your target market.

Influencer Marketing For Your Service Business

Influencer marketing can be extremely beneficial, and service businesses should consider IT consulting in Toronto. Its advantages will always outweigh its costs as long as you get to choose the right influencers, the right audience, and the right content.

When done right, it can boost your visibility, improve lead generation, increase conversion rates, and promote trust and credibility among the target audience.

A Guide to Camping in the Wild

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Camping and caravanning is one of the most popular staycations in the UK. In fact, over 9 million trips were made to popular sites across the four nations in 2019, with that figure hopefully getting back to normal once restrictions are eased.

But whilst these trips are made to official campsites and holiday parks, there’s something known as wild camping that’s also a popular pastime for happy campers. It gives people the chance to sit under the stairs in stunning rural locations.

Today we’re going to share an essential guide on what it is, the legal aspects of camping in the wild, and the essentials you need should you decide to discover the great outdoors.

What is wild camping?

Essentially, wild camping is a concept where you set up camp outside of a campsite or caravan park and sleeping in the wilderness. People often camp in the wild if they’re completing a multi-day hike and need somewhere to stay that offers peace and tranquillity.

It can be daunting process if you’ve never done it before, so keep reading below for more information on how to wild camp in the UK. 

The legal side

When it comes to the legalities of wild camping, it’s important to remember where you are before you decide to set up pitch. In England, Northern Ireland and Wales, wild camping is technically illegal if you don’t seek permission from the landowner — although there is the odd exception to the rule.

In Scotland, the picture is slightly different. As part of Scotland’s access legislation, the Land Reform (Scotland) Act 2003, campers can use most unenclosed land to get their heads down for the night.

Although, there’s a greater level of freedom in Scotland, there’s still areas where you need seek the landowner’s permission or have a permit. Areas of Loch Lomond and the Trossachs National Park are subject to wild camping byelaws, meaning that you must use designated campsites due to overuse.

It’s also important to follow these guidelines whether you wild camp, whether that’s in England, Northern Ireland, Scotland or Wales:

  • Use a stove instead of a fire
  • If you light a fire, keep it small
  • Leave the area as you found it
  • Use public toilets where possible
  • Ask residents if it’s okay to camp near their property
  • Don’t litter and tidy up after yourself

Most searched for spots

Just like the most popular caravan sites, wild camping has its favourite hotspots amongst keen campers. Based on Google Trends data in 2020, these areas in the UK are the most popular places for wild camping.

Dartmoor wild camping – 2400

Dartmoor is an upland area located in the South of Devon. Its moorland and surrounding land have been protected by National Park status since 1951. Its status as a National Park makes it one of the most popular and stunning places to visit in the UK.

Dartmoor is one of the only spots in England where you can wild camp freely. Just make sure you check which area of the National Park you are in before you set up camp, as some areas are still restricted.

Lake District wild camping – 2400 searches

The Lake District is another area of the UK that’s known for stunning beauty and rural appeal – and holds the title for being the UK’s biggest National Park.

It sits in joint first place for wild camping searches with Dartmoor. You will need to seek permission from the landowner first to go wild camping, but we can see why so many people search for the area.

Peak District wild camping – 1600 searches

Much like the Lake District, the Peak District doesn’t allow wild camping in areas of the National Park without seeking permission from the landowner.

Its central location and beautiful scenery make it such a popular place to visit, so if you do have the green light from the landowner then you’re in for memorable treat.

Brecon beacons wild camping – 880 searches

Third on our list and the third National Park that doesn’t legally allow people to camp freely without seeking permission first.

Located in South Wales, if you do have permission to camp then you’ll get to experience the gorgeous mountain ranges and miles of open green space to walk in. It’s truly a breath-taking area of the UK and one that everyone should experience at least once.

Snowdonia wild camping – 880 searches

Snowdonia makes up our list for the most popular wild camping searches. Much like its counterparts, excluding Dartmoor, you can’t just turn up and pitch your tent, but if you can get permission you’re again in for an experience that will last a lifetime.

It’s the largest National Park in Wales and offers visitors stunning views, long stretches of green space and the challenge of reaching the summit of the largest mountain in Wales. 

Don’t forget the essentials

So you’ve picked your spot, sought the landowners permission, and now you’re ready to go wild camping. But what do you take with you? Well, you need somewhere to sleep, so you’ll need a tent, along with a sleeping bag and other sleeping equipment.

When it comes to a tent, it’s practical to have one that’s easy to carry, especially if you’ve found more than one spot to rest your head. Make sure you research the best backpacker tents that suit your needs.

For cooking, it’s important to remember your trusty portable stove. It will allow you to cook all kinds of food and you won’t need to rely on a fire — that could be damaging for the surrounding area.

Don’t forget your supply of bottled gas and eating equipment or you may be left with a hungry belly. You may struggle for signal in rural areas too, so take a map with you. If only to embrace nature instead of technology.

That completes our essential guide to wild camping in the UK. Always remember to stay safe and if you need to, seek permission before you set off on your travels.

Adel Afiouni Announces Digital Transformation Action Plan

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In 2019, Adel Afiouni – the Lebanese Minster of State for Investments and Technology (2019-2020) – launched an ambitious national digital transformation plan to transform Lebanon into a regional hub for innovation and the Knowledge Economy. This plan was published in early 2020.

In his introduction to the plan, Minister Afiouni acknowledged that after spending 31 years working abroad, coming back to Lebanon and diving straight into the waters of the public sector was challenging, conceding that it was difficult at times to weather the storm against the backdrop of a severe economic crisis. Nevertheless, he explained that when he was appointed as the first ever Minister of State for Investments and Technology in January 2019, he was thrilled at the prospect of championing the most vibrant sector of the Lebanese economy.

In this role, Adel Afiouni led a start-up ministry which lacked the benefit of allocated resources and funding. Afiouni explained that although it was a somewhat challenging eight-month journey fraught with difficult circumstances, he found it both enlightening and exciting in many ways, pointing out that it was a unique honour to serve Lebanon even in such challenging times, and pledging his gratitude to those who proposed and supported him throughout his tenure.

Minister Afiouni was tasked with championing the Lebanese tech sector, a duty he described as a huge responsibility and privilege. In a message published by the Minister in 2020, he expressed his gratitude to the spirited youth, successful entrepreneurs, hardworking men and women and bright Lebanese minds he encountered on his journey, describing them as “a true inspiration” and great contributors and partners to the ministry’s efforts.

The Ministry of State for Investments and Technology’s founding vision as defined by Minister Afiouni was to drive digital transformation of the Lebanese economy, turning the country into a regional tech and innovation hub, boosting its impact on the Knowledge Economy and ultimately Lebanon’s GDP and jobs creation.

For those unfamiliar with the concept of the Knowledge Economy, it centres around intellectual capital, creating a system that capitalises on research and scientific discoveries. Today, the Knowledge Economy has come to represent a significant proportion of economic activity in most developed countries, with a significant component of value consisting of intangible assets, such as intellectual property and the expert knowledge of employees.

Minister Afiouni pointed out that as we witness the collapse of the old Lebanese economic model, Lebanon faces an urgent need for a new economy built on solid foundations and relying on productive sectors. With this in mind, the Ministry of Investments and Technology embarked on an ambitious project, putting in place a detailed action plan; essentially a high-impact, actionable roadmap that combines short-term impact initiatives with long-term strategic projects.

The Ministry of State for Investments and Technology was Lebanon’s first ever ministry dedicated to the Knowledge Economy sector. The Ministry set strident goals to transform the country into a Digital Nation, doubling the Knowledge Economy’s contribution to GDP, as well as doubling employment within the sector by 2025.

One of the Ministry of Investments and Technology’s primary responsibilities was to address critical constraints that hindered the investment and expansion of the Knowledge Economy sector, stimulating economic growth and encouraging an outward-looking ethos throughout the sector focussed on attracting foreign investment and supporting exports.

About Adel Afiouni

With 27 years of professional experience as an investment banker in London prior to being appointed Minister for Investments and Technology, Adel Afiouni brought his specialist expertise in emerging markets and global markets to the role and to the cabinet.

Since his appointment as Minister in 2019, Afiouni has lobbied hard for economic and banking reforms in the country to salvage an already desperate situation, authoring numerous articles and speeches on the subject as well as playing an active and vocal role via regional, Arabic and international media, appearing on several TV talk shows to promote his reformist economic and financial views to tackle the severe economic crisis.

6 Trends in the Fintech Industry To Watch Out For

Fintech is one of the most exciting sectors in business. As the world was thrown into turmoil over the last 18 months, specific tech emerged from the chaos to establish itself as a mainstay.

Fintech adoption has been growing incrementally since around 2015. But the sector’s role in rapidly helping retailers create the payment processing infrastructure that meant they survived the pandemic has further cemented fintech’s importance in an increasingly digital world.

Much of fintech adoption during 2020 and 2021 was about businesses getting up to speed with a new world. However, the future of fintech promises to be more customer-focused.

Below are some of the trends to watch in the fintech industry over the coming years.

#1. Improved Digital Platforms

Pandemic lockdowns have accelerated existing trends toward remote working and virtual platforms. The capacity and potential of digital solutions have been tested extensively, and many adherents will continue to choose virtual over physical.

This scenario has led many banks to see the benefits of getting their customers to adopt digital platforms. However, to achieve this transformation, financial institutions will need to develop better platforms for their employees and customers.

Cybersecurity, document management, and robust data security are all elements of consumer finance that will benefit from innovative approaches.

As more work and banking go online, financial institutions will need to evolve or die. Expect to see significant further investment in fintech apps and platforms.

 

#2. Sustainable Investment

Several recent trends are converging together to suggest that sustainable investing will become a significant trend in the future. Millennials are beginning to assert a more considerable influence in the financial space, and their preference for companies and brands who share their values is clear.

Additionally, since the pandemic, many private investors that have entered the space are interested in Environmental, Social, and Governance (ESG) investing. Fintech companies are focusing on sustainable investments across a broad range of services, including pensions.

With banks and financial institutions slow to respond to this change in consumer sentiment, innovative fintech companies have an opportunity to serve a more environmentally conscious audience.

#3. Personal Loan Services

Fintech is transforming personal loan services. Terms and interest rates vary between banks and financial institutions, which means consumers often miss out on the best deals. But startups like Axo Finans are disrupting the lending industry by driving a more transparent and efficient approach.

Axo allows consumers to fill out one application but apply for several loans. The application takes just a minute, and then it is forwarded to Axo’s banking partners. The customer receives a quick decision and can take advantage of very favourable interest rates.

The legacy lending process is out-of-date. Modern lenders want quicker loan processing and a more personalized experience. Additionally, by using a mix of lenders, fintech loan services keep offers competitive. These savings are then passed down to the consumer.

#4. AI and Machine Learning

AI and machine learning have perhaps not reached their potential yet. A decade ago, AI was being touted as the revolutionary answer to all the world’s problems. While things haven’t worked out exactly as the experts predicted, AI has made steady, incremental improvements across many sectors.

Healthcare, retail, and marketing have all benefited from embracing AI, and perhaps now it’s fintech’s turn.

There are several applications of machine learning with the fintech space that can disrupt traditional banking. Regulatory compliance is a growing concern for financial institutions. It’s time-consuming work that doesn’t add to the ledger. Automated or intelligent processes would solve this headache.

Additional applications like robot advisers could be used to drive costs down. At the same time, AI-based AML and fraud detection would meet regulatory compliance and help scrutinize documents and loans.

Another exciting area that AI could improve is algorithmic trading. These advances could be automated, but perhaps the best application is a hybrid human-machine model that could make the most of general and specialist intelligence.

#5. Payroll Fintech

As fintech companies compete for customers’ money, the focus has been mainly on payments. This has taken the form of either challenger bank accounts or mobile or online payments. However, there are other areas of the value chain that have been left relatively untapped.

Lately, interest in payroll fintech is increasing. There are several benefits that this approach can offer to both employers and employees. For employees, there are various benefits such as getting money earlier, eliminating banking fees and allowing more flexibility to move money around.

For employers, a reduction in fees could prove attractive. However, one of the most significant changes could be the ability to offer enhanced employee benefits like microloans and so on. Many workers live paycheck to paycheck, and payroll fintech could take the place of high-interest payday loans by providing loans secured by the employer.

#6. Decentralized Finance

Bitcoin has had its usual up and down, volatile year. As it rose to $60,000 per coin in April, evangelists were out in force, declaring it “the future of money”. While cryptocurrency does offer some exciting possibilities, it has many issues. Global governance and market manipulation are just the beginning. Its incredible consumption of energy is another problem.

However, blockchain itself might offer some compelling opportunities. True disruption of the financial institutions could involve operating outside the current system. With governments working to find ways to regulate digital currencies, fintech has an opportunity to find legitimate spaces that traditional institutions might not be able to see.

If fintech startups embrace blockchain, financial institutions’ role as an intermediary could be eliminated. Smart contracts or tokens could instead be used for trading finance.

Some of the other industries that could be disrupted by blockchain in similar ways are insurance, asset management and lending.

The Future Looks Bright

Fintech is set for an exciting future. By embracing other nascent tech like AI, fintech can make a vast impact in the financial world by building software and apps for both consumers and businesses.

Additionally, a greater focus on disrupting the traditional banking sector to make finance work more favourably for consumers is likely to come. Personal loan services and decentralized insurance are just some of the examples of changes that could work for citizens by enforcing transparency upon the industries.

Call Centers Philippines: Why English Skills Matter

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In terms of call centers, no other country stands out as much as the Philippines—in fact, it has become the leading destination for outsourcing in the world. From SMEs to multinational organisations, companies flock to the country and to contact centers that can best cater to their needs.

“The phenomenal growth of the contact center outsourcing industry over the past two decades has been spurred by a key factor: the workforce’s proficiency in English. Because many Filipinos receive much of their education in the language, it has become second nature for them to converse in English, especially when in a professional setting,” says Ralf Ellspermann, CEO of PITON-Global, one of the Philippines’ leading mid-sized call centers.

It is also well known that the Philippine culture has a close affinity to the West. From TV shows to movies to music, food, sports, and fashion, it’s easy to see just how big an influence Western culture has had on Filipinos. These key factors have contributed to the growth and success of call centers in the Philippines. The industry now has over a million workers, who are a mix of call center agents and those performing back-office functions. “The numbers are impressive, but it is also important to note that not all contact centers perform at the same level. If you’re looking for high-quality talent, then make sure you’re looking in the right place,” says Ellspermann.

While most agents are exposed to the English language, not everyone has the same proficiency level. The difference largely depends on their upbringing and location. Unlike in the UK, for example, where it doesn’t matter whether contact centers are in Liverpool, Manchester or in London, the quality of call centers in the Philippines can change significantly depending on where they are located.

The incredible thing about agents who have learned English as their second language is that they may even be better than some agents in the UK. But again Filipinos’ proficiency in English is a matter of their social and educational background. The country’s top talent is usually employed in call centers in Metro Manila. That’s because some of the country’s biggest schools and financial center can be found in the nation’s capital and the area therefore attracts more of the educated, professional population. 

Keep in mind too, that English proficiency isn’t solely about one’s ability to speak the language; it’s also about vocabulary, comprehension and the ability to be naturally conversant, which is crucial to the performance of any call center should there be a need to go off-script.

If call centers in the Philippines cannot find the quality talent that clients demand, then their work will be all for naught.

“Of course, quality comes at a price. While labour rates in the Philippines are much lower than those in the UK (by as much as 60 percent), skilled agents who know their worth typically won’t work for anything less than £3-4 per hour. Low-cost vendors that offer their services to clients in the £5-7 per hour range simply can’t afford to hire these premium agents. However, they are essential to make programs work and to deliver a world-class customer experience,” says Ellspermann.

If you run call centers in the Philippines and want your clients to be happy, then you need to prepare to invest in your agents. Be ready to scout out the most talented ones when it comes to English proficiency because at the end of the day, the quality of the service you provide will all come down to your agent’s language skills.

How to Fly Private for Airline Prices

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There is no doubt that Covid-19 has changed the world of travel forever. But out of its ashes comes some good news for the aviation sector with new technology emerging that should help crisscross those Picasso-esque vapour trails across the skies again from passing aircraft.

The sudden halt imposed on travel by the pandemic meant aviation was hit harder than most other sectors but as commercial aviation starts the slow road to recovery the private jet industry is experiencing a surge mainly due to the fact that it offers socially distanced travel.

“We estimate there’s more than 500 touchpoints when you fly by commercial airline in contrast to around 25-30 touchpoints when you fly private.” says Sam Farshian, CEO of a new flight comparison platform called JetHustle. “Flying by private jet means you board via uncrowded private terminals and avoid proximity or contact with hundreds of random people. Once onboard the jet you’re in a tube with only a handful of others, rather than hundreds.”

JetHustle searches for available seats on private jets in addition to seats on commercial airlines and promises to find any private jet seats at prices that are on par with major airlines such as British Airways.

“Our UK domestic private jet flights start at £189 per seat whilst our UK to Eurpope short haul private jet flights go from just £249 per seat.” says Farshian “And you still get all the benefits of flying private as if you’d chartered the entire jet, like showing up just 15 minutes before your flight, no queuing at all, breezing through a polite unobtrusive security, and flying out of exclusive VIP private terminals. You get the full rock star treatment for a fraction of the price.”

If there are no available private jet seats for your route then JetHustle will hook you up with a seat on the commercial airline of your choosing the same way as any other flight comparison website. “We’re Skyscanner or Expedia but on steroids.” Farshian declares.

The post-covid private aviation boom has also caught the attention of some of the travel industry’s major players. Lars Thuesen, whose resume reads like a who’s who of travel’s biggest companies such as Air Tours PLC and Scandinavian Airlines Systems (SAS) is one of JetHustle’s backers.

Thuesen who currently owns two airlines of his own as well as a 20% stake in the Latvian national airline Air Baltic is no stranger to aviation. “Empty seats have always been the main challenge for the whole aviation Industry. I found JetHustle’s approach so refreshing and spot on that I couldn’t resist investing” says the Danish banker and travel entrepreneur.

Another well-known Danish investor is Ebbe Dinesen, the ex-Chairman of Carlsberg Beer who decided to invest after booking a flight from London to Denmark when he heard about JetHustle during a conversation at his golf club.

“We’ve put together a dream team of investors and staff to build JetHustle into a world class air travel company.” says Max Rudd who started off as a JetHustle intern just five months ago and is already dealing with both clients and investors and looking forward to his employee share options.

“The entire industry continues to go through seismic changes and some new trends are emerging that JetHustle is perfectly positioned for. Even though the platform is in a testing phase we’re already generating revenue and selling flights well ahead of schedule, both commercial and private.” comments CEO Farshian, who is finalising corporate investment from Norweigen investment banker Morten Groven through his vehicle Fortis Mutual Funds SCC.

The aviation space has for years seen heavily-funded potential unicorns such as mammoth failure JetSmarter come and go whilst fighting to grab that elusive market share. But the recent $2.1 Billion IPO of Wheels Up on the New York Stock Exchange shines a new light on possibilities when the 2013 startup became the first ever publicly traded standalone private jet company. With other IPOs currently flying over the horizon perhaps in a post-Covid world the sky’s no longer the limit.

To find fly with JetHustle now or to find out about the official launch call +44 (0)208 064 1000 or visit www.jethustle.com.

UK Gold Sovereign Coins – Choosing the Best Issues for Your Investment Purposes

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The British gold Sovereign is undoubtedly one of the most iconic British coins. The coin was a part of the great re-coinage, dating back to 1816. Since then, it has been around for more than two centuries and has an unmistakable look, featuring the design of St George and the Dragon on the reverse, along with their initials of the designer, Benedetto Pistrucci.

Apart from the British versions, the coin was struck across the world in colonial mints from 1850 to 1932. Therefore, there are several versions in circulation that were struck in Australia, Canada, South Africa and even India. Due to its long history, the Sovereign enjoys a vibrant secondary market and is viewed by investors as an attractive, bullion coin for investment. It is also considered to be a coin with great liquidity and choice. In this article, we will explore the best issues you can buy to enhance your investment portfolio.

Buying Sovereigns released in current years

A great strategy can be to buy Sovereigns released in the current year. As the Sovereign continues to be struck even today, buying the current year of issue is one option not to be overlooked. Unlike older Sovereigns, which attract large premiums based on rarity and age, the recent ones are available at far lower premiums. Ultimately, this will enable you as an investor to extract greater value by purchasing these coins at a lower price point.

However, an important point to note is to avoid purchasing these coins in the last month of the year as premiums tend to rise in anticipation of the next year’s issue. An added advantage in buying current issues is availability. Due to the popularity of these bullion coins, the Royal Mint manufactures them in large numbers and most dealers have them in plentiful supply. Due to its wide availability, you may be able to secure substantial discounts on larger volume purchases, as well, as shop around for the best prices.

A 2009 Sovereign in proof finis

Buying larger coins can be an added advantage

The Sovereign is available in different sizes and the full gold sovereign weighs a quarter of an ounce. As a savvy investor, you need to be aware that smaller coins incur higher production costs. This simply boils down to the costs of designing and cutting a smaller coin.

Larger coins, on the other hand, are available at a slightly lower price per gram. This can be an advantage, particularly if you are considering buying in large numbers. When buying Sovereigns, you can take this approach and buy the quintuple Sovereign. This is otherwise known as a 5 pound gold coin. Some dealers may charge a premium due to commemorative issues, but as long as you steer clear of these, it can be a great buy. Due to its size, the quintuple Sovereign benefits from far lower production prices and can be a great addition to your gold portfolio.

Buying pre-owned sovereigns

Perhaps the biggest mistake that many investors make is buying obscure and rare gold coins, including gold Sovereigns. Often an investor will end up paying a much higher premium based on desirability and rarity value. Unless you’re an expert in this field with in-depth knowledge about these coins, this is usually a bad idea that can go wrong. You may find that you ended up paying too much to start with and are unable to recover the value of your investment when cashing it in the secondary market. Due to this, it’s a good idea to focus on pre-owned coins that are between 3 to 10 years old. Many dealers buy them back from investors and sometimes, they are available even cheaper than new Sovereigns. Since they are fairly recent, they do not qualify for premiums based on rarity and age.

A 1914 half Sovereign minted in Sydney depicting the image of King George V

Choosing older Sovereigns

The British gold Sovereign has travelled through time across the reigns of several monarchs. The early ones featured the head of George IV who took the throne in 1820 and William IV (1830). The Victorian era Sovereigns feature the young head, the old head and the Jubilee head. Of course, it’s important to note that the worldwide popularity of the Sovereign was initiated during the reign of Queen Victoria. Proof sets of older sovereigns can be even more valuable. For example, in 1937 a proof set was created in anticipation of the reign of King Edward VIII. However, due to the young king’s abdication in 1838, these were never released and are considered to be extremely rare and valuable. You need to do your homework well if you intend to purchase an older Sovereign. Many of them are readily available like the Young Head Victoria, which can be purchased around £300 each. Needless to say, the premium you pay should be worth the buy. So, always consult your dealer before making a purchase.

Identifying older Sovereign coins through a dealer

While older Sovereign coins may be high in value, there can be a brief period in the market when the price dips due to higher supplies of that particular coin. This can be an excellent time to invest in such coins. But, how will you know when this happens? The trick is to build an excellent relationship with a reputed dealer. Once you’ve done your research and identified the specific coins you’re after, you should let your dealer know. Dealers are usually aware of what’s going on in the market and they can provide you with important information on how and when to buy. Identifying a reputed dealer is easy. You need to ensure that they are registered with a governing body like the BNTA.

In summary

Undoubtedly, the British Sovereign is a ubiquitous choice for collectors and investors alike. It is often considered to be a flagship coin for investment, just like the gold Britannia. Selecting the right Sovereigns and adding them to your portfolio can generate great returns in the years to come. So, by following the steps discussed, you should be able to identify a wide range of modern gold Sovereigns, with a healthy distribution between recent and older coins, that can greatly enhance the value of your gold portfolio.

Image Credits: Wikimedia Commons, Adam Greig and Wikimedia Commons

Which tech stack is best for your project

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Tech stack is a set of requirement tools used by software engineers to develop and deploy all kinds of applications. They include frameworks, programming languages, technologies, and other required tools to build software products. With the right tech stack, startups can launch their product fast, scale quickly and cope with user requirements without worrying about performance issues.

Tech stacks can be primarily divided into 2 types: frontend, and backend. The tech stacks used for frontend development (also known as client-side) focus on appearance and graphical features. Common tools for frontend tech stacks include HTML for coding the website/application’s basic structure and CSS for the fonts, images, etc.

For more advanced features, you can use JSON and Jquery. These are necessary for fulfilling a website’s designing, formatting, and navigating requirements. For mobile application development, you can use Kotlin and HTML5, among others.

The tech stack that handles the server-side handle requirements is called the backend stack. It includes databases (MySQL, MongoDB, Oracle), programming languages (Python, C++, PHP), frameworks (Django, Flask, and Laravel), and servers (Apache, IIS). You can use this stack to store and retrieve data, program the web page/application’s inner workings, and frame the branching system’s pattern.

 

What factors you should keep in mind while choosing a tech stack

Normally, startups choose tech stacks based on their final product’s specific requirements. They rely heavily on their tech stack’s scalability and reliability for their business growth and profit generation. The stack in use for the front and back end should be mergeable and inter-communicable. It should also be easy to learn.

These days, startups also look for cloud compatibility, as they need to interact with cloud services and storage. Other factors like cost-effectiveness and productivity are also taken into consideration. All of those factors converge into the important decision of picking the right stack for a software development project. But what are the available options?

Some important tech stacks are listed below. 

Microsoft Tech stack

The Microsoft Tech stack consists of ASP.NET on the frontend, .NET middle-tier for middleware support, and SQL Server on the backend. The .NET framework is reliable, feature-rich, and well-documented. ASP.NET has evolved over the past few years to include features such as bundling, routing, and authentication infrastructure.

The .NET framework comes preloaded with an SQL server, and you can use it for rapid development without sacrificing performance. From a testing point of view, this tech stack is easily testable and has dependency injection options for middle and front-tier. This makes it easy for .NET developers to add features years after the product has been released and take the project forward.

MERN

MERN stands for Mongo DB, Express.js, React, and Node.js. Developers consider it as one of the best backend tech stacks, and both beginners and advanced web developers use it to create products.

Tech giants such as Facebook and Netflix use MERN. You can use it to create high-end and scalable SPA with interactive UI features. React also allows you to change code on the browser and backend simultaneously, making development easier and more streamlined. 

LAMP

LAMP stands for Linux, Apache, MySQL, and PHP/Perl/Python and is one of the most popular tech stacks for web development. Its remarkable reliability, flexibility, and simplicity are the reasons why many major players still use LAMP even after so many years of its formulation.

Its features include online support, scalability, and fast integration. For Windows, LAMP can be modified to WAMP (Windows, Apache, Mysql, and PHP) and for iOS as MAMP (Mac, Apache, Mysql, and PHP). 

MEAN

MEAN stands for Mongo DB, Express.js, Angular, and Node.js. Since it uses Angular and Node.js, you can use it to implement server-side and client-side streams. Developers thus use MEAN for full-stack development.

MEAN gets an excellent ranking in productivity and testing. It also has other great features such as isomorphic coding, online support, and the capability to switch between client and server-oriented virtual environments as per requirement.

MEAN also has many advantages such as ease of learning, cost-effectiveness, cloud compatibility, and faster development speed. Its simplicity and single language development also allow developers to save development time between builds.

MEVN

MEVN stands for Mongo DB, Express, Vue.js, and Node.js. MEVN provides many advantages as it can handle both client and server-side requirements, is platform-independent, and can support MVC.

Vue.js is known for its execution effectiveness and rapid development capabilities, with features such as two-way data binding and interactive backend applications.

Flutter for web

Flutter is a cross-platform toolkit that allows applications to interface directly with the platform services. It supports a great UI and has features such as customization, rendering engine, and Foreign Function Interface (FFI). It also provides a native app performance experience to the user. It’s used by many organizations, the most notable of which is the Google Ads Advertiser platform.

Conclusion

Choosing the right tech stack for your business can be a challenging task. This decision will guide your development for the foreseeable future and should not be considered lightly. Choosing a tech stack should be based on your organization’s infrastructure and your business requirements. Your team should also be a part of the decision-making process.

Understand that while a tech stack may work for a particular company, the same may not be work for your operations. Determining the right tech stack will help you reach your business goals and positively impact your revenue. You should research different tech stacks and understand the pros and cons of each one. Only after considering all the factors should you make an informed decision.  

How to ensure your company is ready to adapt to change

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The only inevitable thing in business and in life is change. It is, without a doubt, something you and your business can’t avoid. Change will happen, and hopefully for the better. And although you can’t prevent change from happening, you can ensure your company (and staff) are prepared for it when the tide of evolution rolls into your business.

The year 2020 was a perfect example of how the inevitability of change can force the hand of nearly every business on the planet. For those who weren’t able to quickly adapt, that change spelled doom. For those businesses that were built for agility and pivoting, the change may have affected them, but it didn’t take them down.

Unfortunately, it doesn’t matter what your business is, from South American software development to manufacturing, retail, the service industry, and everything in-between, every sector was vulnerable. Nor did it matter the size of a company. Change happened and, in some cases, it was relentless.

So what can you do to make sure your company is ready for when the next big change happens? Let’s take a look at some of the more important ideas.

Encourage a culture of change

This is probably the single most important thing you can do. As the leader of your company, it’s on you to help your employees be adaptable. If you spend too much time focusing on a rigid process or staff hierarchy, things will become quite challenging when change looms in the distance.

Instead, you must develop a culture of change in your business. Tip the apple cart, so to speak. Do your research and find out how other companies have successfully pivoted and see how you can impediment some of those strategies. The more creative you can get, the better.

Even better, ask your staff to get involved and make suggestions as to what your company can do to change and evolve. You might create a fluctuating chain of command, where various team members take on different roles at different times. Just remember, because change tends to instill fear in your staff, it might take a while for them to acclimate to it.

Welcome failure

This one is hard because no one likes to fail. However, failure brings plenty of learning opportunities with it. You’ll probably learn much more from your failures than you will from your successes. After all, success can be fleeting, but failure will have lasting implications. This is much different than merely accepting failure. When you welcome failure you understand its temporary nature and the lessons it offers.

One way to ingrain this into your company is to use failure as a means for employees to determine the lessons to be learned. When a project fails, have your staff submit their ideas on why it happened and how to avoid it in the future.

The key is, don’t fail at failing.

Add feedback loops

Your company needs to integrate constant and consistent communication, which comes from nearly every corner of the business. From managers, executives, developers, testers, end-users, factory workers—everyone, from top to bottom—needs to feel as though they have a voice and can use it to offer feedback.

This can get tricky, as those farther down the hierarchy tend to feel like they aren’t empowered to communicate with those above them. You need to remove those barriers, such that every employee can offer feedback. After all, the more you know about the entire process, the more apt you’ll be to affect change. And make sure communication (from all levels) happens quickly. Don’t wait until a product launch to listen to feedback. You should ensure feedback happens in real-time, as the development process occurs.  

Focus on your process

Speaking of the process, this is where your focus should be. If you focus all of your energy on the outcome of the process, you’re already behind the curve and will be unable to quickly pivot. Why? Because you’ve become blind to everything but the results. If you’re focused more on the process of achieving goals instead of the goals themselves, you’ll be better prepared when it comes time to alter the process.

If you fail at this, your business will have a very hard time shifting the process to match the new world order.

You must know the process in and out, backward and forward. Remember, it’s all about the journey, not the destination.

Be accountable

From the top-down, you must foster accountability. When something or someone succeeds, they need to be celebrated. When something or someone fails, it needs to be clear why it happened. However, it’s important not to turn this into a blaming game. Remember, you’re welcoming failure, so it’s all about learning from why the failure happened.

What this will generate is a level of trust between your employees that you’ve never experienced. When it becomes clear that accountability doesn’t endanger one’s job, staff will be more willing to accept their failures and learn from them.

This, of course, also means those at the top tier of the hierarchy must be held accountable as well.

Depend on analytics

If you had to adopt only one idea from this list (although you shouldn’t only limit yourself to one), it probably should be this. You need analytics. Data is your friend, and the more of it you have the better off you’ll be. You need to employ analytics so you can begin predicting your company’s future. Instead of relying on “gut feelings,” you should place your bets on cold, hard facts. With in-depth insight into data, you will be better able to adjust the strategies you use.

Here’s the thing: Don’t just depend on external data (such as data about consumers and other businesses). Add data from within into this mix. Information from and about employees can make it possible for you to better predict how to keep your staff happy and functioning productively.

A happy and productive staff is one better suited to change.

To make this work, you might need to hire a data analysis specialist, someone who can turn the data into useful graphs, charts, and reports, so you can then make informed decisions on how your company can more easily affect change.

Conclusion

Change is hard, there is no doubt about it. But it doesn’t have to be impossible. With a bit of upfront work, you can ensure your business is ready to bend and not break when those winds of change start blowing. And if you fail with one of these ideas, learn from it.

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