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Twelve tips when buying any product or service

Finance

ABC Staff

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25 July 2018

Twelve tips when buying any product or service

In this post, we give the following recommendations to take into account when making a purchase, observing from the quality of the product to an eventual change in the price. Asking for the instruction manual is also essential for a successful purchase. Especially if you buy for resale, some of the guidelines below are really important to know.

1. Always demand the invoice or receipt. You may need it for a later claim.

2. If you contract the provision of a service, remember that the voucher or the invoice must indicate the components, materials that are used, the price of these and the labor, as well as the terms in which the provider is obliged to guarantee them.

3. When making a purchase, you must be aware that the advertised value corresponds to the total price of the product, including taxes or any additional charges that may apply, that is, it must include VAT.

4. If, at the time of the sale, the goods are not delivered, verify that the invoice or proof is the same and indicate the place and date of the delivery and the consequences of the breach or delay of the delivery. If the seller does not provide delivery services, it would be better for you to rent a quality delivery service. You can find some best companies such as mercato.com that offers grocery delivery in your area by surfing on the Internet.

5. When you purchase products, request the delivery of the corresponding manuals and instructions for use. The neglect of this can lead to unnecessary difficulties.

6. Observe well the net content of a product and the size of its packaging. Differences may occur. If there is a striking difference, it is only natural that you ask.

7. Review the technical specifications of the products and follow each of the points outlined.

8. Identify the supplier or manufacturer of the good or service you purchase. This information is indispensable for applying claims. You do not want it but sometimes a disappointment may be present.

9. Pay special attention to promotions; remember that at the time of purchase the offers must be satisfied. On the other hand, don’t be easily tempted by various interesting offers.

10. Check the prices of the goods that are purchased before paying. Inaccuracy often causes a buyer to pay more than he should.

11. Analyze the different offers and compare prices, quantities and qualities as this can mean savings. You should have several sellers on the list before taking a decision for quite a lot of money.

12. In the event that two or more prices appear, you will only be obliged to pay the lowest price. If at the time of paying a product, the price at the register is higher than the price indicated on the package or set in the list, you will be entitled to be charged the advertised price.

By following the twelve points above then you can minimize the potential loss in every purchase.

11 ways to deal with life if you are a broke traveloholic

Holidays

Claire James

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23 July 2018

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11 ways to deal with life if you are a broke traveloholic

Travelling is expensive and when it comes to solo travels, the expense doubles up. The real problem is that the millennials are forever broke but the urge to explore new places is much higher than anyone else! Now, what if we tell you there are a few tricks that can help you organize your budget trip without much of compromises? Sounds cool? Yes, travelling is expensive only when you don’t know the tips and tricks! The key is to organise and plan your money and spend as per the plan. If you are a traveloholic and if you are broke, here are a few tricks that will help you to have a perfect pocket-friendly trip!

Cheap hotels

If you travel to places like Colorado, Breckenridge cabin rentals are the most commonly availed options to stay and they don’t make a big hole in your pocket. Most of the popular places have hostels for the solo travellers to have a peaceful and comfortable stay fitting the budget. You get to meet many new travellers who are also travelling solo. Share your experiences and be assured to have a memorable stay. According to most of the solo travellers, hostels throw you such pleasant surprises that you will never be able to forget the time you will spend there.

Free activities

If the goal is to roam around to know the place inside out, go and look for the free activities. Anywhere you go, the area will be full of free activities. Before planning the date, look at the community calendar to figure out their local programs and plan your trip accordingly to feel the essence of local activities. Trails and strolls will make you go to new places which you won’t find anywhere on the internet!

Talk to the locals

Want to fetch more information about the place, talk to the locals. They know the place more than any websites and you will be able to get some insider tips. To break the ice, use common question on places to go, direction etc. A good rapport with the locals can get you huge discounts. Befriend them and they will be an amazing company!

Flexible flight dates

Research and keep a track on the flight dates. On some rare days, when you are lucky enough, you will get flights at the cheapest rate. It is not a seasonal occurrence, it happens almost every month. So book the tickets which are cheap as we don’t need to flaunt a business class. Moreover keeping a track on the cheap dates is one of the most important tasks before planning the trip. Tuesdays and Wednesdays are usually the cheapest days. It is always advisable to book from the airlines’ websites.

New age tools

Since technology is so advanced use it to stay updated. Follow the hoteliers and airlines companies for offers and updates. Most of the time, the amazing deals go totally unnoticed. Subscribing to e-mail notifications will help you in this big time!

Travelling within

That will save a lot! If you can ride a bike, take one on rent and that will cut the expenses to a great extent. Always go on public transport because it saves a lot. Though it gives you an amazing travel experience, hiring a bike will be better than travelling on a bus. You can also try sharing the car with a fellow solo traveller!

Food story

Cut it short! Not that you need to remain hungry throughout the trip, you can always try and look for local savouries. The small joints are usually awesome as it delivers amazing food at a cheap price. Move away from the touristy places. The joints doing business around the touristy places will always be more expensive than the hidden ones.

Shopping spree

If shopping is one of your main agendas, make a list beforehand and stick to the list. The tendency of surpassing the budget is most noticeable while shopping. You should buy small souvenirs, gift items for friends and family from one store so that they can give you a small discount if asked for. Go to the local markets as they are more cordial and are definitely more approachable than the big stores. But indigenous gift items from the place where you are going will make you stay within budget.

Drink it away

Well, if you love to have your one glass of night drink, you must go for the local ones. It is always good to taste the locally made drinks rather than the expensive ones. Buy your bottle from the shop and have your quality time inside the hotel room.

Room Selection

Room selection should be as per your convenience. It is always better to have a small kitchen, a unit with a microwave and refrigerator so that you can cook a bit if needed! Home cooked food will always save money when compared to restaurant foods.

Stick to the list

Make a budget and stick to the plan. Try not to go for any extra expenses. Keep a portion in your budget for emergency and shopping so that you can keep a check on where you are spending the money. Sticking to the proposed plan while always helpful

You may be broke but who’s stopping you from choosing and planning your dream destination? Take out the notepad and go ahead, make the budget plan. Having a budget doesn’t mean limiting your fun; it’s all about the experiences that you are going to gather in course of time.

When a misdiagnosis can leave you out of pocket

Health

ABC Staff

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20 July 2018

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When a misdiagnosis can leave you out of pocket

Since 2012, the NHS has received just under 8,000 misdiagnosed claims against it, with a total value of £1,024 billion worth of successful damages awarded in England. With such overwhelming numbers, it is easy to understand why many are left feeling angry at this situation. With some channelling their dissent towards the government for the lack of funding and training for the NHS, some towards those who make the claims, arguing that people should not make a claim against our national health service.

However, when it comes to the latter, a lack of information and under education about the financial consequences of a misdiagnosed or untreated condition means many people are ignorant to the costs facing those who are failed by our health the costs of the negligence of the average citizen of Great Britain.

How could a person be eligible for compensation for misdiagnosis?

Imagine that you fall ill and need to take time off work for doctor’s appointments and hospital tests. You may also need to take time off due to your symptoms. Without full sick pay, these days are lost income. If you are diagnosed correctly, this can be a small and expected financial loss. With a misdiagnosis, or a delayed diagnosis this time off can quickly begin to add up – and you may find your employer unsympathetic to repeated absences without a confirmed or official diagnosis. It is possible to face disciplinary action from your job, or continue to lose work if self-employed. With this, it is easy to see how the cost of a misdiagnosis can slowly start to rise.

In cases where misdiagnosis leads to wrong treatment, some are left unable to work or live as they once did – making compensation a vital lifeline for financial security.

Another unfortunate reality is that a misdiagnosed condition can get worse, with the person in question needing additional care. Residential care home fees or private at home care staff is not always funded by the council and the type of help you need may be limited. Without an actual diagnosis it becomes more difficult to get help from your local council or charities.

Life altering disabilities can also result from being misdiagnosed with a condition as a baby. People who have suffered this may be awarded with compensation to ensure lifelong financial security. In later life, those whose cancer is misdiagnosed, for example, may be awarded compensation due to their lost treatment time.

No two cases of misdiagnosis are the same, although there are trends. Therefore, misdiagnosis compensation is awarded based on a case by case basis. It is important to consider it as an option though, as a misdiagnosed condition can seriously affect your financial health, as well as your physical health.

5 Tips to Choose the Best Online Casino

Sports

Claire James

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19 July 2018

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Playing at an online casino is not as easy as doing an online search and clicking on the casino website you find on top of the search results. There’s the need to carefully choose the site you sign up on. Not all casinos online are created equal. There are many scammers and run of the mill sites that are put up for the sole purpose of taking advantage of those who want to enjoy some gambling online. To find a safe and secure online casino that can be considered the best choice for you, go over the following pointers.

Ascertain that the casino is legal

This is one of the most important things you have to ensure. Playing at an online casino involves money. You certainly wouldn’t want to place bets at a casino that ends up defrauding you with manipulated games and confusing terms of service. That’s why you need to verify the legitimacy of the online casino you want to play at.

This comes hand in hand with the need to make sure that online gambling is legal in your area. You can’t expect to find legal online casinos in your state or jurisdiction if online gambling is not legal in your area in the first place.

It’s important to play at an online casino that legally operates to make sure that you can seek legal remedies in case you are defrauded. In case the casino refuses to pay your winnings or prevents you from withdrawing the balance in your account, it will be easier to hold the casino accountable because you know who runs it and where to contact the legal operators. Contrast this to playing at a dubious casino that even refuses to publicize its contact information and business address.

Choose an online casino that offers provably fair games

Provably fair games are basically games whose results can be proven to be untampered or not manipulated. It’s a technology that makes it possible to test the outcomes of a game. Casinos that offer provably fair games usually provide instructions on how players can test the results of their games. They present “seeds” and a tool for processing these. For a more objective evaluation, however, it would be better to use third-party testing provably fair tools using the seeds provided by the casino.

Some casinos present Random Number Generator or RNG certificates in lieu of provably fair games. These RNG certificates serve as proof that the games are truly random and not manipulated. These certificates, however, cannot fully guarantee the fairness of the games. In fact, there are many casinos that present RNG certificates from a decade or so ago. Some also present fake certificates. If you want to make sure that the casino games you are playing are fair and free from manipulation, it would be better to choose a casino that offers provably fair games.

Be wary of bonuses

Online casinos typically entice players by offering a multitude of bonuses. It’s important to thoroughly examine these bonuses, though. Generally, bonuses come with wagering or playthrough requirements. You need to fulfill these wagering requirements to be able to withdraw your bonuses and the winnings associated with these bonuses. The failure to complete the wagering requirement prevents you from withdrawing your bonuses and any attached winnings. In some cases, the failure to complete the wagering requirement prevents all withdrawals.

If you think you can’t complete this requirement, it would be better to just forego the bonuses. Wagering requirements range from 5x to as high as 50x (the sum of the amount deposited and the corresponding deposit bonus) or even more. A 5x wagering requirement, for example, means that you need to use the bonus you obtained plus the corresponding deposit five times. For instance, if you made a deposit of $10 and you get a bonus of $10, you need to wager a total of $100 ([$10+$10]x5) so you can withdraw the bonus and the winnings associated with it.

A preferable online casino imposes only minimal wagering requirements. It would even be better if you can find an online casino that does not have wagering requirements for their bonuses.

Optimized website/app and ease of use

Another feature of a good online casino is its optimization. Its website should have good page loading times. Likewise, the app (mobile or desktop) should be highly responsive and require minimal use of computing resources. No player wants to play at an online casino that is sluggish and heavy on computing resources and RAM. Moreover, a good online casino should be intuitive and easy to navigate.

You don’t have to choose between playing through an app or playing browser-based. Usually, the app and browser-based interfaces of online casinos are comparable in appearance and performance. However, there are those who think that browser-based playing is better since you no longer have to download, install, and update anything. You can just sign into your account through a web-based UI and proceed to play.

Moreover, it would be better if the online casino you choose is well optimized for mobile device access. Most casinos already have mobile versions but not all of them are that easy to use with smartphones or tablets. Being mobile-friendly is not just about changing the layout of the keyboard to be more suitable for smaller displays. It’s important that the mobile site is easy to use and responsive. It should have large enough buttons and clear navigation elements.

Good customer service

Responsive customer service is something every online casino is able to provide. Also, customer service should be provided through multiple channels: email, live chat, telephone, social media, or through a ticket system. An online casino is worth choosing if it promptly responds to your inquiries or addresses your complaints and concerns.

Finding the best online casino is a subjective exercise. However, you are more likely to find the online casino most suitable for you if you find one that is legal, able to provide fair and unmanipulated games, has low wagering requirements and is able to provide excellent customer service. It’s moreover a major advantage if the online casino’s website and app are well optimized.

Build your own fashion style & personalize your clothes!

Fashion

ABC Staff

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19 July 2018

0

Build your own fashion style & personalize your clothes!

Everyone likes being on top of fashion trends. Now let’s be honest here, most of us buy from the same brands, yet none of us like to go to an event and see somebody dresses exactly like us. For that reason, we have some advice as to how to stay always trendy while implementing how personality into out styles.

1. Buying second-hand vintage clothing, and DIY our initials. Now we know that the first 2 to 3 attempts do not have to be perfect. So let your imagination run wild on cheap clothes that you would not mind messing up. On some second-hand clothing marketplace like micolet.co.uk you can find clothes for less than £5.

2. Buy DIY magazines, and watch some videos on youtube. There are plenty of beautiful suggestions to that you can tweak into your style.

3. Start with something simple, such as cutting some old trousers, or a shirt. Add some patches, pearls, or whatever you would like to have. Possibilities are endless.

4. You can use any kind of ink you like, but you have to be mindful of the fabric, as you can have different results of the ones you were expecting. For instance, a wall spray on a brown cloth will make it go hard. Acrylic products, allow better control than ink, which could easily expand and damage your drawing. Finally, you can also use a lotus or patch. So the best thing would be for you to go to a shop so they can advise you on the best type of ink for your material.

5. If you like more paintings than drawings, another option would be buying watercolors. The downside is that you can not wash your clothes.

6. Try to find a tailor in your city with whom you could learn some DIY techniques and ideas. You could ask them to teach you the basics. Once you learn the basics, adventure on your own. The sky is the limit!

This dress is an example of an original DIY that was not hard to make. It’s an interesting option for beginners. Find yourself a basic white dress with a satin finish fabric, be unique and give it your style. You shall have great results!

All you need to make this dress is a spray from 94, choose the colors you want in your dress, and when you are done you need to hang it to dry for about 24h to make sure you don´t damage your dress.

Last but not least, complement your look with a pair of second hand Clarosa shoes. Save in a trendy, cheaper, and environmental look.

ClicksDealer Marketplace Review

Business

Claire James

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18 July 2018

0

Banner ads are one of the most popular strategies that marketers use to advertise online. All major brands use banner ads and now there is a way to make money out of these ads even if you are not in the field of internet marketing. There is an exciting online platform called Clicksdealer.com that allows virtually anyone to earn money through buying and selling banner ads. This ClicksDealer marketplace review will discuss the major features of this online platform, how it works, and how people can benefit from it. At the end of this article, there will also be a final recommendation, whether this banner advertising platform is worth your while.

Overview: What is the ClicksDealer Platform?

Clicksdealer.com is an online ad flipping platform, where anyone can have the opportunity to create their own income through online advertising placements. The platform offers thousands of top-performing banners and high-quality traffic from direct publishers. It allows members to transact in real-time through an intuitive interface. They ensure clients’ safety through strict compliance measures. This is a self-service platform with experienced account managers who will guide you through the digital advertising process. They also have 24/5 technical support.

How does it Work?

New members must purchase a minimum basic package of banners worth $250. When you click on “MarketPlace” in the platform, you can choose from a catalogue of available banners for purchase. These banner advertisements cover some of the world’s biggest brands such as Nike, Toyota, Adidas, Sony, McDonald’s and much more. The ads are divided into different categories which include fashion, automotive, crypto, VIP, and many more. When you click on a banner that you like, you can purchase it in order to obtain full ownership. Each banner contains the following information: the price, the number of days you will own the banner, and the brand trend, which shows how it is performing based on Google Analytics.

The ad will run on a network of publisher websites which reaches hundreds of thousands of users worldwide. With each click of that ad, you will be able to generate income. In the performance dashboard, you will be able to regularly monitor how many clicks you have received from each and every banner that you have purchased and how much profit you have made from those clicks.

Banner ownership is traded between members. Sometimes, instead of the “Buy” button, it says “Bid”. This means that a user is selling their banner and anyone can bid on it. If you own a banner and you decide to sell it, you can select the best bid and sell it for a higher price.

How can you profit from it?

When you purchase a banner, you have a chance to make money from the banner when somebody clicks on it. You also have an opportunity to earn higher per click through several tried-and-tested methods. In ClicksDealer, the higher your investment, the more percentage you will receive in your profits.

One thing about the platform is that it will definitely help you make money, but it is not a get-rich-quick type of thing. It is worth remembering this investment golden rule: it takes money to make money. This investment opportunity helps any ordinary person, even without any kind of business or marketing experience, to make money from thousands of dollars’ worth of marketing budget that major companies use to promote their products.

The Final Verdict

ClicksDealer.com is a viable investment opportunity. If you allow it to, this platform can significantly add to your family’s income. It gives you the resources to start your business, but with any other income-generating opportunity, the effort you put in will determine your level of success. With this platform, it is possible to eventually not work for money but to let money work for you.

3 Money Management Tips for Married Couples

Finance

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18 July 2018

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3 Money Management Tips for Married Couples

With a divorce rate of just 2.1 per per 1,000 inhabitants, many would describe Australia as a sanctuary for matrimony and spiritual union. After all, the corresponding rate for the Maldives is 10.97 per 1000 residents, which seems strange given that this is established as one of the most popular honeymoon destinations in the world.

Despite this, Australia is not impervious to relationship or marriage issues, with many of these caused by finance. This is something that was recently explored in a survey commissioned by Greater Bank, which canvassed the opinion of more than 1,500 Aussies and solicited their thoughts on love, marriage and money.

We’ll explore this below, while offering some key money management tips for couples who have tied the knot.

Consider Opening a Joint Bank Account

One of the key findings of the study was that 42% of people who are currently divorced or separated cited finances as a contributing factor to the decline of their relationship.

However, it was also discovered that couples who pooled at least some of their financial resources are less inclined to experience financial tensions, and in this respect opening a joint bank account can be an extremely positive move.

This account should be used to pool incomes and pay bills, while it’s crucial that you share the burden fairly and equally where possible. Each individual will then be able to retain some of their monthly income, which can then be used more freely over time.

Interestingly, 45% of respondents claimed that they would only feel comfortable opening a joint bank account once they were married, so tying the knot represents the ideal time to pool resources and become financially co-dependent.

Understand the Impact of Having Children

Another interesting aspect of the survey is that parents are nearly twice as likely to cite financial tension as a key relationship issue than married couples who have yet to have children.

In fact, 82% of parents have asserted that finances caused significant issues in their relationship, while just 42% of childless couples have made the same claim.

With this in mind, it’s imperative that you understand the financial impact of having children, while proactively managing your finances and ensuring that your budget reflects your brand new circumstances.

This is also indicative of how change of any disruption can impact on the financial security of an existing relationship, so your ability to adapt remains pivotal.

Manage Expectations When it Comes to Gifts

Not only do your financial circumstances change as your relationship evolves, but romantic unions are also likely to become more staid the longer that they progress.

This is reflected by the amount that people spend on birthday and anniversary goods for their loved ones, which declines markedly over the course of 20 years or more. While couples are liable to spend well in excess of $200 on a first anniversary present, for example, this falls to little more than $100 21 years later.

This means that you may need to manage your expectations as a wife or husband, while considering the amount spent of gifts in accordance with your real-time financial circumstances and long-term fiscal goals.

Of course, this can take some getting used to over time, but maintaining an open mind will enable you to consider a dramatically lower spend in its true context.

4 ways to stop your business haemorrhaging money

Claire James

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18 July 2018

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4 ways to stop your business haemorrhaging money

Your business is all about making money, it’s the lifeblood of your enterprise. But it’s just as important to make sure you’re not losing money at the same time. To truly profit, you need to watch your expenses just as closely as you watch for potential new customers and clients. Follow these four tips in 2018 to keep your business on track.

Stop paying for office space you don’t need

For many firms, renting office space is one of the largest expenditures. This is especially true in large city centres. A business based in London will pay anything from £35-£120 per square foot per year to rent an office. Since the rule of thumb dictates 100 square feet of space is needed per worker, even a small, ten-person business could end up spending well over £1,000,000 a year on office space.

This kind of expenditure can make ruins of any annual profits, especially for businesses operating with a relatively low turnover. The best way to address this issue is to leave traditional offices behind and move into a flexible serviced office. As well as coming with lower costs and built-in amenities such as WiFi and furniture, these workspaces can be expanded or downsized in line with your business, meaning you only ever pay for the space that you truly need.

Keep employees stress-free

Having stressed employees may not come directly with its own price tag, but the estimated cost of a stress-ridden workforce is extremely high. In the US, worker stress is estimated to cost somewhere in the region of $200 to $300 million per year collectively. When broken down to the individual level, employees with high mental exertion levels are said to cost 40% to employers than they would otherwise. This factors in the cost of healthcare, compensation claims, turnover, sick days, and lower productivity.

With sheer numbers like this, it’s clear small businesses need to take note. Strained employees are less productive and more expensive, creating a lose-lose situation for worker and employer. The only solution is to do everything you can to keep your employees relaxed. One of the best ways to do this is to implement a corporate wellness programme. By having all staff participate in healthy relaxation practices, you can increase team productivity in a fun and informal way. Keeping costs down, productivity up, and employees happy.

Train and retain your staff

Hiring new staff can be tempting, especially if you’re looking to add new skillsets to your business as it grows. But research from Oxford Economics suggests it costs over £30,000 to replace an employee. These costs come from two areas: the time it takes for the new employee to get up to speed, and the cost of recruitment. A high employee turnover, then, is to be avoided in all cases. For this reason it’s important to retain as many employees as you can. Simply treating them well and offering them clear career personal development targets should be sufficient to do this. If you do need to cover a new area with your business, it’s far more cost-effective to train up a current worker than to hire a new one.

Rethink your advertising spend

Spending money on advertising is important. When looking to save money, many businesses make the mistake of reducing their advertising budgets, when what they really need to do is re-target them to maximise effectiveness.

Finding the ideal advertising technique or platform for your business can take time, but it’s hard work that surely pays off. After assessing your advertising avenues, whether by media audit or internal analysis, you will find the ones which are most effective, and save money by cutting back on the rest.

There are several methods you can try when analysing advertising effectiveness. Tracking where customers hear about your business is one of the best. Do this by offering a different coupon or code on every platform and collecting data on which code is used the most. Alternatively, you can undertake A/B testing, which pits two similar adverts directly against each other, either using a similar coupon system, or simple web tracking tools.

Whatever you do, it’s important to make sure no money is being wasted in this area, as it is in all of the areas discussed above.

The Different Types of Car Finance

Finance

Claire James

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17 July 2018

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Car finance lets you pay for a new or used car in instalments over a certain period of time. Instead of paying for the entire cost of the car at once, customers are allowed to get the car on finance and deposit money in monthly instalments. Many car sales rooms offer a range of finance products to suit all your preferences and requirements. A company who can offer you no deposit car finance will buy the car on your behalf and you will then pay them back. Sometimes there can be 0% interest deals, so it is worth thoroughly searching around the market before making a final decision. If you feel like getting a car loan is the right decision for you, then make sure you are aware of all of the different types of car finance before deciding what avenue of car finance you wish to go down.

Hire purchase

A hire purchase car finance is one of the most popular types of car finance and possibly the easiest type of car finance you can choose to use. Once you have chosen the car that seems right for you, you can decide how much you afford to pay as a deposit (if one is required), which is normally between 10% and 50%. You can then arrange a fixed rate of interest, which allows you to make fixed monthly payments between 12 and 60 months. This straightforward form of car finance has the benefit of allowing you to budget for your monthly payments without any fluctuating interest rates.

Hire purchase with balloon

This type of car finance is comparable to the hire purchase option, the biggest difference that you will find out is that you make smaller payments, and pay off the rest of the balance at the end of your term. You then have an amount of options at the end of the agreement, including car purchase, refinance, part-exchange or resale. The key benefit of this type of car finance is that you can choose a higher specification of vehicle due to the lower monthly payments.

Balanced payments plan

This type of car finance offers variable interest rates in line with the bank base or finance house base rate, if this is the type of thing that you are looking for, then a balanced payment plan is the right one for you. Of course, the interest rates will peak and trough over the period of the contract, which means that the interest rates you pay on your car will rise and fall with it. At the end of the agreement, you will settle the difference either as credit or as a charge. It is still very similar to the hire purchase car finance agreement, in terms of paying a deposit, then choosing fixed monthly instalments over an agreed term. You can also include a deferred balloon payment in this type of car finance plan.

Hopefully you now know what the difference car finance options are enough so you can make a decision on what one will be best for you. There is always more information that can be found on the internet, but the bare bones of what you need to know are above. Make sure to learn as much as you can before making any finance related decision as it can all make a huge difference to your quality of life and your savings.

How to prepare your business for AI

Technology

Claire James

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17 July 2018

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A mere glimpse at trade magazines, conferences, and “startups to watch” lists makes it clear that artificial intelligence (AI) has hit its stride.

Just over 15 years ago, AI was still the stuff of science fiction, specifically the 2001 Steven Spielberg movie AI: Artificial Intelligence. Now, AI and related terms like machine learning are part of common business parlance, and though it may not have taken the shape of a pre-teen Haley Joel Osment, AI is fast becoming an integral part of business ventures around the world. Business coaching platforms like The New Rich site, for example, are helping entrepreneurs leverage AI tools to automate workflows and scale operations more intelligently.

According to a recent survey by tech giant SAP, 9 out of 10 business leaders believe AI will be essential to their companies’ survival in as little as five years time. With such an overwhelming consensus, it’s highly likely your business will need AI at some point in the very near future. With that in mind, here are our tips for how to prepare your company for AI.

Determine what kind of AI you will need

Much like other technological developments, there are many ways for a business to implement AI solutions. The kind of company you run has a huge effect on the kind of AI technology you may need to use.

Customer-facing companies, for example, may be suited to one of the AI-powered offerings from SAP, which allow users to create intelligent chatbots and integrate them with social media platforms. Using AI in this way allows for better customer service, and a smoother user experience; there’ll be no need to put people on hold or leave them waiting while an employee answers their questions.

If your business works with a lot of overseas clients who speak different languages, machine translation might be hugely advantageous. Though not yet capable of replacing scrupulous human translators and interpreters, AI-powered machine translation can produce accurate translations of documents for internal use, helping to speed up communication between international branches and departments.

Hire new staff (or invest in thorough training)

There’s no point investing in complex AI technology if no one at your firm knows how to use it. Perhaps unsurprisingly, many applications of artificial intelligence can be very difficult to operate. Unless you already employ somebody with expertise in that area—and if you do, why aren’t you using AI already?—you’ll have to either make a new hire, or invest in some serious training to make sure you have capable staff in place.

Specialist recruiters can help if you choose to hire new employees. EurSAP is an SAP recruitment agency who would be able to find workers to design and implement the chatbots mentioned above. Electus have a dedicated team working to find candidates for big data, AI, and machine learning jobs, meaning they should be able to help bring experts in all kinds of AI systems to your team.

If a full-time hire is too much for your business at the moment, bringing in an expert to set-up new AI systems as a part-time consultant is an effective alternative. Then there’s the training, with several AI training courses available to bring existing staff up to date. These courses will upskill your current staff, likely saving you money, and giving workers a great opportunity for career development.

3. Test the waters

Even though an overwhelming number of business leaders predict that AI will be hugely important, there’s a chance that your business could be an exception. That’s why, if you can, testing out AI technology before committing to it indefinitely is advisable.

Many applications of AI, including several SAP software packages, are available with free trial periods. This will give you a chance to test them out and see if they suit your business. It might take a few attempts to figure out exactly how and why your business should be using AI, and it is possible that you won’t need to at all. However, with the benefits AI can bring, one thing’s for certain: it’s essential that you give it a try.

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