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Tenmat Cavity Barriers are CCPI Verified

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Tenmat Cavity Fire Barriers have achieved a significant milestone by being the first of their kind in the UK to obtain the CCPI mark. This certification assures users that our product information is clear, precise, readily available, current, and straightforward.

The CCPI Verification 

During a recent event in London organised by the CCPI, Tenmat joined other forward-thinking manufacturers dedicated to enhancing building safety through best practices in the provision of construction product information and claims verification.

Tenmat Cavity Barriers have become one of the first passive fire protection product groups in the UK construction sector to be confirmed as compliant with the CCPI standards. The CCPI has been crucial in elevating product information standards as the construction industry moves towards an enhanced building safety framework. We are committed to actively cooperating with the CCPI to improve our product information management.

Understanding the CCPI

The Code for Construction Product Information (CCPI) was developed to ensure reliability in product information, whether it appears in brochures, presentations, or online platforms, assisting specifiers and consumers in making informed decisions.

The CCPI emerged in response to Dame Judith Hackett’s ‘Building a Safer Future Review’ following the Grenfell Tower tragedy. Its goal is to foster trust, credibility, and integrity in the verified data about construction product performance.

The CCPI Verification Process?

Tenmat underwent a comprehensive five-step verification process to earn CCPI certification for our cavity barrier range, which included:

  1. Leadership & Culture survey
  2. Management Systems Questionnaire
  3. Organisation Assessment
  4. Product Set Submission
  5. Product Set Verification

Tenmat Passive Fire Protection

“We are so proud to have been one of the first eight companies to have a Product Set verified by CCPI and allocated the CCPI Mark. Our range of Cavity Barriers was also the first fire protection related Product Set and given the well-known background to why CCPI was created, it is a great testimony to the whole team at Tenmat that we are at the forefront of driving up standards on product information.

It was also so positive to see many other manufacturers working towards verification and we strongly believe this is an important and positive step for the whole construction industry.”

Chris Thompson

Global Product Manager

Tenmat’s CCPI Verified Products

Tenmat’s CCPI Verified Cavity Barrier range includes the following:

  • CavGuard MSC – Designed to react in a fire situation to seal within and in front of masonry support brackets
  • FF102/25 – Rigid, high expansion intumescent strips encased in aluminium foil
  • FF102/50 – Manufactured from a low smoke zero halogen high expansion intumescent material
  • NVFB – Non-Ventilated Fire Barriers provide 2 hours fire protection for vertical external wall cavities
  • VFB 60/60 – ‘Open state’ cavity fire barriers for ventilated cavities of up to 450mm. 60 minutes Integrity Fire Rating
  • VFB 120/120 – ‘Open state’ cavity fire barriers for ventilated cavities of up to 450mm. 120 minutes Integrity Fire Rating
  • VFB Plus – Cavity fire barriers for ventilated cavities up to 450mm
  • CavGuard Roll 65 – Designed to firestop the cavity behind external walls of brickwork

You can view Tenmat’s full range of Cavity Fire Barriers here. Please note that not all products listed on the page are CCPI Verified, only those listed above.

For any further information please contact Tenmat directly. 

https://www.tenmat.com/contact-tenmat

+44 (0) 161 872 2181

Navigating the Impact of Vascular Dementia on Families

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The silent prayer or wish many people have when they see their loved one aging is for them to age gracefully without any health issues or complications. That’s why the news that their loved one has vascular dementia, a condition associated with a stroke or a series of strokes that damages the part of the brain responsible for learning, memory, and language, can be tough to accept.

The challenge with this condition is that it affects the patients and their families, mainly the caregivers. This article will discuss the emotional impact of vascular dementia on families and how to navigate them.

Stress and Frustration

Caring for a person with dementia can be demanding since they usually need help to do every task. This can bring emotional challenges to families. It is not easy for someone to see their loved ones losing their memories and cognitive ability, and yet they cannot do anything to reverse the situation. The feeling of helplessness and frustration can depress the caregiver.

If the caregiver feels too frustrated, they will not be in the right mind to give their loved one the best care and attention. Therefore, they should look for reliable options like vascular dementia caregiving facilities. These facilities help families with dementia patients by offering the best care, assisted living, and rehabilitation. 

Boredom

Caregivers usually get bored when stuck in one place the entire day taking care of the person with dementia. Being a full-time caregiver means one might not have the time to do what they want or need and, therefore, will not feel fulfilled. By the end of the day, they will feel too tired and emotionally drained to pursue the things they value.

The best way for a family member to tackle these challenges is to take time out of the care duty to do things they enjoy. They can ask another member to step in or engage an in-house care professional during their free time. This will allow them to socialize and do their favorite things. This will make them feel more energetic and ready to care for their loved ones when they resume duties.

Anxiety

Anxiety is another common challenge that caregivers face when dealing with patients with dementia. This is likely to occur when the patients start having behavioral changes like mood swings and aggression. Anxiety could lead to issues such as tense muscles and insomnia, which can lead to health complications for the caregiver. 

Caregivers can navigate such issues by writing down a list of their worries and trying to figure out the best way to address them. They can also talk to the patient’s doctor to learn more about the disease and ways to manage the anxiety they experience. In addition, they can connect with other caregivers’ support group forums to have a chance to interact with and learn from others.

People caring for patients with vascular dementia should pay attention to their health and well-being. They can do this by learning the best ways to deal with stress, depression, anxiety, and boredom before they face these problems. This reduces the risk of being overwhelmed with caregiving tasks, which could lead to burnout.

Caregivers should also learn more about dementia to understand the condition and how to improve the lives of the patients they are caring for. This knowledge can improve the life of the person with dementia and that of the caregiver.

 

How to Avoid Being Among the 80% of Founders Who Never Sell Their Business

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Rachel Murphy, an accomplished entrepreneur, knows firsthand the challenges that come with growing, scaling, and selling a business. With two successful exits under her belt, including the sale of her last business for £13.3 million in 2020, Rachel now dedicates her expertise to helping other entrepreneurs navigate this complex journey. Through her company, The Grafter, Rachel aims to support founders in maximising their business value and achieving their dreams of a successful exit.

Rachel’s entrepreneurial journey began with the realisation that there is a significant gap in support for entrepreneurs beyond the accelerator phase. While the initial stages of growing and scaling a business can be relatively straightforward, planning for an exit and preparing a business for sale is a different story. Rachel experienced this firsthand during her second business venture. Despite her previous success, she found the process of getting her business prepared for an exit to be particularly challenging. This inspired her to create a solution for other entrepreneurs facing similar hurdles.

What sets Rachel and The Grafter apart in the industry is their unique blend of experience and expertise. Having personally been through the exit process twice, Rachel brings invaluable insights to the table. Moreover, The Grafter has assembled a team of seasoned “Exiteers™,” each with a proven track record of building and selling multiple businesses. Their collective expertise spans various industries, including professional services, healthcare, data, recruitment, cyber, FMCG, and financial services. This diverse skill set enables The Grafter to provide comprehensive support tailored to the specific needs of each entrepreneur.

One of the core missions of The Grafter is to address a startling statistic: 80% of business owners in the UK never manage to sell their businesses. This often stems from a lack of understanding about what it takes to get a business ready for sale and how to maximise its value. By offering targeted guidance and support, The Grafter is committed to lowering this percentage and helping the UK economy grow.

In recent years, The Grafter has achieved notable success in this mission, assisting several founders in securing seven and eight-figure exits. One particularly memorable success story involves a former boss who had given Rachel her first Chief Information Officer role nearly 20 years ago. This anecdote underscores the importance of maintaining professional relationships and networks, which can play a crucial role in the entrepreneurial journey.

Looking ahead, Rachel envisions The Grafter as the go-to resource for founders aiming to effectively grow their revenue, scale their businesses, and become exit-ready. Her ambition extends beyond individual success stories; Rachel is passionate about changing the dynamic for female founders in the UK, where only 13% of founders are women. As a third-time founder herself, Rachel is determined to inspire and support more women in their entrepreneurial pursuits.

The main message Rachel Murphy and The Grafter wish to convey is clear: if you are looking to sell your business, they are the ultimate destination for UK founders. By leveraging their extensive experience and holistic approach, The Grafter aims to transform the daunting process of selling a business into a manageable and rewarding endeavor.

For entrepreneurs ready to embark on this journey, The Grafter offers not only expertise, but also a dedicated partnership. Rachel Murphy represents the power of perseverance, strategic planning, and the right support network. With The Grafter, founders can turn the dream of a successful business exit into a reality, contributing to their personal success and the broader growth of the UK economy.

Collaborative Workspaces and Organisational Culture: Building a Sense of Community

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The concept of collaborative workspaces has emerged as a powerful tool for fostering a strong organizational culture and building a sense of community. These spaces are designed not only to boost productivity and innovation but also to create an environment where employees feel connected, valued, and part of a cohesive team. The importance of social spaces, communal activities, and inclusive design in these workspaces cannot be overstated, as they play a crucial role in shaping the overall workplace experience.

The Role of Collaborative Workspaces

Collaborative workspace is an environment that encourage interaction, teamwork, and the free flow of ideas among employees. Unlike traditional office layouts, which often feature isolated cubicles and private offices, collaborative workspaces are designed to be open and flexible. They typically include shared desks, breakout areas, and communal zones where employees can easily gather for both planned and impromptu meetings.

These spaces are not just about physical layout; they represent a shift in organizational culture towards greater openness and inclusivity. Also, a collaborative workspace online is essential to integrate all of teams, regardless of being in person or remote. By breaking down physical and metaphorical walls, collaborative workspaces enable employees to engage more freely with one another, fostering a culture of transparency and mutual support.

Importance of Social Spaces

Social spaces are a fundamental component of collaborative workspaces. These areas—such as lounges, kitchens, and casual seating zones—are designed to encourage informal interactions among employees. Social spaces provide a setting where team members can relax, recharge, and engage in conversations that are not strictly work-related.

The value of these informal interactions should not be underestimated. Casual conversations often lead to the exchange of ideas, the development of friendships, and the strengthening of workplace relationships. Employees who feel comfortable and connected in their social spaces are more likely to collaborate effectively on work projects, as they have already built a foundation of trust and camaraderie.

Communal Activities and Team Building

Communal activities play a crucial role in building a sense of community within collaborative workspaces. Activities such as team lunches, coffee breaks, and after-work social events provide opportunities for employees to bond outside of their regular work tasks. These activities help to break down hierarchical barriers and encourage a more egalitarian workplace culture.

Organizing regular team-building exercises and workshops can also enhance the sense of community. These activities are designed to improve communication, problem-solving, and teamwork skills. When employees participate in team-building activities, they learn to appreciate each other’s strengths and work together more effectively.

Moreover, communal activities can be a platform for celebrating successes and recognizing individual and team achievements. Celebrations and recognition foster a positive work environment, boost morale, and reinforce the sense of belonging among employees.

Inclusive Design

Inclusive design is another critical element in the effectiveness of collaborative workspaces. To build a strong organizational culture, it is essential to create a workspace that caters to the diverse needs of all employees. This includes considerations for accessibility, comfort, and personal work preferences.

An inclusive workspace design ensures that all employees, regardless of their physical abilities or work styles, can participate fully in the workplace community. Features such as adjustable desks, quiet zones, and accessible facilities demonstrate a commitment to inclusivity and respect for individual needs.

Inclusive design also involves creating spaces that reflect and celebrate the diversity of the workforce. This can be achieved using culturally diverse artwork, the inclusion of multi-functional spaces that can be adapted for various uses, and the consideration of different cultural practices and preferences in the design process.

Building a Sense of Belonging

Ultimately, the goal of collaborative workspaces is to build a sense of belonging among employees. When employees feel that they are part of a supportive and inclusive community, they are more likely to be engaged, motivated, and committed to their work. A strong sense of belonging can lead to higher job satisfaction, reduced turnover, and improved overall performance.

To build this sense of belonging, it is important for organizations to actively involve employees in the design and ongoing development of collaborative workspaces. Soliciting feedback, involving employees in decision-making processes, and being responsive to their needs and preferences can help ensure that the workspace evolves in a way that supports and enhances the organizational culture.

Collaborative workspaces are a powerful tool for building a strong organizational culture and a sense of community. By emphasizing social spaces, communal activities, and inclusive design, organizations can create environments where employees feel connected, valued, and part of a cohesive team. These elements not only enhance the workplace experience but also contribute to greater productivity, innovation, and overall success. As the workplace continues to evolve, the importance of fostering a sense of community through collaborative workspaces will remain a key factor in organizational growth and employee well-being.

Choosing the right covers for bicycles and motorbikes

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When it comes to the issue of ensuring that your bicycles and motorbikes are protected from natural factors, this is where the cover is likely to help. This piece provides you with all the information you require when it comes to choosing the right bicycle covers.

Getting to know the value of Covers

Bicycle covers and motorbike covers play important roles to protect and prolong the useful life of your valuable items. From moisture such as rain, UV radiation, dust and bird droppings they protect against rust, fading and other deteriorating effects. Coats protect bikes or motorbikes in many ways for instance; when you want to sell the vehicle they give it an attractive resale value besides making sure it is in good running condition always. Further, the use of covers can also serve to reduce theft incidences since the mode of transport or the bike or motorbike themselves may be hidden from sight and thus are not as appealing to the thief.

Types of covers available

Also, there is a wide variety of covers available for bikes and motorbikes including waterproof, UV ray resistant, and every weather type of covers. Both types have features that are appropriate for different environmental conditions with some differences. The best cover for areas that experience a lot of rain is the waterproof material to prevent water from seeping in and causing rust. UV-resistant covers offer great solutions for regions that experience direct sunlight as it shields paint and components against UV radiation. Rain-proof and heat-resistant options incorporate elements from other covers to offer full protection from rain, heat, dust and similar conditions depending on the climate of its usage.

Factors to consider while choosing bicycle covers

There are some characteristics to consider while purchasing a bicycle cover, namely: Waterproof fabric, UV protection, Breathable fabric, and a fastening system such as elastic hems or drawstrings. These help to ensure that the protective gear fits correctly and provides the maximum possible protection when used. Notably, the materials used for clothing had to be breathable so that moisture evaporated and did not create conditions for mould and mildew formation. Moreover, multiple lines of stitching along with reinforcement can add strength and further seal the edges of the cover to prevent fraying. Additional fastening can be delivered by straps with buckles that can help tie the cover more tightly and securely in windy weather.

Considerations for motorbike covers

Motorbike covers as an exterior product should ideally be made of polyester or nylon fabric with water-repellent ability. Components like heat shields, air vents and stitch reinforcement are especially necessary for durability that will assure longevity. Thermal shields are significant to avoid melting or destruction of the cover by heat generated from exhaust pipes. These flaps prevent the accumulation of water which could cause corrosion under the cover. The security features should include covers with lock holes to allow the use of chains or cables to enhance security against theft. They can also be reflective to maximize visibility, especially during the night, thus improving safety.

Benefits of using covers

In the case of bicycles and motorbikes, using covers not only helps in preserving them from outer influences but also cuts down on their maintenance expenses. The covers reduce the frequency of cleaning and polishing, maintaining the vehicles in their best state. Covers protect bikes from different weather conditions and pollution, and this way, they prolong the durability of different components including paint, tyres etc. This will therefore lead to less repair and replacement of the part, which in the long run will help the owner incur fewer costs. Moreover, covers may bring a sense of security because your precious vehicles are protected in case something happens, whether they are parked on the outside or in the garage.

Guidelines for cover application

Finally, it is recommended that the car be free from any dirt and moisture to avoid moisture buildup when it is covered. The cover should not be placed on hot exhaust pipes and should be fastened well to avoid being blown away by wind. Check occasionally for any abrasive particles or spikes that would harm the cover when applied. It is also recommended to take off the cover from time to time so that your car can ventilate, and you can see if there are any signs of harm, or moisture content, among other things. These practices if followed can assist in maintaining the cover’s functionality and durability, thus providing constant protection for your bike or motorbike.

Maintenance and longevity

Covers should be washed or cleaned as often as recommended by the manufacturer to ensure optimality. Monitor covers regularly for signs of wear and tear and replace or patch them if necessary to retain their efficacy. Regular cleaning involves washing away soil, bird droppings and any other debris which might reduce the life span of the cover material. Pure water should be used and this should not be mixed with chemicals that may harm the fabric. When not in use keep the cover in a dry container to avoid mold and mildew formation. Maintenance will help ensure that your cover is in good shape and will continue to protect your vehicles for a longer period.

Conclusion

The appropriate bicycles and Motobike Cover will help in maintaining their durability as well as maintaining their appearance. Therefore, it can be concluded that buying good covers is a wise action for any car owner and any purpose, be it for everyday use or long periods. Picking the right covers and making sure that they are functional will relieve you from expensive damages and improve your experience with owning two-wheel vehicles.

KUMMUNI: Revolutionizing Coliving in Berlin

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In Berlin’s vibrant and diverse landscape, KUMMUNI emerges as a trailblazer in the housing sector, spearheaded by its innovative CEO, Toomaj Freydouny. This Iranian-German entrepreneur, marketing expert, and academic has introduced the groundbreaking “Choose Your Style” initiative through KUMMUNI, transforming the concept of home by enabling residents to personalize their living spaces at no extra cost. This innovative approach has set new benchmarks in the coliving in Berlin and furnished apartment industries, earning the company and its leadership prestigious recognition. KUMMUNI received the “Arbeitgeber der Zukunft 2023” award, acknowledging its status as a forward-thinking and contemporary enterprise.

Freydouny’s exceptional leadership and innovative vision in real estate were further recognized with the “German CEO Excellence 2024: Real Estate CEO of the Year (Berlin)” award. These accolades underscore KUMMUNI’s dedication to excellence and innovation, highlighting its role in reshaping urban living. The recognition serves as a testament to the company’s commitment to delivering high-quality, customizable living spaces that address the evolving needs of Berlin’s diverse population.

Toomaj Freydouny, with his extensive academic background in IT and Marketing and vast experience advising global brands, consistently pushes the boundaries of innovation. His approach to KUMMUNI is no exception. “At KUMMUNI, our mission is to redefine the rental experience in Berlin. We believe everyone deserves a space that truly feels like home, regardless of their length of stay,” Freydouny states. This philosophy forms the foundation of KUMMUNI’s success and has revolutionized the concept of coliving in Berlin.

The “Choose Your Style” program allows residents to tailor their apartments by selecting from a range of furniture options, colors, and sizes. This level of customization is unprecedented in the rental market, especially in Berlin’s coliving sector. “We aim to empower our residents to express their individuality. A home should reflect one’s personality, and KUMMUNI makes this a reality,” Freydouny explains. This program particularly resonates with the company’s primary demographic – young professionals, expats, digital nomads, and international students seeking a sense of belonging in a new city.

In Berlin’s competitive housing market, KUMMUNI distinguishes itself through its focus on community and customization. Unlike traditional shared apartments offering basic amenities, KUMMUNI’s spaces are designed to enhance the overall living experience. “Coliving should be more than just finding a place to sleep. It’s about creating a lifestyle, a community where you can thrive,” Freydouny emphasizes. This approach has earned KUMMUNI a reputation as the premier coliving and furnished apartment option in Berlin, attracting a diverse range of residents from various backgrounds and professions.

The company’s unique model extends to its pricing structure as well. Residents can choose their furniture at no additional cost or opt for premium upgrades for a minimal fee. This flexibility is central to KUMMUNI’s appeal, allowing residents to tailor their living experience to their budgets and preferences. “We understand that everyone’s needs differ, which is why we offer customizable options to suit all our residents,” explains Freydouny. This approach ensures that KUMMUNI’s offerings are accessible to a wide range of individuals, from budget-conscious students to professionals seeking premium living spaces.

KUMMUNI’s innovative approach to coliving in Berlin addresses the challenges faced by many newcomers to the city. The company recognizes that finding suitable accommodation can be overwhelming, especially for those unfamiliar with the local housing market. By offering fully furnished, customizable apartments with flexible lease terms, KUMMUNI provides a hassle-free solution that allows residents to settle in quickly and comfortably. This is particularly beneficial for expats and international students who may lack the time or resources to furnish an apartment from scratch.

KUMMUNI’s commitment to fostering community sets it apart in Berlin’s coliving sector. The company organizes regular events and activities for residents, ranging from casual movie nights to professional development workshops. This approach combats isolation often experienced by newcomers, making KUMMUNI more than just a place to live – it’s a place to belong.

Freydouny’s leadership and KUMMUNI’s innovative approach are transforming the rental market and demonstrating the power of visionary entrepreneurship. “We’re not just providing housing; we’re creating a lifestyle where people can connect, grow, and feel at home,” says Freydouny. This philosophy resonates with residents who appreciate the sense of ownership in their KUMMUNI homes. The company’s success shows a strong demand for flexible, personalized living solutions in urban centers like Berlin.

As KUMMUNI expands, it serves as an industry model. Freydouny’s commitment to innovation and quality sets a high standard for rental living. “We aim to push boundaries and inspire new thinking about urban living and connection,” he states. This forward-thinking approach positions KUMMUNI at the forefront of the evolving housing market.

KUMMUNI’s impact extends beyond housing. The company contributes to Berlin’s cultural fabric by creating diverse communities within its properties. Residents from various backgrounds share experiences, aligning with Berlin’s cosmopolitan reputation. This cultural exchange enriches the living experience and adds to the city’s dynamic atmosphere.

KUMMUNI’s success highlights the changing preferences of modern urban dwellers. Traditional long-term leases are giving way to adaptable, service-oriented housing solutions. This shift is evident among young professionals and digital nomads valuing flexibility and community. KUMMUNI’s model caters to this evolving demand, offering a blend of privacy and community that resonates with the modern workforce.

The company’s sustainability focus further distinguishes it in the coliving sector. KUMMUNI incorporates eco-friendly practices, from energy-efficient appliances to sustainable furniture. This aligns with residents’ values and contributes to Berlin’s sustainability efforts.

Freydouny and KUMMUNI’s story exemplifies how innovative thinking can redefine an industry. It demonstrates resilience, creativity, and understanding of modern home seekers’ needs. As KUMMUNI grows, it continues to challenge the status quo, proving that visionary leadership can create housing solutions that meet modern urban dwellers’ needs.

KUMMUNI’s Berlin success serves as a blueprint for similar initiatives in other cities facing housing challenges. By prioritizing flexibility, community, and personalization, the company has created a model adaptable to various urban contexts worldwide. As cities evolve, innovative approaches like KUMMUNI’s will be crucial in shaping future urban living.

For international students, young professionals, expats, and job seekers in Berlin, KUMMUNI offers an unparalleled coliving experience. The company’s focus on community-building, customization, and flexibility addresses the unique needs of these groups. By providing a ready-made community and adaptable living spaces, KUMMUNI eases the transition for newcomers to Berlin, allowing them to quickly establish a sense of home and belonging in a new city.

KUMMUNI’s approach to coliving in Berlin is multifaceted, encompassing a visionary concept, personalized living spaces, community-focused experiences, and flexible pricing. This comprehensive strategy sets KUMMUNI apart from traditional housing models, redefining urban living in the German capital. By exploring these aspects, readers will gain insight into KUMMUNI’s innovative approach and its impact on Berlin’s housing landscape.

The Vision Behind KUMMUNI

KUMMUNI’s vision stems from founder Toomaj Freydouny’s personal experiences, aiming to create a coliving space that offers more than just accommodation. It strives to foster a sense of belonging and community, emphasizing inclusivity and diversity to ensure all residents feel valued, regardless of their background.

Toomaj Freydouny’s Role

Freydouny’s immigrant background and encounters with discrimination shaped KUMMUNI’s ethos. His experiences led to the creation of a sanctuary for those seeking a fresh start in Berlin. Freydouny’s leadership is characterized by proactive measures to combat discrimination, including the implementation of a Zero Discrimination Policy in KUMMUNI’s operations and culture.

Philosophy and Mission

KUMMUNI’s philosophy goes beyond providing living spaces; it aims to create a home where residents can build their lives. The slogan “Start your story with us and make it home” encapsulates this commitment to personalization and community. The ‘Choose Your Style’ program further supports this mission, allowing residents to select their furniture at no extra cost, enhancing tenant satisfaction and autonomy.

Innovative ‘Choose Your Style’ Program

KUMMUNI distinguishes itself in Berlin’s coliving sector with its ‘Choose Your Style’ Program. This initiative allows tenants to personalize their living spaces without additional costs, reflecting KUMMUNI’s dedication to flexible, tailored living experiences.

Customization Options

The program offers tenants the freedom to select furnishings from a wide range of options. This flexibility ensures that each living space reflects the resident’s personal style and needs. KUMMUNI’s partnership with VASAGLE, a reputable furniture supplier, provides diverse, high-quality furniture choices suitable for various preferences and functional requirements.

VASAGLE Partnership

The collaboration with VASAGLE is crucial to the program’s success. Since mid-2022, all KUMMUNI properties have featured VASAGLE products, ensuring consistent quality across units. This partnership aligns with KUMMUNI’s commitment to quality and tenant satisfaction, supporting the logistical aspects of offering diverse furniture options.

Community-Centric Coliving Experience

Emphasis on Community

KUMMUNI’s Coliving Spaces: Building Community and Inclusive Living in Berlin

KUMMUNI’s coliving spaces in Berlin are designed to cultivate a dynamic sense of community, serving as a cornerstone of modern, inclusive urban living. The environment at KUMMUNI is conducive to knowledge exchange, professional collaboration, and synergy creation, fostering both personal and career growth. Residents enjoy a built-in social network that encourages friendships, teamwork, and networking opportunities among diverse groups. Regular community events and activities help residents form lasting connections, enriching their social lives and integrating them into Berlin’s vibrant culture.

Comprehensive Amenities and Services

KUMMUNI prioritizes resident comfort and convenience by offering an extensive array of amenities and services to enhance the coliving experience. Each room is equipped with a private smart TV, PlayStation, sound bar, personal dining table, and high-speed internet, ensuring individual entertainment needs are met. The properties also feature laundry facilities, and the flexibility of short-term leases caters to those with dynamic lifestyles or uncertain long-term plans in Berlin. KUMMUNI’s all-in-one app streamlines everything from lease management and facility support to community event participation and insurance claims, making administrative tasks effortless.

Transparent and Flexible Pricing

KUMMUNI’s pricing strategy exemplifies its commitment to fairness and transparency in Berlin’s coliving market. Tenants pay only for the space they use, based on the square meterage of both private and common areas. This approach ensures larger rooms are priced accordingly, but always within an affordable framework. Unlike some competitors charging up to 100 Euro per square meter, KUMMUNI’s model prioritizes equitable pricing for all residents.

Personalization at No Extra Cost

A standout feature of KUMMUNI’s coliving in Berlin is the ability for tenants to customize their living spaces without additional costs. Through the ‘Choose Your Style’ program, residents can select their preferred furniture and decor, transforming their apartment into a personalized home. This level of customization reflects KUMMUNI’s dedication to creating an inclusive environment that caters to each tenant’s unique needs. For those seeking premium options, a small monthly fee applies, with all costs clearly outlined upfront.

Transparent Price Structure

KUMMUNI takes pride in its transparent pricing structure for coliving in Berlin. Costs are based on the actual space tenants occupy, ensuring they don’t pay for unused or communal areas that do not directly benefit them. If any discrepancies are found between advertised and actual offerings, KUMMUNI promptly refunds the administrative fee, first rent, and deposit. The company’s rental costs include most expenses, with a clear deposit structure equivalent to two months’ rent. Discounts are available for tenants with valid liability insurance in Germany, further demonstrating KUMMUNI’s commitment to affordability and trustworthiness in Berlin’s coliving market.

The Importance of PAT Testing in Residential Property Investments

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Portable Appliance Testing (PAT) is crucial for maintaining safety and compliance in residential property investments. By ensuring that electrical appliances within a property are regularly tested and certified safe, tenants can prevent potential hazards while safeguarding their investment from legal and financial repercussions. Furthermore, regular PAT testing demonstrates a commitment to safety, enhances tenant satisfaction, and minimises the risk of electrical accidents. 

Here’s what you need to know about the importance of PAT Testing in Residential Property Investments.

Why Should a Landlord Conduct PAT Testing?

Landlords should conduct Portable Appliance Testing (PAT) primarily to ensure the safety of tenants and to comply with legal obligations. PAT testing involves examining electrical appliances to ensure they are safe to use. That is vital for preventing electrical hazards such as shocks, fires, and equipment failures.

Conducting PAT testing helps safeguard tenants by identifying and addressing potential issues with electrical appliances. Faulty or damaged appliances can be risky. It can lead to electrical fires or electric shocks. Regular testing ensures that all appliances provided are in good working condition and reduces the likelihood of accidents or injuries.

Furthermore, PAT testing is often a legal requirement under various health and safety regulations. While specific legal obligations can vary depending on the region, landlords are generally responsible for ensuring that electrical installations and appliances in their rental properties are safe. Regular PAT testing demonstrates compliance with these regulations and helps avoid legal repercussions, such as fines or liability claims, in case of an accident.

Moreover, PAT testing can enhance the landlord’s reputation by demonstrating a commitment to tenant safety and property maintenance. This proactive approach can improve tenant satisfaction and retention, as tenants will appreciate and trust landlords who prioritise their safety and well-being.

The Types of Electricals that Need PAT Testing

Portable Appliance Testing (PAT) is required for various types of electrical equipment to ensure safety and functionality. Here’s a list of commonly tested items:

  • Power Tools – includes drills, saws, grinders, and other tools used in residential and industrial settings.
  • Kitchen Appliances – these include toasters, kettles, microwaves, and refrigerators. These are essential for daily use and must be regularly checked for safety.
  • Office Equipment – includes computers, printers, fax machines, and copiers. These devices are commonly used in workplaces and must be tested to prevent electrical faults.
  • Entertainment Devices – televisions, radios, and audio equipment also require PAT testing to ensure they are safe for use.
  • Extension Leads and Power Strips – these are frequently used to provide additional power sources and can pose risks if not regularly checked.
  • Heating Appliances – such as heaters and fans, which are crucial for maintaining comfort but can present electrical hazards if faulty.
  • Portable Lighting – includes lamps and other movable lighting equipment used in various settings.
  • Medical Equipment – portable medical devices used in healthcare settings must be tested to ensure patient safety.

How More Landlords are Implementing PAT Testing 

With the increase in rental properties in 2024, more landlords recognise the importance of implementing Portable Appliance Testing (PAT) to ensure the safety and compliance of their electrical equipment. As rental demand rises, maintaining high safety standards becomes crucial to protect tenants and comply with evolving legal regulations.

Given the heightened focus on health and safety in the rental sector, landlords should consider undertaking PAT testing training courses to stay current with the latest standards and practices. These courses provide essential training on testing and maintaining electrical appliances, ensuring compliance with safety regulations and enhancing the overall quality of property management.

PAT testing helps landlords identify and address potential electrical hazards, such as faulty appliances or unsafe wiring, which can lead to safety risks like electrical fires or electric shocks. By conducting regular PAT testing, landlords demonstrate their commitment to tenant safety and avoid legal liabilities associated with electrical failures.

As rental markets become increasingly competitive, landlords prioritising up-to-date health and safety practices are more likely to attract and retain tenants while protecting their property from potential risks.

The Importance of PAT Testing in Today’s Rental Market 

Portable Appliance Testing (PAT) has become increasingly important for landlords in today’s competitive rental market. As rental properties grow in number and tenant expectations rise, ensuring the safety and functionality of electrical appliances is crucial.

One of the primary reasons for the importance of PAT testing is tenant safety. Regular testing identifies and rectifies faults that could pose serious risks. This proactive approach helps prevent accidents and injuries, promoting a secure living environment for tenants. In a competitive rental market, properties with a reputation for safety are more attractive to potential renters, leading to higher occupancy rates and tenant retention.

Additionally, PAT testing ensures compliance with legal requirements and safety regulations. Landlords have a duty of care to provide a safe living space, and failure to comply with electrical safety standards can result in legal repercussions, including fines and liability for accidents. By conducting regular PAT testing, landlords can demonstrate their commitment to maintaining high safety standards and avoid legal issues.

Moreover, the increasing number of rentals in 2024 makes PAT testing even more important. As the rental market expands, landlords must keep up with evolving safety standards to remain competitive. Undertaking PAT testing courses and staying informed about current regulations ensures landlords can manage properties effectively and responsibly.

2024 Legal Requirements for PAT Testing in the UK 

The legal aspects of PAT testing regulations in the UK are spread across multiple laws rather than a single statute. The main regulation is the Electricity at Work Regulations 1989, which requires that electrical equipment is maintained to prevent danger. While it doesn’t mention PAT testing, this method has become the standard way to comply with these regulations.

Employers are also required by the Health and Safety at Work Act 1974 to provide a safe working environment. Including PAT testing as part of their safety measures helps ensure electrical safety.

For landlords, the Housing Act 2004, through the Housing Health and Safety Rating System, addresses electrical hazards. PAT testing can help landlords meet these safety requirements by identifying and mitigating potential electrical risks.

Tosyalı SULB Begins Investment in Largest DRI Complex Globally

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Tosyalı, a prominent producer of green steel, is strategically extending its investments across Europe, Africa, and Asia. In line with this initiative, Tosyalı and Libya United Steel Company for Iron and Steel Industry (SULB) have signed an agreement to develop the world’s largest DRI complex in Benghazi, Libya.

Tosyalı, a global green steel manufacturer, has initiated a new major steel investment in Benghazi, Libya, after its successful ventures in Turkey, Algeria, Senegal, Angola, and Spain.

Continuing its global expansion by broadening its investment reach to three continents, Tosyalı is further solidifying its presence in the Mediterranean with its new project in Benghazi, Libya, following its previous entry into Algeria.

Making statements after the ceremony, The Chairman of Tosyalı Holding, Fuat Tosyalı, said, “We are excited to expand our investments in the Mediterranean coasts of Africa, a priority investment region we identified and committed to years ago with great foresight. By focusing on value-added steel based on local production, our regional investments create a positive economic, environmental, and social impact by fostering value, employment, development, and welfare in the countries we enter. We will be very pleased to bring our expertise and capabilities in value – added steel production to Benghazi / Libya with this new complex where we have completed the ground investigation and engineering works, and where construction and assembly will start in the upcoming days. I firmly believe we will pioneer transforming the Libyan steel industry into an ecosystem that meets world steel industry needs by producing high-standard, high-quality green steel products with low carbon emissions, utilizing advanced technology, innovation, and R&D in the integrated facility we will establish. I hope this agreement will benefit both companies and our friendly and brotherly country, Benghazi / Libya.”

Sharing his feelings and thoughts after the ceremony, Ahmed Gadalla, Chairman of Libya United Steel Company for Iron and Steel Industry (SULB), said, “We are delighted and proud to make a crucial step towards Benghazi / Libya’s industrialization and the development of the steel industry by partnering with Tosyalı, a global steel producer and leader in green steel across three continents. This agreement will help both groups to make a big move forward and strengthen economic ties between Benghazi / Libya and Turkey even more. This investment will position Benghazi / Libya as a key player in global steel production and significantly impact green steel and decarbonization. I hope this major global investment will benefit both companies and Benghazi / Libya, following the rapid progress made in our partnership.”

The world’s largest DRI facilities, with a total capacity of 8.1 million tons
With the agreement, the two companies established a brand new company titled Tosyalı-SULB in Benghazi / Libya. The project to be realized by Tosyalı SULB includes a series of significant investments that will significantly contribute to the development of Benghazi /Libya’s industry, particularly the development of the iron and steel sector and employment. As a part of the investment project, the world’s largest DRI plants, with a total capacity of 8.1 million tons, will be built. These plants will be equipped with MIDREX Flexi DRI technology, also utilized in Tosyalı Algérie. With this technology, the plant can operate using hydrogen, a clean energy source, making it one of the world’s leading bases for green steel production. Investments will commence immediately for the first phase of the integrated iron and steel complex, which will have a capacity of 2.7 million tons. The plant will supply the HBI (hot bricket iron) needs of the nearby region and Europe for green steel while further enhancing Tosyalı’s global green steel producer position. When this investment is completed, Tosyalı will become the largest supplier in the international marketplace in the supply of HBI (Hot Bricket Iron), the primary intermediate product needed most in the green transformation process.

Boost in Small Business Confidence as 1 in 5 Secures Growth Funding in Q2 2024

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An increasing number of small businesses applied for finance to support growth initiatives in the second quarter of 2024, marking the highest level in the past three years, according to the latest analysis by Purbeck Insurance Services – the UK’s only provider of personal guarantee insurance for small business loans.

In Q2, 19% of small business owners securing personal guarantee-backed loans did so for investment in growth, while loans taken out for working capital purposes dropped to 31%. Although working capital remains the primary reason for securing finance and applying for Personal Guarantee Insurance, this is the lowest level since Q3 2022, following a peak of 37% in Q1 2024.

Key Findings:
·       Appetite for finance for growth on the up – 19% of applications were for investment in growth initiatives – the highest level recorded since Purbeck started collecting this data in Q1 2021
·       General Election effect makes June the second highest month on record for applications for personal guarantee insurance from small business owners/directors
 
·       Big year on year rise in demand for small business finance – there has been a 69% increase in applications for Personal Guarantee Insurance for a Small Business Loan Q2 2024 vs Q2 2023
·       The average cover for a personal guarantee reaches £195,051 – a 33% rise compared to the same quarter in 2023.
·       In construction, the average cover for a personal guarantee rose to £230,910. This is the highest level recorded to date.
 
·       40% of applications for personal guarantee insurance were for unsecured loans while 16% have been for secured loans.
·       Just 8% of loans are Asset Finance and the number invoice finance loans have fallen to just 5% of applications – the lowest level recorded to date.
Todd Davison, MD of Purbeck Insurance Services says: “The General Election was announced at the end of May and within days we saw a marked uplift in applications for Personal Guarantee Insurance for personal guarantee backed small business loans.  This, and the notable rise in loans for growth initiatives does suggest a turnaround in confidence in the small business community, after a tough few years.
“The new Government will now need to deliver on its promises and help ensure that any barriers to finance for small businesses are broken down.  This should include making small business owners aware that they may need to sign a personal guarantee for a business loan.  Being open to this idea will improve their options and they can mitigate the risk, with personal guarantee insurance being one solution.”

Tech Solutions: Leveraging Innovation to Close the Gender Pay Gap

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The UK is, generally speaking, a progressive society – and one which has come a long way from the prejudices of its stratified industrial past. As far as we have come, and as many vital rights we have won in the process, though, there is still a great deal farther to go.

The gender pay gap is a particularly egregious example of this, highlighting how structural and systemic prejudices continue to bubble under the surface of superficially equitable industries. According to data from the Office for National Statistics, the gender pay gap across all types of employees in the UK sits at a projected 14.4%; the average working man could stop working for the year in the second week of November, and earn the same as a woman working end-to-end.

This is a systemic problem, but not one that requires top-down systemic change to impact. Businesses and business leaders can look inward at their own staff cohort and company practices, in order to make a change for the better. Doing this has been made triflingly easy, too, with new tech innovations and greater platforms from which to make an example of oneself.  How, then, can a business leverage innovation to close the gender pay gap?

Data Analytics and AI

Data is central to addressing the gender pay gap on a company-wide level, where subjective and individual executive experience can lead to implicit bias or disproportionate efforts to redress the balance. Pay data and employee demographics need to be carefully compiled to illustrate the objective state of a business’ staff cohort.

The glaringly-obvious innovation with respect to technology is, of course, AI. Machine-learning algorithms have improved exponentially over the past two decades, and we now have an extremely wide variety of commercially accessible AI tools. Some of these tools are excellent at performing data grunt work, enabling businesses to interpret large streams of data and discover discrepancies or discriminatory practices.

Transparency

Transparency is the other side of the coin to data analysis, and just as important for both company and industry accountability. Taking the results of a business’ analysis, making them a central aspect of a public-facing Gender Pay Gap Report, and publicly announcing direct steps to address the findings, will improve the business’ reputation and encourage external candidates.

Challenges and Opportunities

The key challenges that face any business looking to address the gender pay gap are legal in nature. For one, any changes a business intends to make should be compliant with the Equality Act 2010, necessitating legal expertise and oversight as motions progress. For another, the handling and interpretation of employee data presents key risks where GDPR and data breaches are concerned.

For all the challenges presented by this gargantuan task, the opportunities are far greater. Properly addressing inequality in business hiring practices and executive structure will make a business all the stronger for the future, and ensure it is no longer hamstrung by discriminatory frameworks.

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