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How to Arrange for a Direct Cremation

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When a family member dies, even a small task becomes cumbersome under a load of emotion; forget about managing the cremation process. The cremation process is not only daunting but also complicated and distressing.

However, if you know the post-life arrangement beforehand, it becomes easier to manage everything. In this article, we will share with you the steps to properly arrange a direct cremation so that you can prepare yourself to face situations like these.

What Is Direct Cremation?

A direct cremation is a simple and low-cost cremation option where the deceased person is cremated soon after death, without any funeral service or viewing beforehand.

Unlike traditional funerals, there is no embalming, wake, or visitation involved in direct cremation. The cremated remains are typically returned to the family in an urn or other container.

Direct cremation is becoming an increasingly popular choice for families who want a simple and affordable option for handling their loved ones remains.

Benefits Of A Direct Cremation

Direct cremation offers a simpler, more cost-effective, and more flexible way to handle end-of-life arrangements while still allowing families to honor and celebrate the life of their loved ones in their own unique way.

Here are the benefits of direct cremation.

  • Cost-effective: Direct cremation is often a more affordable option than traditional funeral services, as it eliminates many of the extra costs associated with a funeral, such as embalming, viewing, and a casket.
  • Simplified Process: Direct cremation is a straightforward process that does not require a funeral service or visitation. This can be especially beneficial for families who are looking for a more simplified way to handle end-of-life arrangements.
  • Flexibility: With direct cremation, there is no need to rush into a funeral service or other arrangements, giving families more time to plan a memorial or scattering ceremony that best suits their needs and schedules.
  • Environmentally Friendly: Cremation is a more environmentally friendly option than traditional burial, as it does not require a burial plot or embalming fluids that can harm the environment.
  • Portable: Cremation allows for greater flexibility in terms of the final disposition of the ashes, as they can be easily transported and scattered in multiple locations, making it easier for loved ones to honor the deceased’s wishes.
  • Personalization: Direct cremation allows families to personalize the memorialization process and create a more meaningful and personal tribute to their loved one without the constraints of traditional funeral services.

How To Arrange For A Direct Cremation?

Arranging for a direct cremation typically involves the following steps:

Choose A Cremation Provider

There are several cremation providers, and this makes it important to choose a reputable and licensed provider. You can research different providers online, read reviews, and ask for recommendations from friends or family members.

Contact The Provider

Once you’ve selected a cremation provider, contact them to arrange for direct cremation. You’ll need to provide information such as the deceased’s name, date of death, and location of the body.

Complete Necessary Paperwork

The cremation provider will provide you with the necessary paperwork to authorize the cremation. This may include a cremation authorization form, a death certificate, and a disposition permit.

Make Payment Arrangements

You’ll need to make payment arrangements with the cremation provider. Direct cremation is typically less expensive than a traditional funeral, but costs can vary depending on the provider and any additional services you may choose.

Arrange For Transportation

You’ll need to arrange for transportation of the body to the cremation facility. The cremation provider can typically arrange for transportation or provide you with a referral to a trusted transportation service.

Receive The Cremated Remains

Once the cremation is complete, the cremated remains will be returned to you. You can arrange to have the remains delivered to your home or pick them up from the cremation provider.

Tips For Arranging A Direct Cremation

Direct cremation is a simple and cost-effective option for those who want a basic cremation without additional services or ceremonies.

Here are some tips for arranging a direct cremation:

  • Research Funeral Homes And Cremation Providers In Your Area: Do your research and find reputable providers in your area. Check their reviews and ratings to ensure you are working with a trustworthy provider.
  • Understand The Cost: Direct cremation is often less expensive than traditional funeral services, but costs can vary. Make sure you understand what is included in the price and any additional fees that may apply.
  • Consider Prepayment Options: Some providers may offer prepayment options for direct cremation services. This can help you lock in a lower price and make it easier for your loved ones to handle the arrangements when the time comes.
  • Provide Necessary Documentation: You must provide certain documentation, such as a death certificate and authorization for cremation, to the cremation provider. Make sure you have these documents ready when you make arrangements.
  • Decide On Final Disposition: After the cremation, you will need to decide on the final disposition of the ashes. You can choose to scatter the ashes, bury them, or keep them in an urn or other memorial.
  • Communicate Your Wishes To Loved Ones: Make sure your loved ones are aware of your wishes for direct cremation and the disposition of your ashes. This can help alleviate any confusion or disagreements after your passing.
  • Consider Any Religious Or Cultural Traditions: If you have specific religious or cultural traditions related to death and cremation, make sure your provider is aware of these and can accommodate your wishes.
  • Take Time To Grieve: While direct cremation is a simple option, it’s still important to take time to grieve and process your loss. Lean on your loved ones for support, and consider seeking professional help if needed.

Final Words

Arranging a direct cremation for a loved one can be difficult, but it is a straightforward process that can be done with the help of a reputable cremation provider.

Direct cremation is becoming an increasingly popular option for families who want a simple and low-cost alternative to traditional funerals. We have outlined the steps involved in arranging for direct cremation, including choosing a provider, completing the necessary paperwork, making payment arrangements, and receiving the cremated remains.

By following these steps, you can ensure that your loved one’s remains are handled with care and respect.

Industry Trend Setter, TicketsCandy, Launches in UK

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The ticketing platform known as TicketsCandy has been making waves in the ticketing industry throughout North America and is now setting its eyes on the United Kingdom. With their recent launch in the UK, you can expect this up-and-coming ticketing platform to continue to pressure industry leaders to do better or get left behind.

The fast-growing ticketing platform offers innovative technology and free services for its event-holders. Plus, the business prides itself on looking out for the little guys, making it a great platform for businesses/events of all sizes to utilize for their ticketing needs. Read on to learn more about TicketsCandy’s services and how they will impact the ticket industry in the UK.

What Is TicketsCandy?

TicketsCandy is a free event ticketing and booking solution that provides a variety of tools to help increase organizer’s sales by up to 30%. Their innovative and easy-to-use platform allows customers to instantly start selling tickets once they sign up.

The idea behind the business was to create a platform that focused on helping event holders succeed no matter how big or small the event/business is. Most industry-leading platforms solely focus on their biggest events and charge an arm and a leg for their services. TicketsCandy strives to be a strategic partner in the growth and success of every single one of its customers by being completely free, offering a vast array of services and tools, and promoting events of all sizes through its own media platforms.

Huge Savings for UK Customers

To make their UK debut a memorable one, TicketsCandy will be free for event holders and their customers. No service fee will be charged to event holders, or passed onto their customers. Only the Square merchant fee will be passed to the customers at checkout.

This incredible deal will save event holders and their customers money, resulting in higher ticket sales and larger profits. With no hidden fees, no contracts, and reliable customer service, this debut deal is sure to catch the attention of industry leaders and potentially spark change in the ticketing industry as a whole.

Do More for Free

The idea of free deters some people because they associate high prices with good quality. However, TicketsCandy strives to provide exceptional services while maintaining its ability to remain free for event holders. They can do this with innovative technology backed by AI to automate tasks and provide customers with everything they need to make data-driven decisions.

With TicketsCandy, organizers have access to in-depth data analytics that contain valuable insights into customer behavior and ticket sales trends. Plus, it offers invaluable marketing tools from Google, Facebook, TikTok, and other platforms to track your marketing efforts to ensure organizers set their prices effectively and know how to best market their event.

Make Sales from Anywhere

No matter an organizer’s budget, they can easily sell tickets anywhere online with a widget or a link. If they have a website, they can simply embed the user-friendly widget within it by following the how-to videos or contacting the support team directly. If they don’t have a website but want one, organizers can take advantage of TicketsCandy’s partnership with Atavion to receive 25% off a custom, premium website.

If organizers do not want a website, or want an additional place to sell tickets, they can also create a branded event page with tickets, text, images, and videos in a matter of minutes. Then, they can share the link to the event page through emails, social media, or text to maximize ticket sales.

Easy Mobile Ticketing Solution

To top it all off, TicketsCandy allows customers to purchase and access their tickets on their mobile devices with a fast, convenient, and secure checkout experience. The platform accepts contactless payments such as Apple Pay and Google Pay, in addition to traditional credit card payments through a simple two-step checkout process.

Customers can then easily add their tickets to their mobile wallets, save the ticket email, or take a screenshot of it. Once they get to the event, TicketsCandy offers an easy-to-use app to allow event holders to scan customers into the event within seconds to keep lines down and customers happy.

TicketsCandy’s UK Experience

The extensive list of features backed by innovative technology and an incredible customer support team makes TicketsCandy an attractive ticketing platform option. Their launch in the UK is sure to continue to turn heads in the ticketing industry thanks to their incredible debut deal. We can’t wait to see what this trend-setting business does next as they continue to change the way events sell tickets online.

Reasons and Importance of Building Surveys

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When purchasing a property, renovating or extending a property, maintaining a property, involved in a property dispute, or obtaining building insurance, employing a building surveyor can provide valuable insights and advice. Building surveyors can provide detailed reports on the condition of a building, identify potential issues, and provide guidance on building regulations and planning permission requirements.

While there are no regulations requiring you to employ a building surveyor, it is often advisable to do so in order to ensure that your property is safe, compliant and represents a sound investment. For example, when purchasing a property with a mortgage, the lender may require a survey to be carried out by a qualified surveyor as part of the mortgage application process.

Differences between commercial and domestic surveys

There are some differences in the needs for employing the services of a building surveyor between a commercial project and a domestic project. Commercial projects typically involve larger and more complex buildings and may require more specialised knowledge and expertise from a building surveyor. In addition, there may be more stringent regulatory requirements to comply with, such as health and safety regulations, fire safety regulations, and accessibility regulations.

When it comes to commercial projects, the role of a building surveyor becomes even more critical. Commercial projects often involve multiple stakeholders, such as contractors, architects, and investors, and a building surveyor can act as an impartial third-party to ensure that everyone’s interests are protected and that the project is completed to the required standard.

Another important aspect of a building surveyor’s role in commercial projects is project management. Building surveyors can oversee the entire project, ensuring that each stage is completed to the required standard and that any issues are identified and addressed promptly. This can help to prevent delays and ensure that the project is completed on time and within budget.

It’s worth noting that the specific needs for employing the services of a building surveyor will vary depending on the type of commercial project involved. For example, a building surveyor working on a hotel project may need to have specific knowledge and expertise in areas such as hospitality regulations and guest safety. Similarly, a building surveyor working on a hospital project may need to have expertise in healthcare regulations and patient safety.

Conclusion

In conclusion, whether you’re working on a commercial or domestic project, employing a building surveyor can provide valuable insights and advice. Building surveyors are trained and qualified professionals who have the skills and experience to identify potential issues and provide informed advice on how to address them. By working with a building surveyor, you can ensure that your project is completed to the required standard, is safe and compliant with all relevant regulations, and represents a sound investment for the future.

The role of artificial intelligence in intelligent transportation systems

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One of the best solutions for transit operators and agencies to incorporate into their services today is intelligent transport systems.

Artificial intelligence technology helps create more efficient and manageable operations for transit agencies.

In this article, you’ll learn what intelligent transportation systems are and how artificial intelligence is used in these solutions to benefit operators.

Read on to find out more.

What are intelligent transportation systems?

Intelligent transportation systems (ITS) are unique solutions that provide transportation operators with a range of intricate data.

These systems give an accurate way of monitoring, analyzing, and managing various aspects of transit operations, with a consistent flow of crucial data.

This data can come in a variety of forms, relating to things such as passenger information and real-time vehicle monitoring data, just to name a few.

On top of this, the data extends to passengers, offering vital information such as live service updates to assist in their journeys, helping them get from A to B more efficiently.

Drivers can also benefit from ITS to have a clear form of communication between them and the control rooms.

How does artificial intelligence play a part in ITS?

When it comes to the inner workings of ITS, there are several elements that can include artificial intelligence technologies and tools.

For example, ITS can use automated processes to extract data in real-time, and provide this information to a central platform that can be accessed and reviewed.

Artificial intelligence in ITS can then use that data to provide intelligent insights for operators. For example, this can be predicting certain patterns or actions based on the real-time data collected – arrival times of vehicles, passenger load on a service, etc.

It can also analyze the data to provide in-depth support for running an efficient service, such as highlighting areas of poor service or disruptions to transport.

This includes:

  • Real-time passenger information and vehicle management

ITS provide real-time passenger information for operators, as well as monitoring of vehicles.

Using artificial intelligence, it can show how many passengers are present on the services, and how efficiently the vehicles are managing this passenger load, for instance.

This will help identify patterns in riders and vehicles, such as transport gaps that may occur.

As a result, transit operators or agencies can prepare for these scenarios and take the necessary actions to keep a smooth inflow of riders, and a consistent stream of revenue.

  • Headway management and live service updates for riders

Artificial intelligence is also used for headway management and providing live service updates to riders.

The systems will be able to use automated vehicle location, and predict the arrival time of the bus or train, based on a variety of data – vehicle location, distance, traffic, and more.

This information is delivered through a variety of information and communication technologies, such as mobile apps, websites, and displays.

This can help keep services running efficiently, such as ensuring two buses on a similar route don’t arrive at the same stop at the same time, and instead spread out the arrivals for rider convenience.

This allows riders to better anticipate the length of their journeys, and choose the best modes of transport and routes to complete their journeys more efficiently.

Live service updates can help improve the overall passenger experience.

  • Intelligent driver scheduling

Artificial intelligence is also used to improve driver scheduling in transit agencies.

A core component of an efficient operator is ensuring there’s enough personnel available to carry out the service and routes efficiently.

With ITS, and the AI tools involved, you can receive an automated schedule for drivers that covers all the necessary shifts and routes for services to operate effectively.

This can take the time and complexity out of organizing a large staff operation, and avoid the risk of any routes being missed, shift clashes, or insufficient personnel.

As artificial intelligence continues to be a driving force for improvement in the transportation industry, it’s no wonder why so many operators are choosing to reap the benefits of ITS.

HealthKeeperz Shares Helpful Tips for Maintaining a Heart-Healthy Lifestyle After 40

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Heart disease ranks as the No. 1 cause of death in the United States. The statistics from the Centers for Disease Control and Prevention are grim: Every 40 seconds, someone in America suffers a heart attack; every 34 seconds, someone succumbs to cardiovascular disease. In 2020, 697,000 people in the United States died due to heart conditions, accounting for one in every five deaths. It’s a staggering cost in human life, but as the medical team at North Carolina-based home health provider HealthKeeperz points out, heart disease is also a huge drain on our economic resources.

According to the CDC, “Heart disease cost the United States about $229 billion annually from 2017 to 2018. This includes the cost of health care services, medicines, and lost productivity due to death.” Doctors, nurses, and other care providers spend countless hours combating this insidious health threat in what often feels like a losing battle.

Ironically, while some cardiovascular conditions are congenital or otherwise naturally occurring, the nurses and trained medical staff at HealthKeeperz assert that the majority of these crippling illnesses result from questionable lifestyle choices and unhealthy long-term habits, including improper diet, lack of exercise, smoking, and excessive alcohol consumption. They maintain that with proper choices, heart disease and many of the health conditions which often precede or accompany it — such as high blood pressure, elevated LDL (sometimes known as “bad” cholesterol) levels, diabetes, and obesity — would often be preventable.

As we get older, the likelihood of developing heart disease increases. According to the National Institute on Aging, “Adults age 65 and older are more likely than younger people to suffer from cardiovascular disease … Aging can cause heart and blood vessel changes that may increase a person’s risk of developing cardiovascular disease.” That’s why it’s so important to begin implementing healthy lifestyle changes early. The care professionals at HealthKeeperz have some helpful tips to help get you — and keep you — on the road to a more heart-healthy lifestyle. 

Age 40 And Up? Stick With Exercise by Staying Connected and Starting Slow

Everyone and their granny knows that physical exercise is good for you — but sticking to a regular routine can be challenging. For those who’ve fallen out of the habit of regular exercise or found themselves increasingly sedentary due to isolation during the COVID-19 pandemic, getting back on track can be daunting, especially for those age 40 and above. But if you think 40 is too late to get started on better heart-healthy habits, HealthKeeperz has good news.

The results of a cardiology investigation by Pedro F. Saint-Maurice, Ph.D.;, Diarmuid Coughlan, Ph.D., and Scott P. Kelly, Ph.D., published in the March 2019 edition of the Journal of the American Medical Association, revealed: “Being inactive but increasing physical activity during midlife was associated with 32%-35% lower risk for mortality.” Better still, the study revealed that those adults who’d been previously inactive but started and maintained healthy exercise regimens between the ages of 40 and 61 enjoyed comparable cardiovascular health benefits to study participants who’d been working out all along.

According to experts, one of the biggest roadblocks to exercise success in midlife is a mindset in which the tasks of daily health routines have become disconnected from understanding their long-term benefits. Motivation and commitment can fall by the wayside when you lose sight of the “why” of it.

Louis Bezich, author of Crack the Code: 10 Proven Secrets that Motivate Healthy Behavior and Inspire Fulfillment in Men Over 50, said in a March 15, 2019, Healthline feature, “[Building] a motivational platform anchored by the most valued relationships in your life like your spouse, partner, children, grandchildren, or career” was the surest path to getting in shape. “These relationships define your personal ‘why’ when it comes to the effort and sacrifices of living healthy.”

HealthKeeperz cautions that to get the most effective results and avoid negative health complications, it’s always best to consult with your doctor before embarking on any new diet or exercise routine. When you do begin working out, their advice is usually to take things slowly and ease back into a routine that includes moderate aerobic activity for half an hour every day, muscle-strengthening exercises that target the major muscle groups three times a week, and to lessen the chance of falls and injuries, balance exercises at least twice a week. 

Forget Diets and Concentrate on Healthy Eating

When most people hear the word “diet,” they associate it with a restrictive eating plan designed for one purpose: weight loss. Reaching an ideal weight and body mass index (the measure of body fat based on a person’s height and weight) are worthy goals in the quest for cardiac health and long-term fitness. However, many popular diets aren’t meant to be sustained over the long term, and some can be detrimental.

Rather than focus on accelerated short-term weight loss, folks in their middle years and beyond are much better off making changes to their dietary routines based on better food choices and healthier eating habits. If you’re having trouble getting started or staying motivated, HealthKeeperz recommends seeking professional counseling to help you keep on course. Also, since not every eating plan works for every person, consulting with a nutritionist is another smart way to ensure you’re doing everything possible to achieve your healthy eating goals.

Finally, as we age, many of us experience a diminished sense of smell. Since our sense of taste is directly related to the sense of smell, we may no longer enjoy many of the foods — even healthy ones — we once loved.

Adding brightly hued foods to our daily menus can be beneficial for several reasons. First, many of the most colorful unprocessed foods are high in phytonutrients, naturally occurring compounds found in fruits and vegetables can do the trick. Putting colorful foods on the plate is a good prescription for you physically, but also, as the nurses at HealthKeeperz have observed, since humans eat with our eyes first, providing visual stimuli to seniors whose taste buds aren’t what they used to be may actually encourage them to eat more nutritious meals. Less colorful but just as nutrient dense are whole grains, legumes — and, yes, even dark chocolate — that have been shown to promote numerous benefits, including heart health. 

Routine Heart Checkups Do Matter After 40

By the time we reach our 40s, many of us lose sight of our heart health as other immediate conditions make themselves felt. “Often when we see our physician, the conversation can be dominated by a checklist of other concerns, such as hair loss, weight gain, or a nagging ache,” wrote Dr. M. Wesley Milks for a July 14, 2021, article in Ohio State Health & Discovery. “The topic of heart health gets pushed to the bottom of the list.”

However, Milks, a cardiologist, asserts that a discussion regarding heart health is something we should all prioritize with our doctors. “Let your physician know that you’d like to devote five minutes to discussing your risk,” he advised. “It’s a good conversation to have and age 40 is the perfect time to start having it.” 

Getting the Rest Your Body Needs for Optimal Health

Poor sleep can profoundly impact myriad health issues, from Type 2 diabetes and obesity to a weakened immune system, depression, and loss of libido. It can also wreak havoc on the cardiovascular system. “Insomnia is linked to high blood pressure and heart disease,” the CDC reported. “Over time, poor sleep can also lead to unhealthy habits that can hurt your heart, including higher stress levels, less motivation to be physically active, and unhealthy food choices.”

Meanwhile, per MedlinePlus, an online resource from the National Library of Medicine: “Most people find that aging causes them to have a harder time falling asleep. They wake up more often during the night and earlier in the morning.” While the total amount of sleep time we get as we age may not change significantly, the quality of sleep can prove less restful. “It may be harder to fall asleep, and you may spend more total time in bed. The transition between sleep and waking up is often abrupt, which makes older people feel like they are a lighter sleeper than when they were younger.”

Fortunately, there are things you can do to help you get a better night’s sleep. Andrew D. Huberman, Ph.D., a neuroscientist and tenured associate professor in the department of neurobiology and psychiatry and behavioral sciences at Stanford University School of Medicine, has developed a Toolkit for Sleep protocol that recommends a combination of sunlight therapy with regular sleep and wake schedule.

He also suggests refraining from caffeine intake eight to 10 hours before bedtime and avoiding bright artificial lights between 10 p.m. and 4 a.m. For those so inclined, taking natural theanine or magnesium supplements half an hour to an hour prior to bedtime may help some people fall asleep more easily. For those who do wake up and can’t fall back asleep, Huberman recommends trying deep relaxation techniques such as yoga nidra or “Non-Sleep Deep Rest” to help the body cope with a lack of sleep. 

The Healthy Mind, Healthy Heart Care Connection

Nurses and senior care experts at HealthKeeperz warn that persistent lack of sleep in elderly patients may signal depression. If you or a loved one simply can’t get the rest you need, it may be time to consult a mental health provider to explore further options. However, insomnia is just one symptom of mental disturbances in elderly patients.

If left untreated, depression and other psychological conditions can have a profoundly detrimental impact on physical health.

“People experiencing depression, anxiety, stress, and even PTSD over a long period of time may experience certain physiologic effects on the body, such as increased cardiac reactivity (e.g., increased heart rate and blood pressure), reduced blood flow to the heart, and heightened levels of cortisol,” the CDC reported. “Over time, these physiologic effects can lead to calcium buildup in the arteries, metabolic disease, and heart disease.”

Feelings of loneliness or isolation commonly associated with elderly patients can exacerbate symptoms of depression. That’s why the nurses at HealthKeeperz believe fostering a sense of community for seniors and their families is so important. Experience has shown that keeping seniors feeling connected in the comfort and security of a home care setting means they’re less likely to experience the kinds of emotional distress that can potentially lead to poor outcomes.

American Airlines to Expand Operations in 2023

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American Airlines has announced its plans to expand its operations in 2023. The airline will be adding new routes, increasing the frequency of existing routes, and upgrading its fleet to provide better services to its customers.

The expansion will involve adding more than 20 new routes to American Airlines’ network, including direct flights from major U.S. cities to popular destinations in Europe and Asia. The airline will also increase the frequency of its existing routes, providing more options for customers to travel to their desired destinations.

To support its expansion plans, American Airlines will upgrade its fleet with new aircraft, including the Boeing 787-9 Dreamliner and the Airbus A321XLR. These new aircraft will provide passengers better comfort and amenities and be more fuel-efficient, which will help reduce the airline’s carbon footprint.

American Airlines CEO Doug Parker said, “We are excited to announce our plans to expand our operations in 2023. Our focus is always on providing the best possible experience for our customers, and this expansion will allow us to do just that. We are committed to investing in our fleet and our employees to ensure that we continue to provide the highest level of service.”

The expansion plans are part of American Airlines’ broader strategy to regain market share and increase revenue after the pandemic severely impacted the airline industry. The airline has been working on several initiatives to improve its operations and customer experience, including investing in technology, improving its loyalty program, and enhancing its airport facilities.

In conclusion, American Airlines’ plans to expand its operations in 2023 will bring more options for customers to travel to their desired destinations, provide better comfort and amenities for passengers, and reduce the airline’s carbon footprint. With its focus on providing the best possible experience for its customers, American Airlines is committed to investing in its fleet and its employees to ensure that it continues providing the highest service level.

Loot52.com Sportcard Collection for Real Card Collectors

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“I like to keep creating always” Vic Powers from Loot52.com said, as he sat next to me at the table. It was Tuesday in Los Angeles and I was able to steal him for 20 minutes via Skype. Los Angeles is his city as he vibes well in L.A.’s creative and development soul, his playground.

Vic spent his years as a system information manager, UX designer, interface design and has done work for Cisco, Coca Cola, MLB, NFL, HBO, BMW, Sony, Upperdeck and other freelance companies. His love is design and function ans always looking for a new challenge. Our conversations have been edited and condensed.

You have reoriented yourself from a technical to a web and product designer in recent years it seems.

My happiness used to be building computers, setting up networks, now it’s art and design, truthfully it’s always been art. There’s art in everything I suppose but graphic design and traditional art has always been the center of heart.

Were you always creative as a kid?

Let’s just say I always smelled like pencil shavings as a boy.

Sportcards is a bit different from what you are used to, were you always into that?

Actually, I used to design card for major company here in Southern California, I learned so much and met so many people in the industry so it not that much different now, kind of a full circle thing. I moved on from that because of it’s repetitive nature, but the design and print aspect of the business was fascinating.

After Matt and I dug into old Topps card we had laying around, it brought back fond memories of growing up, we knew there and then we would create a website showing some of the best designed cards in the market.

The only sportcards I remember collecting were those Topps with the wooden frame.

Ah yes, 1987 Topps. God, seems like a lifetime ago opening those packs. Not much value in most of those cards unless they grade a 10, but decades later they have that nostalgia “cool” factor baked in.

What makes LOOT52 different from all the other sportcard websites?

We didn’t go out and try to be different, we just wanted to create a website that had all the cool cards we remembered growing up in addition to cards nobody has ever seen with custom and modded works, we then added wax boxes and other collectibles.

So are these your own personal cards on LOOT52?

Maybe like 10 cards? Turns out the card collecting community wanted to send their cards to our platform so most of the cards on the website are user submitted, we only accept cards that have some cool factor or interesting back story.

Does price of the card play a factor?

No, with all my heart. We had a user submit sport card napkin art and had them custom art slabbed and they all sold out in less than 3 days. I think they were priced at $10 each.

Seems to me that your not really looking for profit, and you’re basically having fun similar to breaking open packs as a kid, but this time it’s showing cards on a website.

It’s similar with the fact that when I was opened packs back then, I didn’t care about making money, I just wanted to collect. I remember yelling “that’s cool”..I get the same high seeing of some the these cards pass though LOOT52.

We also donate product to kids in need, that gives me more satisfaction that seeing a finished card product. Alright here’s the deal, I made my money years ago, this whole Loot52 is a fun project for me. The money that the website makes (selling individual cards) goes back to the original seller, even then we don’t take a percentage. So essentially we make no money except a small margin of Hobby Boxes and wax. We make enough to pay for our hosting, lol!

What has been the most challenging aspect of being part of your job?

Sitting. I did just buy a full frame camera so I’ll be taking mini vacations with the wife and taking in some fresh air soon enough. I get smell the fireplace from the Big Bear cabin already.

What’e the future of Loot52.com?

Matt and I discussed this the other day. Apart from showcasing and selling product, we want LOOT52 to become a museum of art cards. Matt wants to give away the website template so other can sell cards online but I told him that that carries alot of responsibilities of technical support, setting up, troubleshooting, etc. Not really what I’m in it for.

What are your best selling cards?

It’s always about Michael Jordan and Kobe Bryant so we have dedicated sections for them on our website. We can’t keep the customs in stock and everyone tends to just ignore the common cards. Lewis Hamilton tends to be a big seller as well. Me personally, I’m into vintage Marvel cards.

I love cards with relics, patches on them, are you a fan of those too?

Oh totally, I once saw an EAZY-E result card come through the site, it was from the album (It’s on (Dr.Dre) 187um Killa) and it had a Olde English 700 patch, it was the craziest card I have ever seen. I didn’t buy it myself because I don’t buy cards that come in via submission, just doesn’t seem fair, but I do regret not making a play for it, never seen it since and the artist only made one offs.

Any advice for people wanting to sell sportcards online?

Don’t start, lol, kidding. Don’t do it primarily for financial gain, do it for the love of cardboard, do it for ther love of art and creativity, do it if it puts a smile on your face. Fee’s can be a killer, so pick a platfrom where you have the most control, ideally you want your own platform. You can turn the love of sportcard collecting to a chore so be careful.

Anything you want me to ask?

Ask me if I want Chipotle, I’m starving. Come down around my area, I’ll treat ya, I’ll even get you that guac gold.

That would be amazing! Last Question, What other websites do you admire that take creativity to the next level.

That’s easy, Trap Toys. They make these bootleg toys that are insanely creative. I’d like to learn how to mold and create toys myself, I love challenging myself, I have an endless list of projects I want to start, really drives me crazy sometimes, lol.

Vic, it was a pleasure talking to you.

Thank you for calling, think I’ll take the rest of the day off and get some of that Chipotle we were talking about earlier, adios!

Filhet-Allard chooses KYND as its cyber risk partner for France and Europe

A leader in next-generation cyber risk management solutions, KYND Limited, announced today a new partnership with Filhet-Allard, the leading independent insurance brokerage in France. This brings the power of KYND’s innovative technology to its exclusive 360° risk management solution tailored to the needs of businesses amid the growing threat landscape. The new partnership is geared towards enabling frictionless cyber insurance applications and renewals for Filhet-Allard’s extensive client portfolio through promoting insureds’ improved cyber resilience.

The announcement comes precisely when the increase of ransomware and supply chain attacks is reaching a new apex. The relentless threats have been affecting both public and private sectors for years, but the number of incidents have risen dramatically since the outbreak of the global pandemic; with Europe being subjected to 43% of global ransomware attacks, and the UK and France heading the list of the most targeted countries in the world by ransomware attackers. The number of supply chain incidents, in turn, quadrupled in 2021 compared with 2020. Considering the ongoing Russia-Ukraine geopolitical conflict, the amount of ransomware activity and supply chain attacks, particularly against critical infrastructures, is only expected to grow throughout this year. 

Facing the prospect of major financial fallout from a single successful incident, businesses are increasingly looking for cyber coverage. But heightened underwriting scrutiny and increased premiums – both resulting from the sharp increase in claims from recent ransomware attacks – have created new barriers to addressing the largest growing risk through cyber insurance, for brokers and insureds alike.

In light of these latest developments, KYND and Filhet-Allard have risen to the challenge presented to enable businesses to obtain adequate insurance coverage at favourable terms and pricing, despite the market conditions. Under this new partnership, Filhet-Allards’ clients across France and the EU can now benefit from KYND’s immediate, unparalleled visibility into an organisation’s cyber exposure. Coupled with its tailored, prioritised remediation advice, it will allow existing and potential policyholders to take necessary steps towards risk mitigation to better prepare for future cyber insurance applications, plus to maintain a strengthened cyber posture ‘in-life’ of an insurance policy.

Andy Thomas, KYND’s CEO and Founder, said: “We are delighted Filhet-Allard has chosen KYND to join their enhanced 360° cyber risk management service; and we fully support their vision on a preventative approach to cyber threats through achieving cyber resilience. In the era of digital threats being at the top of each organisations’ agenda, the constantly growing threat landscape calls for a collaborative approach that brings together actionable threat intelligence and world-class industry experts to build effective and efficient solutions for businesses, which is exactly what this partnership is about. We’re looking forward to working together with Filhet-Allard towards this goal and growing our relationship even further in the future.”

Gregory Allard, Filhet-Allard’s CEO, commented: “We’re excited to offer KYND’s advanced risk management capability as part of our suite of industry-leading solutions that aligns with the current and future cyber needs of businesses globally. This partnership will supplement our ongoing efforts in reimagining risk management with an emphasis on resilience. Leveraging KYND’s real-time, interactive risk insights and helpful recommendations will enable brokers and their clients to move a step closer to securing relevant cover through improved risk posture, whilst further strengthening their threat prevention efforts.”

Bloomcare’s Mission Statement

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For more than a decade, Bloomcare has been utilising its specialist care centres across the northwest to provide essential care to people living with mental health issues, Alzheimer’s disease, drug and alcohol dependencies, and those with the need for rehabilitation.

Bloomcare was established with the mission of honouring the Lord in all of the company’s activities, enriching people’s lives with its service and values.

Bloomcare’s core principles are:

  • Love
  • Excellence
  • A Servant’s Heart
  • Fun
  • Courage
  • Integrity
  • Team

A care provider that emphasises the Christian values of empathy, love and kindness in everything it does, Bloomcare has worked tirelessly over the past 14 years to develop flexible services that place the customer right at the heart of all operations and activities.

The Bloomcare Charter outlines the company’s commitment to people and communities, recognising that it is these relationships that provide the foundations for effective, high-quality and personalised care services. A customer’s arrival at a Bloomcare home is not the end but rather the beginning of an exciting new chapter in their life and a continuation of their own individual story.

Each relationship Bloomcare staff build with a client is a unique partnership tailored to their individual needs. Bloomcare respects the dignity of the human spirit, recognising that preservation of this dignity is central to promoting wellbeing.

Bloomcare care homes operate a comprehensive programme of regular events, clubs and activities, as well as offering bespoke options based on the requests of individual clients. The company places an emphasis on personalisation of care and daily schedules, helping clients to formulate routines based on their interests and continue to live the life they choose.

Bloomcare homes cater to a wide variety of interests, hobbies and lifestyle choices, planning daily events based on client preferences and encompassing cultural experiences, social events and entertainment, including regular visits to exhibitions, theatres and other local points of interest. Bloomcare’s dedicated lifestyle team helps clients to participate in personalised activities, working closely with them to put together bespoke living schedules.

Recognising that mealtimes are an important part of daily life, Bloomcare’s dining experience presents the perfect opportunity for clients to sit, eat and drink in a relaxed environment, enjoying freshly cooked, appetising and nutritional meals with a different seasonal meal choice each day.

Bloomcare’s Christian values guide and inform all of its daily activities, placing the customer’s needs, wellbeing and desires right at the heart of all care work. To ensure a uniform quality of care right across the board, Bloomcare directly employs and trains all of its care staff in the company’s approach to people-centred, respectful and dignified care. Bloomcare’s network of trainers and managers train and support carers, ensuring they are equipped with the knowledge and skills they need to deliver the care and service that customers deserve in line with the company’s exacting standards.

Bloomcare is committed to going above and beyond accepted professional standards, supporting the aspirations of staff through continuous training and personal development and providing them with the skills and knowledge necessary to contribute towards creating safe and enriching environments for all of the Bloomcare family.

What are Global Equity funds? [Bonus 3 Global Equities Funds to Invest in]

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Ever wanted to know more about global equity funds and the world of investing?

Global equity funds offer investors great opportunities for diversification, as well as access to a wide range of investment options from around the globe. This article will teach you all you need to know about what global equity funds are, why it’s wise to consider investing globally and even provide bonus tips on 3 key fund picks ideal for beginners!

Investing in a global equities fund is an excellent way to spread your risk across diverse markets, without sacrificing potential returns. With the right advice on where best to invest and how much exposure each sector should have, you can maximise your gains while making sure that your entire portfolio remains secure and resilient.

Read our comprehensive guide now.

What are Global Equity Funds?

Global equity funds offer an ideal option for savvy investors wanting a globalised approach to their portfolio. With the ability to explore opportunities across all continents and countries, this type of fund has revolutionised the way investors manage their finances – ensuring that they remain up to date with global trends.

The Benefits of Investing Globally

Maximising your portfolio potential is one of the most significant opportunities global equities funds offer investors.

With the advantage of global diversification, investors can tap into global markets and sectors that domestic investors may not have access to, providing a greater range of opportunities and potentially higher returns.

Global equities funds help to manage risks that come with investments limited to one geography, thanks to their ability to spread capital across multiple regions and countries.

Paired with extensive analysis from qualified research teams, global investors can take advantage of global market trends to gain potentially better returns on their investments. Investing globally has enormous potential for investors – all you need is a solid global equities fund combined with an experienced team of professionals and you’re on your way.

Funds you Should Consider


GAM Star Disruptive Growth

GAM Star Disruptive Growth is a global equity fund looking for companies across a variety of industries which are set to benefit from the disruption that the next wave of technological change will bring about. Manager Mark Hawtin has a strong background in the technology sector, and uses this to identify themes of technological change, as well as find those firms that embrace these changes at the core of their business. It is a fund positioned to be on the right side of change, but without betting the house on one dominant theme, making for a compelling offering in the global sector.

CT Global Extended Alpha

CT Global Extended Alpha is a quality growth fund that buys high return on capital businesses experiencing sustainable structural growth. Manager Neil Robson can extend investors’ potential returns by buying stocks he expects to do well and also looking to make money on stocks he expects to do badly (shorting). Neil describes this as “lining up on the starting grid for a motor race with an engine 50% bigger than everyone else’s”. 

Rathbone Greenbank Global Sustainability

This is a high conviction global equity fund that can invest in companies of any size,but will have a bias towards mid-caps. Manager David Harrison focuses on selecting stocks with strong cash generation but will actively avoid businesses involved in unethical or unsustainable practices. The exclusion criteria included are alcohol, animal testing, armaments, extraction of fossil fuels, gambling, nuclear power, pornography, tobacco and poor employment, environment and/or human rights practices. Each holding will also have to have at least one positive environmental, social or governance attribute.

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