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Who Invented Solitaire?

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If you’ve ever owned a PC with Windows installed, chances are you’ve enjoyed one of the most famous timewasters of all time, Microsoft Solitaire. Before anyone ever soothed their boredom with Pinball on Windows or Snake on their classic Nokia phone, we were all dragging and dropping playing cards on a screen. 

A Brief History of Solitaire

Over the past few decades, millions, if not billions of people, enjoyed the animation of cascading cards that plays whenever I win. But have you ever wondered where it all began? 

Who Came up With the Original Card Game?

Well, there’s no way to know who invented the card solitaire (better known as “patience” in Europe), but the records show that card solitaires first came about in the late 1700s. A German book published in 1788 refers to the game “patiencespiel.” The game also appeared in Swedish, Russian, and French literature around the 1800s. In 1870, Ednah Cheney published the very first book about card solitaire in the United States, titled Patience: A series of thirty games with cards.

The version of the game we’re most familiar with now is known as “klondike,” which people started playing around 1902. It seems to have been named after the Klondike gold rush of the 1890s. It probably has something to do with the idea of winning big money with the game. Nowadays, the usual reward you can get from winning the game is the satisfaction of those cards bouncing across the screen.

Klondike was also known as “canfield” in Britain. Richard Albert Canfield was an extremely wealthy saloon owner in the 1890s who sold playing cards amongst his many other pursuits. The most popular version of this game ever is the one included with Windows. Fortunately, the history of this game is a lot less obscure. 

Who Came up With Microsoft Solitaire?

The origin of Solitaire as a computer game is something that will resonate with anyone who has ever been an intern. Microsoft intern Wes Cherry developed the game in 1988. His girlfriend at that time, Leslie Kooy, designed the card backs. Interestingly enough, Microsoft never paid him for this particular effort.

Cherry said that the most challenging part at first was making the card dragging go smoothly. This feature was essential because one of the primary purposes of the game was to help users get used to dragging stuff around the screen using their mouse. It’s easy to take this for granted now, considering kids seem to be born knowing how to drag icons around their touchscreen devices, but in the ’90s, people were not yet used to the Windows interface.

To celebrate Microsoft Solitaire’s 25th anniversary in 2015, Microsoft had a Solitaire competition on the Microsoft campus. Nostalgic viewers everywhere got to watch on the streaming platform, Twitch. On Solitaire’s 30th anniversary, 2020, Microsoft estimated that 35 million people still play this game. Not bad for an old-timer. 

So How Can I Play Solitaire Now?

Let’s assume you just felt the need to look up Solitaire on your computer. If you want to play it on Windows, you’re not going to navigate to Start > Programs > Accessories > Games like you did ten years ago. You get it from the Windows Store.

However, you don’t have to go through all of that or suffer through the ads in the Windows 10 version of Solitaire. You can play it right on your browser in this website! It’s much more convenient since there’s no need to install anything. All you need to stroke your nostalgia for this game is a browser, so have fun and keep an eye on the time!

Why Won’t my Internet Explorer Work?

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Internet Explorer is a universal internet browser and a part of Windows operating systems. While it works great most of the time, every now and then, you’ll get in a situation where IE freezes or fails to open. There could be an underlying issue causing this behavior. This article will cover the possible reasons for Internet Explorer not working and suggest a few ways to fix the problem. 

Possible Reasons for Internet Explorer Not Working

When your Internet Explorer has an underlying issue, you may receive an error message stating that the browser has encountered a problem and needs to close. In most cases, you can fix this problem by closing and restarting the browser. If it fails to open afresh or opens shortly then closes, here are the most common causes. 

1. Low Memory

Windows 10 usually gives you an error message when your PC is low on memory. Running out of RAM can make your IE browser and other open programs on your PC malfunction and freeze. You can fix this issue by pressing Ctrl + Shift + Escape simultaneously to open the Task Manager. The Task Manager will show you a list of processes and programs open on your computer. Select the ones that are using high CPU and memory, right-click on them, then choose End Task. This command will close these programs and free up memory on your PC. Make sure you only close programs you recognize. 

2. Presence of Malicious Software

Malicious software or malware can cause many problems on your computer. Apart from stealing your sensitive data, malware can consume a lot of your PC’s resources, thus making the computer sluggish. It can also corrupt your programs and files, or worse, crash your computer. It’s always advisable to install anti-malware software and keep your computer up-to-date to prevent any malicious attacks. 

3. Registry Errors

Several issues can cause registry errors. The main ones include malware, improper uninstallation of applications, or the presence of unnecessary files on your computer. If your Windows registry is corrupted, it can cause your Internet Explorer and other programs to lag, fail to start, or freeze. The best way to prevent registry errors is to have anti-malware software and uninstall programs properly. You can also fix registry errors with cleaning tools like CCleaner and BleachBit. They will fix most issues and remove unneeded registry entries. 

4. Damaged System Files

System files play a critical role in your computer’s operating system. Without these files, your OS will not function correctly or at all. System files can be corrupted by malware, hardware problems, system crashes, or errors when updating. Try to keep your operating system updated and your hard drive free from malware so that you can prevent corruption of your system files. 

5. Add-ons

Another cause that could be preventing your IE from working is malicious add-ons and extensions. Add-ons are usually useful because they add features and functionality to your browser. Malicious add-ons, however, can pose a threat to your IE browser and prevent it from working. If you suspect you have a malicious add-on, disable it as soon as possible and remove it from your browser. Also, try to ensure that your IE browser has JavaScript enabled so that you can browse easily and smoothly through any website. Here is a guide on to enable JavaScript in IE 11

Closing Remarks

Your Internet Explorer might be acting up due to malware, low memory, damaged systems files, and registry errors. If everything else fails, you can get IE up and running again by resetting the browser settings. In your IE browser, select the Tools icon at the top right. On the drop-down menu, choose Internet Options, then go to the Advanced tab in the window that pops up. Click Reset to apply default settings, then select Okay.

KID’S ROOM DECOR IDEAS AND TRENDS 2021

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If there is one room in the house that we enjoy decorating and even redesign regularly, it is without a doubt the kids’ room. These are the kind of settings where traditional decorating rules can be bent, if not broken. Children’s rooms may be packed with vibrant colours, beautiful wall stickers and patterns in ways that adult bedrooms, living areas, and kitchens just cannot. This ‘decorating flexibility’ adds to the overall enjoyment of the experience of bedroom decorating

Of course, you’ll need to achieve that tricky balance between what’s feasible and what your child desires. Understanding the most recent design trends and ideas for children’s bedrooms makes this a lot easier process. And if you are interested in knowing all those fantastic kid’s bedroom ideas and trends, keep on reading. So, let’s dive into the world of kid’s decorating ideas and trends. 

  1. Study spaces are a must-have nowadays:

If those never-ending lockdowns and online classrooms have taught us anything, it is that every family requires a homework zone/study place for children. Putting one in the kids’ room instead of improvised options like the kitchen countertop or the living room corner is a more practical and helpful decision. This also provides children with their own “place” to concentrate on their studies without being disturbed. To get started, all you need is a corner, a proper workstation, a comfy chair, and a few cabinets to store supplies.

  • Decals and wall stickers are trending:

Wall stickers for kids and decals are an excellent way to brighten the walls of your child’s room, especially if you rent and cannot paint the walls. You may use wall decals to match the overall theme of your kid’s room or simply put one for fun on plain white walls. Allow your youngsters to choose and arrange the decals as they see fit. Decals are the most convenient option since they can be removed and replaced as your child develops and their tastes change.

  • Revamping with loft and bunk beds:

If you haven’t already done so, now is the time to add a loft bed to your child’s room. This is about creating new space in the room as it is about updating the aesthetics and bringing the interior a fresh new appearance. The finest lofts have additional storage choices and room beneath for a study table or play area. The bunk bed is clearly the superior option in a shared children’s bedroom.

  • Space-saving furniture and décor elements:

Several methods exist to optimise space in a tiny child’s room, similar to the loft bed. Begin with the corners and add shelving and cupboards to help hide the clutter. Consider benches with storage, as well as boxes and containers that make organising a breeze. In this sense, modular, wall-mounted cupboards, open shelves, and work desks that disappear while not in use are all excellent options.

  • Different kinds of lights to brighten up the room:

When designing a child’s room, the importance of lighting should never be overlooked. Fairy lights, for instance, provide a peaceful and pleasant atmosphere in the space. They provide both warmth and a serene atmosphere. You may arrange them near the bed or wrap them around the drapes or ceiling if you want to draw attention to the centre of the room. Sleeping beneath fairy lights or simply with the glimmer of a lamp can provide some comfort and consolation for children, particularly those scared of the dark.

  • Decorated ceilings make a huge difference:

Decorated ceilings are one more ingenious way to decorate your kid’s room. Roofs are one of the most underappreciated areas of space. A ceiling frequently left exposed, and unadorned provides a chance to make a drastic impression! Errors on the ceiling will not be as noticeable as those on the floor or walls. To decorate your child’s room, you may hang serenely floating flowers or lights to tie the entire space together. You can also hang chandeliers and dream catchers to enhance the aesthetics of the room.

FINAL THOUGHTS:

Children’s rooms are vibrant, imaginative, and, in this day and age, highly fashionable. Decorating a child’s bedroom may also be enjoyable and provide a chance to be imaginative and creative. Whether you’re going for a more creative take on your child’s bedroom or a simpler yet classy appearance, one thing you should keep in mind is to set up an organising system, so the room doesn’t end up appearing like a toy or a storeroom. Use the trends mentioned above next time you are decorating your kids’ room to enhance the overall look of your kid’s room. 

7 Most Common Home Insurance Claims

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Whether you live in a one-bed studio flat or a multi-acre mansion, your home is your home. The roof over your head is not only your space of solitude to escape the elements, but it also houses all of your most important possessions. Losing your home is a life-changing tragedy that has a greater impact than the loss of four walls. Even though nothing can replace the sentimental value of your home, you can protect yourself financially with home insurance.

Home insurance provides cover for homeowners throughout the United Kingdom. These insurances cover building insurance, contents insurance or both and mean you will be financially compensated in the event of any damage to your property or belongings. These insurances are generally considered essential for any homeowner and can cover any number of different claims. We take a look at the UK’s seven most common home insurance claims.

1.    Escaping Water

Escaping water is one of the most common home insurance claims, with the number of claims increasing by over 30% in 2021. Here in the UK, our houses and flats aren’t always built to withstand the low temperatures that can hit our shores throughout winter. Freezing temperatures can often cause your pipes to fracture or break, in turn leading to water damage to your property and belongings. Of course, escaping water isn’t always cold-snap related. Sometimes plumbing goes wrong and this can lead to big insurance claims.

2.    Fire Damage

For many of us, it is our worst nightmare, but unfortunately, fire damage is one of the most common home insurance claims. Major fires can cause you to lose your entire home and belongings, but even minor or isolated fire damage can be costly to fix with scorch marks and stubborn smoke damage requiring major work. Just remember that a fire alarm is the best way to protect yourself against incidents like these.

3.    Theft

As much as you try to prevent it with endless theft deterrents and security measures, your valuables could be stolen. Theft claims are one of the most common forms of home insurance claims and your insurance company will usually see that you are compensated for the full value of the stolen items.

4.    Accidental Damage

Unfortunately, most insurance firms do not cover accidental damage. However, it may be worth asking for it to be included in your next home insurance policy as it is still one of the most common forms of home insurance claim.

Accidents happen and things like ruining your carpets, breaking an expensive antique or kicking a football through a window are all common examples of accidental damage claims.

5.    Subsidence

Subsidence is when the earth or land around your property is unstable and shifts, leading to property and contents damage. With the ever-increasing worry of climate change, sea level rises and tectonic activity, it is no surprise that subsidence is one of the most common home insurance claims — even in the UK.

Although most insurers will protect you against damage caused by subsidence, it is worth checking to see if you are covered next time you enquire about your policy.

6.    Weather Damage

With the increasingly erratic weather we are experiencing in the UK, it is no surprise that damage caused by flooding, storms, and other types of weather are major home insurance claims. Worryingly, these types of claims, which are generally more common throughout winter, look set to be on the rise in 2021.

It is also worth remembering that you won’t always be covered for weather damage. Often claims depend on the severity of the storms, whether you have informed your insurer that you live on a floodplain and so on.

7.    Malicious Damage

Malicious damage is any intentional damage caused to your home or belongings by another person. This form of damage includes arson, graffiti, vandalism, etc. and is almost always covered by insurers.

Although we have seen a decrease in crime rates due to the coronavirus lockdown, we can most likely expect these rates to increase again as the country returns to normal. This is also likely to lead to increased malicious damage and theft insurance claims.

Home insurance claims are generally pretty straightforward to deal with. However, if you don’t feel fairly treated, you may want to enlist the help of a claims management company. These companies have experienced professionals and cutting-edge claims management software that helps handle the high volume of claims they deal with.

Looking after your home will always be high on your priority list, and so it should be. Home Insurance is there to give you peace of mind and help ensure you can get your life back up and running if disaster strikes.

ARGO Gaming Group and the Strategic Launch of Sites in the UK

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The United Kingdom is one of the greatest places to do business if you want to expand worldwide. Starting a business in the United Kingdom can be difficult, but with the correct tools and information, it can be a terrific area to do business. For foreign enterprises setting up shop in the UK, the global climate, ease of doing business, and significant market potential are of special appeal.

Launching a new product in the UK is always a challenge, even for the guys that are part of the ARGO Gaming Group team. In fact, in this article, we will discuss the impact of ARGO Gaming Group and various strategic launches of sites in the UK.

A Brief Overview On The Company

We speak about a new company but it is 100% ready to commit to doing whatever possible to satisfy its clients. In fact, the founders of ARGO Gaming Group have over three decades of experience and a commitment to having a positive effect on society. ARGO provides high-quality casino comparison sites in a variety of GEOs and languages. ARGO also buys traditional media and does native advertising. The ARGO management team’s experience has allowed for this quick growth and expansion.

ARGO is a lead generation tech startup based in Sweden. The company, which was founded in early 2020 and is based in Stockholm, has already made a significant impact in the markets it has entered.

Since its inception in 2020, ARGO Gaming Group has established sites in a variety of nations, totalling over 20. Casinoclaw, a Canadian online casino comparison site, was the first to be launched. They established additional 4-5 sites after then, all at a rapid pace before expanding in other countries, such as the UK with their new website called Ukcasinoo.com. It was founded after ARGO’s Vendor License was approved, aiming to capitalize on the burgeoning sector of UK casinos. Obviously, this is only one of the last services launched by this company, after creating a number of additional websites, focusing on nations and markets such as New Zealand, Australia, Japan, Finland, and their home country of Sweden.

 

So, What Makes ARGO Stand Out From The Crowd?

We’ve seen a couple of things thus far.

 

The Talented Team

To begin, the team has a rather distinct approach to lead generation, which distinguishes them from the competitors. They specialize in PPC, programmatic buying, and even classic Above

The Unique Approach

Above The Line marketing such as TV and radio advertisements, in addition to SEO-driven sites. It’s referred to as “channel-agnostic lead generation.”

This viewpoint is refreshing to us. After all, who cares if clients are obtained by one technique or another as long as they get through the door?

What they discovered in Sweden is fascinating. In an online casino industry saturated with ATL advertising, the customer proposition “Come compare casinos with us” turns out to be a lot stronger than a single advertiser seeking to recruit clients with the offer “Come play casino with us.”

ARGO is a fast-growing company that hired its first employees earlier this year. Definitely, something to keep an eye on!

How to Save When You are Buying a Boat

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So, you finally decide to get into boating which you’ve wanted to do your whole life. Buying the boat is certainly the first step towards realizing that goal. But beware, the road to buying your boat is a long one. You need to make well-informed decisions and wise considerations to cross that road successfully. This article is going to help you to make a thought-out and financially sound decision so that you can ultimately be happy with your purchase.

Things to Consider Before Buying a Boat

There are three things you primarily need to focus on before you start looking for your boat. 1) What’s your budget? 2) Will you be buying a new boat or a used boat? 3) What will you primarily be using your boat for? Knowing the answers to these questions will help you to make the right decision and save money in the process.

Budget

You might get surprised at the initial costs of boat ownership. You will need to keep money aside for things like mooring fees, maintenance, onboard gear, fuel, and repairs when considering boat finance because they will put quite a significant dent in your wallet. You will also have to take into account your other responsibilities when setting money aside for boating. See if you can manage all your costs before making a down payment.

Buying a Used or New Boat

If you intend to sail for a big part of your life, buying a new boat should be the way to go. New boats have the latest technology installed and looking for one allows you to shop exactly to your needs. You will also have peace of mind as a new boat comes with a manufacturer and retail warranty. A new boat means a new engine, which will be more fuel-efficient and environment-friendly. It will also have a more concrete financial value, making it easier to get financing.

On the other hand, people who are first-time boat buyers tend to go with a used boat, simply because it is more budget-friendly. The chances of having a major component be faulty are low as used boats have generally passed inspection before going on the market. Insurance payments for used boats tend to be lower too. Many owners include a few of their boating equipment along with the boat while selling, reducing your overall setup costs.

Whether you plan to purchase from a website, purchase from a private seller, or trade it in with a manufacturer, you can be sure to find amazing discounts for used boats. boatsforsale.co.uk offers fantastic bargains on new and used boats that you may choose from to help you find your dream boat.

Main Boat Use

You may want to live aboard your boat or use it for scuba diving, or fishing, or want a yacht for racing. This is a very important factor when looking for your boat. You need to assess your needs well before buying otherwise you will end up spending money on something that will not serve your purpose. You need to make a list of the things you need in your boat and separate the primary necessities from the other desires. Source your boat according to your needs to avoid paying for unrequired features.

There is a myriad of activities that can be performed on a boat, such as sailing, relaxing with friends and family, fishing, swimming or water sports, trips on the weekends, or simply entertaining. Knowing this beforehand will help you to pick the right type of boat also for the right location. If fishing is your goal, you need to check how long the fishing season lasts for your area. What time of the year is perfect for water sports? Consider how many times during the year you can get away for boating? Answering these questions will help you pick the right boat to maximize your investment.

Close Water Bodies for Boat Use

How much access you have to water bodies is something you need to consider when buying a boat. You need to check if you have a lake or an ocean nearby when you can go boating. Check if the water body near you is appropriate for the boat uses you have in mind, for example, if they allow fishing or swimming there.

The storage facilities in your boat also need to be a key consideration when buying. Your area needs to have either a marina or other docking and slips options available. What the prices are for storage in these areas will also affect the decision of the size and type of boat you get.

Type of Insurance You Will Need

After you buy a boat, you need to secure your investment by insuring your boat against any possible damage or claims. The costs of ensuring your boat will vary depending on factors such as the size and type, what you intend to use it for, how much liability coverage you will get, and more. If you have major accessories for your boat such as water skis, trailers, onboard gear, and equipment for fishing, you may want to insure them too. You should get a quote for what your potential insurance costs will be like before buying the boat, this way you will be able to make up your mind on the type of boat you should get and spend within your present and future budget.

Summing Up

Buying a boat is a dream come true for many people. But how much money you are going to spend on your purchase will depend on being able to choose the right type of boat for your needs. Following the points mentioned above will help you to identify exactly what type of boat you should buy. This way, you will be able to stay within your budget by avoiding unnecessary costs if you end up getting the wrong boat. So, do your research to make the right purchase to realize your dream of getting a boat.

Starting an LLC In USA – What Are The 6 Best States for LLCs?

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If you’re starting a business in U.S. – it’s very important to know what state should you choose.

Is it the one you’re living or planning to live in? Or should you choose the one with the lowest taxes? These and much more we will review in this article.

You might also think that forming an LLC might be difficult and you’re almost right. Fortunately, there are professional services that can form and LLC for you. For example, one of the most-used ones is IncFile and you probably heard about them. They can start an LLC and do all the hard work for you for a very attractive price. In case you want to know if it’s worth it using them and how much will it cost – take a look at their review on llcguys.com: https://llcguys.com/reviews/incfile-review/.

So let’s not waste any more time and dive in to the best US states for your LLC.

By the way, it’s worth to mention, that it’s not a “ranked” guide. Meaning 1st place doesn’t mean the state is the best. All of them have some pros and cons of their own.

1. Florida

Florida is a perfect state for new businesses. To start off – taxes there are great – they’re one of the lowest in U.S. Plus, there is no personal income tax. That’s why you see quite a lot of people from West coast moving to Florida.

To start an LLC in Florida will cost you only $125 for filing fees making it a really attractive deal.

2. Texas

Texas seems to be a new “Mecca” for business startups, especially the city of Austin.

Taxes there are pretty attractive and the state’s economy is actually booming so it’s definitely a good choice to start an LLC there. Forming a Texas LLC will cost you $300 to file and $0 (yes, $0) of annual fees. The incorporation process is also pretty slick and simple.

3. Utah

This state has a 0% corporate tax rate and a 0% individual income tax rate. It is advantageous for people who want to start a Limited Liability Company because the responsibility of every business is to pay tax. With 0%, business owners can see it as an opportunity to save more money. Furthermore, the filing fee for an LLC in Utah is $70, with an annual payment of $20.

A Utah LLC offers easy maintenance without the need for required meetings, minutes, or the need to establish a board of directors.

4. Colorado

The state of Colorado can definitely boast its strong cannabis industry. So if you’re planning to start a CBD business or etc. – Colorado LLC is the way to go.

Now talking about LLC fees – Colorado is a superb state in that regard. Its filing fees are only $50 and yearly LLC maintenance fees are just a mere $10. So if you’re on a budget – Colorado might be your favorite state for your startup.

5. California

Cali isn’t one the cheapest states, but it’s definitely one the most popular ones. It’s no secret that California is the wealthiest state in US, so it tends to attract a lot of new businesses. The LLC set up costs are $75 and annual fee is a grandiose $800 in California.

So if you’re planning to start an LLC in California – don’t forget that it’s full of opportunities, but it’s annual maintenance costs are relatively high as well.

In addition, here’s a quick video explaining how you can form an LLC in California on your own:

https://www.youtube.com/watch?v=G5MsSHiDtuQ

6. Delaware

For a start, Delaware has some of the most business-friendly laws in the country. These laws are also regularly updated, meaning that they are always up to date and the state is at the forefront of business law developments.

Delaware state offers some big tax advantages for out of state businesses that are organized as Delaware LLCs. There is no income tax if the LLC does not do business in Delaware, there is also no sales tax if the LLC does not do business in the state and there is also no tax on intangible income.

It is one of the minority locations in the US where you can remain relatively private.

Conclusion

Limited Liability Company is a way to go for most businesses. It will protect your personal assets and liability and give you great tax benefits compared to other biz forms.

However, if you don’t know how to set up an LLC yourself, it is highly advisable to use an LLC formation service. Here you can see a list of best LLC services.

Hopefully, this guide helped you to move closer to a smarter choice!

The Florida Boom Explained: Weather, Tax Incentives, New York Exodus

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In early April 2021, the New York’s state senate passed a deal to raise the income taxes collected on those with annual earnings above $1 million. This higher tax rate will apply to all state residents making more than $1 million, while the city’s own local levies will result in New York being the highest tax locale in the country. These heavy penalties have forced some wealthy New Yorkers into looking for alternative residence, to escape losing more than half their paycheck. Insider reported that Microsoft, Citadel, Elliott Management, and Baker McKenzie were in the process of acquiring office spaces in South Florida. Subway has been reported to be shifting some business units to Miami, and David Tepper, the hedge fund billionaire, is reportedly buying a $73 million mansion in Palm Beach. Florida may be a good state to move to for a range of reasons. 

Weather

Firstly, Florida is one of the US’ paradises given its year-round warm weather and beautiful beaches. This is something New York cannot offer. The warm weather and natural surroundings lead to a more active outdoor lifestyle making use of the beaches, parks, water sports, running or other sporting activities. The spike in population growth can also be attributed to Florida’s cultural scene. Palm Beach is known for its arts and philanthropy because of the Norton Art Museum, Society of The Four Arts, Kravis Center, as well as regular galas and events.

Florida’s Tax Incentives

New York’s business people will have to pay a top marginal income tax rate of almost 52%, which would be the highest personal income tax rate in the US. This could lead to some of the wealthiest New Yorkers, individuals whose annual earnings total at $1 million or more, having to part with more than half of their paychecks. This comes at a tough time, where New York City and the state is still recovering from the pandemic. The state also has to adapt to changes made by Trump’s 2017 signature tax-cut law which serves to eliminate personal deductions of state and local taxes on federal income taxes by wealthier residents of New York. 

Because of the increase in tax rates for the mega-rich, Florida has become one of the most attractive alternatives to New York City. This is not a new phenomenon. In 2019, Florida had attracted over $17 billion more than it lost due to it being the recipient of a “wealth exodus” from many states. That year, New York had contributed roughly $8 billion to Florida’s income base. Florida offers a range of benefits regarding tax to its residents:

  1. No state and city personal income taxes  

Florida residents don’t pay state income taxes because Florida gains its income sales tax and excise taxes. This is a breath of fresh air to New Yorkers, seeing that New York City adds roughly 13% to its residents’ tax bill for state and city taxes. New Yorkers who earn $1 million annually, that comes to $130,000 annually.

  1. No capital gains tax

Seeing that Florida has no income tax for state residents, this means that Florida has no capital gains tax for individuals. This would be a breath of fresh air for New Yorkers because New York City and the state tax capital gains at ordinary income rates, as do many other states. But New Yorkers who are interested in moving to Florida need to keep in mind that it is not a simple process. Due to the New York tax law, an individual who establishes a domicile outside of New York will still be deemed a “statutory resident” of New York if he or she (a) maintains a “permanent place of abode” in New York for substantially all of the taxable year and (b) spends more than 183 days in New York during the taxable year.

  1. No estate tax 

Assets are only subject to the federal tax because Florida has no estate tax of its own. An estate tax, also known as the “death tax,” is a tax on property transferred from a deceased person to the heir/heirs. New York does this differently, where if a resident dies, the property located in New York City and state is subject to city and state estate taxes. 

The bottom line

Many of New York’s rich will be evading the high tax rates by fleeing to Florida. Jimmy Patronis, Florida’s CFO, roughly 900 people moved to Florida daily and he said this was largely due to the New York “tax hell”. For businesses who would like to branch out and take advantage of the benefits of Florida, they may obtain a DBA in Florida. The Really Useful Information Company (TRUiC) is able to offer more information about this process and what entrepreneurs would need to do. 

Why a DBA Is Necessary for Some Businesses

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Where a business wishes to operate under a registered name that is different from its legal name, it can apply for a DBA (“doing business as”). There are numerous personal and professional reasons a business may desire to do this: an alternate name might feel more natural and fitting, or perhaps the owners don’t want their names on the public records of the business.

Whatever the case, there may be times when a business isn’t exactly choosing a DBA, but it is required to have one. These two types of reasons for a business acquiring a DBA have been outlined below.

Why a DBA May Be Required

Some types of small business formation are required to have a DBA in order to remain in compliance with the law. For example, the main benefit of filing a DBA registration for sole proprietors is that a DBA would allow them to use a typical business name without creating a formal legal entity such as a corporation or an LLC.

This is typically the least expensive way to conduct a business legally under a different name. This would in turn provide a business with the freedom to use a name that can help in the marketing of their products or services, and create a separate business identity. Be aware, however, that a DBA does not protect a business name from being used by others, for that a trademark must be sought.

Sole proprietors are also required to file for a DBA in order to open a business bank account and receive payment in their business’s name. The majority of banks will deny sole proprietors such an account without them first showing a copy of their filed DBA.

DBAs also allow LLCs and corporations to operate multiple businesses without the need to create separate legal entities for each one, which would be costly, time-consuming and frustrating. This allows them to keep a grip on the costs and paperworks of their businesses while still expanding their business.

Why a Company May Choose a DBA

Business owners who do not wish to operate their business under their own name might be interested in a DBA. This is particularly important for sole proprietors and general partnerships, as filing for a DBA grants them the ability to enforce a separation between themselves and the business; their personal name(s) will no longer appear on the business’s public record.

Companies may also choose to file for a DBA if they are entering a new line of business that their current name does not reflect. A DBA is frequently used when a corporation or LLC wishes to begin marketing goods or services that their current name does not represent. In such cases, a more descriptive business name could be beneficial and thus desirable.

A DBA is also often pursued in order for a company to operate under the company’s domain name. This is particularly helpful when the company’s business name is not available as a domain name and the business wishes to maintain consistency. This also applies if a business wants to operate another branch via a website in addition to its existing one, but under a different name. A DBA might allow a business to create a fictitious name to specifically target a previously untargetable audience and generate increased revenue.

Having a DBA also strengthens business credibility for sole proprietorships and general partnerships. For the sake of the public, it can notify them about your brand in a bolder and more legitimate way than the business’s legal name ever could.

Companies doing business as a sole proprietorship will find that a DBA is at the very least extremely useful for their operation, and at the most – certainly necessary. Sole proprietors are required to have a DBA largely in order to remain compliant with the law: it allows them to use a typical business name without creating a formal legal entity (such as a corporation or LLC) and enables them to open business accounts with most banks. However, a business may not only choose to pursue a DBA out of pure necessity, as there are many advantages to having one as well.

How Talkroute Is Simplifying Day-To-Day Business

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According to the United States Census Bureau, in August 2021 alone, more than 427,842 new business applications were filed in the US. Many of these new businesses will need a business phone system. Businesses are faced with a range of options when considered a small business phone system. Talkroute, an option for small businesses, may be the right choice. This article will explore how the features and packages offered by Talkroute simplifies day-to-day business.

Who is Talkroute and who are they suited for?

Talkroute is a small business phone system which utilises VoIP to assist small businesses to seem like INC 500 companies. By using Talkroute, users gain a more professional appearance due to the offered second phone number, caller queues, hold music, extensions, auto-attendants, and custom greetings. Users also gain a Talkroute account, which is accompanied by a user ID and password. The user ID and password, which are unique for each user, assists businesses in easier management of the phone lines. 

Talkroute is best for businesses who need a VoIP system with call center abilities. For businesses who have high call volumes, the multi-level auto-attendants, routing, and call stacking capabilities offered by Talkroute will assist in eliminating busy signals, long waiting times, as well as aggravating rerouting. Talkroute would also suit small businesses who need an affordable virtual phone number provider. Talkroute offers virtual phone numbers on all of its packages, ranging from toll-free, vanity, local, to 800 numbers.

What issues does Talkroute address?

Firstly, Talkroute keeps all personal and business calls separate. Their desktop and mobile apps allow users to make outgoing calls and send text messages with their company’s phone number displayed on the caller ID. Secondly, Talkroute offers call stacking which keeps callers in a queue. Callers will listen to hold music or a personalized greeting before a correspondent responds. Thirdly, Talkroute uses existing equipment owned by the business to cut costs. 

Features offered

  • Virtual Phone Numbers. 
  • Business Text Messaging. This allows businesses to send & receive text messages, text-to-email notifications, and more by using their business number. 
  • Business Call Forwarding. This allows businesses to route their calls anywhere.
  • Call Menu – Phone Tree. This allows businesses to create departments and send calls to groups and individuals.
  • Extensions. This allows businesses to create unlimited extensions and send calls to any phone.
  • Virtual Voicemail Service. 
  • Mobile Application. Talkroute offers mobile apps to make outgoing calls, send and receive messages, and manage the business’ voicemail.
  • Live Call Transfer. This allows businesses to transfer calls to any phone, department, or extensions. 
  • Call Stacking. 
  • Call Reporting. This offers businesses the opportunity to gain detailed call paths, easy to use filters and to export their data.

Packages offered

Talkroute offers four packages, namely Basic, Plus, Pro and Enterprise. 

  • The Basic package is $19 per month and offers customer support at all times of the day. The package offers one local or toll-free number, one voicemail box and one account user. 500 SMS and MMS text messages are offered as well as unlimited incoming and outgoing calls. The package also offers unlimited call forwarding and routing, call stacking, custom greetings, as well as desktop, mobile, and web apps for macOS, iOS, Windows, Android, and Linux.
  • The Plus package is $39 per month and includes all Basic features. The package offers two local or toll-free numbers, unlimited text messaging, as well as three account users and voicemail boxes. A customized caller ID name is offered with an auto attendant/IVR call menu. Finally, the package offers single-digit phone extensions, call blast, live call transfer and the ability to configure hours of operation.
  • The Pro package is $59 per month and includes all Plus features. The package offers three local or toll-free numbers, submenus and 10 account users and voicemail boxes. Unlimited multi-digit extensions are offered with company directory and professional voiceover services. Finally, the package offers call recording, scheduled call forwarding and downloadable call analytics.
  • The Enterprise package starts at $99 per month and offers all Pro features. The package offers five local or toll-free numbers with 20 account users and voicemail boxes. A service-level agreement and business associate agreement is included, with an account management system, and custom software and solution integrations.

The bottom line

Talkroute is an affordable, easy-to-use phone system for businesses looking to add a business phone number to their mobile and desktop devices. The phone system offers a range of functionalities to provide professionality to small businesses without the addition of non-essential features. With their well-priced packages, Talkroute has been proven to be a good choice for businesses seeking a phone system to simplify their daily proceedings. 

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