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How Does a Bridging Loan Work?

Sam Allcock
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How Does a Bridging Loan Work?

A bridging loan can be a helpful form of funding for those who are hoping to complete the purchase of a property before selling an existing property. Bridging loans are typically short-term, bridging the gap between the sale and completion dates in a chain in order to help someone planning to move quickly.

Bridging loans can be very beneficial for landlords, homeowners and property developers, but it’s important to understand how they work before applying for one. Watts Mortgages & Wealth Management Ltd offer their insights into how a bridging loan works and what you should know about them.

What is a bridging loan used for?

A bridging loan can be used by homeowners or property developers to buy a property, initiate property development or even invest for buy-to-let purposes. The loan could also be used to pay tax bills. Bridging loans are short-term with high interest rates, and are secured against the value of a property.

The loan can be used for a number of different circumstances, such as supporting chain breaks when purchasing a property or if you are experiencing a time-sensitive purchase. In some cases, bridging loans can be used to downsize when you haven’t yet sold your home or to raise capital.

Those who take out bridging loans are often first-time property developers or the elderly hoping to purchase a smaller property.

What are the different types of bridging loans?

There are two main types of bridging loans: regulated and unregulated. A regulated bridging loan is regulated by the Financial Conduct Authority and falls under the same regulation as a residential mortgage.

Regulated bridging loans mean the loan is secured against a property that is currently occupied or will be occupied by the borrower or their immediate family. A regulated loan of this kind can be first or second charge; either it is the only loan secured against the property, or there is enough equity after a mortgage for the loan to be placed behind the first charge lender. 

Unregulated bridging loans mean the property being used as security will never be occupied by the borrower or their family. If the loan is taking out under the name of a business instead of a person, it will also be classed as unregulated.

You should also be aware of closed and open bridging loans. This refers to how you will pay back the loan. A closed bridging loan requires you to know exactly how you will pay off the loan, and you can tell the lender from the outset. An open loan does not require an exit plan, and is usually used for urgent transactions. 

Applying for a regulated bridging loan

It can be helpful to approach a regulated broker to help with a bridging loan. They can help with your application and place it with a suitable lender, depending on your needs. Bridging loans are typically arranged with 12 month terms, with rolled up interest. This means there are no monthly repayments and the total amount due is paid back at the end of the loan.  

The advantage of a bridging loan is that you can receive money quickly and you can usually borrow a large amount. However, there are high interest rates and you risk losing property if you can’t pay back the loan. For these reasons, it’s important that you understand the terms of the loan and seek professional advice before borrowing money.

My Pension: Is there a difference between guidance and advice?

Sam Allcock
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My Pension: Is there a difference between guidance and advice?

Many of us delay looking into or monitoring our pensions because we just don’t really understand how it all fits together. The world of pensions can be a pretty complex place to be – even for those with an insight into what is going on. If you struggle with the calculations it can all seem a like a jumble of unrelated figures, percentages, promises and maybes. The world of investment is full of great benefits and risks. Clearly there is a need for some form of guidance or advice. But where do you go for trustworthy help and is there a difference between the two?

You can get free guidance now

In the financial world there is a marked difference between guidance and advice. In the majority of cases, only guidance tends to be free. Why is this and in what way does advice and guidance differ? Well, a financial guide can walk you through the options that are open to you and introduce you to the positives and negatives of various choices. This can be very useful as it can set you on the right road. The free guidance guarantee was introduced by the UK government in 2015 to help people save safely in their retirement years. You can access free guidance via such websites as Pension Wise, the Pensions Advisory Service and the Citizens Advice Bureau.

However, this guidance – as good as it is – is not the same as professional financial advice. As much as an expert guide can tell you what is available on the market, they will not be in a position to relate it to your own financial situation. They can give you the options which you can then take to a financial adviser.

What should you expect from a professional adviser?

A financial adviser will take on board your specific financial circumstances and retirement aspirations and relate it to what is available to you. This advice then is tailored especially, and uniquely to you. He or she will walk you through benefits and risks from any options you decide to take. The final decision is always yours. Depending on the type of pension you have, an adviser may be able to offer you full advice with no obligation. This means they will let you know exactly what they think you should do with your pension without you having to pay a fee. They would also let you know what it would cost to follow that advice. You would then have the choice: pay the fee to carry out the work or walk away, better informed and with nothing to pay.

Where to find a trustworthy adviser?

There are a lot of financial advisers out there. This may sound beneficial but this can make the landscape more confusing than you perhaps need. The key is finding a financial adviser who is regulated by the Financial Conduct Authority (FCA). Nowadays the majority of services offering financial advice must be authorised by the FCA. You can check to see whether a firm or individual is registered with the FCA by checking the FCA register. Also ensure that the firm is registered for offering the services you require (in this case pensions).In conclusion, guidance is usually for those people who have no idea about the financial options when saving for retirement. It will offer a broad reflection as to what routes you can take, how investment and tax are taken into consideration and what benefits and risks are involved. A regulated financial adviser narrows the different routes you can take by relating his advice to your financial circumstances and retirement vision. The facts you receive from any free financial guidance can be a great springboard to robust financial advice – and a safe and happy retirement.

When looking at options for your pension, get in touch with a regulated financial adviser such as Portafina or, view the info at Pension Wise.

Benefits of Renting an iPad for Business

Sam Allcock
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Benefits of Renting an iPad for Business

There are many benefits of rent an iPad, especially if you want to use it for business purposes. First of all, iPad is considered as one of the most powerful and modern gadgets available in the market today. This makes it a must have in business settings. There are many different ways to make money with iPad and rent them at the same time. But before we discuss about that, we need to understand the importance of iPad in the first place.

Cost Effective

iPad rental also allows you to work on it at any convenient time. You do not have to buy a new one every time you need to work on it. So, this means you save a lot of money, which can be used to purchase more things for your business. Renting an iPad also means you don’t have to go through the hassles of owning it. Thus, it helps you save both time and money.

Productivity

iPad also has a huge supply of software and various other files, which you can easily download and use. These files can be used to run various programs in your business. By downloading iPad software, you will be able to access important information, which can help you run your business smoothly. This will ensure maximum productivity and success in your business.

Support

iPad has a big support community, where it is easy to find answers to almost any question you might have. There are many people who use this device successfully and recommend it to others. Many people also say that iPad is easy to use and does not require that much effort to learn. So, you do not need to spend money on buying software and learning how to use it. You can just download the app and start using it. But you do need to be careful about what programs you download, as there are some dangerous programs, which might harm your computer or cause many problems.

Presentable

iPad has been proven to be more useful than many other laptop gadgets. It can perform multiple tasks, which is why it is so popular with businessmen. It can help them communicate with their clients, make presentations, take pictures, store data, and edit videos. So, if you need to rent an iPad, this is the best possible way for you to own one, without shelling out too much money.

However, before you rent an iPad, you should know the pros and cons of doing so. Although iPad rental is relatively cheaper than buying one, it is still not as cheap as you think. You need to shell out some amount of money in order to rent it. Moreover, after you have bought the device, you cannot sell it anymore.

Related: https://oneworldrental.co.uk/

On the other hand, you can use it on a daily basis. This is more advantageous since you can keep updating your data, photos, and movies. Also, you do not have to shell out a lot when you rent an iPad. You can simply use it for a couple of days and continue using it in the meantime.

Portability

Another great thing about iPad is that you can use it almost anywhere you go. Yes, you can easily take it anywhere with you. All you have to do is connect it to Wi-Fi internet to make it work. In fact, it is even easy to carry. When you rent an iPad, you will not be spending a lot of cash since you can just tap its battery to turn it on and off.

User-Friendly Interface

Furthermore, iPad is very easy to use. Its user-friendly interface makes it so that even a person who has no knowledge on technology can easily operate it. So, aside from having fun with its colorful screen, you can also impress your visitors with the way you use it. And, if you decide to use it for business purposes, you can easily explain its features to your customers.

Brand Loyalty

For many companies, using iPad is a great way to keep in touch with their current customers. It is very easy to surf the internet with this gadget. Many business owners prefer to rent an iPad because this device not only increases their visibility to their current customers, but also helps them in creating a brand loyalty. iPad is a great tool in marketing and advertising your business.

Conclusion

Knowing all these benefits of rent an iPad might make you think that it is easy to rent an iPad. But, actually, it is not that hard. All you have to do is to find a reliable website where you can sign up and choose the type of rental that would suit you best. Once you have chosen, all you have to do is to wait for the delivery of the iPad so you can start using it right away.

5 Advantages of Buying Facebook Likes

Sam Allcock
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5 Advantages of Buying Facebook Likes

Why do people buy likes?

These days social media has become a major tool to advertise businesses, products, services and ideas. People take to platforms like Instagram, Facebook, Pinterest, Twitter and many others to increase their online presence. It is all about creating a strong following and a loyal audience. Social media is no more just a source of recreation and making friends online, it is a marketing strategy that has been adopted by a number of major brands to communicate and create an interactive forum for their customers. 

Advertising through Facebook is quick and gives results immediately. One can also reach thousands of people with minimum effort. This method of advertising is also cost efficient. This is one of the major reasons people take to Facebook to interact with their customers as it saves a lot of money. There are no expensive posters required, no ads on the television, no celebrity endorsement that would cost a fortune for an upcoming brand. Just a few thousand likes which can be bought results in a lot of reach and therefore more customers.  There are many alternatives to facebook . 

The Like button was presented in 2009 on Facebook. From that point forward, it is viewed as the currency of the virtual community – individuals got dependent on likes as a type of social evidence, which is an indication of your prevalence and significance. Likes gradually turned into a critical factor for organizations when they began to flood the platform in light of its developing client base. 

Essentially when a Facebook user likes a page it means that they are interested in what the page has to offer and want to see more of its content. This will also lead to the person getting regular updates about activities on the page on the users’ News Feed. This helps the user stay up to date about their favourite pages. 

Buying Facebook likes is a quick and easy way to improve your page and make it more popular on the platform. In the virtual world it is all about getting more likes or followers. Therefore, people tend to ditch the organic methods and buy facebook likes instead. 

ADVANTAGES

1. Attention: A fair amount of likes creates a hype about the page. The number of likes is what catches the eye of the viewer, the higher the number the more likely a person likes it too. The increase in likes also tunes the Facebook algorithm to make a page appear more often as search engine results. However, apart from likes on one’s page the content should also be engaging and gripping enough to hold the viewers’ attention. 

2. Creates Trust: When a user on Facebook visits a particular business page and sees the high number of likes it immediately forms a strong trust in their minds. The viewer feels that the page has something of quality as the page has proved itself to be credible. They might also feel like they can refer the page to others and encourage people to buy the services or goods that the brand is offering. 

3. Quicker: Organic likes might take a really long time to reach a high number and it can be majorly disappointing to see that all the time and effort put into increasing the number of Facebook likes for the page results in only a minor reach. Therefore, buying Facebook likes is a quicker way to increase the presence of the business and also acts as a source of motivation to do even better. Facebook likes are an efficient way to create a potential customer base or a strong and loyal audience to what you have to offer.

4. Engagement: In case of a website, the Facebook page can also be used to advertise it. By adding the website link under the Facebook post, the website URL will be seen by all those users who view the post. This in turn increases the virtual reach of the website as it has a larger audience and more people will click on the link to visit the website. 

If the Facebook page is that of a sales company that is selling a service or a good online, a large amount of likes helps attract people to boost sales by a large margin. It also encourages the existing followers and customers to recommend the product to other friends and family. 

5. Motivation: The increased number of likes also adds a sense of responsibility on the admin of the page to create more quality content so as to not let down his audience. It acts as a motivation and pushes one to be more engaging and active on the page. No viewer would be happy to see a page with a huge number of likes along with a dead feed. It would clearly raise suspicion among the audience which in turn will result in less of a reach for the business. 

What are the Most Popular Natural Deodorant Companies?

Sam Allcock
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What are the Most Popular Natural Deodorant Companies?

Deodorants keep you odor-free. Natural deodorants are aluminum-free products that act by neutralizing the bacterial effects, which are responsible for the smell that comes from your body. Some natural deodorants use masking to combat the smell, but they are not popular. Some companies create innovative ways to gain popularity, others use only marketing, and the best ones help their customers and nature. So remember that the natural deodorant company always cares for their customers’ health and supports nature to prolong the of humanity and the world we all live in.

Today, we will be looking at different deodorant companies that help you take care of your skin.

Before presenting the most popular natural deodorant companies, let us first state what they are not. Many people use these skincare products and antiperspirants interchangeably, which should not be the case. Deodorants only remove the unpleasant smell but will not stop sweating.

When shopping for a natural deodorant, you need to get it from a reputable company. Here are the top brands that you can trust for quality and transparency:

Dove Men + Care

The company started out as a multi-use toiletry manufacturer about six decades ago. It has grown over the years to be one of the best natural deodorant manufacturing companies. Its popular product, 1-4rth moisturizer, is used both in the west and in the east. It lets out a fresh aromatic scent that is gentle, unlike many others in the market today. It is definitely the deodorant company to watch in the coming years.

Old Spice

This company has a reputable brand in the body health and cosmetic industry for over 30 years now. Their most popular product is a deodorant for men. However, Old Spice has been introducing many new skincare products from time to time. It has been one of the top deodorant companies in the US, with a market share of about 25%. What is interesting about this company is that it is still gaining popularity. Old Spice may be one of the largest natural deodorant manufacturing companies the world is yet to witness.

Degree Men

As the name suggests, the company specializes only in products for men. What makes this company and its product unique is the innovative formula it uses, best described as a motion sensor. The natural deodorant from Degree Men is believed to monitor your movement to better fight body odors. It is also one of the companies that enjoy selling its products online.

Art of Sports

This is a relatively new company founded by the late world-famous basketballer Kobe Bryant in 2018. Its deodorant products are used by both men and women. Many people have reported positive results for their use of the product. Though a relatively young company with a small market share, it features here because of its potential. Art of Sports is the natural deodorant company to watch in the coming decades.

Proctor and Gamble’s Native

Native is a famous brand worldwide. The company produces high-end deodorant brands used in the US, UK, EU, and throughout the Asian continent. Given the brand quality, their products are somewhat expensive, but the results are guaranteed.

Final Thoughts

When choosing a natural deodorant, you need to make your choice carefully. A high-quality product only comes from a company with a high reputation. In this article, we mentioned some of the highly reputable brands and companies that you can trust. Feel free to contact us or leave us your comments if you have any questions. We will be glad to hear from you.

7 Reasons why MIM is a booming degree for your Job Growth in 2021

Sam Allcock
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7 Reasons why MIM is a booming degree for your Job Growth in 2021

The Masters in Management program is designed specifically for fresher graduates in the early phases of their professional life to get a hands-on professional degree similar to the traditional full-time MBA program. Besides, management degrees were primarily designed as a cheap alternative and often considered precursors to MBAs. Moreover, there are plenty of reasons why pursuing a MIM degree now in 2021 is the best way to move forward in your career.

  1. Very little to no work experience required:

One of the most significant benefits of a master’s degree in management is that it offers a way to advance your business knowledge immediately after graduating from the bachelor’s program. Classical business degrees, such as the MBA degree, usually require a considerable amount of initial work experience. Sometimes the work takes between 3 and 5 years. Many MIMs do not require work experience, or most do not expect one year of employment.

  1. Theoretical and practical learning experience:

Initially, the Masters in Management is designed as a program that offers in-depth theoretical classes and an excellent learning environment. However, many business schools are beginning to incorporate practical experience, making MIMs more versatile and adapting to the current global job market’s needs. Leading organizations and guest lecturers on internship opportunities respond to aspiring business professionals’ real-world experience needs.

  1. Popularity among big brand names:

The business school market is changing, and MIMs are becoming more popular with both students and employers. Once you graduate, you are more likely to have a well-paying job. Although the MIM program has its roots in Europe, a growing number of American business schools are accepting eligibility. As MIM alumni continue to enrol in the workforce, employers are reaping the benefits of the degree. Today, many international employers recruit directly from MIM programs.

  1. Help develop managerial skills:

MIM programs generally focus on leadership skills and personal development. In many cases, teamwork exercises are an essential component of MIM courses and seminars. A MIM degree will help you develop excellent interpersonal skills and solve an immediate problem. Overall, you will know how to use management theory in the real world of business. You will have a clear understanding of how a business operates with the socio-economic environment in mind. You will be able to manage the challenges of global affairs.

  1. Insights from business leaders:

Due to worldwide partnerships between top business schools and corporations, some masters will also have the opportunity to gain international experience in these management programs and travel to several different countries to gain insights from leading global experts.

  1. Return on investment

If you are working on your undergraduate degree, your options are open. You may want to consider if you wish to go back to school or go to work first. You need to understand that the easiest way to do that is to work in various ways through Return on Investment (ROI). With the business insights offered by MIM programs, you can expect to start a job after graduation, which helps you recover your tuition fees much faster than an MBA. It is partly because MM programs have significantly lower prices than their MBA counterparts.

  1. Promising job opportunities

This degree is popular in Canada and Europe. After earning this degree, students usually get an entry-level job like a management trainee. He is also known as an analyst. After gaining experience, MIM graduates can work as HR Manager, Training Manager, General Operations Manager, Sales Manager or Business Development Manager. Also, after gaining significant work experience, they can work in senior management roles.

A master’s in management degree would allow you to attain expertise and career progression, which is equivalent to that of an MBA graduate. Thus, it would be best if you took advantage of this opportunity as it is now under the radar of some of the world’s top business brands.

Great Bosses for Making Profit in OSRS

Sam Allcock
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Great Bosses for Making Profit in OSRS

 If you want to make some OSRS gold from bosses, here are some choices for you to take on.

OSRS gold plays a huge part in the popular MMO. The currency that is involved is earned in a variety of different ways, one of which is by taking on bosses. So if you have been looking for ways in which you can earn OSRS GP in rather unique ways, then here are a few choices for you.

Cerberus

The first boss on the list is the hellhound Cerberus, which can bag you up to three million OSRS gold every hour. There is an issue however with this hellhound Cerberus boss, in that you will need to get your stats pretty high in order to beat him. Armour is also key to making sure that you can survive this fight.

To unlock the boss, you will need to have a hellhound slayer task or a Cerberus boss task to get the opportunity to start the fight.

Abyssal Sire

For the same amount of gold, you could take on the Abyssal Sire. You will need to get your stats up to 90 and be at level 85 slayer as well. You will also have to be on either the Abyssal Sire or the Abyssal Demons boss task to get access to this boss. There is some rare loot too that will help you to get those profits up, but to make sure you are taking advantage of the hourly rates you will have to get your combat skills up so you can keep up with those OSRS GP rates per hour.

Dagannoth Kings

For another rate of three million OSRS gold, you can face the Dagannoth Kings, and the upside is that they are pretty easy for you to beat. The three kings, known as Dagannoth Rex, Supreme, and Prime will need you to switch up your combat methods for each encounter, but they shouldn’t cause you many issues. What’s more, you can increase the amount of OSRS gold that you can earn by fighting these Runescape bosses solo. Get your combat skills to 80+ and you will be racking up the gold in no time.

Zulrah

Switching things up from kings to snakes, then Zulrah increases your hourly gold rate to four million. This is one of the most popular Old School Runescape bosses that you can face when it comes to making OSRS gold in the game. Not only will we see the significant and consistent increase in the gold that you will make on an hourly basis, but you will also find that there are some rather important drops in this fight. Specifically, we get the Toxic Blowpipe, which many would consider being one of the best-ranged weapons in the entire game.

If you do want to gain access to this Runescape boss, then you will need to have gotten started with the Regicide quest, and make sure that your ranged such as Twisted bow and magic stars are high enough to take on the battle. For each kill, you will get 175K gold, so it is a very profitable boss for you to consider.

Vorkath

Once you are done with snakes, it’s time for you to move onto dragons. In this particular case, we will be looking at Vorkath. This is considered to be one of the best money-making bosses in the entire game, and is unlocked by completing the Dragon Slayer II quest. For each kill, you will get drops of dragon bones and dragonhides, which will give you a 64K profit from the drops alone.

On an hourly basis, you can expect to pick up around five million OSRS GP. This makes it one of the best ways of making in the entire game, if you are willing to put the time in and have met the necessary requirements.

Ultimately, you are going to come across a wealth of different ways to make gold in Old School Runescape. Many will opt to buy OSRS gold instead of going for the methods that are provided to you, but these OSRS bosses can be a way in which you won’t have to find OSRS gold for sale. That being said, you are going to have to put the time in if you are going to get the job done effectively enough so that you can make a great amount of gold on an hourly basis. With that in mind, it might be worth researching some methods in which you can beat these OSRS bosses, but having the minimum requirements that have been discussed is what you will need to know before taking on these tasks.

Have you beaten these OSRS bosses? Let us know in the comments section below!

Path of Exile Updates Worth Looking Into for 2021

Sam Allcock
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Path of Exile Updates Worth Looking Into for 2021

Here are some of the upcoming updates that are heading to Path of Exile for 2021

Path of Exile is a game that always has an update or two planned for the future, that’s just the way how it goes for many online games. Grinding Gear Games, the developer of Path of Exile, has been doing an exceptional job in keeping up with the wants of its community. Its latest expansion, Echoes of the Atlas, has been making players busy with the additional ways of farming Exalted Orbs and other types of PoE Currency. But alas, the end is nigh. The Echoes of Atlas expansion has been fun, but according to Grinding Gear Games, it’s time to move on to greener pastures. Just recently, they’ve made a couple of announcements that rocked the world of many Path of Exile fans around the world. It’s safe to say that 2021 is going to be one hell of a year for the beloved ARPG.

The Struggles of Putting Out Content in 2021

It’s been a while since there’s substantial content that’s slated to be put out for Path of Exile. According to Chris Wilson, the studio head of Grinding Gear Games, COVID has seriously deterred their initial plans. With work being done behind the scenes, the team has been doing everything they can for their plans to not falter. Almost every gaming studio has been massively hit by the pandemic, so it’s no surprise that even a well-known gaming company can take a hit. Additionally, things have been slow in terms of progress for the New Zealand-based developers. With the country’s border being closed, hiring is another problem that has to tackle. Not being able to hire other developers overseas isn’t helping, so fans and players alike will have to be extra patient when it comes to the releases of the updates for Path of Exile in 2021. They can only hope that they can get more than Exalted Orbs and other types of PoE Currency in return.

Meeting the Ultimatum

Grinding Gear Games has gotten the attention of thousands of fans around the world, and it’s all because of a single teaser video. While the Echoes of the Atlas is continuing its run, Grinding Gear Games has stealthily dropped a Path of Exile April Expansion Teaser video on YouTube which revealed a brand-new update that they’ve been working on for quite a while. In the video, gamers can see that it’s most likely that Vaal will be involved in some way or the other in this new expansion. The aesthetic of the Ultimatum expansion reminds players vividly of the Temple of Atzoatl back in the Incursion League. The Ultimatum is expected to go live on April 16th for PC players while console players will have to wait until April 21st. There’s no major news or information about the upcoming expansion just yet, but Grinding Gear Games has scheduled a full reveal and an in-depth talk about the details through the Path of Exile Twitch channel.

News About Path of Exile 2

It’s been a while since gamers have heard about any news about Path of Exile 2, but thankfully, Grinding Gear Games threw its players a sliver of information. The sequel was first revealed during the ExileCon event back in 2019, but its players haven’t got an idea about what’s to come for it since. In the teaser video for the Ultimatum expansion lies another short but sweet teaser. To put it simply, it’s a teaser upon a teaser. Along with the reveal of the Ultimatum expansion, more information about Path of Exile 2 will also be divulged in Path of Exile’s Twitch channel, which is set to go live on April 8th. Other than that, all players only know that Path of Exile 2 is slated to start for beta testing in 2022.

Final Thoughts

Grinding Gear Games has been clocking in the hours to make Path of Exile the best that it can be for 2021. The news isn’t exactly much, we’re only at the start of 2021, after all. Only time will tell how much content will its players get when the Ultimatum expansion and its league will be released. Players can expect new methods of acquiring different types of PoE Currency like Exalted Orbs for the Ultimatum expansion, but hopefully, there’s more to it than that. Path of Exile 2 is still a long way, but at the very least the community will be able to hear about the plans that the developers have been coming up with for the past two years for the awaited sequel. What do you think about the news Grinding Gear Games has brought us? Does it tickle your fancy for Path of Exile? Let us know your thoughts about the news down below!

Top 10 Tips for Buying your Next Truck Camper

Sam Allcock
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Top 10 Tips for Buying your Next Truck Camper

If you’re looking for a way to explore and hit the road with your trusty truck, then consider getting a truck camper.

These nifty, removable compartments are sometimes called slide in campers because they slide into the bed of your truck. They are a cheaper alternative to RVs and still offer a lot of space and functionality.

Truck campers offer you the chance to get out there and travel without the need for backpacks, hotels, hostels, or fussing with tents.

The only difficulty you’ll face is picking a truck camper. There are lots of different designs and brands offering a variety of amenities and options. This can make choosing your next truck camper quite overwhelming.

Luckily, we’re here to help you choose the best truck camper for you. We have 10 great tips to make the choice simpler and easier.

1.  Is a truck camper right for you?

The first thing to consider is whether a truck camper is the best choice for you. I mean, they might be cheaper than RVs but they’re not a small investment.

Where possible test out truck campers. Ask around friends and family to see if anyone has a camper and is willing to take you along for a weekend. This will give you time to get the feel for truck camping life and see whether the size and layouts work for you.

If you already own a truck camper and you’re looking to upgrade, checking out other campers is still a good idea. It can help you identify any features or layouts that you might want in your next camper.

2.  Consider buying used.

If you’re just getting into the truck camper world, you might want to consider buying a used camper. These can be half the price of new campers and are often in great working order.

Of course, unless you buy from a used dealer with a warranty, you’re buying ‘as is.’ This means that you take the good with the bad. Any problems or faults are your responsibility.

3.  Slide in or pop up?

There are two different kinds of truck campers. Both fit onto your truck bed and on the roof of your truck and both are excellent alternatives to traditional RVs. However, there are a few differences to be aware of.

Slides in campers tend to be hard sided. They usually have aluminum frames and fiberglass siding. Some may have aluminum sidings.

These campers are usually ‘L’ shaped with part of the frame resting on the cab of the truck. This extended section is usually used as sleeping quarters while the main area contains the kitchen and living areas.

Pop up campers can sit in the bed of the truck and are usually ‘L’ shaped like slide ins. The main difference is that the extended bed section is slimmer until it is expanded.

The expanded sides are soft which can make them a bit breezier than slide ins, but they do reduce the height and weight on your truck.

Pop up truck campers are probably the cheapest recreational vehicle. They are a great choice for people who want to keep the truck weight low and balanced.

4.  Figure out your truck’s payload rating.

Trucks come with a payload capacity. This is essentially the amount of weight you can add to your truck bed before it causes damage to the truck or the road.

You don’t want to drop thousands of dollars on a truck camper to find out your truck can’t carry it. Remember to factor in the weight of your belongings as well as the weight of the camper. Common practice is to add 500 lbs. to a pop-up camper and 1000 lbs. to a slide in.

5.  Verify the price before you go to view.

When you see a camper you like, whether its online or in an ad check that the listed price is fair. You can use websites like NADA to see the recommended price for your camper. For campers, use the low retail or wholesale price recommendations to get an average ballpark figure.

If a new model is out of budget, there is always the option of a second hand RV for sale, offering budget-friendly options for adventure enthusiasts looking to explore the open road.

6.  Thoroughly inspect prospective campers.

Just like when you look for a new car, take someone who knows what they’re looking for. If you have a certified RV mechanic friend, take them. If not, take someone who has experience with campers.

It’s a good idea to take a PDI checklist with you. This will remind you what exactly you should be looking out for.

PDIs can be found online. The one here is created by community members.

7.  Pay attention to water intrusion.

Water might be the source of life, but it can cause a lot of problems if it gets into a camper.

When you’re looking at campers, particularly secondhand campers, make sure the seams and seals are tight. Enquire about the last time caulking and waterproofing was replenished and pay attention to any areas showing signs of rot.

8.  Check the electricals.

You don’t want to buy a camper until you’ve seen the electrics in action. Get the dealer or seller to plug in the camper and check all systems including the refrigerator, signals, A/C, heating, lights, and pretty much any appliance being sold with the camper.

If the camper has some sort of solar power system, make sure to check the power collector and the charge controllers. This needs to be done in the daytime of course.

9.  Check other systems.

Depending on the camper you may need to check propane and water systems.

When checking propane systems like cookers and heater, first of all do a sniff test to detect any gas leaks. If you can’t smell rotten eggs, you’re good to continue.

Turn the stove on and anything else that runs on propane like the water tank or boiler system. Make sure these appliances get a steady supply and work as they should.

With the water systems, you need to make sure all taps draw water and that they receive adequate pressure. Check for evidence of leaking particularly under the sinks and inside cabinets.

10.   Check the bed length.

We’re not talking about the cozy bed you’re going to snuggle up in at night. No, the bed length refers to the kind of flat bed truck the camper fits.

Pick ups can be long bed, short bed, or super short beds. You need to figure out what your truck is before looking at campers.

Most campers can be fitted to long or short campers. Slide in campers are mostly sold for long bed trucks but they are becoming more widely available for short beds.

Pop-up campers are available in equal numbers for long and short beds. They are also becoming more widely available in super short beds.

Final Thoughts

Getting a truck camper can give you lots of freedom. With the camper fitted to the truck there’s nothing between you and adventure except the open road.

Use our top tips to make sure that you’re buying the right camper for you and your needs!

5 Industries Influenced By And Embracing Cryptocurrency

Claire James
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5 Industries Influenced By And Embracing Cryptocurrency

No matter what industry you work in, money is almost always an essential commodity. It’s what allows people to make purchases and keep companies in businesses. However, what we define as money is in a constant state of flux.

A century ago, payments would generally be made through either cash or cheque because there wasn’t really any alternative. As technology has developed, though, new means of covering a fee have arisen. This has included credit cards, online payment services like PayPal, and mobile payment services like Apple Pay.

Something else that’s been emerging as of late is cryptocurrency. Although not considered a legal tender by many at the moment, there’s increasing interest in using this digital currency as a substitute for other methods. As more industries adopt it, it’s popularity could potentially grow to the point that it becomes preferable over cash and card.

The presence of cryptocurrency could have serious implications for a lot of industries. However, many are hopeful about what currencies like Bitcoin could do for them. These five industries, in particular, already seem to be embracing it.

Gambling

Casinos used to be something that you physically had to go to when you were in the mood to gamble. Now, the internet is filled with thousands of sites all offering the same service.

This has led the remote gambling sector to amass the biggest gross gambling yield in the UK, with the online benefits evidently proving to be a big hit. Not only do these internet casinos typically offer amazing welcome bonuses and an insane variety of games, but they also allow you to pay in pretty much whatever way you’d like.

Whether you prefer to fund your gambling with a credit card, bank transfer, or mobile payment, the options are almost always there. What’s more, a growing number of them are now introducing cryptocurrency as a genuine form of payment too.

Bitcoin, in particular, is becoming incredibly popular in the online gambling scene because its faster, safer, and more secure. Those are three qualities that appeal to a lot of people, particularly casual gamblers, who may have concerns about spending their money in an online casino. If they know there’s a reduced risk by using something like Bitcoin, they may be more inclined to give gambling a go, which is obviously good for business.

E-Commerce

E-commerce was already becoming insanely popular before the pandemic hit. The convenience of buying products online meant that many customers were choosing to use this method instead of hitting the high street.

Now that COVID-19 has made the internet the main place to shop, it’s no surprise that e-commerce platforms are boosting the variety of ways that people can make purchases. Cryptocurrency is becoming an increasingly common option, with services like Shopify allowing for hundreds of different digital currencies. It’s safe to assume that at some point, every e-commerce business will provide this as a viable payment option.

Obviously, paying for products through something like Bitcoin may seem like a strange choice right now, given that the average customer doesn’t really dabble in cryptocurrency. However, that may well change soon enough, especially as you don’t have to be rich to get your hands on these digital assets.

You can get free cryptocurrency in so many ways, with the Traders Of Crypto community highlighting all the available options in one very handy guide. From airdrops to crypto competitions, the opportunities to get yourself started are numerous and readily available to everyone. The more people that get involved with these, the more e-commerce sites will start offering cryptocurrency as a standard form of payment.

Banking

This industry might be one you wouldn’t expect to embrace cryptocurrency, given that its very nature works against them. These digital assets are supposed to prevent the need for financial intermediaries, which should make banks redundant.

However, it’s for this very reason that the industry is beginning to adopt blockchain technology and work with cryptocurrency rather than against it. They know they can’t stop its growing popularity, so by embracing it now, they ensure that it doesn’t hit them hard in years to come.

Obviously, there’s no denying that blockchain technology can bring some great advantages to this industry. The secure nature of cryptocurrency, for instance, can prove beneficial for recording financial transactions. Plus, the fact that currencies remain the same across the globe means that overseas transactions become quick and seamless.

Given that changes in the banking industry tend to be relatively slow, we shouldn’t expect the adoption of this technology to become widespread for a while yet. However, the ball is already rolling, so it’s only a matter of time before more banks start embracing the future.

Travel

International travel hasn’t really been on the menu for a lot of people recently, thanks to the pandemic. However, things aren’t going to stay this way forever, and soon enough, people will be jetting all over the world for business trips and holidays.

When that happens, you can bet that some of those travellers will be choosing to cover the costs with cryptocurrency rather than another form of payment. That’s because a growing number of travel agents and accommodation providers are allowing currencies like Bitcoin and Ethereum on their sites.

Services like Expedia and Travala are already embracing cryptocurrency, aware of how it – and blockchain technology in general – can revolutionise the industry. Although most of the business done this way is for luxury travel paid for by wealthier clientele, that’s bound to change as cryptocurrency becomes more mainstream. The average person just needs to realise how accessible currencies like Bitcoin really are.

Entertainment

One of the great things about cryptocurrency is that it cuts out the middleman. This is because everything is done through a peer-to-peer network, so the currency goes from one party to another without any interference.

This can be incredibly useful for content creators in the entertainment industry, whether they be filmmakers, musicians, or even adult performers. For instance, with blockchain technology in place, people would be able to get the right amount of royalties they’re due. Many artists don’t get paid what you might expect, even if their songs are streamed millions of times a day.

Unsurprisingly, there’s reluctance from certain powers to embrace cryptocurrency, given that doing so would negatively affect them. However, there are changes already being enacted, such as the one billion XRP grant made to a content creation platform several years ago. As these actions grow in number and begin enacting change across the entire entertainment industry, they promise great things for those who are creatively – but not always financially – rich.

Cryptocurrency is nowhere near where it needs to be for every industry to start fully incorporating it. Bitcoin is still only just over a decade old, and while it might keep soaring to great heights, it’s volatility makes a lot of people nervous. That doesn’t mean it and other cryptocurrencies won’t eventually become the norm, though, especially given that blockchain technology offers so many incredible benefits. For now, the gradual adoption that we’ve seen in these five industries is the level of embracement that we should expect for the next few years. However, give it a couple more decades, and everything may well change for the better.

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