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New Smart Cover app offers instant emergency cover for home, vehicle and healthcare

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Award-winning insurance provider Smart Cover has unveiled the rollout of new technology that guarantees customers instant access to home, vehicle and healthcare cover when they need it most.

Healthcare software development played a critical role in the creation of the Smart Cover app, enables users to retrieve their emergency insurance policies and submit quick claims in just a few taps via their smartphone

A soft launch for the app – which commenced from September 1 on an invite-only basis – has seen selected participating customers given up to six months’ free insurance on chosen packages.

Designed to offer immediate access to policies, the Smart Cover app is also flexible – with private GP healthcare available as an add-on for a nominal fee.

Smart Cover Managing Director Niraz Buhari said the new app has been in development for almost two years.

“As a forward-thinking insurance group, we were inspired by the online banking approach,” he explained.

“Our new app solution enables users to access their policies securely from their phones, giving them direct access in the most convenient manner.

“The app will also ensure our customers can start their claims application at their convenience and on their terms. It is important that we offer insurance products that a modern lifestyle needs and that we also provide the easiest, fastest and most convenient access to deliver what our products promise to the customer.”

By downloading the Smart Cover app, users always have their insurance policy on hand in the event of an emergency – whether that’s at home, on the road, or in a health situation.

The intricacies of each insurance policy are specified on the Smart Cover website, but the app is prioritised with immediacy – allowing users to contact a plumber to fix a leak, book a breakdown truck to tow their car, or make a doctor’s appointment (dialling 999 is still necessary for medical emergencies).

With Smart Cover Insurance ready to go on their phones, policyholders can relax in the knowledge that a response is just a few clicks away, regardless of the circumstances.

Research & Development head Dr Neil Dixon said an “incredible amount of resources” had been dedicated to creating the Smart Cover app – with the group confident the tech will “revolutionise the way the add-on value proposition requirements are met when most home and motor insurance policies are distributed.”

Speed, safety and security have all been taken into account during the app’s development.

Senior Solutions Architect Salam K explained: “Each app is connected securely to a series of encrypted Cloud servers, ensuring 99.98% up-time, a speedy service, and a secure, safe and private user experience.

“We’re enabling users to find, view, alter, cancel, activate and claim through their insurance policies all within a single app.”

Smart Cover is also working on plans for further expansion within the app thanks to support from Yarab Capital .

Group Sales Director Chetan Mankar said the company was “looking forward to working with other business partners” in the future, with the app already attracting substantial interest from other brands operating within the insurance sector.

Head of Operations Chris Beasley said the new technology will enhance Smart Cover’s already-reputable status among customers as well as businesses.

“We are so excited to launch new technology which further enhances our customer experience and proposition,” he explained.

“Our customers already rate us 4.8 stars on Trustpilot proving they love our approach to service.

“My colleagues have managed to deliver first-class service levels to our customers during the pandemic despite significant challenges felt across our industry affecting our major competitors.”

As insurers and customers increasingly turn to Smart Cover for assistance,  the new app is set to accommodate demand; accelerating and securing the claims process via automation and fraud-detection tools.

As well as creating rapid access for home emergency claims, Motor breakdown and Private GP care, Smart Cover continues to provide cover for a wide range of products including appliances, gadgets and electronics. As many as five different packages for home insurance are available, along with landlord insurance.

The company is also the recipient of a Broker Innovation Award, having been placed on the shortlist for several other insurance accolades.

All That You Need to Know About DHI – Dr. Resul Yaman

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Do you know what DHI means? Most people do not realize it, and it is a positive thing for people suffering from hair thinning. Statistics indicate that about 85% of people have this kind of issue, especially when they are in their 50’s.

There are numerous developments to curb such problems. Direct hair implantation is what is commonly known as DHI. If you need more details, use this dhi hair transplant link.

Who is Resul Yaman?

Dr. Resul Yaman was born in 1982 in Istanbul, Turkey. Dr. Yaman  graduated  from  Istanbul University,  Cerrahpasa Faculty of Medicine in 2005.

While he was studying at the university he started to search about the subject because of his hair loss problem.After gratuation, he started to work as an assistant at a hair transplantation clinic.He had his hair transplantation surgery in 2007.

Dr. Resul Yaman has performed  exclusive hair transplant, facial hair transplant and eyebrow transplant  surgery at his own clinic in Istanbul since 2009.He has more than 10 years of experience in the field of hair restoration surgery.

He is committed to staying active in this field through ongoing education and incorporating the latest advances into his practice.

Dr. Resul Yaman, has developed a new and exciting surgical instrument for Follicular Unit Excision (formerly known as follicular unit extraction) called the “Modified FUE-Yaman Implanter”. The “Modified FUE-Yaman Implanter” is different than other follicular unit implanters, because the grafts have minimal contact with the patients skin and the surgeons forceps. The “Modified FUE-Yaman Implanter” is an instrument used to transplant follicular units in to the patient’s recipient zone (scalp). This device was designed to reduce physical contact to the patients grafts. By reducing the amount of physical contact, the grafts and the scalp experience less trauma, which lead to a greater graft survival and faster healing

Dr. Yaman is an active member of International Society of Hair Restoration Surgeons (ISHRS), the world’s largest organization of hair restoration surgery. He uses  Modified Micromotor FUE technique.

MODIFIED MICRO MOTOR FUE

By Transplanting  many hair follicles, It is possible to get dense and natural results.The serial incision capability of micromotor allows to get more hair follicles.

Taking so many hair follicles  requires a long time to be tranplanted. Thus, hair follicles stay  out for a long time and get damaged. Micromotor  is a devise can reach high speed  so it may damage hair follicles.

Our modification has two main objective:Firstly,by using micromotor at low speed prevents  hair follicles damages arising from  heating  and breaks.Secondly, It aims to reduce the duration of hair follicles staying out.

However, the operation is being performed  by taking 1000 unit hair follicles incrementally. In this modification  after taking and transplanting  1000 hair follicles the operation moves on the other 1000 ones. When the  procedure is repeated  four times a day,4000 hair follicles are transplanted healthily.

By this means, hair follicles staying out duration is from 15 to 45 minutes which  is also the  ideal time  for majör organ transplantations.

How Does DHI Work?

Always work with a specialist. They work by removing the hair follicles from the scalp, and it mainly happens on the back of your head or the balding parts. After the hair transplant turkey, the follicles should grow into new hairs.

Below is what you should expect during the transplant session:

  • The surgeon starts shaving your hair and numbing the area, and they will use some anesthesia.
  • The second step is to extract all the follicles from the head, especially the back part. And then, the doctor will implant them on the bald areas.
  • The final stage is to apply antibiotic cream and then place some bandages on the parts.

The entire process takes about eight hours to complete, but it can change depending on the follicles to transplant. You need to know that it will take more than a year to experience the full results.

When do you need this procedure?

It is an innovative technique that is beneficial to people suffering from androgenic alopecia. Did you know that it is among the common hair loss type? That is why these kinds of people are the top candidates for such a procedure.

It is a standard procedure for both males and females since they are both exposed to hair loss.

Characteristics to look for a great candidate

  1. You need to be above 25 years to qualify for this procedure
  2. People with thicker hair tend to achieve the best results than people with thinner hair. The reason being thicker hair offers the best coverage.
  3. Patients who have more hair density are considered the best candidate for DHI.
  4. If your hair colour matches your skin tone, you will achieve the best results.
  5. When you have realistic expectations, you will enjoy the outcome.

After DHI, you should expect natural and beautiful hair. The good thing about DHI is that you do not need any major surgery. It means that the exertions will be minimal or zero.

Another added advantage is that there are fewer infections since there will be no scars with the technique. All you need is to get professionals to handle the procedure to achieve the effectiveness of the implantation.

Are you in the market for a hair transplant? A procedure that does not require any surgery and with a lower infection rate, then DHI should be your choice. Apart from being a bit costly, you will enjoy a higher growth rate.

The Best Automotive IoT Apps On The Market

The time people spend driving is increasing every year. Only in America in 2019, this number reached 70 billion hours annually. And not only Americans, but people all over the world are also spending plenty of time behind the wheel. So, when keeping these numbers in mind, it was pretty expected that the automotive industry started investing in developing their own smart car apps which will improve the customer experience, but also provide additional value to the product. 

This is why we took a moment and created an overview of some of the most successful connected car apps and dived into all the specifics of custom mobile app development on the automotive market. 

#1 Automatic

This automotive maintenance app synchronizes data with your smartphone and tracks all the important information within the Automatic app. Some of its key features that might interest you are trip logging, fill-up logging, crash alert, vehicle diagnostics, parking and also live vehicle tracking.

If you wish to connect it with a third-party app, there is no issue as it’s a pretty simple and straightforward process. It even provides an API for companies and developers who wish to build their own custom car apps and integrate them with Automatic. 

#2 BMW

This innovative web and mobile IoT solution was designed for BMW dealer showroom services to manage data between dealers, showroom visitors, car owners and employees. The app was created for BMW managers to help them collect and analyze data about customer behavior and provide more simplified access to maintenance services for all the car owners. 

This BMW mobile app collects and stores data from iBeacons, and generates heat maps and showroom visitor statistics. With this app, BMW employees have access to a dashboard showing real-time information. Most importantly, it allows managers to work with each car owner individually, access their visit history and respond to messages. 

#3 Dash

Dash is yet another automotive maintenance app. It connects a hardware device with a smartphone application that provides real-time feedback on the person’s driving, trip logs, vehicle diagnostics access, map with gas stations, and so much more. Similar to other smart automotive apps on the market, this product involves an OBD device you can easily purchase in their app or homepage. 

However, the Dash software can also work with any of your Bluetooth-enabled OBD devices if you don’t wish to unnecessary spend money on another device.  

#4 Zubie

With Zubie, you can track your entire fleet, protect the vehicles you have, and optimize your business. This simple automotive app requires one-step installation and counter system integrations. To its users, it provides impressively easy access to fuel and odometer data. Access to this data also simplifies check-ins and maintenance tracking. 

Their live map and geofences will help its users recover stolen assets and even prevent unauthorized usage. You can even expect tow alerts and a great counter systems intelligence. 

#5 FIXD

When it comes to FIXD, you will need to buy the FIXD Sensor for your vehicle first. The price on the market is $59, and after the installation, you can quickly convert all of those annoying check engine lights that always occur in the worst moments. So, with FIXD, when that light comes on the next time, all you will need to do is to look into your FIXD app to find out what is the cause and how severe the issue is. 

This app eliminates the fear of seeing the little yellow icon appearing and affecting not only your driving experience but also the plans you had for the day. Also, FIXD delivers information about maintenance needs to its users based on their make and model. So, if you were skeptical about paying those sixty dollars when having all the other apps available for free, keep in mind that this is no regular app. 

#6 Auto Care

To make the most of your car, you will need to be responsible about it. Those who don’t provide their car with a sufficient amount of attention always encounter pretty expensive problems as time goes by. To avoid being in such a situation, you will need Auto Care. This free app helps its users manage their car’s maintenance needs. With Auto Care, you can easily stay on top of your vehicle’s service history. 

The app will send you reminders based on month or distance and you can even chart how much you’ve spent on your car. Another excellent feature of Auto Care is that it works with Dropbox, so you will not have to worry about backing up all your vehicle’s information. 

Looking To Develop Your Own Smart Car App?

If the reason why you were reading this article is to find out how easy it is to develop a smart car app, you’d be happy to hear that the automotive market is hungry for both simplified and complex apps. However, if you’re looking to drag and drop mobile apps, bind them and build apps, you’ll need to focus on no code app development. Such platforms allow you to quickly build mobile apps with your existing data.

5 Ways to Make the Most of Remote Working

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In 2020, the pandemic forced a large number of people out of the office and into their own homes as a means of public safety. Now, it looks likely that a large percentage of the workforce will continue to work away from the traditional office environment on a permanent basis. Indeed, remote working is fast becoming the “new normal” for many corporations, with some exploring the option of more flexible working styles. This raises questions about how employers and employees alike can make the most of this situation. Here are some useful suggestions that may help you.

Establish a Routine

Working in your own space and time can sometimes be more of a burden than a blessing, as you are now more responsible for your own productivity. Set clear, regular working hours for yourself, and stick to them as much as you can. Being flexible is one of the bonuses of remote working, but make sure this does not interfere too much with your personal time.

You should also try to establish when you are most productive during the working day. If you find that you get more work done before lunch, for example, try to keep that period free of meetings. This will ensure you are using your most productive hours to get difficult work done.

Separate your Work and Personal Time

Having a home office or even using your bedroom for work purposes can create significant overlap between your work and relaxation time, and it is important to keep the two separate to maintain your own wellbeing as well as productivity.

If you can, try to establish physical distance between your personal and working life. Use a separate phone number to field phone calls if you’re away from your desk. If your house has the space for it, you can keep your work confined to a separate room from where you rest and sleep.

Invest in Cyber-Security Solutions

As remote working has become more prevalent, so too have concerns about the security of organisations’ network. Hackers are increasingly trying to breach a business’s defences, so it is extremely important to ensure that they are being secured. Common steps that should be encouraged by your IT or information security teams include keeping your passwords strong and safe (changing them regularly where appropriate), as well as utilising two factor authentication where possible. Taking steps to keep sensitive data securely stored, treating unknown emails with caution and taking steps to mitigate the risk of phishing scams are also now part of every responsible organisation’s security strategies.

Many organisations will use VPN software to allow employees to access their work from outside the office, but VPNs also have security benefits, as they shield your browsing activity from external observers. It’s a good idea to keep your VPN on as much as possible.

Beware, however, that companies using VPNs can normally view what you’re doing on them, so again make sure to keep your personal and working lives separate by turning off your VPN once your working day has ended.

For valuable advice tailored to the specific requirements of your organisation, seek the help of a respected and qualified cyber security consultancy.

Seek Training Opportunities

Being out of the office may mean that you are missing valuable opportunities to learn new skills, or improve existing skills. Some companies will run online training courses for their employees, and you should try to find out whether your employer has these available. Developing new skills will not only make you a more valued member of your current team, but will also boost your future employment opportunities.

As organisations are gradually returning to the office, more opportunities will arise to attend training courses in person. Make sure you are up-to-date about the goings on in the office and try to go into the office for courses when you can.

Socialise with your Colleagues

As many of us will already know, working from home can be a lonely experience, as you no longer have access to people to chat to or bounce ideas off of. Remote working software such as Microsoft Teams or Slack has a chat functionality, and you should definitely use it to try and simulate the office “buzz” that is missing from your home.

Introduction to Agroforestry: Importance, Types, Benefits?

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Forests are essential to human life and the planet as a whole. They are a source of valuable raw materials and a habitat for many animals, which means that biodiversity on Earth also largely depends on the state of our forests. Fortunately, forestry management is actively developing and applied in different regions.

Agroforestry is a sustainable and fairly natural practice that can be beneficial from a variety of perspectives. It offers a range of new opportunities and functions. In this piece, you can learn what agroforestry systems are and the benefits of this method to the economy and ecology.

What is agroforestry

Agroforestry is a term applied to land-use systems and technologies that involve cultivating crops with shrubs and trees. This system has an environmental justification and is used to maintain and diversify production. Agroforestry has been used in many regions for a long time.

The form of the system depends on the area and the characteristics of the landscape, as well as economic opportunities and conditions, culture, and socio-economic factors. Agroforestry systems have many functions and benefits, especially for small farms, as the production takes place in limited areas.

Different types of trees are used in agroforestry systems. They can provide the local population with various products and also offer intangible services. These services include maintaining biodiversity, improving the environment and soil, and more.

Types of agroforestry systems

There are several standard agroforestry systems, including windbreaks, alley cropping, silvopasture, etc. However, there are also a few special applications. Most methods are relatively versatile, but it’s a good idea to consult a professional to determine which one works best for you. Several limiting factors, such as climatic conditions, rainfall, and soil type, need to be considered.

Silvopasture

This form of agroforestry combines tree cultivation with forage and livestock. The trees provide shade for forage and grazing animals and are also processed to obtain saw logs. In this way, the livestock can be provided with a more comfortable environment, resulting in a double benefit. Various species of pine trees and fruit and nut trees are used for this system.

Alley Cropping

Alley farming is a type of agroforestry in which crops are grown in combination with perennial trees. At the same time, the trees are arranged in a row and form lanes within which crops are grown. The purpose of such crops is to provide income while the trees are ripe.

The trees that form the alleys are usually a source of valuable timber. These are high-quality hardwoods such as oak, walnut, and pecan. The crops grown inside the lane can be corn, fruit bushes, melon, blueberries, pumpkin, and various ornamental plants.

Forest Farming

Forest farming also involves growing trees in combination with crops. However, the primary purpose of this practice is to provide the level of shade needed by the plants. The shade provided by trees is required by plants such as shiitake mushrooms, various decorative ferns, and ginseng.

Riparian Forest Buffers

Riparian Forest Buffers are another agroforestry method involving natural or restored riparian forests. These forests are made up of trees, grasses, and shrubs. In this case, growing trees help prevent pollution of water bodies, which can occur due to performing various agricultural activities. Riparian Forest Buffers prevent nutrients from entering the water and help reduce erosion.

Windbreaks/Shelterbelts

Windbreaks are linear plantings of trees and shrubs. The primary purpose of using this method is to protect plants that are sensitive to wind. In addition, windbreak strips help reduce wind erosion and help distribute snowfall more evenly throughout the field in winter and ensure optimal soil moisture in the spring. This method is also used to reduce stress levels in livestock and provide a comfortable breeding environment for various bird species.

Benefits of agroforestry

Agroforestry brings both environmental and economic benefits. Trees grown are a future source of valuable timber and a kind of protective barrier for plants and animals. Crops are protected from wind erosion, and livestock is provided with a comfortable environment for grazing and feeding.

In addition, you create economic diversity on the farm by planting new crops and acquiring new products. Agroforestry also helps protect water sources and promote biodiversity, as trees and shrubs are habitats for various wildlife and birds. In this way, you can increase the productivity and profitability of your farming and make your farm more sustainable.

Final thoughts

With the right agroforestry system, environmental and economic benefits can be achieved. You can create a natural habitat for wildlife, get comfortable grazing, feed livestock, and protect crops and water sources. Trees also help control soil erosion, which is essential for a healthy crop. As a result, you can increase the sustainability of your production and generate additional

Why your business should be investing in a digital marketing strategy in 2021

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Digital marketing strategies have never been so important. We live in unprecedented times, and some businesses may choose to slash their digital marketing budget or even cut it completely. In reality, this could harm your business or organisation further down the track. The steps you take to protect and promote your business will heavily influence how your business is perceived in terms of brand visibility and brand awareness. Ensuring your business or organisation has a strong digital strategy that is both flexible and practical is vital in this uncertain economic climate.

But where do you even begin to plan a digital marketing strategy? This is just one of many questions asked by businesses and organisations every day. The concept of digital marketing may seem ominous and confusing, but once you nail down your strategy the benefits far outweigh the hassle.

What is digital marketing?

Digital marketing is the concept of achieving marketing and advertising objectives using digital technologies and media. It covers a wide range of digital strategies and methods, including search engine optimisation, content creation, pay-per-click advertising and social media.

With e-commerce becoming increasingly popular in recent years, digital marketing is hugely important in ensuring you’re reaching your target audience. If your business or organisation isn’t online, then you will most definitely be missing out on a large portion of the market. There will always be a need for physical stores, and brick and mortar sites certainly aren’t going anywhere, but in order to keep up with your competitors, you should be investing in a bespoke digital marketing strategy. This includes a distinctly unique website that is both mobile and search engine optimised with plenty of concise, relevant content.

The challenges of digital marketing

Digital marketing often poses a challenge for many businesses who, despite knowing how vital online strategies are for acquiring and retaining customers, don’t have an integrated strategy that both supports company growth and engages digitally with their audiences online. Challenges including nailing down your target audience, standing out from your competition and finding a sense of direction that centres around the wants and needs of your organisation.

Target audience

Your target audience will form a core part of your digital marketing strategy. You should know this group of people through and through, from general demographic statistics like age and gender to their habits and behaviours – and no, your target audience is not ‘everyone’. Even Google and Amazon had a target audience in mind when they started out. Neglecting to research into who you should be marketing to will only result in a vague, untargeted marketing strategy with little brand consistency or awareness.

When you’ve researched into your target audience and know them through and through, plot your strategy to centre strictly around your customer. Write a series of strict brand guidelines and stick to them without mercy. This customer-centric form of marketing will assist you in seeing your brand from your customer’s perspective and nailing down their wants and needs.

If you own a chain of brick and mortar sites, it’s also an especially perfect time to listen to your onsite sales team. They’re on the frontline speaking to your customers and hearing their concerns first-hand. With this information you should be able to gather a clearer picture of the needs and wants of your target audience and plot your digital marketing strategy accordingly. You should also ensure your onsite employees are working and communicating cohesively with your marketing team.

A sense of direction

Without a digital marketing strategy in place, your business may lack brand awareness, visibility and consistency. It’s like sailing through a vast ocean without a rudder – without the clear and concise direction or strict brand guidelines that come with a bespoke digital marketing strategy, you’re going to struggle to find your way. You could always do your best to follow the tides, but you risk getting lost in all the noise. For a clear sense of direction and visibility, you’re going to need a digital marketing strategy that outlines where you’re going and what your goals are.

Think of your strategy as your compass. There are five key goals when planning a digital marketing strategy; resolve, resilience, return, reimagination and reform. These five goals should form the basis of your strategy and of course your brand guidelines, which outlines the visual and digital goals of your product and/or service.

Get to know your competitors and find your niche

When researching for your digital marketing strategy it’s important to identify your top competitors and investigate their strategies. While we’re in no way suggesting you copy or impersonate what other businesses and organisations are doing, it’s important to work out where your own product or service stands in the market.

Find your niche and build your brand around it – what is unique about what you’re offering? Why should customers come to you and not your competitors? What are your competitors doing to stand out? Drawing in your target audience is more than simply offering something you think people will like. A bespoke digital marketing strategy should outline strict brand guidelines, your unique niche or offering and of course who your target audience is. If your target audience is going to your competitor for a similar product or service, delve into that competitor’s digital marketing strategy and find out what makes them tick.

How do I find a digital marketing agency?

Of course, you could always outsource the management of your digital marketing to a professional digital marketing agency. Most digital marketing agencies boast a knowledgeable and expert team with a wealth of experience building bespoke strategies. If you’re feeling overwhelmed, it may be best to pass the management of your digital assets to the professionals.

Finding a digital marketing agency is easy but finding the right agency for the needs of your business or organisation can prove a little trickier. Start with a simple search in your favourite engine, such as Bing or Google. Find an agency that is near to you by typing ‘Digital Marketing’ with your location, such as ‘Digital Marketing Devon’ or ‘Digital Marketing Glasgow’. From there is should be easy enough to reach out to a few different agencies and narrow down your selection. The same method applies to finding other digital services such as web designers or even IT support engineers.

Investing in digital marketing in 2021

While digital marketing may come across as a hassle, implementing a bespoke digital marketing strategy that actually works will see one-time visitors turning into regular customers and a higher conversion rate for your business or organisation.

In the uncertain economic climate we live in, businesses may consider slashing their digital marketing budgets or cutting their strategies completely. The reality is not implementing a digital marketing strategy causes more long-term harm than good. Digital marketing is vital in ensuring brand visibility and brand awareness. In the digital-driven world we live in, implementing online strategies has never been so important.

5 Best Credit Card Processing Options for High-Risk Dealers

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Any company’s long-term sustainability depends on finding the finest credit card processing provider. The best credit card payment processors for high-risk credit card merchant accounts can help you decrease your payment processing costs while also giving your consumers more payment alternatives, whether you take payments in person or online.

What Is Credit Card Processing?

Credit card processing is the process of transferring funds from a customer’s credit card account (or, in the case of debit card transactions, a bank account) to a merchant’s account to pay for a purchase. For both the merchant and the client, the process is easy and quick; the transaction takes only a few seconds to complete.

The data must travel through the merchant, their processor, the credit card brand’s network, the customer’s bank, and the merchant’s bank, thus the process of moving money is complicated behind the scenes.

Here are the five best credit card processing for high risk merchants for a high-risk business if you’re looking to decrease your payment processing prices and provide your consumers more payment alternatives.

1. CardConnect

CardConnect enables companies of all sizes to accept payments online, in person, or over the phone safely and securely. CardConnect is the gold standard in credit card processing, with easy connections, world-class data security, and excellent customer service. Some of the characteristics of the CardPointe platform are as follows:

  • Transaction management – An easy-to-navigate site for managing transactions of high-risk credit card merchant accounts. Get real-time credit card transaction data and much more.
  • Countertop terminals are pay-as-you-go terminals that accept payments in person. Point-to-point encryption for swipe, dip, and tap transactions.
  • A browser-based point-of-sale system is known as a virtual terminal. You may accept payments using your computer, tablet, or smartphone.
  • For on-the-go companies, there’s a free app and a suitable smartphone.
  • A very safe and flexible eCommerce option for online shops is a hosted payment page.
  • Add-ons and integrations – Easily integrate with your existing shopping carts and accounting software.

CardConnect takes security very seriously so that company owners don’t have to worry about their customers’ data being compromised. During the purchasing process, the patented technology secures data and lowers the risk of a data breach.

2. PaymentCloud

For high-risk enterprises, PaymentCloud is the finest credit card processor. Small business owners want to keep their risks to a minimum. Fraud and data breaches are serious dangers to a company’s brand and bottom line. PaymentCloud provides credit card processing services that reduce risk throughout the transaction.

PaymentCloud is excellent for high-risk enterprises like cigar shops, nutraceutical companies, and tech support companies. Chargebacks and theft are a threat to these businesses. PaymentCloud, on the other hand, knows exactly what it takes to accept credit card payments with the least amount of risk.

  • For high-risk merchants, the best payment processor is
  • ACH and eCheck processing are examples of payment services.
  •  Integrity detection can help you avoid chargebacks.

Process credit card payments over the phone, online, or through a point-of-sale system.

3. National Processing

One of the top payment processing providers for small businesses is National Processing. The budget-conscious business owner will benefit from national processing. It provides simple credit card processing with no monthly minimum volume and straightforward price options. Customers and industry reviewers alike have praised its simple products.

The Clover Station has a lot of features for quick point-of-sale transactions, and it takes the following credit cards:

  • Visa
  •  Mastercard
  • Discover
  • American Express
  • Checks are made electronically.
  • Transactions on the internet

Plans start at $10 a month and include choices for restaurants, shops, and e-commerce stores. Enterprise pricing options with a 0% fee are also available through the credit card processor. You’ll get the best deal regardless of the choice you pick, or National Processing will pay you $500.

4. Fattmerchant

Pay only for what you require and nothing more. Fattmerchant, one of the few credit card processors with flat price schemes, follows this concept. Interchange fees aren’t charged extra by the firm, making it an excellent alternative for high-risk credit card merchant accounts.

Fattmerchant is one of the few small companies credit card processing providers that can match its versatility. Users may swipe, touch, and insert credit cards, as well as make contactless cell phone payments and pay bills online. Small companies may utilize the platform’s virtual terminal to collect payments over the phone or online.

1.     With a mobile card reader, you may accept payments on the move.

2.     Interchange fees are not subject to a markup.

3.     Credit and debit cards can be accepted over the phone, online, or in person.

4.     Ideal for enterprises with several locations.

Fattmerchant also has the following advantages:

  • Business analytics that is integrated
  • Credit card processing on the go
  • API for developers that is easy to use
  • Online shopping carts and checkout pages are linked together.
  • There is no markup on the interbank rate.

Fattmerchant is trusted by over 6,000 businesses to manage in-person and mobile credit card processing. It provides easy and effective solutions for both point-of-sale and e-commerce transactions. Switching to Fattmerchant saves businesses with modest transaction volumes an average of $513 per month.

5. Payment Depot

Payment Depot works with companies of all shapes and sizes. It provides a wide range of solutions, ensuring that businesses have the tools and services they need to take credit card payments in-person and on the go. This features a dozen connections from Magento, Shopify, and Intuit QuickBooks, among others.

  • There are no early termination costs.
  • Membership fees are set at a fixed rate.
  • Provider of high-quality merchant services
  • Interchange rates are available without a markup if you have direct access to them.

Payment Depot offers a team of experienced and courteous employees available to help merchants 24 hours a day, seven days a week. They take the time to understand issues and promptly fix them. On the company’s website, clients may discover other tools, such as a blog with the newest merchant services news.

Demographics of online shoppers: essential information for your online store

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Do you have your own e-commerce business, and have you ever wondered who is actually your biggest customer?

The demographics of online shoppers and online shopping statistics is very interesting for dropshipping business owners, and this article will discuss all you need to know about the subject.

Think women are the biggest spenders? Think again!

This may sound sexist, but most people assume that women are more likely to shop online than men.

It’s interesting to note that women and men shop online in roughly equal amounts, and much depends on what you are selling.

If you sell makeup, skincare and jewelry, your target demographic will obviously be women.

However, sellers of fishing equipment, game consoles, and sporting equipment normally see far more men as customers.

Millennials are the group most likely to shop online.

According to recent online shopping statistics, millennials (18 to 34 year olds) are the demographic group who do the most shopping online.

Regardless of what you sell in your online store, your marketing strategy should therefore definitely target this audience.

The older generations have, in recent years, also shown an increase in online shopping. This, together with the recent Covid-19 pandemic, has seen an even greater increase in e-commerce, making it one of the most lucrative ways to make money.

Your business’s marketing strategy should depend on the product you sell.

If you consider the data in last year’s online shopping statistics, you will know that men are more likely to spend their money online buying mobile phones, technology, household goods, or vacations.

Women, on the other hand, spend most of their online shopping time buying clothing, groceries, and books.

Not all visitors to your online store will actually buy anything.

While it is a good sign if you see a lot of online traffic in your e-commerce store, recent studies have revealed that not all visitors will even end up buying anything.

67% of folks who regularly shop online admit that they often “window shop” online for entertainment purposes.

This statistic may seem rather depressing, but the good news is that 77% of all window shoppers will, at some point, make an impulse purchase.

This goes to show that the appearance of your online store and the attractiveness of deals you offer is very important as you could benefit from all these impulse purchases.

Over two thirds of customers conduct a Google search before making a purchase.

Studies into the demographics of online shoppers have shown that 68% (which is over two thirds) of all online shoppers will conduct a Google search of what they plan on purchasing before they buy it.

This should be clear evidence that you should do everything you can for your business to feature on the first page of Google’s search results.

Whether the consumer wants to compare prices of the product, read reviews, or learn more about it, this shows that today’s consumer is much more informed and has high standards when it comes to shopping.

Online shopping carts have a high abandonment rate.

Many online business owners often feel disheartened at the amount of abandoned carts on their website.

If this sounds like you, don’t feel bad because the global average for cart abandonment is a whopping 69.8%!

Research shows that many people will abandon their cart if they notice that there are hidden or unexpected charges. With this in mind, always be clear and upfront about shipping and admin costs because if these unexpectedly appear in the customer’s cart, they will feel disappointed and more likely to abandon the purchase.

To encourage potential customers to finalize the purchase, you could send them reminders about the items in their cart, and even consider offering them a small discount to entice them.

PROMO CODES: EVERYTHING YOU NEED TO KNOW

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You can get a percentage off, free delivery, or a flat price with a promo coupon. However, locating and effectively utilizing them might be difficult.

This post will teach you all you need to know about coupon codes.

WHAT ARE PROMOTIONAL CODES AND HOW DO THEY WORK?

Promotional codes are alphabetic sequences and numeric strings that online shops use to entice customers to make purchases on their websites. They’re usually part of a larger promotional marketing push. A promo code can be used to get a discount on certain items or your entire transaction.

HOW DO DISCOUNT CODES FUNCTION?

A percentage or a particular cash amount might be used to calculate the reduction. Customers can also get free delivery or gift wrapping when they use a promotional coupon. Customers will have extra motivation to acquire your items if you use this marketing technique.

A promotional code, often known as a coupon code or a discount code, is a string of numbers and characters. It’s utilized for certain things like a Christmas promotional campaign.

HOW TO MAKE THE MOST OF DISCOUNT CODES

Before validating a promotion code used during the purchase process, the business verifies that all of the offer’s requirements have been met. If a promotional code provides 10% off $100 or more shopping carts, for example, the coupon would not function unless the minimum requirement is fulfilled. You can also remove specific products and brands from the restrictions.

WHAT ARE THE DIFFERENT KINDS OF PROMO CODES?

Store owners can select between three distinct sorts of promotional coupons.

Codes for the general public

A public promo code can be viewed or used by anybody. These are important for attracting new consumers and persuading existing customers to return for more.

Codes that are kept private

Private codes are used by retailers to target a certain demographic. Private coupons, which are frequently given to loyal consumers for unique purchasing opportunities, such as the first buyers, are an excellent method to attract fresh clients.

Codes that have been restricted

A restricted code is only intended for one person and can be used once. For example, as compensation for a late shipment or a well done for completing their 30th buy on your site, you can offer a client a limited code.

It’s preferable to use all three sorts of promotional codes on your website in most instances. This will guarantee that you’re engaging with and offering a cause for a wide range of people to buy.

HOW TO CORRECTLY ENTER THE CODE

Check to see whether you’ve typed or pasted the discount code correctly. Most codes are in capital letters, and a few are case-sensitive, so if you type it in lowercase, it might not function. If you’re copying and pasting the code, be certain there are no empty spaces at all during it that might cause an issue. You’ll also need entry to that email login if the coupon code is email-based.

Current Packaging Industry Trends

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The international packaging industry makes a formidable financial contribution on a global scale to some of the largest economies. The cost of running a single Douglas case packer might not be that much. But when so many different industries combine their automated packing expenses it turns out to be a formidable contribution that drives the economy’s current spending trends. Consumer trends and industry inclinations play a huge role to spurt the growth rate of spendings in the packaging industry.

What Is Packaging?

Packaging is an all-inclusive business enterprise term that refers to the technical and structural layout of the efforts designed for the storage, shipping, and sale of consumer merchandise. In some cases, packaging may also include the product manufacturer’s advertising efforts. For some of the largest market-dominant manufacturers, packaging also includes their brand name and brand identity making it a fundamental part of the manufacturer’s business model. Packaging will always be the most important factor after creating an outstanding product.

What Are Some Of The Latest Packaging Megatrends?

Every sector of enterprise has megatrends which are alterations and modifications made by the manufacturers to their products based on the current market trends. These megatrends influence the business activity and success of brick-and-mortar stores and e-commerce websites. One such example is the drink manufacturers UK, who have adapted to these megatrends in their product development and packaging. These megatrends have influenced how each product gets packaged, labeled, and presented for sale in the market by top entrepreneurs all over the world, including drink manufacturers. Let’s look at some of the most superlative packaging trends in the world today.

Electronic Printing:

2020 is the start of a new decade and revolution dominated by entrepreneurs offering their products for sale on the world wide web. Electronic printing uses computer propagation as the main method for designing physical product packaging presentations to create an overlay of images or graphics to present the look of the product. Electronic printing is a trend that has influenced the success of some of the most distinguished products internationally. We can say without a doubt that electronic printing is a trend that is here to stay with developments rapidly progressing forward.

When we compare electronic printing to the obsolete mechanical methods of typesetting, electronic printing offers organizations much more options for personalization and customization. A majority of the companies worldwide replaced analog processes with digital processes within the last decade. It is not easy, both financially and logistically, for large industries to retool a factory completely to update their operating procedures to make the necessary changes to implement electronic printing. In 2018 very few entrepreneurial organizations had not made the changes to shift towards electronic printing because this was the first time there were more digital presses in comparison to standard flexo presses.

Personalized Packaging

Electronic printing makes it much easier for organizations to customize packaging to add a personalized touch to their products for their clients. This trend has been in the works by some of the largest organizations in the world but now it has become a relatively common practice for all of the companies worldwide. There is no universally valid packaging for all entrepreneurs. This is the driving force behind all personalized packaging solutions.

Personalized packaging grants entrepreneurs a way to make their product look unique and stand out from the crowd from the other competitors offering the same product. Some brands have started to target specific markets by using personalized packaging as a tool to help them compete with their adversaries and succeed. A can of cold beverage instantly becomes appealing to a customer when they see their first name printed on it. It instantly becomes hard to refuse a can of refreshing beverage that has its name on it.

Personalized packaging is also used to reveal a brand’s story. This becomes even more attractive for consumers especially if they can connect with the brand’s story with something in their own life. Personalized packaging is a trend that is here to stay for a long time to come.

Products Dominated By Unique Brand Names

Products dominated by unique brand names are an Avante-Garde trend for the packaging industry. Stores can offer a line of unique products that are one of a kind to their industry and they are only available in that particular brand’s store. There are multiple advantages for brand names to employ this practice to help them compete in the market to procure a fair share of the market with their distinguished product lineup. With the help of the practices of this trend private brand names have far exceeded national brand names in the global market.

Products dominated by unique brand names started to become available in the market a few years ago with some of the biggest American companies making the necessary changes to implement this trend. Amazon had purchased Whole Foods with the intentions of providing their customers an extensive line-up of products that would be associated with their brand name. Lidl also came into the US market and also presented its brand name on its products to the consumers in the United States.

Aldi and Trader Joe’s are some other big names within the United States that implemented similar practices to seize their fair share of the market. Today, private labels reach one out of every four products sold in the United States, and this is a trend that is not about to change soon.

Evolution Of Flexible Packaging Materials

A trend that is quickly gaining momentum and popularity is flexible packaging. Stiff packaging materials were once a staple in the market. Today that trend has declined to give rise to flexible packaging materials. According to the Flexible Packaging Association, almost 19% of the total US packaging market is dominated by products with flexible packaging. Bags, envelopes, pouches, and wraps are all different forms of flexible packaging material that are always easily and readily available in the market.

In the past, flexible packaging materials were made of polyvinyl chloride or plastic that does not decompose easily and has a bad effect on the environment. Today we find that polyethylene, polyethylene terephthalate, and polypropylene packaging materials are extremely durable and environmentally friendly at the same time which is the reason why it is so popular.

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