An equity investment is the amount of money that an investor invests in a firm by purchasing its shares. In this way, when anyone talks about equity investment, he/she most of the times refers to the purchase of the shares in the company’s stock traded on the stock exchange.

Those who invest in equity market buy the shares of the company with the expectation of monitory gain. However, an investor is able to get benefits only when the company wherein one has invested gets capital appreciation.

Benefits of Investing in Equity

The benefits that an investor gets from investing in equity are:

• Capital Gain: The main benefit of investing in equity fund is the chances of increment of the principal amount that is invested. This means investment in equity increases the chances of capital gains.
• Dividend: The investors are able to get the dividend through the company wherein the money is invested. In this way, it is one of the two main sources of return through which the investment is made.
• Lesser Liabilities: In this kind of investment, the liabilities on the investors are not much. It is limited to only the extent of the investment that is made. This means, if the company in which an investor is invested goes in the loss, then the share of the loss above and over the capital investment is not borne by the investor.
• Owner of Income and Assets of the Company: The one who invests in equity on a company also becomes an owner as he/she becomes the owner of the assets of the company. In addition to this, the investor also becomes eligible to share the income of the organization. He/she gets some part of the income as divided in the form of cash and the remaining part is invested again in the company.
• Exercise Ownership: By investing in the equity of the company, the shareholders become the owner and hence exercise the ownership of the company. In this way, an investor gets the right to vote in the company.

These are some of the benefits that an investor gets by investing in the equity of the company. With benefits equity investment also has some disadvantages, which are:

• High-Risk Investment: It is one of the riskiest investments if we compare it with any other forms of investment such as debts. The money an investor invests in this form of investment is as per his/her faith in the company.
• No Fixed Dividend: The divided that an investor gets is not fixed. It is the management who decides how much money should be given as dividend. Most of the companies do not give dividend in case of loss, however, in the case of profit the dividend is decided as per the Boards of Directors.
• Variation in the Equity Market Price: The market price of any equity varies widely. It is difficult to predict whether equity will be profitable or will go in loss.

Let us now discuss the types of equity investments:

Equity Investments Types

Equity investment is not a single type of investment instead it has variations and types, which are:

• Equity Linked Savings Scheme: It is more commonly known as ELSS. It is a tax saving equity type wherein funds have a very diversified portfolio. The fund manager invests in the stock market. This investment type has the smallest lock-in period, which is only for three years.
• Equity Diversified: As per the name of these equity funds, they invest across various sectors. However, investors should also see the market cap.
• Sector Funds: Sector funds invest in the single sector only, like in financial services, FMCG, healthcare, etc.
• Hybrids: These are the most profitable type of equity fund wherein the money is invested in both equities and debt instruments.
• Global Funds: The equity funds that are invested in the global market are known as global funds. For example, the energy fund invests in the global energy market.

Who Should Invest in the Equity Market?

There are two main characteristics of an equity investor, which are:

• Ability to Take Risks: Those who are ready to take a risk can invest in the equity market. Without the power to tolerate risks, one cannot become a successful equity investor.
• Long Term Investor: The next characteristic of an equity investor is the ability to keep investing for the long term. Those who can invest their money for at least five years should invest in equity. This is because the gain in this type of investment can only be seen when one stays in the investment for a longer period of time.

Final Words:

Equity investment is proven as one of the highest growth investment option if the money is invested for the long term. While there are many benefits associated with it, there are risks involved as well. Risks in money market directly impact the equity investment. The equity rise and falls according to the forces of the market. So, keeping an eye on market trend is necessary. And write here for any kind of investment queries.

Today business tycoons are responsible for more than finance. Surveys have suggested that the duties assigned to CFOs are peaking. Increasingly more duties are now including overseeing their business’s digital activities and issue resolutions outside of finance.

Having the know-how of the latest business tech and staying close to future tech trends is imperative for today’s CFO, and current accounting and finance trends for 2021 should be on everyone’s radar.

Keep reading to discover emerging trends and the opportunities that accompany 2021.

1. Automated Accounting Processes – Are No Longer Debated

Automated business processes in finance and accounting represent a considerable opportunity for business tycoons. Why? Because now CFOs are able to excel at their traditional role – optimizing operations and reducing expenses – while cultivating their experience with automation to become dominant to digital business process improvement initiatives throughout their organizations.

In 2021 we should expect daunting, repetitive, and decision-making tasks to be more simplified, optimized, and accelerated with smart automation software.

That means the information can be simplified and flow through the system with little to no human interaction. However, it doesn’t even mean that businesses should start replacing people with machines, but only to reduce error and eliminate misunderstandings. What’s more, slow-moving operations and waste are expected to disappear, allowing employees to perform at great levels of efficiency.

For instance, basic payment processes in accounting departments can be accelerated, allowing payments to take place within days instead of weeks. Most of the time, when an electronic and paper invoice appears, it requires assessment and approval by those who procured the product. It also has to be assessed by the finance and management department. In an everything-manual environment, this process can last hours or even days as it passes through every department in the organization.

In most cases, the invoice is lost or jammed in who knows what department. In 2021, we should expect increasingly more automated processes so the incoming invoices can be electronically stored, indexed, and routed for important approvals.

2. Everything is Cloud Based

Cloud accounting is the gist in 2021 and maybe will be in the years that follow. It remains a viable solution for businesses in need to avoid significant upfront costs for traditional in-house software.

Thanks to the latest advancement in cloud-based accounting, CFOs, and other professionals are able to instantly access their accounting data, generating a real-time workflow with optimized efficiency saving valuable time.

Cloud-based services allow for seamless document sharing, instantaneous analytical data to help brand decisions, and detailed reporting, which are central benefits that make an organization choose cloud-based accounting solutions over its counterpart.

Organizations are now released from managing the IT infrastructure like “uptime, security, and scalability” are the only extra loads that hinder most companies. Today the cloud is a real advantage and opportunity for them.

3. Remote Working Has Become the Norm

The recent pandemic only exposed companies’ ability to operate with remote employees.

The idea of working from an office was made a part of workplace culture by boomers. Today, it seems that idea no longer suits the best interests of companies or their workers.  Professional accounting services are now able to work from home, and they work well. By now, remote accountants have had the chance to figure out a way to operate their businesses or manage their daily tasks from home and do so without any problems.

The latest technological developments and the emergence of AI and automated accounting systems helped remote accountants to continue to produce impeccable results. With many companies planning to have their employees permanently continue to work from home, operating expenses are lessened within the company.

4. Seamless and Secure Audit Preparations

Internal and external audits must ensure detailed reporting and healthier business behavior. But it’s not just the accounting department that experiences the pain – we’re all affected by time-consuming document searches. This year, we’re expecting accurate monitoring of the audit processes to grow in importance.

Given the current situation, we can rest assured knowing that our technologies can make this process virtually painless. Cloud technology software has allowed accounting departments not only to work separately but also to remain connected and engaged with the rest of the organization.

Companies are now confident in performing audits remotely, and customers see this solution as viable enough. A smart document management solution improves finance and other teams to prepare audits with total control. 0 time wasted on daunting queries; only relevant information is allowed.

5. Cybersecurity Needs on the Rise  

With increasingly more businesses shifting to work-from-home policy, increasing your online business presence increases your business chances of cyber-attacks; accounting services, including accountants for ecommerce, are no exception. They are the backbone of our state’s economy which means their security should be a top priority.

It comes as no wonder that accounting services have realized the necessity of cybersecurity and are now taking it more seriously than ever. However, only discussing this matter won’t solve it.

Accounting services should be more aware of their cybersecurity in 2021. As such, they should start assessing their data security and even test their vulnerabilities. Why? Because malware is growing stronger than ever while hackers keep coming with innovative ways to perform attacks.

Most cyberattacks aim to extract money – a good example of such attacks is ransomware attacks; these attacks are incredibly costly. They can result in significant financial losses that may lead to business bankruptcy or severe consequences. Not only that, but a business income can be dramatically impacted as customers or clients will lose their trust, and clients are already hard to reach.

Data breach or hacking is a severe security issue that is presumed to be executed by experienced hackers or professionals. The thing is, cyberattacks can be done with limited knowledge without understanding the technical ins and ins-and-outs.

To ensure they remain protected from cyberattacks, accounting businesses should educate and train their employees on these matters. Not only that but promoting awareness about cybersecurity and best practices or hiring a cybersecurity professional is the only way businesses can face the harsh reality of 2021.

The popularity of online casino games is continuing to grow exponentially and it’s no surprise as to why. With technological advancements coupled with high speed internet on the move, they allow you to play your favorite casino games, such as poker, blackjack, roulette, and video slots. With a significant number of casinos available online, finding which is the best safe online casino can become quite a daunting task as most try to compete with each other by offering various casino bonuses and promotions.

It’s important to do your research and read reviews on both slots and online casino reviews to get a greater understanding of what’s actually on offer.

For example, when we did this exercise, we found CasinoRange website, more precisely for amazon slots casino review that outlines the casinos pros and cons in addition to its features and offers. It offers a detailed version of the casino gameplay and list of games you can get. At this stage you start to have an idea of the place you want to play at!

Furthermore, it’s imperative that you establish that the casino is trustworthy and secure. In this article we’ll discuss five key ways to help you identify your perfect online casino.

#1 – Make The Most Of Promotions & Bonuses

Online casino bonuses and promotions are a great way to get players started, especially when you consider the extremely competitive welcome/sign up bonuses for new players. To simplify the differences, promotions tend to be offered to all players during various parts of the year, be it seasonal or non specific. Whereas a welcome/sign up offer does exactly what it says on the tin, in most cases a one time offer for new players to get them started.

In addition to this bonuses can range from free spins, matched bonus (where the casino matches your deposit up to a certain amount), loss back, matched wins or sometimes a combination of each. We recommend that you find a casino bonus which suits you, if you have a love for slots, perhaps a free spins bonus could be your go to.

#2 – Great Customer Service

The quality of customer service that players receive on a gaming platform can say a lot about the reputation of online casinos. Every player has questions or queries related to online gambling, whether they’re new players or experienced. As mentioned previously it’s important to research this through casino guides to make sure you make the right choice before making a deposit by reading reviews and ratings.

Most online casinos have four main forms of customer support that are usually available 24 hours a day, seven days a week: phone, live chat, email and social media, although social media can be less common. In addition, it is also important for the service to be available in different languages and dialects. Furthermore it’s always worth checking the FAQ pages and troubleshooting before reaching out any of the customer services teams.

#3 – Extensive Game Roster

This is a key aspect to consider when choosing online casinos. The best online casinos should always offer a wide variety of games, such as poker, slots, blackjack and roulette and live casino options to keep players retained and interested. It is also expected for casinos to offer intuitive and innovative designs and that they adapt to different mobile devices. With a significant number of players using their mobiles for gaming, it’s advantageous for a casino to offer an exceptional mobile experience, as good, if not better than desktop. Furthermore If the range of games is limited, you may end up getting bored and go elsewhere to find games that entertain you. A quick way to find out how many games an online casino has is to look at their games page for the all games section and take a look there. Casinos will often refresh their catalogue bi weekly or monthly, depending on the season.

#4 – Trustworthy Casinos

The UK has one of the world’s most stringent regulators for both land based and online gaming. The UKGC (United Kingdom Gambling Commission) both regulates and controls the licencing for any brand launching within the UK market. The trust in a casino is paramount to users safety, safe online casinos must ensure security measures that protect the personal information of all users. In addition to this you must check that the gaming platform uses the latest technology, such as the Random Number Generator (RNG), which guarantees that gaming modes such as slot machines are not to be altered, and the Secure Sockets Layer (SSL), an encrypted system that provides secure communications.

#5 – Safest Payment Methods

Once you’ve created an account on your selected online casino and make your first deposit of funds, it’s important to check the payment options available on the site, as well as if there are additional fees.

The best online casinos usually offer secure payment methods such as credit cards, debit cards, bank transfers and different electronic wallets such as the ever popular Skrill, Neteller or PayPal. Keep in mind that it is a good sign of the casinos trustability when they offer a number of secure payment methods. Variations of payment methods are also increasing with crypto currencies being a popular method of payment in the past 12 months, with some casinos being specialists in crypto payments and withdrawals.

It’s also worth noting that each casino will also have its own rules and restrictions for withdrawing your funds. It’s worth gaining a solid understanding of the amounts and limitations required before you deposit and eventually withdraw. 

Summary

Although there are a number of requirements you may need to take into account and understand, we recommend that you always take the time to research and explore different casinos before making your decision to create an account and deposit. Some casinos offer the chance to demo it’s slot selection before depositing, while others offer a ‘social casino’ experience where you don’t deposit and don’t withdraw funds. In addition to this it can be recommended that you make accounts with a number of online casinos and maximise your bonuses, promotions and game selection. We recommend that you always read terms and conditions for any specific promotions and bonuses as well as the casino withdrawal process and enjoy any online casino responsibly.

Eli Afram, Co-Founder and Chief Technology Officer of blockchain software development company Layer2 Technologies is the Bitcoin Ambassador representing his home country of Australia. He has dedicated his life to pursuing his passion for computers.

“It all started for me when my father brought home a Commodore 64 computer when I was about seven years old. I wrote my first computer program not long after and I’ve been obsessed with programming and computers ever since,” Afram told Bitcoin Association, the global industry organization pushing for the advancement and adoption of the Bitcoin SV blockchain.

Afram then directed his love for computers towards Bitcoin, a new technology he found utterly fascinating. And so, he has become a long-time productive member of the Bitcoin community, expressing his technical expertise and ideas explicitly by publishing his writings.

“I fell into the Bitcoin circle and started writing a lot around 2015-16 about scaling Bitcoin, because I saw the urgent need for Bitcoin to scale. And that amassed a bit of a following,” Afram said.

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“We either scale or we don’t. There’s no middle ground. And this is why I’m so astounded by the BCH [Bitcoin Cash] move of choosing to stick to 32-megabyte transaction cap. Why? Why? That is just ludicrous. It’s just telling businesses to stay away. And BSV is very business-focused. We’re very business-oriented. We want businesses to build on BSV,” Afram explained.

And his writings also drew the attention of Bitcoin creator Satoshi Nakamoto, known in the real world as nChain Chief Scientist Dr. Craig S. Wright. In fact, Bitcoin SV (BSV), with SV standing for Satoshi Vision, is named so to signify the digital currency’s commitment to realizing his original vision for Bitcoin. Afram was fortunate to have a connection with Dr. Wright. And soon enough, he started working with the Bitcoin inventor, writing about Dr. Wright’s research and activities.

“I listened with a blank canvas, very quickly realizing that [Dr. Wright] was the real deal: not just because of what he said, but because of his passion and willingness to see Bitcoin succeed like no other person,” Afram recounted his first conversation with Dr. Wright.

This took him to the centre of the Bitcoin SV movement, and it cannot be denied that he is perfect for his role as Bitcoin Ambassador. Afram notably worked closely with Dr. Wright, he also has the technical knowledge and expertise and had front-row access as Bitcoin SV restored the original Bitcoin design to become what it is now—stable, transparent, secure, infinitely scalable and regulation-compliant. Afram is both realistic and optimistic as he looks into the future.

“I think Australia, like most countries, I think at the moment we have a lot of work to do. And I think we need to work on visibility, education [and] awareness. A lot of the talent that’s coming out in terms of BSV is coming from Australia, I’m proud of that. I’m proud of the fact that Satoshi Nakamoto is Australian, despite having a Japanese name. I think the best times for BSV are absolutely yet to come. We haven’t even scratched the surface of the best stuff, and the good stuff’s already started rolling,” the Bitcoin Ambassador said.

Layer2 Technologies, spearheaded by Afram, is currently developing a multi-voting platform called B-Vote, which has the ultimate goal of facilitating national elections on blockchain. It has already run initial tests and found that the BSV blockchain has the capacity to handle the votes of the entire Australian population.