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Aristocrat’s Takeover of Playtech Sets the Stage for the Company’s Next Phase of Growth

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The past few years have seen a great deal of movement within the iGaming industry. Aristocrat, one of the largest gaming machine manufacturers, proposed a US$3.7 billion acquisition of Playtech in 2021. Given the numerous developments occurring in the dynamic industry, the move was a no-brainer. It would strengthen the two companies and grow their global influence in the rapidly expanding gaming niche. It piqued people’s interest, especially in the Australian gambling industry because the deal was bound to have a huge impact.

The Takeover Agreement

Aristocrat Leisure has come a long way since its inception in 1953 to achieve its current position. The company has evolved over time, achieving a high status through innovative moves. In 2021, the company revealed its acquisition strategy, which would strengthen its position in the gaming industry. The company sought to grow by acquiring Playtech, a gaming company based in London that heavily invests in online gambling. The agreement was intended to help Aristocrat improve its business by allowing the company to reap the benefits of online gaming.

Despite tireless efforts in 2021, the acquisition plan was thwarted in February 2022 when PlayTech’s shareholders rejected the offer. The agreement required the approval of 75 percent of shareholders at Playtech’s annual meeting, but less than 55 percent of ballots were cast in favor of the agreement. By pooling their resources and voting against the acquisition plan, Asian investors played a significant role in killing the deal.

Despite its failure, Aristocrat’s plan to acquire Playtech reveals a lot about the company’s growth trajectory. The following is an analysis of the plan and its expected benefits to the companies involved as well as the gaming industry as a whole.

The Takeover’s Impact on Aristocrat and Playtech

Aristocrat has a reputable control over actual gaming machines all over the world. The company is best known for its dominance in the production of software for land-based casinos. Playtech, on the other hand, focuses on online gaming, making the two companies distinct and complementary. The deal would have benefited both companies if it had been successful.

For starters, the two companies would have formed a single large operating platform, allowing both to expand their reach across different industries. The acquisition meant that Aristocrat would be able to expand into online gaming. Similarly, for Playtech, the agreement meant making inroads into the development of software-based gaming.

Second, the agreement meant that the company would expand into new markets. Trevor Croker, CEO of Aristocrat, explained that the acquisition would increase the company’s ability to scale to other parts of the world. It would provide Aristocrat with access to the lucrative internet market in other countries, particularly in North America. Similarly, Playtech would benefit from Aristocrat’s platforms, which would provide it with easy access to Aristocrat’s already well-established markets.

Expansion into other aspects of the gaming industry would make it easier for both companies to improve their financial positions. For example, if Playtech had merged with Aristocrat, it would have been much easier to increase its full-year earnings. Having more resources would have increased the likelihood of meeting the target statistics. Furthermore, Aristocrat’s share price would have increased significantly on the London Stock Exchange. People would have been more willing to buy the giant corporation’s stock with assurances it would prosper in the near future.

The Takeover’s Impact on the Australian Gaming Industry

Aristocrat Leisure’s business-to-business acquisition strategy would have had a significant impact on the Australian gaming industry. Such acquisitions benefit the market because of their positive contribution during the current post-pandemic period.

The takeover would increase the number of investors as well as their spending in the gaming industry. Shareholders would have purchased more shares if they anticipated exponential growth and the resulting effect on share prices.

Australia can also expect significant improvements in the gaming industry as a result of an increased company collaboration. Combining the resources of Aristocrat Leisure and Playtech would aid in research and development as well as the faster adoption of modern technologies such as cryptocurrencies.

The merger would have also helped to improve the customer experience. For example, players would gain access to a greater variety of games with improved features, as well as an overall improvement in customer experience. This would place Australia’s gaming industry among the best in the world.

Conclusion

The Australian gaming industry is taking shape as a venue for business-to-business transactions. Despite its failure, Aristocrat’s planned acquisition of Playtech demonstrates the industry’s current direction. Most likely, the industry will see more plans like this in the near future. The trend has the potential to accelerate the industry’s development, contributing significantly to Australia’s post-pandemic economy.

Important Details Campaigners Should Know about Microsoft AZ-304 Test. Why Exercise Tests Should Be Included in Training Routine?

 Still, also you need to know that’s a process that involves two ways, If you ’d like to earn the Microsoft Certified Azure Results Architect Expert credential. The first one is passing AZ-303 test and if you successfully manage to get the fleeting score in such an assessment, you’ll also need to complete AZ-304 test. Author Tommy P. After doing all these, you’ll be suitable to meet your thing of getting a certified expert in managing Azure results. Knowing that further campaigners are presently interested in getting a instrument like this, we created this composition to help you understand what accoutrements you need to prepare for AZ-303 test. Piecemeal from exploring the training options handed by Microsoft, you should n’t forget about practice tests. They will help you have a practical overview of the structure and difficulty position of AZ-304. Are you curious to discover further?

 Utmost Important Details about AZ-304 Test

 Still, you’ll find vindicated details on AZ-304 assessment, If you go on the Microsoft functionary website. Indeed, though the seller does n’t Camden W mention that campaigners should meet certain prerequisites, Microsoft still has some recommendations. Therefore, you’ll have advanced chances to pass AZ-304 if you have previous experience on the following . You have preliminarily handled different IT operations. For illustration, you understand generalities like networking and virtualization. You also know the significance of icing business durability and how to work with security and data platform sundries. 

 You understand how to administer and manage Azure armature results.

You have preliminarily managed processes like Azure DevOps and worked with Azure development operations. Author Harper J

 Another essential element that you should take into account is the five major motifs tested in the Microsoft AZ-500 assessment. Thus, you should develop a strong knowledge of the ensuing areas

.

 Design monitoring;

 Security & identity operation and creation;

 Figure and control of data storehouse results;

 Development of a comprehensive business durability plan;

 Operation as well as operations of Azure structure.

 ExamSnap Pass AZ-400

 So, as far as you can see, you’ll succeed in carrying the fleeting score in AZ-304 test only if you go through ferocious training sessions. Below, you’ll find further about the available training options and the significance of practice tests in your AZ-900 fix.

 AZ-304 Available Training Options and Practice Tests

 The seller’s website is the starting point for your medication for AZ-304 test. It includes vindicated training coffers that will help you get the necessary information to succeed in such an assessment. Therefore, if you go on the test functionary webpage, you’ll find two learning paths. Free online classes Exam Collection Spring 66 Trade VCE devoted to mastermind network, storehouse, and cipher structure in Azure;

One paid educator- led course which test- takers can attend and learn directly from Microsoft coaches about how to apply Azure structure. 

 Eventually, practice tests should be used to understand the AZ-304 motifs and structure as all questions from practice tests follow the AZ-304 pattern and put the seeker in real scripts that develop his/ her logical thinking. Thus, you’ll have zero surprises in terms of difficulty and form when you take the real test.

 Conclusion

 Relating vindicated literacy paths for the Microsoft MD-100 test is an essential step that any seeker to the Microsoft Certified MS-700 Managing Microsoft Brigades Test Dumps Azure Results Architect Expert emblem should follow. On the seller’s website, you can find different training accoutrements that will help you consolidate your knowledge. Still, if you really want to pass this assessment with flying colors, you’ll need MS-100 to add a practical touch to your training process.

CCTV in the home. The right solution for your security needs?

Looking at how CCTV can help you in the home, and what to consider when watching the world.

The world is getting smaller and busier and a little bit more worrying every day. Since the end of 2019, especially, our homes have taken on even greater significance in our lives as we strive for our very own Shangri la. But how can we make sure we, our family and our property remain safe?

This article is written by A.P.E Fire & Security, one of the leading providers of CCTV Installation in Bristol.

CCTV

Short for Closed Circuit Television, CCTV is a security monitor system that allows you to keep a close and careful eye on your home and its surroundings. Unlike normal television which transmits its images publicly, CCTV transmits its images via a closed-loop, meaning that it ends up in your recording device only. These images can then be stored and reviewed later. 

Why have CCTV?

Having CCTV in and around your property makes a great deal of sense for anyone who may be concerned about the risk posed to their home. There are numerous great benefits to having CCTV. 

Deterrent

A burglary takes place for example every 108 seconds in the UK, with a staggering £181 million stolen from homes in London alone, every year, whilst the average cost across the country for residential burglary is £3030. But it’s easy not to become a statistic. A 2012 study of burglars found that 60% of burglars wouldn’t attempt to enter a property if it had a surveillance system. But don’t believe you can fool them with a fake camera. Most career thieves can tell if a camera is real, or even turned on. Of course, a camera will not deter all thieves. This is why it’s a great idea to install an intruder alarm to the property as well so the two can complement each other.  

Aiding prosecution. 

If you have been unlucky enough to have been burgled, even with a CCTV system, then this is where the second level of your camera comes in. The police will use your footage for anything from looking at what time the offence happened to reading number plates to getting facial recognition. Whilst that won’t help with the trauma of having someone in your home, it will help the police convict those who did it, at least allowing you some measure of closure. 

Insurance premiums. 

House insurance is expensive. Premiums are rising, excesses are getting bigger and the hold times are getting longer. Luckily a security camera can help. Apart from the hold times, anyway. By adding an extra layer of security to your home your insurance provider acknowledges that the risk of you having to make a claim is lower, thereby reducing the overall cost of your policy. By making an initial investment, the overall savings could reach hundreds of pounds a year. 

Remote monitoring

Off out for the night or taking a well deserved holiday and don’t want to leave your home unattended? Well, with modern CCTV any smartphone or tablet can be linked up to your monitoring device. This not only allows you to monitor your home at will, but it can also alert you to any movement, sound or light that the CCTV detects, giving you lasting peace of mind. But it’s not just monitoring for thieves that you can use the CCTV for. If you need to pop out and can’t take your pet with you, for example, then you can keep a lookout, making sure your frisky four-legged friend isn’t getting up to any mischief.

Set up

Having your domestic CCTV set up is quick and easy, especially if you use one of the great CCTV installation companies in your area. The installation will usually be a part of the whole package, creating lasting peace of mind. 

This all makes it sound as though getting CCTV is the answer, and it most likely is. But there are some challenges that come with it. 

Privacy

The UK government has released Guidance on the use of Domestic CCTV which sets out the conditions you must follow if using CCTV on your property. These range from letting your neighbours be aware you are recording to making sure that only your property is being recorded. A guide for this is to set up your CCTV so it stops at your boundary. If you capture someone else’s property then this could be considered intrusive and could lead to trouble.

There are numerous ways to keep your home and your family safe, but none are as simple, easy and worry-free as installing your own domestic CCTV. So order one today, and keep an eye on your life.

The World’s Top 3 Emerging iGaming Industries

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The casino industry is going through a bit of a business renaissance and the iGaming industry is at an all-time high, with no signs of slowing or collapsing anytime soon. 

Online gambling platforms are almost overworked to keep up with the ever-increasing number of customers. Re-inventing existing games and creating better ones with more robust features is now standard practice in the gaming industry. 

Although growth is universal, some iGaming industries are growing faster than others. This list includes the countries expected to grow faster and capture the largest share of the iGaming industry’s projected US $87.75 billion market value by 2024. 

Colombia 

Colombia’s iGaming market has piqued the interest of investors due to its rapid growth since legalization.  

The Latin American country passed the eGaming Act in 2016, resulting in massive growth in the country’s online gaming market. Colombia was the first country in Latin America to legalize online casino games, which stimulated gambling companies to embark on the stipulated licensing processes and tap the industry’s potentials.  

Colombia is one of the Latin countries that majors in monetizing the gambling industry. The country is embarking on various activities meant to improve the industry, ensuring the welfare of its operators and service workers committed to devoting their resources to the Colombian market.  

The Government of Colombia is beginning to realize the great potential that online gaming presents, thereby focusing more on improving the country’s conditions to support this phenomenon. 

The number of consumers in Colombia is fast increasing due to online gaming activities in a regulated gambling environment. More than 1.7 million new online players were registered in 2018

Since then, the number has steadily increased due to the introduction of exciting gaming options such as online bingo and online casino games. The industry took a hit in 2020 due to the coronavirus pandemic, which slowed the global economy altogether. 

The Colombian online gaming market, on the other hand, is expected to perform better in 2022 and beyond, thanks to the tireless efforts of iGaming operators. 

People aged 25 to 34 account for roughly 37% of all online players. Because of the growing number of iGaming platforms and online games, this group is expected to register and play more games online.

India 

Online gambling in India is gaining traction due to increased interest in eSports, online casinos, and sports betting. The country’s online gambling market is expected to quadruple from its all-time high of US $830 million in 2019. 

Despite being relatively new in the country, online casinos are gaining enormous popularity among Indians. Online activity facilitators agree that online casinos are attracting an increasing number of players every day. 

The vast majority of online casino platforms attribute the enormous growth to Indians’ proclivity for gambling. Indians value online casino games, particularly card games like Teen Patti. 

With a population of over 1.3 billion people, India has approximately 750 million internet users. People under the age of 25 account for roughly half of the population, and their enthusiasm for mobile gaming is unparalleled. In 2019, India had the highest number of gaming app downloads globally, recording over 5.6 billion. 

Given the lack of clear online gambling restrictions in the populous country, iGaming is bound to thrive tremendously. India’s state-level laws regulate physical casinos but are not explicit on online games since the games are relatively new in the country.  

Indians enjoy playing online games since it is cheaper than playing in physical casinos. The internet allows millions of Indians access to various online games with ease.  

Mobile gaming has also caught on in India, with many major companies having their own applications that can be played across multiple platforms, including Android, iOS, and Windows. 

Online gaming is expected to explode in India over the next few years with the launch of many new technologies such as 4G and 5G. The technologies allow millions of Indians access to every game they want. 

Japan 

The Japanese online gaming market is gaining popularity in the current wave of online gaming activities. The country’s population is already well-known for betting on horse, bicycle, and motorboat races. 

However, since 2021, the country has seen an increase in online gaming due to the announcement and inclusion of gambling apps on Google Play. Given the authorities’ reluctance to crack down on the growing number of illegal online gambling sites in the country, the uptick is unsurprising. 

Online gambling is illegal in Japan because casino operators are only permitted to conduct gambling activities within the confines of their facilities. However, the government appears hesitant to change the laws to allow online gambling. 

The willingness of Google to provide gambling apps for the Japanese population is expected to increase the number of players who enjoy online games in the country. 

The Japanese people enjoy various online games, particularly Dragon Quest Online, Phantasy Star Online 2, and Final Fantasy 14. People may also enjoy other time-based games, such as Lineage 2 and Eve Online. Online games are likely to gain popularity as gambling acceptance shifts. 

Parting Thoughts

In these and other countries with large populations, gambling cultures, and favorable gambling policies, the online gaming industry is expected to grow dramatically in the new decade. 

Online casino platforms and other online game facilitators should seek out the most promising markets to maximize profitability. Similarly, countries may consider legalizing and regulating online games to spur economic growth and ensure activity legality. With such conditions, online gaming may be beneficial in more ways than one.

Benefits of Calculating Milling Force, Torque, and Power

Most machine operators get a good sense of the force, torque and power needed for a particular milling job. However, it is considered a best practice to use a milling power calculator to work out these values. Why are these calculations necessary? What are the benefits of doing the math first? Learning why and how to do these calculations will help your milling results.

Why Both Doing the Math?

You may wonder why it is important to do the math when you can successfully run your mill without doing so. These are the key benefits:

  • Efficiency: With the numbers worked out correctly, it is possible to run the machine much more efficiently. This is true for both individual jobs and overall machine uptime.
  • Better Project Plans: Additionally, you can ensure that you have planned your project precisely. This can result in better results from your finished products. Plus, you will likely see much longer service lives from your mill inserts.
  • Reduced Mistakes: If you are unsatisfied with the number of workpieces that need to be scrapped and/or redone, calculations may be the answer. The greater efficiency and accuracy of your work can greatly reduce the number of mistakes.

4 Ways To Determine Calculations

There are a few ways to determine the calculations for a project. You can do them by hand or with a standard calculator. This process is relatively slow and error-prone. However, it does have the benefit of exposing you to the mathematics of machine operation.

Another option is to follow a reference table. Many machines have reference materials with pre-done calculations that can help you to configure the machine correctly. This is not very precise, but it is fast and easy.

You can create a spreadsheet with all the formulas you need. This option will require a bit more work upfront. However, it will be fast and easy each time you need to run a calculation. Of course, you will need access to your spreadsheet.

Finally, you can use one of Kennametal’s numerous calculators. We make it easy to run these calculations for each project you need to work on. All you need is a device with a browser to use one of our calculators.

High-Performance Tools That Have More Than One Capability

When you know exactly what each project needs, you can make better choices about the tools you will use. For example, with indexable milling tools, you can take advantage of the full range of your mill’s capabilities. Many machine shop tools can be used for a variety of different work processes depending on the inserts and settings you use. Kennametal can help you get the most from your tool investments with our high-performance, multi-functional tooling.

Discover More About Milling Calculations

Kennametal makes it easy to run the calculations for all your milling projects. With our calculators, a good-quality milling machine and a solid carbide end mill, you will be ready to achieve optimal results with your next workpiece. Check out our solutions today.

Crude Oil CFD – The Best Trading Strategy in 2022

Many people only notice fluctuation in crude oil prices when they are at the gas station. But for a CFD trader, the crude oil market is volatile throughout the day. There are various factors for crude oil price fluctuation including supply chain and logistic costs. These factors have a significant effect on other industries such as retail. As a result, the impact of crude oil price fluctuation is noticed in other industries as well.

Higher oil prices increase production expenses for businesses. As a result, consumers have to purchase expensive products. The profit margins in any industry depend on transportation and logistics costs. When oil prices go up, transportation costs increase. This eventually increases the cost of finished goods. Businesses have few options to deal with increasing transportation expenses. They are:

  • Moving to cost-effective transportation
  • Using regional warehouses to reduce the distance
  • Reducing profit margins

Prediction for Oil Crude Prices in 2022

In the first half of 2022, crude oil prices will reach low average levels. Restrictions due to the OPEC+ supply policies and the ongoing pandemic could influence the oil market. Another factor impacting the oil prices would be crude stockpiling policies by China. When top oil importers in the world slow their strategic and commercial stockpiling, China will also slow down imports.

CFD Trading is the Best Trading Strategy

Considering the current conditions, and predictions, we can say that crude oil CFD trading is an ideal way method to earn profits. Traders should understand the volatile price movement and purchase CFDs for short-term market swings.

Professional trading has never been easily accessible than it is today. You can trade in crude oil on your smartphone by choosing a trading platform that offers CFD trading options. Once you register with the platform, you can make your first trade.

Since CFD offers greater trading leverage, flexible lot sizes, and earning potential, it is one of the most effective trading tools. Furthermore, CFD brokerage fees are lower than traditional methods. Also, the minimum trading limit is lower, which allows traders to minimize risks.

As a UK investor willing to dive into the crude oil trading market, you should understand the market trends. It is important if you want to trade in this fluctuating market. You can avail unique opportunities by understanding the factors that influence the price. Crude oil CFD trading requires market knowledge and exceptional skills to yield consistent profits.

Also, you need to predict the commodity price movement by evaluating long-term price history, prevailing crowd, and impact on other industries. Since numerous factors influence the crude oil market, you should understand the market trends and create strategies that guarantee maximum profit.

Is Fintech Investing Enough in Cybersecurity?

Recent years have seen an explosion in the popularity of fintech businesses. With a huge rise in the number of alternatives to major banks, as well as launch of platforms for cryptocurrencies and other tech solutions for the financial services industry, perhaps it is no surprise that the industry has gained traction.

But along with its growth in popularity, the fintech industry has also seen an astonishing rise in cybercrime. This has led to questions over whether the sector is putting into their cybersecurity. Perhaps a key part of this is down to the famously well-protected banking sector. 

Fintech companies vs. banking cybersecurity

The banking sector is one that is well known for its well funded and exhaustive cybersecurity protections. They then go on to assume that fintech businesses will automatically have the same levels of cybersecurity protection. However, this is not guaranteed to be the case, and it has led to instances where customers have felt let down by perceived failings from fintech businesses.

The fact is that businesses in the banking sector are highly regulated. Maciej Markiewicz at NetGuru explains: “Cybersecurity in banking is enforced through legal regulations, which require banks to provide reliable and secure services and to implement robust cybersecurity procedures and operational processes aimed at optimising those services. Since fintech providers aren’t banks, they aren’t as strictly regulated and have greater flexibility in adjusting to the existing requirements”. 

This ultimately means that fintech businesses are able to operate without such powerful cybersecurity. However, this makes those businesses potentially highly value targets for cybercriminals. 

Fintech is increasingly being targeted

Cybercrime is rising for all industries. It is simply the case that every business must up their game in terms of their cybersecurity if they want to stay protected. However, fintech businesses are being targeted above and beyond many other industries. And there are actually a number of reasons why this is the case.

According to one source, incidents of cybercrime against companies in the financial services industries have risen by 238% in the past year. What makes fintech companies such an attractive target is that they are directly involved in financial transactions, they store a great deal of customer data and the fast pace of change in the industry as a whole can make it difficult to protect. They are therefore less likely than other institutions to have powerful cybersecurity in place. 

Key cyber threats to fintech

As we have seen and unfortunately for those running fintech businesses, there are many things that make them attractive targets for cybercrime. Certain types of threats can be deployed against fintech businesses that have not put adequate defences in place. Here are some of the key cyber threats facing this sector:

  • Money theft – this is perhaps the most simple and obvious. Fintech companies process transactions involving significant sums of money. If criminals can find a way to exploit a business it can directly steal money from either the company itself, or from its customers. 
  • Identity theft – the amount of personal data that fintech businesses store make them a target. Schemes using social engineering can allow cybercriminal to steal identities and either launch further attacks to sell details on. 
  • Data breach – not all cybercrime is targeted at stealing money directly. Many fintech businesses have a great deal of valuable data and information. Some criminals are more interested in stealing this data, which might include trade secrets or key business information. 
  • Ransomware – another form of attack commonly deployed against fintech companies is that of ransomware. In this type of attack, criminals steal all of the data on a company’s system and demand a ransom be paid before returning it. Failure to pay the ransom will see customers’ data published. 

Key cybersecurity investments for fintech businesses

There are a number of investments that all fintech businesses – no matter their size – would benefit from. Given that this can be simply given as a blanket statement indicates there really is no excuse for companies not to put their money behind powerful cybersecurity measures. Of course, each will need to be customised around the specific needs of the business, but their usefulness is universal.

Some of the key cybersecurity investments for businesses in the fintech sector include:

  • 24/7 monitoring – it is no longer the case that reactive forms of cybersecurity, such as firewalls and antivirus software, are enough to keep you secure. Modern cybersecurity, especially for businesses in the tech sector, requires constantly monitoring and supervision by professionals. Cybersecurity solutions specialist Matthew Kaveney explains: “In-house security monitoring can become a tedious task. With so many alerts popping up per day, it can be difficult for in-house IT to keep up. Professional 24/7 monitoring tools like artificial intelligence and automation can be used to their fullest extent.”
  • Penetration testing – penetration or ‘pen’ testing is “a form of ethical cybersecurity assessment designed to identify and safely exploit vulnerabilities affecting computer networks, systems, applications and websites”. It is used to finding issues that could potentially be exploited by cybercriminals, and then providing the organisation with information on how to fix and mitigate the issues.
  • Traditional cybersecurity – we spoke above about how reactive cybersecurity isn’t enough on its own. However, it still has an important role to play in keeping businesses secure. Ensuring that you have properly set up antivirus and firewall software, and to make sure that these are regularly updated. 

Are fintech companies investing enough?

With cybercrime on the rise, fintech businesses need to take cybersecurity very seriously. Those companies that aren’t putting in the investment expose themselves to a significant level of risk. With more customers likely to come to fintech businesses over the coming years, as the general public becomes more accustomed to the industry, it will be up to businesses to do everything they can to keep their systems protected, to keep their customers safe. 

What to Expect from the Installation and Maintenance of Your Integral Blinds

So, you have decided that you want integral blinds for your home, what next? This article shall explore the process that you will embark on when choosing integral blinds.  From the different styles available to the general maintenance that will be required once they are installed, this article will help you to understand what to expect.

Choosing Your Integral Blinds

When it comes to choosing your integral blinds there are a range of different styles, colours, and operation mechanisms to pick from.  Within the integral blinds range there are three types of blinds to choose from which all offer their own unique style: Venetian, Pleated and Pleated full blackout. Each design is suited to different aesthetic preferences so you should think about which style best fits the room that it will be installed in.

As well as being functional, integral blinds are also stylish and come in a range of colours, from staple neutral shades to more vibrant colours that can be ordered in advance. All colour options for integral blinds also have a percentage score to demonstrate how much they are solar reflecting, solar absorption, and light reflecting.

Next you will be tasked with deciding on the way that you will operate your integral blinds. Options include cord control, remote-controlled opening and closing, magnet controlled and solar controlled, therefore there is a choice to different preferences. The solar control option is highly popular among users that wish to reduce their carbon footprint and save time and money not replacing batteries.

Disposal of Old Windows

You may be wondering how to clear the glass fragments that have been from your old windows. However, as a customer, you do not need to worry about disposing of old blinds or windows as Morley Glass will remove the glass from your old windows and doors for you and recycle it.

Through teaming up with glass manufacturer Saint-Gobain Glass, the company has created the ‘CRUSH’ machine which is a glass crushing machine which allows the glass recycling process to take place. As the name suggests, the machine crushes old glass into small fragments of cullet which allows it to be handed in bulk back to Saint-Gobain Glass, where it is recycled into a new pane of glass. In turn of supplying Saint-Gobain Glass with cullet’s, Morley Glass receives payment which is donated in its entirety to environmental endeavours throughout west Yorkshire.

The integral blind company also offers customers and old tradespeople to use their very own recycling service free of charge which prevents them from paying the cost of landfill taxes and skips.

Maintenance of Integral Blinds

As integral blinds are integrated within the glass there is minimal maintenance required.  While regular blinds require frequent cleaning to prevent the build-up of dust particles, integral blinds do not require cleaning as they are dust resistant. As well as assisting in keeping your room clean, integral blinds also minimise the spread of infections and are allergy friendly.

Now that you’re integral blinds are in place, regardless of the operation system that you have chosen you can adjust your blinds to suit the time of year and available sunlight. For example, In the winter months integral blinds can be fully opened to maximise the amount of light that will distribute throughout a room. Contrastingly, in the summer months you can operate integral blinds to be half or fully shut to reject sunlight coming into a room to create a comfortable room temperature.

Rental Yield Calculator for Property Investment

A rental yield calculator enables you to compute the net and gross rental yields for your property or other lettings business. Evaluating your rental yield ensures you know whether your property is a profitable investment or not. It also helps you make an informative decision when you want to acquire a buy-to-let mortgage. 

What is Rental Yield?

Rental yield is the amount of money you earn from an investment property. The difference between the entire costs and revenue received from your rented property is the rental yield, and it is usually demonstrated in percentage form.

Rental yield assists investors and landlords in ascertaining their portfolios and property investments’ value. It also helps you know if you can earn more if you invest in a different property. Various factors influence rental yield. These include property prices, demand growth, the fluctuating housing market, and interest rates. 

For instance, you can have a property with a good rental yield, but you don’t get enough tenants, meaning the demand is low. Besides, the rental yield can be good, and there is no property price growth at all. 

How to Compute Rental Yield

Rental yields fall under net rental yield and gross rental yield. When calculating the net rental yield, you have to take into account all expenses of the property. While on the other hand, gross rental yield doesn’t.

The ideal method of computing rental yield is using the net rental yield since expenses do not usually match the revenue generated in various properties. 

●     Gross rental yield calculation

Evaluating the gross rental yield is very simple. You only have to take the total property’s annual income, divide it with the property value, and multiply it by 100. Here is the formula: 

Gross Rental Yield = Annual Rent

                                    Property Value

For example:

Let us say that your monthly rental income is £1200. So, your total annual rental income will be:

£1200×12=£14400. We assume you purchased the property for £220000. Therefore, your gross rental yield will be:

Gross Rental Yield: (£14400÷£220000) x 100 = 6.55%.

●     Net rental yield calculations

The formula for calculating net rental yield is a bit different from the gross rental yield. Here you have to deduct all the expenses like repairs, taxes, vacancy costs, insurance, and other property maintenance costs. But you don’t subtract all expenses.

For instance, you cannot include debt expenses such as interests and mortgage repayments since they are unrelated to the property but the investor’s finances. However, you can include these expenses if they give you a better comparison way of viable investments.

For you to calculate net rental yield, you must have four values: property value, annual rent, annual expenses, and vacancy rate. The vacancy rate is the amount of time when the property has no tenant, usually in percentage form.

To compute the vacancy rate, your need to take the expected number of weeks or months the house will be vacant in a year and divide them by the number of weeks or months in a year.

Sum up all expected expenses to get total annual expenses. To compute your net rental yield, you must deduct total annual expenses from total annual rent income while considering the vacancy rate and dividing the amount you get by the property’s value.

Net Rental Yield = (Total Annual Rent x (1 – Vacancy Rate) – Total Annual Expenses.

                                               Property Value

Example:

Let’s assume that you collect an annual rent income of £28000 every year, and you pay £8000 for total expenses. The vacancy rate is 12%, and your property value is £480000.

Net rental income will be: (£28000 x (1 – 0.12) – £8000 ÷ £480000 x 100 = 3.47%.

What is a Good Rental Yield?

Photo by Wynand van Poortvliet on Unsplash

There is no single approach to defining a good rental yield since the percentage will vary depending on various factors such as location or residential or commercial property. But the thumb rule is that a gross rental yield of over 5% is good. Over 8%, the yield is very good, and anything above 10% is excellent.

Besides, a good net rental yield should allow investors to make reasonable income after deducting all property expenses. If you want to buy a new property, it is advisable to invest in an area where there is high capital growth or high demand for rentals.

Do not invest in property that cannot cover its mortgage payments plus any other cost that comes with possessing a property. This can lead to low return on investment and, eventually, poor rental yield.

What Can You Do to Maximize Your Rental Yield?

Other than varying mortgage interest rates and changing property market value, other outside factors can make your rental yield vary. However, the following are some of the things you can do to ensure you optimize your rental yield:

●     Adjusting rent

You increase the rent based on the tenancy agreement if it’s below the market rate. On the other hand, you can decrease the rent if it is too high than the property value. Charging a high amount of money and the property’s value is low can make your property stay for an extended period without tenants.

●     Think about a house in multiple occupations (HMO)

Private landlords mainly own HMOs, and many people rent them. You need to consider a lot of practicalities before you convert your properties into HMOs. But this option is more profitable since you will get rent from multiple tenants.

●     Evaluate your outgoings

Many landlords and investors overlook their standard property outgoings. But little do they know that they can save a lot of money by simply changing a few things. Sourcing cheap labour for repairs and maintenance and re-mortgaging for a good deal are some of the things you can do to maximize your net rental yield.

Conclusion

Now you know the importance of a rental yield calculator and how it calculates rental yields. A rental yield calculator helps you compute net rental yield and gross rental yield for your property. It is the dream of every landlord or investor to get a good rental return upon investment on properties.

Gross rental yield helps mortgage lenders and estate agents to determine how affordable the buy-to-let properties are. It is also useful when comparing various investments.

Why Printed Media Is Still Useful For Your Business

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From the time when newspapers and magazines came of age, they have continued to provide readers with a wealth of information on various topics. Newspapers, in particular, are still relevant because they share the latest news on major events around the globe. The downside to printed media is that it is expensive and cumbersome for some people. As such, many businesses or individuals now opt for ebooks or online articles instead.

However, these modern mediums come with their own set of challenges – fewer sales because people simply cannot relate to a screen; poor formatting; transcription errors; etc., which can make them difficult to read or access when you need them most (e.g., when you’re at work).

Printed media can set your business apart

Printed media is still worth considering for several reasons. For one, printed media from companies like printingprogress.co.uk provide your customers with a tangible product that they can hold in their hands. This is an excellent way to improve customer satisfaction and build brand awareness among clients.

As a business owner, you should be encouraged by the fact that your customers can enjoy using something as accessible as a brochure or magazine while they are at home or on their way to work. They won’t have to worry about whether the information will be properly delivered to them and in the format that they prefer because you have already done the hard work for them.

Printed media creates lasting impressions

The fact that your customers can hold printed media in their hands makes it more memorable for them. It is easier for them to connect with the information in the brochure or magazine because of how it feels and looks. Hence, they will be able to retain the information better, making it easier for you to make an impression on your target market.

Printed media can be delivered easily

Targeting potential customers in a specific area is hit and miss when done online. Yet it is particularly easy offline. All you need is a printed flyer that you can hand out in your physical area, and you can be sure that all of your potential customers will get it. This is the most common way for businesses like yours to target prospective clients. It also doesn’t matter if your leaflet is thrown away – you can easily target an area repeatedly.

Printed media enhances your brand image

Your business’s reputation will improve overall when you choose to use printed media instead of online. Your current customers will appreciate the fact that they can interact with you in person by reading the information that you offer. This makes them feel more connected with your brand and will encourage them to come back for more. Print media also helps in building a “human” touch towards your business, which is always important for a business owner, especially if they’re looking to expand their customer base.

Like it or not, printed media is still useful for your business because it still has value to be conveyed. When you use these products, you will be able to portray more of a human touch towards your company. Additionally, the fact that they are more accessible and cheaper than online versions will make them much easier to deal with.

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