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BBanc Review: Find a Whole New Set of Opportunities and Financial Outlooks

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When searching for an online broker, it helps to compare the details that matter the most. The following review of BBanc covers all the must-know details to help determine if it could be the best choice for someone. 

What Is BBanc All About?

In short, BBanc is a multi-market trading app that prioritizes flexibility and convenience. It markets itself as the smarter way to trade and uses intelligent modern software to assist investors as they try their hands in the industry. 

Market Opportunities

The best online traders offer versatile market access with high-quality tools. BBanc ticks both boxes, managing to balance diversity with detail. 

Some of the possibilities for investors on the BBanc platform include cryptocurrency, FOREX trading, stock and bond investments, commodities, CFD trading, and more. With so much variety, there is no portfolio that BBanc can’t help to enhance. 

Where BBanc really impresses is its consistent level of sophistication and ease across all the markets. Many platforms struggle to provide an even efficiency level across the board, but this one pulls it off. 

Developmental Support

A core element of the BBanc platform is the encouragement of self-development. It claims to be suitable for beginners and backs that claim by sharing valuable and workable training materials to everyone who sets up an account. 

The highlights include interactive tutorials and full-scale demonstrations. BBanc has a demo platform that replicates the real thing to a T where new users can practice using dummy funds through virtual trading while they build confidence and understanding. 

Making Investing Accessible

Last but not least, BBanc is all about accessibility. The developers believe that trading should be for everyone, and it does an excellent job of making all users feel welcome, comfortable, and confident as they launch their platform journeys.

Things to Know About the Platform and Interface

First impressions are solid, thanks to an appealing and understated design. It feels sophisticated but approachable, and everything is well displayed in a way that makes sense. 

The general user experience is positive. Aside from one or two parts of the platform that run a little slow, everything performs consistently well and is easy to navigate. There is certainly a lot to love, no matter what level a person comes in at. 

Using the Platform as a Beginner

Beginners using BBanc are directed to the demo platform initially upon recommendation of their account manager. It is an extremely useful tool that provides a perfect opportunity to build skills safely before putting any money on the line. 

Other benefits include:

  • Streamlined displays
  • Basic reports are shared automatically
  • Easy data translation
  • Direct support from professional brokers

Using the Platform as an Experienced Trader

Someone with previous experience with online trading apps is likely to enjoy the intuitive navigations and easy-access transaction management. Because BBanc aims to be ultra-convenient, it is set up in a way that cuts down on time and uses logical processes to make things more fluid. 

A few other bonuses for advanced traders include:

  • Option to join advanced live webinars led by industry experts
  • Flexible payment options for time-efficient transactions and trades
  • Excellent privacy for secure investing

What Else Should People Know about BBanc?

Here are a few more useful details. 

Customer Service

BBanc has a decent customer service department. Agents can be reached by email 24 hours a day, with response times impressive all week long. The weekend is a little slower, but queries are still addressed in a timely manner. 

Payment Options

The platform accepts deposit payments through the following methods:

  • Credit card
  • Debit card (Visa or Mastercard)
  • Bank or wire transfer
  • Digital wallet transfer

When a person first opens an account, there is a minimum deposit requirement of $250, but there are no fees or commissions taken from the amount. 

Costs and Fees

Speaking of fees, BBanc is very competitive with its pricing. There is a subscription-free option for those who prefer not to pay monthly, but it comes with charges for withdrawals and some additional services. The paid option is more comprehensive and still very affordable. 

Last Thoughts

Sometimes, the basics done well is exactly what a person needs. BBanc excels in all the fundamental elements of what an online broker needs: and it does it with style. 

Learn more by visiting the official website if this sounds like an interesting option. 

Disclaimer: This is a sponsored marketing content.

Vexxsel Review – A New and Exciting Way to Trade Stocks and Bonds

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Stock trading has been around for generations, but the digital investment industry has taken things to a new level. More people than ever before can access exciting financial opportunities from the comfort of home- all they need is an internet connection and a great online broker. 

Vexxsel claims to be one of the best, and its online reputation seems to say the same, but what exactly makes it so go? In this review, all the frequently asked questions are answered- along with some helpful insights into what to expect as a new member of the platform. 

A Quick Breakdown of Vexxsel

Before getting into the details, here is the platform at a glance- based on the basic info that every new user needs to know. 

Pros

  • Excellent design
  • 24/7 customer service
  • Fast performance
  • Training options
  • Versatile payments 
  • Mobile access

Cons

  • Restricted access in some locations
  • Slow account registration process

Trading Options

  • Stocks and bonds
  • FOREX
  • CFDs
  • Crypto trading

Platform Type

  • Web trader
  • Desktop software
  • Mobile app

Costs

  • Minimum deposit $100
  • 3.5% withdrawal fee
  • Multiple monthly subscription options
  • No free version 

Accepted Payments

  • Bank transfer
  • Credit card (Visa or Mastercard)
  • Debit card
  • Digital Wallet
  • US Dollar, Euro, Japanese Yen, Pound Sterling
  • Bitcoin, Ethereum

The Important Questions

Now that the basic overview is out of the way, let’s get down to the nitty-gritty. Here are the questions that most people ask when choosing an online broker and honest answers about the Vexxsel platform. 

What is Vexxsel Best For?

Although Vexxsel is a general trading app (it doesn’t have one set niche but instead works across several markets), it is best known and most commonly used for its stock trading platform. Vexxsel excels in this area and has a professional-grade approach to the industry. 

Users can access hundreds of investment options of all shapes and sizes so every portfolio can find a perfect fit. The integrated tools help streamline options based on budgets, risk, and timeframe for convenience and efficiency. 

Is Vexxsel a Legitimate Online Broker?

This is usually the first thing people want to know: is it too good to be true? Vexxsel is a legitimate trading platform with qualified brokers and genuine investment opportunities. It doesn’t make false promises or set unrealistic expectations for its users, but it does encourage them to study markets and appreciate the realities of the industry. 

Can Beginners Use the Vexxsel Platform?

It is not specifically designed for or aimed at beginners, but Vexxsel has many integrated tutorials, demonstrations, and support features that make it perfect for beginners. The design is professional but not intimidating and is fairly easy to keep up with- regardless of experience. 

There is also a virtual trading platform for risk-free practice that is invaluable to a new trader.

Does Vexxsel Work on Smartphones?

It does- through the mobile app. Users can download the app in the relevant app store and log in using their account credentials. The mobile version is similar to the primary platform but not exactly the same as it is still going through further developments. Users can log in from anywhere with an internet connection and stay updated on all the latest movements. 

How Fast Is the Vexxsel Platform?

Something Vexxsel can certainly boast about is speed. The platform is fast, efficient, and highly functional across all areas- and is reliable when it matters the most. Users don’t have to worry about slow loading or errors. 

Is There a Customer Service Department?

There is a customer service department that is reachable 24/7. Most communication is via email, although there are some other channels available upon request in some situations. The FAQ forum is packed with helpful information, and some subscriptions include a dedicated account manager for individual support and advice.

The Verdict

Vexxsel has earned the right to call itself one of the best digital trading platforms- especially for stock investing. It is legitimate, beneficial, and impressive all around. Learn more through the official website today. 

Disclaimer: This is a sponsored marketing content.

Trade Markets Review: A Professional Approach to Online Trading

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Online traders everywhere are becoming more and more confident, and they need digital brokers that can support their needs and journeys. Trade Markets is an advanced, high-level trading platform that provides an exceptional service to its users. 

What this review aims to discover is how it does what it does and what makes it such a fan favorite amongst savvy independent investors. It explores the best features and looks at all the things a new user may want to know before signing up for an account. 

Overview

  • Professional-style online trading aimed at experienced investors 
  • Suitable for beginners but requires self-development and dedication
  • Works with stocks, FOREX, CFDs, and crypto
  • Accepts payments through bank transfers, credit cards, debit cards, and digital wallets
  • Provides excellent personalized service
  • Paid subscriptions only (several options available)
  • Compatible with most devices, but best for desktops and laptops

Standout Features of the Trade Markets Platform

Overall, this is a very impressive platform. There is a lot to love and not much to fault, but there are a few things that stand out from the rest. Here are the things that Trade Markets users love the most and that this review finds to be the most advantageous. 

Virtual Trading

Trade Markets is not really a beginner-focused platform, but that doesn’t mean less experienced traders can’t benefit from the excellent services provided. The virtual trading platform is one of the best, and it makes a significant difference to all users- regardless of previous experience. 

It looks and works almost exactly the same as the real thing but with virtual funds and dummy trades. This is the perfect space to practice, develop, skill-build, and gradually become a more competent investor.

Analytical Reporting

One of the impressively professional aspects of Trade Markets is the advanced analytical approach. The reporting tools are exceptional, with customizable parameters and streamlined, efficient displays. 

Data tracking is essential in this industry, and Trade Markets makes it easier to dive deep into the numbers and draw informed speculation based on the findings. 

Stock Investment Platform

The brokers are general brokers- so users can access various markets and financial opportunities. That said, stock trading is the heart of the platform and the main attraction for many members. Trade Markets goes all out in this department- providing tools, strategies, techniques, and support that rival all other stock trading apps. 

Users have access to hundreds of possibilities, with some exclusive options reserved for higher-tiered subscriptions. It is easy to streamline the search by adjusting budget and risk parameters, as well as choosing certain industries on which to focus. 

Customer Service Team

The last feature that earns a special mention is the exceptional customer service department. Few online brokers offer as personal and dedicated support as Trade Markets- it shows in the reviews and general user satisfaction. 

There are several tiers of service and support- starting with automated chat responses, graduating through highly trained agents (email mostly), and industry experts who work with members on a one-to-one level to assist and advise. 

Food for Thought

It is tough to find fault with this platform, but here are a couple of minor points to be aware of when joining the platform. 

Mobile Version

Trade Markets does have a mobile version- which works on most modern devices and can be downloaded in the relevant app stores. It is an excellent tool for tracking live trends and movements, but it is still developing some finer details to bring it up to the same standard as the desktop option. 

Account Setup

Because there are several account options to choose from, it is essential that new members get the guidance and advice they need from step one. Part of that is a personalized setup process, which is extremely helpful but can be a bit slow. It takes time to optimize things, so have patience during the process. 

Review Conclusion

The Trade Markets platform earned its reputation and is a standout name for a reason. Taking things to the next level is that little bit easier with this exceptional online broker, so head to the official website for subscription info and get excited about the possibilities.

Disclaimer: This is a sponsored marketing content.

Is Buying a Powerful GPU Worth It? Things to Consider

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If you are a PC enthusiast or run your business by playing video games for content, then you’ve probably heard about all the latest exciting graphics cards releases over the past few years. However, getting a brand new graphics card for your PC or laptop can be a very expensive prospect, so do you really need to spend a lot of money on it? Some of the main things to consider before you part with your money on a high-powered GPU include:

Your Budget

For any item that you want to purchase, how much it’s going to cost is likely to be a main deciding factor. After all, not everybody has an unlimited budget when it comes to computer components. It’s a good idea to think about how much you are willing to spend before you get started, as this will make it easier for you to find a graphics card that not only meets your needs but is also within your budget. If you are building a PC, then it’s not a wise idea to spend much more on the GPU compared to the other components, as this could lead to a situation where your CPU and RAM can’t cope with your GPU.

How You Will Use It

Whether you need a graphics card for work or entertainment and leisure purposes is another major factor to consider before you buy. For example, it might be worth investing more in a high-powered graphics card if you know that it is going to impact the performance of the games you play and make a big difference to your hobby time. Or, if you need it for work as a video editor or are looking for a good workstation graphics card as a CAD designer, then again, it’s worth spending as much as you can. Click here to find out more about some of the latest graphics cards to see if they would be worth buying for you.

Which Apps and Games You Use

Along with thinking about what you’re going to be using it for, the apps and games that you use on a regular basis are also worth keeping in mind before you decide which graphics card is going to be the right fit for you. If you are a gamer, then the more powerful and graphics-heavy your games are, the more powerful you will need your GPU to be. Think about how you can future-proof your computer, too, as new games and software are always being released with heavier graphics card requirements.

Alternatives to Consider

Of course, if you don’t need a high-end graphics card but still want good graphical performance, you may be wondering if there are any alternatives to consider. It may be worth looking into processors that run with integrated graphics, allowing you to run some games without the need for a dedicated GPU, and improving computer performance with several apps.

Whether you use your computer for work or entertainment, there are several important things to think about before figuring out the best graphics card for your needs.

Busting Computer Refurbishment Myths

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For years the term refurbished was almost considered a dirty word, something that’s second rate, unwanted. It was a term that suggested the item was previously broken and hence it was being sold off cheaply because it didn’t work as was originally intended.

The confusion lies mostly with the perception that the product has been used, returned by the user because something was wrong, but being ‘sold as used’ versus ‘sold as refurbished’ is nowadays largely different, confirmed even more so by online giants like Amazon and eBay making this distinction too.

Refurbished or refurbishment, according to Collins dictionary, is the act or process of cleaning, decorating and providing new equipment or facilities. This is great and explains a large part of the process. If we take each point one at a time…

Cleaning : Of course the product will be cleaned, this is the easy one, a few minutes cleaning and polishing a product can make the world of difference. There’s a reason there are no dirty cars for sale in a car showroom.

Decorating : There’s no real analogy here for electronics, however refurbished items will often come in a plain, non-branded box, could this be seen as undecorating? Perhaps, but it presents a clean, tidy appearance, that doesn’t scream brand new, but also takes nothing away from the product in the box.

New Equipment or Accessories : This is often where a lot of the magic happens. Electronics, or computers specifically are built with a series of connected parts. The parts are usually modular and can be removed and upgraded. Yes this could cause some waste, but the exchangeable parts are often very much smaller than the overall unit footprint, but by upgrading these parts we could be adding an extra 5 years to the product’s lifespan.

Hence, the dictionary definition is largely representative of what a refurbished item means, however it misses a fundamental process that makes refurbished electronics unique. Electronics can be easily tested to ensure that they are free from all defects, specifically any defect that may have caused the item to be returned in the first place. This testing is largely binary and generally relates to an ‘OK’, ‘not OK’ result. Compare this to the likes of a refurbished armchair, which incidentally the dictionary explanation fits very well with, how do you test a chair? Yes you can sit on it, it may or may not be as comfy as it was before, the material may or may not last as long as it did before, it may or may not look the same as before. It’s quite subjective and generally involves a bit of a gamble or belief with the purchase. Electronics on the other hand, the results are so black and white, that makes testing a great tool for a successful refurb process.

Another important factor in celebrating Refurbished equipment is the certification process. To say a laptop or computer is ‘certified’ refurbished, indicates that it’s the original manufacturer that has performed the process. What this eludes to, is that only manufacturer recommended or branded parts will be used in the repair or improving of the product. This in turn gives them the ability to offer amazing guarantees or warranties. They are confident that their improvement process is worthy of a warranty, so much so some manufacturers offer up to 4 years next day on site support.

Alan Gilmour from europc commented “There have been massive strides in the refurbished market over the last 4 years and now, when budgets are tighter than ever coupled with the desire to reduce ones impact on the environment, the term refurbished should no longer be considered a worry, but instead an informed choice. With a great range of Certified refurbished laptops and desktop PCs, europc.co.uk are committed to reducing the impact that computer equipment has on the environment.”

It’s a testament to the change in opinion about refurbished equipment that more and more sites are selling refurbished items, however a warranty or guarantee can often be missed. It pays to ensure you are always comparing like for like to ensure you get not only the best deal, but the best package that suits your requirements.  Look for the length of the warranty offered e.g. 3 months, 12 months, 36 months.  Look for who is supporting the warranty, is it the manufacturer or the retailer?  Look for the type of warranty, is it “collect & return” or “return to base” (where the warranty provider collects it from you & returns it back, after making any necessary repairs) or  is it “onsite” (where the warranty provider sends an engineer to your chosen location make any necessary repairs).

Five Ways to Style Your Shorts This Summer

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Shorts are a summer essential. You’ll want to make them look good. These easy tricks help you make the most of your shorts all season long.

Keep It Casual

Keeping it casual is one way to help stay relaxed and firmly in touch with all summer has to offer. One of the best things about shorts is that you can stay comfortable. There are many ways to keep your shorts right for a relaxed summer occasion. Shorts made from jeans are a good choice. The same is true of shorter shorts that just hug the body right above the knees.

Add Shirts With Long Sleeves

When you’re wearing shorts, you can add a bit of formality to the look with long sleeve shirts. Long-sleeved shirts make the ideal thing to have on hand when you want to travel. For example, if you’re going boating, shirts with long sleeves protect your skin against the cold salt air.

That’s something they know well at Champion. This is why they say they are “reimagining classic Champion signatures with a feel-good twist.”

Bring on the Shoes

Shoes help make the entire outfit. When it comes to men’s shorts, you’ll find shoes that add lots of detail and help you stay comfortable. There are lots of types of shoes that you can add to your shorts.

Sandals are a good choice as they are comfortable and cool. Sneakers also work well. Many women also like a pair of flats that lets them head out on a date after time at work or the beach.

Go Bold

Bold is a fun way to make this summer something even more special. Many women love the idea of taking bold colors and bringing them to their shorts. That’s why bolder colors work well. They have what people like when it comes to feeling good as the weather starts to heat up.

Bright neon yellow, hot pink and turquoise all make a lively fashion statement that keeps it looking fresh every single time. You want to have a look that says this is who you are and how you feel. Colors that stand out are one of the best ways to have that kind of feel.

Look for a Sweater

Sweaters are not just for the cooler months of the year. Sweaters are good for summer as well. Many women find them essential as the temperatures drop and they need to have some warmth on hand. Lightweight sweaters are also good when you want to keep them simple and polished. If you are looking for something that also adds a bit of color and lots of texture as well, a sweater is a good option when wearing shorts. Choose sweaters that have a relaxed fit to allow for comfortable and cooling air flow even at night.

Lots of pairs of shorts are excellent options for summer. These tips help you make the most of your shorts all summer long.

How to Calculate Your Monthly Car Payments

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Figuring out how much you’ll need to budget for your monthly car payment is an important part of the car-buying process. After all, you don’t want to end up being upside down on your loan (owing more than the car is worth) or having a payment that’s so high it strains your budget. Below, we’ll walk you through a simple method for calculating your monthly car payment so you can shop with confidence.

How to calculate your monthly payment

Assuming you have your down payment saved up and you know how much you’re approved for, calculating your monthly car payment is actually quite easy. To make it even easier, you can use an auto loan calculator. But if you want to do it by hand, just follow the steps below:

  1. Calculate the total loan amount by taking the purchase price of the car and subtracting the down payment.
  2. Then, multiply that figure by the loan’s interest rate (converted to a decimal) and add 1. This will give you what’s known as the decimal factor.
  3. Take the number of months in your loan term and raise it to the power of the decimal factor.
  4. Divide the total loan amount by this number to get your monthly payments.

What factors go into determining your monthly car payment?

The amount you pay each month for your car loan is determined by a variety of factors, including the price of the vehicle, the interest rate on your loan, and the length of the loan term.

The price of the vehicle is obviously a major factor in your monthly payment, but it’s not the only one. The interest rate on your loan will also affect your payment, as will the length of the loan term. For example, if you have a five-year loan at an interest rate of 3%, your monthly payment will be lower than if you had a three-year loan at an interest rate of 5%.

The length of the loan term is another important factor to consider when determining your monthly payment. A longer loan term will mean higher monthly payments, but it will also mean that you’ll pay less interest over the life of the loan. Ultimately, the choice of the loan term is a personal decision that depends on your financial situation and your goals for repayment.

How much should you save for a down payment on a car?

Buying a car is a big financial decision. Not only do you have to pay for the vehicle itself, but you also have to factor in the cost of fuel, insurance, and maintenance. One of the biggest expenses when buying a car is the down payment.

How much you should save for a down payment depends on a number of factors, including the price of the car and your financial situation. A good rule of thumb is to save 20% of the purchase price. For example, if you’re looking to buy a $15,000 car, you should aim to save $3,000 for the down payment.

However, if you can’t afford to put down that much money, don’t worry – there are still plenty of options available to you. You can talk to your bank or credit union about financing options, or look into government programs that can help you with the cost of a down payment. Whatever route you decide to take, be sure to do your research so that you can make the best decision for your needs.

How to get a low interest rate on your car payment

Interest rates on car loans can vary widely, but there are a few things you can do to get a lower interest rate on your car payment. One option is to shop around at different lenders to see who offers the best rates.

Another is to try to get pre-approved for a loan before you go to the dealership. This way, you’ll know how much you can afford to borrow and what interest rate you’ll be paying. You can also put down a larger down payment, which will lower your monthly payments and the overall amount of interest you’ll pay on the loan.

Finally, be sure to have a good credit score so that you can qualify for the best interest rates available. Remember, you can always negotiate if you don’t like the numbers they are giving you. By following these tips, you can get a lower interest rate on your car payment and save money over the life of your loan.

How to get the best deal on car financing

Getting the best deal on car financing depends on a few factors. First, it’s important to have a good credit score. The higher your credit score, the lower the interest rate you’ll be offered.

Second, it’s a good idea to shop around and compare rates from different lenders. Even a small difference in interest rates can make a big difference in the total cost of financing. And finally, don’t be afraid to negotiate.

Many dealerships are willing to work with customers to get them the best possible deal. By following these tips, you can be sure you’re getting the best possible deal on car financing.

Calculating your monthly car payment doesn’t have to be difficult—just use the formula above. And remember, if your monthly payment ends up being too high for comfort, you can always adjust by lengthening your loan term or finding a less expensive car. Happy shopping!

Affordable Ways of Shipping Internationally

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People who were moving internationally during COVID-19 might have faced long customs waits, difficult paperwork, and the hassle of relocating their belongings. Airoluggage has made international moves much easier and cheaper for those who needed them.

In 2020, there was a total of 131 billion parcels shipped around the world. That is an increase of about 30 percent compared to 2019. The number of shipments increased by three times between 2011 to 2020. Shipping logistics became much more complicated in some countries and placed additional pressure on the companies responsible for shipping goods.

“The majority of people are used to sending a letter or package around the world but when we are shipping something larger or unusual in shape the options become limited, that’s where we come in,” says John Catterson, Founder of AiroLuggage.

There’s no surprise competition has increased in the courier service industry and as a result, seen a steady incline in the number of companies offering courier services. “Unfortunately a lot of shipping providers charge a premium for larger or unusual sized shipments. As they take up more space in transit. We make sure we find the most cost-effective solution for our customers. However, they don’t impact on quality we audit all our partners to reassure their package arrives safely and swiftly.” says Catterson.

AiroLuggage offers a wide range of services including tracking your luggage online, creating custom labels for your bags, offering discounted rates for shipping partners and much more. They also provide personalized customer service through their Live Luggage Tracker. Their partnership with major parcel carriers allows them to offer significant discounts to their customers and increase the visibility of their luggage in the shipping process.

John Catterson explains “The business success has just been exceptional customer service. We take all the hassle out of the shipping process and we do it at a price other shipping providers cannot compete with,”.

What constitutes “unusual” shipped items? Catterson continues “Some of our biggest discounts would be for items like bikes, golf clubs and furniture. Items that others might have considered selling before moving now can be shipped anywhere safely and securely”.

Depending on where they’re located, international shipping carriers provide services that suit their customers’ needs best. Airoluggage covers this part of their business and utilizes shipping software that enables them to search the process and the completion of their services.

According to the ITC survey, 93% of international shoppers won’t purchase something without knowing the total cost, including shipping and customs charges. A key component in today’s purchasing process.

To make travel easier, they’ve taken an innovative approach to transport your belongings. They understand that it can be frustrating to drag heavy bags through airport terminals and across continents. So rather than paying exorbitant shipping fees to send things, they’ve decided to take a cheaper alternative route. Its goal is to provide affordable and eco-friendly services to anyone who needs them.

The process itself as you can imagine is rather easy. It’s all based on the concept of ensuring you are hands-free throughout the whole experience. You visit the Airoluggage website. You input your personal details and get a quote and/or schedule an appointment for delivery. Whilst you wait you print and affix your tags to your suitcase and then collect them at your door. Airoluggage provides security wallets to hold the tags. The next stage is the collection of the baggage at your doorstep, whether it’s at your house, office or any other location convenient to you. This stage allows you to relax and keep tabs on your luggage whilst travelling without having to worry about queuing. Finally, on arrival, you’ll have your courier bring your luggage promptly and efficiently to wherever you need it.

This was all part of the master plan John Catterson says “As frequent flyers we actively sought simplicity in every aspect of the process. That’s why we try to take every tedious task in travelling in-house. We want our customers to enjoy their travelling experience and this service definitely relieves a lot of the stresses”.

What is impressive about the new setup is how much it saves you money. By reducing airfare costs, you’re also cutting down on carbon emissions. You’ll find that almost every airline offers discounts if you check baggage, so why not take full advantage? And, because your luggage will fit into one bag, you won’t have trouble finding space for it.

John concludes “Climate change has been under the spotlight throughout the last couple of years. The aviation industry though necessary has a noticeable impact on the planet. For our work to help the planet is what really keeps us motivated to push on and encourage travellers to be organised and know these steps can help the planet”.

Visit AiroLuggage to learn more about their service.

What Is A Troy Ounce And Why Is Gold Sold In Troy Ounces?

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Given that most people today use the metric system many investors may wonder why gold bars continue to be sold in troy ounces. Top gold dealers such as Sharps Pixley and others still sell their bars in troy ounces despite it being a rather antiquated measurement in 2022, but why?

Using troy ounces as the unit of measurement for gold and other precious metals dates back to the Middle Ages and a town called Troyes in the Grand Est region of northeastern France. English merchants and merchants from all over the world traded in Troyes from roughly the 9th century onwards meaning there needed to be a collective unit of measurement so the troy ounce was born. Flash forward 700 years and in 1527 the troy ounce was made the official measurement of gold and silver in England. Over time other European countries began to adopt the troy ounce and it soon became the internationally recognised measurement for trading precious metals. 

The only exception is in East Asia where the People’s Bank of China, in particular, has long refused to use troy ounces as a unit of measurement instead adopting grams, which were used when they began to mint the Chinese Gold Panda coins in 2016.

Whilst a regular ounce is 28.35 grams a troy ounce is around 31.1 grams making it around 10% heavier than a typical ounce. The reason troy ounces are heavier is that gold and other precious metals are usually not 100% pure so the extra weight accounts for the impurity meaning you get all the precious metal you paid for.

Anyone thinking of investing in precious metals should have a thorough understanding of the troy to ounce to ensure that you know exactly what you’re buying and selling. 

VoIP vs Landline: Which is better?

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Currently, both landline and mobile phones run on the Public Switched Telephone Network. This is commonly known as the analogue network. It’s due to be switched to an IP-based network at the end of 2025. When it does, effectively, the whole UK will be on a VoIP network.

To explain further, Luke Watts, Managing Director at RoundWorks IT shares his insight into why you might want to make the switch sooner.

PSTN vs VoIP 

The PSTN still works much the same way as it did when it was invented over a century ago. In a nutshell, sound is converted into electrical pulses. These are transmitted from the caller to the recipient via physical wires. 

Cordless landlines and mobile phones are both able to transmit sound wirelessly to nearby masts. Unfortunately, however, they only have a very short range. This means that even they are largely dependent on the wired telephone network. 

VoIP stands for Voice Over Internet Protocol. With VoIP, sound is converted into standard computer data packets. These packets can be transmitted over regular computer networks in the same way as any other form of data. VoIP is often known as “internet telephony” but this is not strictly accurate. VoIP can also be used on private networks such as company intranets. 

Crucially, VoIP services can also interface with standard PSTN services all around the world. This means that you can call people regardless of what type of phone they have. Essentially, the VoIP network will take your call as far as it can and then hand it over to a PSTN. 

Why make the switch to VoIP? 

There are numerous reasons why you should make the switch to VoIP as soon as you can. Here are just five of the main ones. 

Economy 

Right now, this is probably a major consideration for just about everyone. VoIP calls tend to be significantly lower cost than PSTN ones. This is usually true even if you have to connect to a PSTN. 

In the early days of VoIP, the hidden cost of this was that you usually had to accept much lower call quality. Thankfully, however, these have largely been resolved due to network speeds being improved. 

Space-saving 

With the PSTN network, you have to use specialist handsets. With VoIP, you can use a dedicated handset but you don’t have to. You can use any device that connects to the internet. This includes mobiles and tablets as well as computers. You don’t necessarily even have to plug in a headset (although it can be useful).  

Getting rid of landline phones also means you can get rid of all the cabling they need. This can make the office a lot tidier and eliminate potential tripping hazards. As a bonus, it also makes desk moves easier.  

You don’t need to move the employee’s phone or go to the inconvenience of assigning them a new number. They can just log in as usual and carry on as before. Likewise, if you bring in more headcount, you can quickly assign them new numbers. If the headcount is temporary, the numbers can be deleted later (if you wish). 

Facilitates remote work 

Remote employees are still employees. This means that their employer should provide them with everything they need to do their work. For many people, this includes the ability to make and receive audio calls. VoIP is often the ideal way to make this happen. It connects them to the company network just as though they were on-site. 

Superior call-handling functionality 

VoIP gives SMEs a straightforward and affordable route to advanced call-handling functionality. Here are just some of the features that VoIP systems support as standard. 

  • Call recording without additional, dedicated hardware
  • Advance conference facilities
  • Intelligent call routing
  • Call queuing
  • Call encryption
  • Call analytics

 Supports unified communications 

Because VoIP systems treat audio as data, they can be integrated with other forms of software. One common example of this is the “click-to-call” function you see on many websites. This is only possible with VoIP. There are countless other exciting possibilities.

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