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Entrepreneurs Face Fines Over Capital Gains Tax Errors, Azets Cautions

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Entrepreneurs could face unexpected fines due to incorrect Capital Gains Tax calculations caused by an HMRC software issue, a leading tax specialist has warned.

Richard Major, National Head of Private Clients at international business advisory group Azets, is advising business owners to carefully review their previous year’s tax returns and ensure their figures accurately reflect the Capital Gains Tax changes introduced after last year’s Budget.

He explains: “Before the Chancellor announced the changes to Capital Gains Tax in the Budget last year, there was a whirlwind of sales and M&A activity as entrepreneurs and company directors sought to avoid being hit by high penalties. Although the changes weren’t as high as initially feared, there was still a jump from what they had been before.

“But HMRC didn’t have a chance to update their software before the change was introduced, so anyone who files their tax return directly with is likely to have an incorrect tax calculation as it will have been made on the old software and will be at risk of underpaying as a result.”

HMRC can issue penalties for returns which have been incorrectly submitted, with the expected fine potentially as much of 30% of the extra tax which is due. However, HMRC has launched a calculator to help taxpayers work out whether they need to make an adjustment to their tax returns and how much that could be.

Richard Major explains: “To use HMRC’s calculator, you’ll need to have a number of details to hand: the date of disposal, the amount of gains made, taxable income for the tax year, capital losses for the current and previous tax years, and details of any pension or Gift Aid payments for the tax year.

“The results of the calculations will need to be added as an attachment to the 24/25 return. This is due 31 January next year – and while this may seem like a long while away, I’d urge anyone who is affected by the changes to explore their options now, so they can save time, stress and eliminate the risk of being fined for an accidental underpayment.”

Boeing’s $50 Billion China Deal: 500 Jets to Transform US Trade Ties

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The deal, which is likely to net Boeing up to 500 jets to sell to Chinese airlines, could not only transform US-China business relations but also raise the stature of the aerospace giant across the world. Publicised on August 21, 2025 and currently the centre of attention, this possible deal initiates a process of responsive crunches and allows Boeing to recover lost position against the European competitor, Airbus.

Mega Deal details

Negotiations are underway to finalise details, including jet models such as the 737 MAX and 787 Dreamliner, as well as delivery schedules. Local carriers are being consulted by the Chinese authorities to ensure that the order meets the rising aviation demands in the country. The authorisation, if it takes place, will be the first major purchase of Boeing in China since 2017, when a $37 billion deal was signed during a visit by President Donald Trump. According to sources close to the negotiations, the issue is complicated and relies on wider trade solutions.

The interest in Boeing stocks, with stock prices rising 2% in the pre-market trade, proves that the prospect of a deal valued at more than $ 50 billion triggered widespread interest in the matter. This is one of the safety nets Boeing will be clinging to at a time when it is still reeling over production bottlenecks and safety concerns over 737 MAX incidents.

Dynamics in the US-China Trade

It is a key aspect of current trade talks between the US and China, and the aviation industry is being used as the diplomatic fig leaf. Tariffs have remained a point of contention since Trump came to power, when earlier levies pegged at 145 per cent had unnerved Boeing deliveries. Hope has been placed on a temporary tariff rollback in May 2025, lasting 90 days, that could see a long-term agreement. Fox Business observes how top-level discussion between Trump and Chinese President Xi Jinping may make this deal one of the pinnacles of economic peace.

The Chinese aviation market is one Boeing seeks because it is projected to grow to almost 10,000 aircraft within the next 22 years. COMAC, which is the domestic manufacturer of the country, is unable to cope with this demand, and gives Boeing the competitive advantage. Nonetheless, the agreement will fall into place only when the sticky points, such as technology transfers and tariff policies, are addressed with no assurances of its success.

Boeing’s Path to Recovery

The 500-jet order has the potential to be a turning point for Boeing because it has been unable to compete with Airbus in China since 2019, when the 737 MAX was banned worldwide due to two fatal accidents. Since then, Airbus has moved on to dominate, with unconfirmed reports of a similar 500-jet deal.

A successful deal would increase Boeing’s order backlog, secure its supply chain and create employment in the US, especially in Washington state. The Economic Times notes that this may reduce the market gap between Airbus and Boeing, thereby rejuvenating Boeing’s market presence in a major market.

International Aviation Mission

Impacts are very large. A Boeing-China deal would enable the lowering of airfares through increased fleet sizes, enhance innovation in plane technologies, and solidify the suppliers in the US. On the other hand, Airbus can lobby in Europe to retaliate with trade counteraction and small markets in India and Southeast Asia can monitor diverted aircraft in case the deal fails. Reuters reports that the global supply chain is interested in this outcome, with US parts manufacturers set to benefit.

Up until the point of the Asia-Pacific Economic Cooperation summit in October, where negotiations are expected to reach a climax, the rest of the world is left waiting on a resolution. This transaction may not only redefine the destiny of Boeing but also usher in a new era of US-China economic relations, demonstrating that trade conflicts can be overcome through cooperation and mutual interests. The stock of Boeing and the aviation industry currently awaits the outcome, with the Washington and Beijing central stage.

Wrongful Termination: How to Determine Your Rights

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Losing your job can be devastating, both financially and emotionally. While most employees in the United States work “at-will,” meaning they can be terminated for any reason or no reason at all, there are important legal protections that prevent wrongful termination. Understanding your rights as an employee can help you determine whether you have grounds for legal action and what steps to take if you believe you’ve been wrongfully terminated.

Understanding At-Will Employment

According to Shapiro Law, an employment lawyer in Boston Massachusetts, “The majority of American workers are employed “at-will,” which gives employers broad discretion to terminate employees.”

However, this doesn’t mean employers have unlimited power. Even in at-will employment situations, terminations cannot violate federal or state laws, breach employment contracts, or go against established company policies.

At-will employment works both ways – just as employers can terminate employees, workers can also quit their jobs without notice or reason. This system provides flexibility for both parties but can leave employees feeling vulnerable when facing unexpected job loss.

Protected Categories and Discrimination

One of the most common forms of wrongful termination occurs when employees are fired due to their membership in a protected class. Federal laws prohibit termination based on race, color, national origin, religion, sex, age (for those 40 and older), disability, pregnancy, or genetic information. Many states and localities have expanded these protections to include sexual orientation, gender identity, marital status, and other characteristics.

If you suspect your termination was motivated by discrimination, look for patterns in your employer’s behavior. Were you treated differently than colleagues outside your protected class? Did your supervisor make inappropriate comments about your age, race, gender, or other protected characteristics? Were you fired shortly after disclosing a pregnancy or requesting religious accommodations? These factors could indicate discriminatory intent.

Retaliation Protection

Employees are protected from retaliation when they engage in legally protected activities. This includes filing complaints about discrimination or harassment, reporting workplace safety violations, refusing to participate in illegal activities, or serving jury duty. Whistleblower protections also shield employees who report violations of laws, regulations, or public policy.

Retaliation claims often have strong timing elements. If you were terminated shortly after filing a complaint with HR, reporting safety violations to regulatory agencies, or participating in an investigation, this timing could support a retaliation claim. Document all protected activities and maintain records of any subsequent adverse actions by your employer.

Contract and Policy Violations

Even at-will employees may have contractual protections through employment agreements, union contracts, or employee handbooks. Some employment contracts specify that termination can only occur “for cause” or require specific procedures before termination. Union contracts typically include detailed grievance procedures and protection against arbitrary dismissal.

Employee handbooks often create implied contracts, especially when they outline progressive discipline policies or specify termination procedures. If your employer failed to follow their own stated policies when terminating you, this could constitute a breach of contract. Review all employment documents carefully to understand what protections you may have.

Documenting Your Case

If you believe you’ve been wrongfully terminated, documentation is crucial. Gather all relevant employment records, including your hiring letter, performance reviews, disciplinary notices, and any correspondence with supervisors or HR. Save emails, text messages, and other communications that might be relevant to your case.

Create a detailed timeline of events leading to your termination. Include dates, witnesses, and specific incidents that may support your claim. If you filed complaints or reported concerns before your termination, make sure you have copies of these documents. Witness statements from coworkers who observed discriminatory behavior or policy violations can also strengthen your case.

Understanding Damages and Remedies

If you can prove wrongful termination, several types of damages may be available. Back pay covers wages you would have earned from the termination date until the resolution of your case. Front pay compensates for future lost earnings when reinstatement isn’t feasible. You may also recover benefits, including health insurance, retirement contributions, and other compensation.

In discrimination cases, you might be entitled to compensatory damages for emotional distress and punitive damages designed to punish the employer and deter future misconduct. Attorney’s fees are sometimes recoverable, particularly in civil rights cases. The specific remedies available depend on the type of claim and applicable laws.

Seeking Legal Counsel

Wrongful termination law is complex and varies significantly between states. An experienced employment attorney can evaluate your situation, explain your rights, and advise you on the best course of action. Many employment attorneys work on contingency, meaning you don’t pay unless you win your case.

Before consulting an attorney, organize your documentation and prepare a clear summary of events. Be honest about any performance issues or workplace conflicts, as these factors will inevitably come up during case evaluation. Time limits for filing claims vary, so don’t delay in seeking legal advice.

Taking Action

If you believe you’ve been wrongfully terminated, act promptly. File for unemployment benefits immediately, as delays can affect your eligibility. Preserve all relevant documents and avoid discussing your situation on social media. Consider filing complaints with appropriate agencies, such as the Equal Employment Opportunity Commission for discrimination claims.

While not every termination rises to the level of wrongful termination, understanding your rights empowers you to make informed decisions about your next steps. Even if you don’t ultimately pursue legal action, knowing your rights helps you navigate this challenging situation with greater confidence and clarity.

Remember that losing your job, while difficult, doesn’t define your worth or future prospects. By understanding your rights and taking appropriate action when necessary, you protect not only yourself but also help maintain fair employment practices for all workers.

Chainlink’s Oracle Network Powers Crypto Surge as LINK Eyes $30

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As the world of cryptocurrencies struggles with volatility on August 21, 2025, Chainlink (LINK) has taken the centre stage with its decentralised oracle network that has become massive in terms of adoption in blockchain ecosystems. Currently trading at $26.02 USD with a 24-hour trading volume of $2.68 billion, LINK has seen a massive 6.65% rise in the past 24 hours, compared with the overall drop in the crypto market of 2.8%.

Recent integrations, institutional partnerships, and a planned LINK reserve are helping Chainlink establish itself as the foundation of automated finance (DeFi) and tokenised real-world assets (RWAs), further spurring the hopes that it may rally toward the $30 mark by the end of the year.

The Oracle Network Fueling Blockchain Innovation

Chainlink, introduced in 2017 on Ethereum, aims to address one of the major blockchain shortcomings: the inability to obtain real-world data. The oracle network it offers is decentralised, linking smart contracts to off-chain information to facilitate DeFi, tokenised assets, and cross-chain interoperability applications.

The LINK token is an ERC-677 standard cryptographic token that rewards node operators to deliver secure, tamper-proof data feeds. Chainlink integrates over 1,000 projects with a combined total value of over $93 billion secured, enabling large mainstream institutions such as Aave, Mastercard, Swift and many more to transact tens of trillions of on-chain transaction value.

The latest news highlights the increase in the power of Chainlink. On August 18, 2025, Chainlink announced a collaboration with Intercontinental Exchange (ICE), the parent of the NYSE, to incorporate forex and precious metals data in the Data Streams, which would supplement real-time market data to DeFi applications. A

In particular, the July 2025 implementation of Chainlink’s Automated Compliance Engine (ACE) with partners such as Apex Group and ERC-3643 is automating compliance in the on-chain transfer of assets, which could save billions annually in compliance costs to institutions. All these developments reveal why Chainlink is central to connecting the worlds of traditional finance and blockchain.

Performance of the Market and Hoarding of Whales

The price of Chainlink has been firm, rising 13.66% in the last week and 30.16% over the last month, with whales increasing their holdings by 0.5% of LINK supply in less than a week. This is coupled with a new record of total value that was secured at a value of 93 billion, generating analysts who are positive about this activity.

CoinGecko shows the price of LINK at the moment at the level of USD 26.02, and the capitalisation is now USD 17.64 billion, which ranks it 11th among cryptocurrencies. The token rose to a seven-month high of 26.52 dollars on August 19, fuelled by roaring wallet growth and increased institutional adoption, before stabilising at 24.72 dollars intraday.

We have the bullish case buttressed by technical analysis. The cryptocurrency is forming an extremely bullish pattern, with AMBCrypto analysts predicting that a surge above $18 could propel prices to the $30 mark. The 50-Day MA is slanting upwards, serving as a supportive level, with the previous year’s growth rate of the token at 156.65 %.

However, the resistance at the 28 level is also highlighted, and in the event of a broader market collapse, LINK may test the support at 20. Despite these risks, the coin boasts solid fundamental aspects, with 228 exchange listings indicating ongoing investor appeal.

Positive Regulatory Macro and Strategic Approaches

Certain strategic decisions of Chainlink are increasing its market share. On August 7 2025, the Chainlink Reserve will be launched to convert enterprise and on-chain revenue directly into LINK, resulting in millions of tokens that will function as a network shield in case of market turmoil, create a decentralised reserve, and enable network expansion over time.

This, combined with Payment Abstraction, enables users to pay for services like ETH or USDC using assets, which are then converted to LINK, thereby increasing demand. The multi-day delay in the reserve ensures network stability, as it maintains stability in the network economy.

Regulatory trends are also getting in favour of Chainlink. To stabilise the concept, a framework on stablecoins through the passage of the GENIUS Act in July 2025 in the U.S. House, signed by President Trump, includes the infrastructure of Chainlink that makes real-time verification of the reserves possible.

Besides, the representation of Chainlink Labs in the SEC Crypto Task Force demonstrates its role in the process of shaping compliant standards of tokenisation. Such tailwinds, coupled with integrations such as Mastercard partnering with Chainlink to allow their 3 billion cardholders to buy crypto on-chain, put Chainlink in a key position as the market standard of a projected $16 trillion market of tokenised assets in 2030.

Investment Prospects and Problems

The prognoses are favourable, as Cryptopolitan predicts that the LINK price could reach $21.53 as of December 2025 and make a breakthrough to the level of $100 in 2030 once the Cross-Chain Interoperability Protocol (CCIP) becomes more widely adopted.

Nevertheless, the market is highly competitive with other Oracle providers, such as Band Protocol and API3, and faces macro-economic risks, including U.S. tariffs, which could pose a challenge. The advantage of Chainlink is that it has a 10x partnering advantage with over 700 oracle networks as partnerships covering over 1 billion data points for security.

Investors may be interested in LINK as the coin has a mix of technical and institutional support. Its 678 circulating tokens are out of a 1 billion supply level, which favours the increase of the value in the future.

With spiked social sentiment, as the number of Google searches of the term Chainlink reaches a three-year maximum, the coin is ready to take advantage of a ripe crypto market environment. Chainlink is poised to stand out in 2025, as the brutal crypto environment persists, with a $30 price prediction within reach, thanks to its oracle network that is shaping the future of DeFi and RWAs.

Cardano’s Blockchain Breakthroughs Ignite ADA Price Surge Hopes for 2025

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As the cryptocurrency market faces a roller coaster ride in August 2025, Cardano (ADA) has become a centre of attention for investors and analysts with advanced blockchain development and the sudden interest of the whales. With a trading price of 0.8768 USD and a 24-hour trading volume of 2.33 billion as of August 21, 2025, the ADA token continues to reveal the strength of its sound underpinnings in the face of a general market correction.

Cardano, the cryptocurrency with 50 per cent portrayed as a proof-of-stake Ouroboros consensus mechanism and a succession of strategic enhancements, is emerging as a top challenger in the intensely competitive blockchain, and analysts are predicting a possible surge to 1.10.

A Third-Generation Blockchain Powerhouse

Cardano, a 2017 creation by Ethereum co-founder Charles Hoskinson, promises to mark the third generation of blockchain, overcoming key issues that were plaguing Bitcoin and Ethereum, i.e. scalability, interoperability, and sustainability.

Ouroboros protocol of the ADA is a proof-of-stake process through which owners can lock their tokens in pools to check transactions, and this has energy efficiency over the Bitcoin proof-of-work. This construction has allowed Cardano to handle more than 1,000 transactions per second, which is higher compared to the 20-30 transactions per second by Ethereum, and it has remained committed to security and decentralisation.

The blockchain has a layered framework, including the Cardano Settlement Layer that deals with transactions and the Cardano Computing Layer that supports smart contracts, and has made it attract more attention. Recent moves, such as the coming July 2025 release of Reeve, an on-chain financial reporting solution by the Cardano Foundation, have helped build enterprise credentials.

The Reeve runs alongside existing ERP systems to deliver immutable financial records and introduce greater transparency and trust. Also, a Cardinal smart contract bridge deployed in June 2025 enables trading of Bitcoin-backed stablecoins on the Cardano blockchain, using the continued liquidity of the Bitcoin blockchain to increase it.

Market Dynamics and Whale Activity

The price of Cardano has not been as positive, and it recorded a 7 per cent decline in the past 24 hours as of August 21, 2025, due to a combination of broader market trends. But the coin has recorded a gain of 17.44 per cent within a week, as compared to an overall loss of the global cryptocurrency market, which has declined by 2.8 per cent.

This sticking power is explained by tremendous accumulation among whales, as prominent bearers will have bought ADA further in the correction. The soaring volume of futures reached a 5-month high of 6.96 billion, indicating substantial institutional investment and anticipation of a bullish price spurt towards 1.10, as noted by CoinEdition market observers.

Technical Indicators give a guarded bullish view. Cardano is currently up 11.6% over the last four days, and a retest of the falling wedge pattern on the weekly chart could see Cardano gain 145 per cent. The development of a golden cross occurs when the 50-period moving line crosses over the 200-period moving average in a bullish direction in favour of this perspective. Nonetheless, $0.94 remains a barrier and a breakdown in the form of a failure to hold the $0.75 support may trigger a revisit to lower areas of $0.64, as cautioned by FXStreet analysts.

Provider Readiness and Ecosystem Development

The ecosystem of Cardano is robust, with 2005 active projects as of July 2025, indicating its attractiveness to developers. The community is also engaged by the July of Code 2025 event hosted by Blockfrost and the Cardano Academy to learn more about programming and by the Intersect X Space, on July 23, which discussed 39 treasury proposals and improved the transparency of governance. The Cardano Foundation has strategic affiliations with key players, including an organisation like SERPRO in Brazil, that will enhance the adoption of blockchain technology in Latin America.

The future Voltaire incarnation of Cardano, with its on-chain voting and treasury management, is expected to turn Cardano into a fully decentralised and self-sufficient network.

Such a paradigm shift with scalability projects such as Hydra and Mithril puts Cardano in the position to compete with other projects like Solana and Ethereum. Critics cite the research-oriented slowness in Cardano to introduce new features, with the delayed rollout of its SundaeSwap decentralised exchange in 2022 being one of the major targets of such criticism.

Investment Prospects and Dangers

Analysts are optimistic, albeit with caution, with Changelly forecasting that ADA may hit upwards of between 1.20 and 2 by September 2025, in a scenario where ecosystem development and a favourable regulatory environment under the Trump administration continue.

Claims that Cardano would be added to a proposed U.S. national cryptocurrency reserve together with Bitcoin and Ethereum would indicate a high level of market confidence in Cardano. However, it must contend with dangers, including the competition from faster-developing blockchains and potential macroeconomic indicators, such as tariffs on the U.S. side, which impact the crypto markets.

To the investors, Cardano presents an interesting mix of novelty and predictability as it has a fixed supply distribution of 45 billion units of ADA tokens, which significantly reduces inflationary risks. The social approval is high, and Cardano is registered 6 the most mentioned on social platforms, with an average sentiment score of 87 out of 100.

With the market expecting additional market volatility, Cardano, with its technical upgrades and community-based governance model, would become one of the leading altcoins in the decades to come, with the potential to transform and redefine blockchain utility in 2025 and beyond.

How Allirajah Subaskaran’s Gnanam Foundation Creates Global Impact

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When Allirajah Subaskaran’s family fled Sri Lanka in the 1980s during the height of ethnic conflict, they eventually settled in Europe as refugees. Perhaps that’s why, when he and his wife Prema established the Gnanam Foundation in December 2010, they focused on creating permanent solutions rather than temporary relief.

The charity bears his mother’s name—Gnanambikai Allirajah—but its approach reflects Subaskaran’s own journey from displacement to business success. As chairman of Lycamobile, he built a telecommunications empire serving immigrants and international communities. The foundation applies similar thinking to humanitarian work: identify what people actually need, not what charities typically provide.

A Lasting Legacy of Giving

From the beginning, Subaskaran and Prema chose the “teach a man to fish” philosophy over emergency handouts. This wasn’t just idealism—it was practical experience. They understood that sustainable change requires addressing root problems, not managing ongoing crises.

Early projects revealed this thinking in action. In Sudan, they partnered with Muslim Aid to build a well serving hundreds of families. Instead of trucking in water during emergencies, they solved the infrastructure problem permanently. This approach expanded across Sri Lanka, where they built 42 wells for farmers in North Vavuniya, addressing both immediate water needs and long-term agricultural development.

The Nigerian partnership with the Damilola Taylor Trust funded library construction near a primary school, giving thousands of children ongoing educational access rather than one-time book donations.

From Temporary Camps to Permanent Homes

But the most ambitious project came in 2015. At Poonthoddam IDP camp in Sri Lanka, 150 families had spent years in temporary accommodation, long after the conflict that displaced them had ended. Most aid organisations would have improved camp conditions. Instead, the Gnanam Foundation funded permanent housing to relocate these families entirely. The foundation stone ceremony in August 2015 marked the beginning of actual homes, not upgraded shelters.

This Sri Lankan project demonstrated something unusual in humanitarian work: recognition that displaced people deserve permanent solutions, not indefinite temporary status. For Allirajah Subaskaran, whose own family experienced displacement, this wasn’t abstract charity—it was personal understanding of what families actually need to rebuild their lives.

Recognition and Growth

Over the years, the charity expanded its geographic reach while maintaining focus on sustainable impact. In Sri Lanka alone, they supported 585 orphans with both housing and educational opportunities. Rather than choosing between immediate needs and long-term development, they provided both—safe accommodation and pathways to independence.

The work gained international recognition in 2016 when the Global Officials of Dignity Awards named the Gnanam Foundation the “Greatest Humanitarian Organization of the World.” But the real validation came from beneficiaries whose lives changed permanently rather than temporarily.

During the 2020 COVID-19 pandemic, they quickly adapted to provide free additional data allowances for disadvantaged pupils across the UK, helping families maintain educational continuity during lockdowns. The UK’s Secretary of State for Education personally thanked Subaskaran for this contribution. They also supplied essential medical items to the NHS during critical shortages. More recently, they provided free SIM cards to newly arrived refugees from Afghanistan and Ukraine, combining humanitarian assistance with telecommunications expertise.

Working Through Partnerships

Their approach consistently emphasises partnership over operating alone. The Sudan well project worked through Muslim Aid’s local expertise. The Nigerian library utilised the Damilola Taylor Trust’s established relationships. This collaborative strategy reflects business lessons about working with people who understand their markets—or in this case, their communities.

A Philosophy Shaped by Experience

Allirajah Subaskaran’s approach to philanthropy reflects lessons learned from both displacement and business success. Having experienced firsthand what it means to rebuild life in a new country, he brings a practical understanding to humanitarian work that goes beyond good intentions.

His philosophy centres on dignity and self-sufficiency rather than dependency. “We base our projects on the ‘teach a man to fish’ model, ensuring long-term stability rather than temporary improvements,” the foundation states. This isn’t just charitable strategy—it mirrors how Subaskaran built his own success after arriving in Europe with his family.

The connection between his business experience and charitable work runs deeper than funding. Just as Lycamobile identified gaps in telecommunications services for immigrant communities, the Gnanam Foundation targets humanitarian needs that traditional organisations often address inadequately. Both ventures focus on underserved populations that others overlook or treat as temporary problems.

Allirajah Subaskaran also serves on the Advisory Council for Sri Lanka within the British Asian Trust, a charity founded by King Charles III, where he has contributed over £1 million to initiatives across South Asia. This role reflects his broader commitment to systematic development rather than ad-hoc charitable giving.

His business background shows in the foundation’s emphasis on measurable outcomes and strategic partnerships. The £7.6 million invested across 25 countries represents calculated allocation rather than emotional response to crises. Each project builds local capacity while addressing immediate needs, creating multiplier effects that extend beyond initial intervention.

This systematic approach includes both emergency response during crises like COVID-19 and comprehensive development programming across education, healthcare, infrastructure, and skills training. It demonstrates how personal experience of displacement, combined with business acumen, can create humanitarian work that changes communities permanently rather than temporarily.

Today’s Impact

Today, the charity operates across multiple continents with £7.6 million invested in projects spanning 25 countries. Recent initiatives include a 2024 partnership with Sri Lanka Football to develop youth programmes across all 25 districts, involving 11,000 players in 440 teams across 55 cities. It’s ambitious in scale but familiar in approach: work with existing systems rather than creating parallel structures.

The foundation’s focus on permanent change shows up in project after project. Whether building wells in Sudan, libraries in Nigeria, or homes in Sri Lanka, every initiative aims to solve underlying problems rather than manage ongoing symptoms. For families who moved from refugee camps to permanent homes, or children who gained access to educational resources, or communities with reliable clean water, the impact appears in changed daily realities—exactly what Allirajah Subaskaran and his family needed when they arrived in Europe as refugees decades ago.

How Microsoft’s Azure Surge Is Reshaping Tech Market Trends

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In the turbulent market scenario, Microsoft Corporation has drawn the interest of the stock market with its strong outlook in artificial intelligence and cloud computing, as it is now one of the pillars of the industry in the technology sphere.

By August 21, 2025, the company’s stock is buoyed by optimism stemming from strategic investments in AI and a robust cloud segment that has continued to perform beyond expectations. In an uncertain market, the share price of Microsoft appears to be a safe haven for investors seeking stability and growth for their investments.

The Pioneer of the AI Revolution

One of the reasons Microsoft has risen in the technology industry is that it invested early and strongly in artificial intelligence. Its investment last year of 10 billion dollars in OpenAI, the maker of ChatGPT, has been returning value by instilling advanced AI into its Azure cloud service and productivity suites such as Microsoft 365.

The incorporation of this strategy has made Microsoft a front-runner in the AI race, indicating that its Azure AI services saw a 50 per cent increase last quarter compared to the same time last year. The advantage that Microsoft has seen by integrating AI into its entire ecosystem —enterprise software, consumer applications, etc. —has made it unique in the context of competition.

On August 20, 2025, Microsoft’s stock closed at 415.32, up 1.2 per cent from the previous day’s close, with traders showing a positive outlook considering upcoming major economic events, including the Federal Reserve symposium in Jackson Hole. T

The intraday performance of the stock on August 21 remained strong when the stock traded in a range of $412.10 and $418.50, despite the overall selloff in technology stocks, as the Nasdaq composite declined by 1.8% over the prior week. This stability is evidence of why Microsoft can be considered a safe haven among the so-called Magnificent Seven technology stocks, which have come under pressure due to an overvalued AI market.

Cloud Computing as a Growth Engine

The secret of Microsoft’s recent success lies in the Azure cloud platform’s ability to become a major revenue generator. The fourth quarter of 2025 saw a higher result, with Microsoft reporting a 29-per-cent rise in cloud revenue to reach 36.8 billion USD, surpassing Wall Street’s forecasts.

The rise is realised because of soaring cloud-based demand for AI solutions as more enterprises turn to Azure to enable business models based on machine learning and analytics. The company has shifted its focus away from the software business, as the Intelligent Cloud division, which comprises the Azure cloud platform, contributes almost 45 per cent of the total revenue generated.

Microsoft Morgan Stanley analysts anticipate that the firm will increase its price target for the company to $510, translating to 22 per cent upside on the current levels, on the basis that Microsoft has an underappreciated growth potential in AI and cloud services.

Such optimism extends to Wall Street as well, where 62 analysts tracked by Nasdaq estimate a median target price of $475. The capacity to take advantage of the generative AI boom, as well as the diversified portfolio, has shielded the company from certain volatility affecting other tech giants.

Overcoming the Trends of the Market

Microsoft is not spared by the general market factors, even with its solid fundamentals. The technological sphere has experienced negative effects of geopolitical tensions and macroeconomic risks, among which there is a fear of a recession in the United States and an increase in trade disputes.

Recent tariffs imposed by the Trump administration have raised concerns that they may lead to cost escalations in tech hardware. However, Microsoft is software-oriented and cloud-based nature makes it relatively less affected. U.S. Futures were mixed on August 21, as investors awaited the Fed’s next move, which provided a moderate boost to the Dow, which slipped by 0.3%, but Microsoft shares stood very strong as it possesses a defensive nature.

The fact that the company is also exposed to AI has also become a magnet of condemnation, with some investors viewing this arm of trade as temporary. A report by BMO Capital Markets said that although the efforts by Microsoft in its AI investments are starting to pay off, the heavy expenses that come with developing and operationalising large-scale AI models may squeeze margins in the short term.

However, Microsoft has diversified sources of income from Windows to Xbox to cloud services, which cushions it against such risks, hence making it a good pick among risk-averse investors.

Plans and Prospects Strategy Strides

In the future, Microsoft is also investing in innovation. The company has also introduced a number of updates to its Copilot AI assistant, which has seen greater use in enterprises since it is now closer to Teams and Outlook.

Besides these, the collaboration with other companies, such as Nvidia to integrate AI chips and Oracle to interoperate in the clouds, should further boost the capability of the Azure platform. These actions would see Microsoft clinch a bigger slice of the $94.4 billion generative AI market that is set to emerge by 2029.

Microsoft offers a combination of growth and a stable share and can be a good buy. The stock of the company has soared 18 per cent since the beginning of the year, compared with the 12 per cent gain of the S&P 500 index, but it has a forward price/earnings ratio of 32, which reflects a fair price to its growth prospects. The benefits of Microsoft as a stock include a diversified portfolio as well as leadership in AI, which can make it a reliable selection as the market prepares to be rocked by the policy signals of the Federal Reserve.

The fact that the company manages to overcome the gloom of the economic uncertainty and use the opportunity of AI and cloud mega-trends explains its long-term appeal. One investing manager remarked that, “Microsoft is not just surfing the AI wave; it is developing it.” As its stock awaits further growth, Microsoft is a key pillar of the technological market story in 2025.

PEXA Unveils Full UK Proposition in Landmark Launch for Property Transactions

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  • A series of regional launch events will formally introduce PEXA to the UK market and offer an exclusive preview of its new Sale and Purchase solution.

  • The solution has been designed specifically to enhance certainty and security in UK Sale and Purchase property transactions.

PEXA, the world-leading digital property exchange platform, has announced the launch of its full proposition to the UK market this September, marking a significant milestone for property transactions. The rollout introduces its new Sale and Purchase capability, complementing its existing remortgage platform. This expansion supports PEXA’s mission to make all property transactions across the UK safer, more secure, and more predictable.

To mark the launch, PEXA is hosting a series of six regional roadshows across the UK, giving conveyancers, lenders, and industry stakeholders an early opportunity to explore the platform. Starting in Leeds on 9th September, the roadshows will also visit Manchester, Birmingham, Cardiff, and Exeter, concluding in London on 23rd September.

These events will also feature panel discussions bringing together leading experts and industry figures to address the key challenges facing the UK housing market and demonstrate how PEXA’s offering can deliver effective solutions.

The technology uses PEXA Pay, the seventh net settlement payment scheme to clear through the Bank of England, to enable the settlement of funds to happen almost simultaneously with the lodgement of title with HM Land Registry when certain conditions are met. As a result, the platform streamlines the whole process, removing the need for monies to be transferred through multiple parties. It increases security of payments with infrastructure designed specifically for this purpose in the UK market, while also reducing reliance on traditional banking systems to minimise delays. With data from the Homeowner’s Alliance showing that 88% of moving day delays are the result of delays in the transfer of funds, this has never been more critical.

On top of that, the platform improves the quality of the data going through the system to increase transparency and collaboration between all parties. In turn, this reduces requisitions and increases certainty of completion which is one of the main stressors for any stakeholder involved in the process.

The formal launch builds on the momentum PEXA has already generated in the UK in the first half of 2025. It follows PEXA securing approval from the Financial Conduct Authority (FCA) in April, enabling it to act as an Authorised Payment Institution (API). This means PEXA is authorised to act as a Third Party Managed Account (TPMA) provider and is able to handle client monies on behalf of lenders and conveyancers – a critical step in the Sale and Purchase transaction.

Prior to launch, PEXA has been working with a group of early adopter conveyancing firms to onboard them onto the platform, with a view to trialling the new technology. PEXA completed the first digital transaction in the UK earlier this year in conjunction with Muve and Hinkley and Rugby Building Society, as well as securing formal commitment from NatWest for the lender to implement PEXA for its remortgaging capabilities, with a view to expand this to Sale and Purchase next year.

In conjunction with its remortgage proposition, PEXA can now facilitate 70% of all transactions in England and Wales.

PEXA has also spearheaded the Future Property Transactions Group, an initiative that bring together regional stakeholders to collaborate on the future of the industry and the solutions required to make the transaction process clearer, safer and more certain for all.

Conveyancers and industry stakeholders who wish to attend the launch events can register their interest here, or sign up for further detail on PEXA’s proposition here.

Joe Pepper, UK CEO at PEXA, commented: “The launch of PEXA’s full proposition marks a historical moment both for the business and the wider UK housing market. We have invested significant time and resource to develop and deploy the trusted digital infrastructure that will support the evolution of property transactions.

“This achievement is a true testament to the team who have worked tirelessly to get to this point. There is no silver bullet solution, and we want our roadshows to serve as a platform for a deeper collaboration with the conveyancing and property industry; but we know the enormous potential of this technology and the positive impact it will have for conveyancers, lenders and their customers. Our launch roadshow provides an exciting opportunity to showcase this.”

“We know cross-industry cooperation is vital as the UK property market aims to create a more reliable, secure and certain transaction process. It is through engagement with the broader industry that we have developed our proposition to help tackle some of the pain points in the transaction journey. The FCA approval is external validation of our considered approach and the controls and systems we have put in place, while the completion of the first digital transaction is proof that this is a solution that truly works in practice. We look forward to working closely with our industry stakeholders and customers as we roll it out broadly”.

Creating a Strategic Trading Plan for Market Success

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Developing a strategic trading plan is essential for navigating the complexities of the financial markets. A well-structured plan helps you set clear targets and achieve consistent growth. Regular performance reviews are crucial in identifying areas for improvement and building upon strengths. In the dynamic world of trading, having a comprehensive plan is more than just beneficial; it is necessary for sustainable success. This article outlines how setting clear targets and conducting regular performance reviews are integral to crafting an effective trading plan. Utilising supportive frameworks, such as funded trading accounts UK, can be a valuable resource for traders looking to enhance their strategies without exposing themselves to excessive risk.

Setting clear targets

Establishing specific milestones is a foundational element of any successful trading strategy. By setting clear targets, you create a roadmap that guides your actions and decisions in the market. This clarity allows you to measure progress effectively, ensuring that each step you take is aligned with your broader financial goals. Moreover, having defined targets helps in maintaining focus and discipline, which are critical in the often unpredictable trading environment. By consistently evaluating your progress against these targets, you can make informed adjustments to your strategy, enhancing your potential for success.

Conducting performance reviews

Performance reviews are essential as they provide insights into what strategies are working and where adjustments are needed. Regularly analysing your trades enables you to identify patterns that might not be immediately obvious, allowing you to tweak your approach for better results. These reviews also highlight your strengths, enabling you to capitalise on them while addressing any weaknesses that could hinder your progress. By incorporating performance evaluations into your trading plan, you establish a robust structure that supports ongoing growth and adaptation, ultimately improving your chances of achieving consistent returns.

Utilising supportive frameworks

Utilising supportive frameworks, such as funded trading accounts, can be a valuable resource for traders looking to enhance their strategies without exposing themselves to excessive risk. These accounts offer a safety net by providing the capital necessary to execute trades while allowing traders to retain a portion of the profits they generate. This arrangement enables you to focus on refining your strategies rather than worrying about capital limitations. Additionally, funded accounts often come with access to professional tools and resources that can further enhance your trading capabilities, empowering you to optimise your strategies and achieve sustainable success in the markets.

Adapting to market conditions

Adapting your trading plan to changing market conditions is crucial for long-term success. One effective approach is to regularly update your plan based on current market trends and economic indicators. Staying informed about global events that could impact currency values allows you to make timely adjustments to your strategy. Incorporating risk management strategies into your trading plan is another essential practice. This involves setting stop-loss orders to limit potential losses and determining position sizes based on your overall risk tolerance. By managing risk effectively, you safeguard your capital while positioning yourself for profitable opportunities. Continuously educating yourself about new trading techniques and strategies ensures that you remain competitive in the ever-evolving forex market.

Lenovo’s AI Chatbot Incident Signals the Dawn of a New Cybersecurity Era

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Lenovo’s AI assistant Lena hasn’t just experienced a technical glitch — it has highlighted the potential start of a much larger cybersecurity challenge facing the AI-driven world.

The next major computer worm might not arrive via a suspicious email attachment — instead, it could be co-authored by a “helpful” AI tool operating within a support chat.

Security researchers from Cybernews recently demonstrated this risk by successfully tricking Lenovo’s chatbot Lena into exposing session cookies and even executing malicious code. The experiment revealed what could become the defining cybersecurity threat of the AI era: machines that don’t merely mishandle data but actively weaponise their own outputs when prompted by an attacker.

Some reports have framed this as a case of “XSS returning from the grave”, but such descriptions overlook a deeper concern. AI hasn’t just revived old vulnerabilities — it has reopened an entire class of threats that the tech industry once believed had been eliminated.

Far from being a simple resurgence of Cross-Site Scripting exploits from the mid-2000s, Lena’s case represents an entirely new paradigm: AI-driven attack vectors created not through sophisticated hacking but via the model’s unquestioning compliance with malicious instructions.

 

Traditionally, an attacker writes malicious code and injects it into a vulnerable system. Here, the chatbot was the author of the malicious payload. It crafted the code under the guise of serving the user.

That’s a subtle but dramatic shift. Attackers no longer have to hide their exploits inside obscure data fields or uploaded scripts. They can simply ask an AI system to produce the exploit for them. The LLM is now a collaborator in its own compromise.

This is the birth of what I’d call self-weaponizing content: data generated by AI that doubles as its own intrusion vector, not because the AI is “evil,” but because it has no concept of safety.

This phenomenon might extend beyond chatbots – think AI agents writing emails with hidden payloads, or AI-generated documents containing embedded scripts delivered downstream to unsuspecting enterprise users.

We’re Watching the Return of the Worm (With AI as the Carrier)

The Lena attack chain resembled the early 2000s era of computer worms – where malicious code spread from one machine to another at network speed, no human intervention required.

Here’s the parallel:

Lena generated HTML + payloads.

That output compromised the user’s browser, and it persisted in the conversation history.

When a human support agent reopened it, the malicious code executed again, stealing their session cookies.

In other words, the AI acted like the worm’s first infected host. By politely answering questions, it also planted malicious instructions that could spread inside Lenovo’s systems.

Tomorrow, AI-powered helpdesks across industries may unwittingly serve as the launching pad for worm-like propagation inside businesses. The next big worm might not be delivered via email attachments – it might be co-authored by a “helpful” AI tool in a support chat.

Regulatory and Legal Aftershocks Are Coming

Lenovo, a globally traded company, effectively shipped an insecure customer-facing AI tool that attackers could use to pivot deeper into its enterprise systems.

Regulators in the EU and Asia (where Lenovo operates heavily) are already circling AI deployments with upcoming legislation on AI liability.

Incidents like Lena’s blunder should be Exhibit A for lawmakers arguing that AI vulnerabilities are not just technical defects but legal exposures. Imagine the lawsuits: “Our data was leaked not because of a bug, but because your AI actively generated and executed malicious instructions.”

This flips corporate AI from a “compliance question in the future” to a boardroom liability in the present.

Expect insurance premiums for companies deploying generative AI to rise, legal indemnities to become hotly debated contract clauses, and regulatory bodies to start mandating stricter AI “safety-by-design” certification, much like how the auto industry faced crash test standards after decades of avoidable accidents.

It’s About Companies Being Naïve

Lenovo’s flaw isn’t interesting because attackers were ingenious. It’s interesting because it was predictable. It arises from the fundamental property of LLMs: they will do what you ask. That’s not a bug. It’s their purpose.

Yet many corporations are rolling out chatbots as if they were static websites, forgetting that LLMs generate endlessly varied output that passes unchecked into browsers, logs, and even backend systems. This disconnect between how these systems behave and how companies treat them is going to be the security story of the decade.

Just as SQL injection taught the web development community the hard way in the 2000s, prompt injection and AI-assisted XSS will define enterprise security training in the mid-2020s.

What Comes Next

Lena’s vulnerability was patched, but the pattern will not stop here. Today it’s customer support session cookies.

Tomorrow, it could be AI-generated SQL queries running against live databases, LLM-powered documentation tools seeding malicious shell commands into DevOps pipelines, or AI code assistants slipping poisoned dependencies into supply chains.

The AI revolution will carry with it the ghosts of older vulnerabilities but amplified, automated, and accelerated.

The big lesson for businesses is that they should stop treating AI outputs as information. Start treating them as code. Because once chatbots can write in HTML, JSON, or JavaScript, every interaction is a potential exploit. Lena’s eagerness to please was a warning of what’s to come.

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