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The role of artificial intelligence in intelligent transportation systems

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One of the best solutions for transit operators and agencies to incorporate into their services today is intelligent transport systems.

Artificial intelligence technology helps create more efficient and manageable operations for transit agencies.

In this article, you’ll learn what intelligent transportation systems are and how artificial intelligence is used in these solutions to benefit operators.

Read on to find out more.

What are intelligent transportation systems?

Intelligent transportation systems (ITS) are unique solutions that provide transportation operators with a range of intricate data.

These systems give an accurate way of monitoring, analyzing, and managing various aspects of transit operations, with a consistent flow of crucial data.

This data can come in a variety of forms, relating to things such as passenger information and real-time vehicle monitoring data, just to name a few.

On top of this, the data extends to passengers, offering vital information such as live service updates to assist in their journeys, helping them get from A to B more efficiently.

Drivers can also benefit from ITS to have a clear form of communication between them and the control rooms.

How does artificial intelligence play a part in ITS?

When it comes to the inner workings of ITS, there are several elements that can include artificial intelligence technologies and tools.

For example, ITS can use automated processes to extract data in real-time, and provide this information to a central platform that can be accessed and reviewed.

Artificial intelligence in ITS can then use that data to provide intelligent insights for operators. For example, this can be predicting certain patterns or actions based on the real-time data collected – arrival times of vehicles, passenger load on a service, etc.

It can also analyze the data to provide in-depth support for running an efficient service, such as highlighting areas of poor service or disruptions to transport.

This includes:

  • Real-time passenger information and vehicle management

ITS provide real-time passenger information for operators, as well as monitoring of vehicles.

Using artificial intelligence, it can show how many passengers are present on the services, and how efficiently the vehicles are managing this passenger load, for instance.

This will help identify patterns in riders and vehicles, such as transport gaps that may occur.

As a result, transit operators or agencies can prepare for these scenarios and take the necessary actions to keep a smooth inflow of riders, and a consistent stream of revenue.

  • Headway management and live service updates for riders

Artificial intelligence is also used for headway management and providing live service updates to riders.

The systems will be able to use automated vehicle location, and predict the arrival time of the bus or train, based on a variety of data – vehicle location, distance, traffic, and more.

This information is delivered through a variety of information and communication technologies, such as mobile apps, websites, and displays.

This can help keep services running efficiently, such as ensuring two buses on a similar route don’t arrive at the same stop at the same time, and instead spread out the arrivals for rider convenience.

This allows riders to better anticipate the length of their journeys, and choose the best modes of transport and routes to complete their journeys more efficiently.

Live service updates can help improve the overall passenger experience.

  • Intelligent driver scheduling

Artificial intelligence is also used to improve driver scheduling in transit agencies.

A core component of an efficient operator is ensuring there’s enough personnel available to carry out the service and routes efficiently.

With ITS, and the AI tools involved, you can receive an automated schedule for drivers that covers all the necessary shifts and routes for services to operate effectively.

This can take the time and complexity out of organizing a large staff operation, and avoid the risk of any routes being missed, shift clashes, or insufficient personnel.

As artificial intelligence continues to be a driving force for improvement in the transportation industry, it’s no wonder why so many operators are choosing to reap the benefits of ITS.

HealthKeeperz Shares Helpful Tips for Maintaining a Heart-Healthy Lifestyle After 40

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Heart disease ranks as the No. 1 cause of death in the United States. The statistics from the Centers for Disease Control and Prevention are grim: Every 40 seconds, someone in America suffers a heart attack; every 34 seconds, someone succumbs to cardiovascular disease. In 2020, 697,000 people in the United States died due to heart conditions, accounting for one in every five deaths. It’s a staggering cost in human life, but as the medical team at North Carolina-based home health provider HealthKeeperz points out, heart disease is also a huge drain on our economic resources.

According to the CDC, “Heart disease cost the United States about $229 billion annually from 2017 to 2018. This includes the cost of health care services, medicines, and lost productivity due to death.” Doctors, nurses, and other care providers spend countless hours combating this insidious health threat in what often feels like a losing battle.

Ironically, while some cardiovascular conditions are congenital or otherwise naturally occurring, the nurses and trained medical staff at HealthKeeperz assert that the majority of these crippling illnesses result from questionable lifestyle choices and unhealthy long-term habits, including improper diet, lack of exercise, smoking, and excessive alcohol consumption. They maintain that with proper choices, heart disease and many of the health conditions which often precede or accompany it — such as high blood pressure, elevated LDL (sometimes known as “bad” cholesterol) levels, diabetes, and obesity — would often be preventable.

As we get older, the likelihood of developing heart disease increases. According to the National Institute on Aging, “Adults age 65 and older are more likely than younger people to suffer from cardiovascular disease … Aging can cause heart and blood vessel changes that may increase a person’s risk of developing cardiovascular disease.” That’s why it’s so important to begin implementing healthy lifestyle changes early. The care professionals at HealthKeeperz have some helpful tips to help get you — and keep you — on the road to a more heart-healthy lifestyle. 

Age 40 And Up? Stick With Exercise by Staying Connected and Starting Slow

Everyone and their granny knows that physical exercise is good for you — but sticking to a regular routine can be challenging. For those who’ve fallen out of the habit of regular exercise or found themselves increasingly sedentary due to isolation during the COVID-19 pandemic, getting back on track can be daunting, especially for those age 40 and above. But if you think 40 is too late to get started on better heart-healthy habits, HealthKeeperz has good news.

The results of a cardiology investigation by Pedro F. Saint-Maurice, Ph.D.;, Diarmuid Coughlan, Ph.D., and Scott P. Kelly, Ph.D., published in the March 2019 edition of the Journal of the American Medical Association, revealed: “Being inactive but increasing physical activity during midlife was associated with 32%-35% lower risk for mortality.” Better still, the study revealed that those adults who’d been previously inactive but started and maintained healthy exercise regimens between the ages of 40 and 61 enjoyed comparable cardiovascular health benefits to study participants who’d been working out all along.

According to experts, one of the biggest roadblocks to exercise success in midlife is a mindset in which the tasks of daily health routines have become disconnected from understanding their long-term benefits. Motivation and commitment can fall by the wayside when you lose sight of the “why” of it.

Louis Bezich, author of Crack the Code: 10 Proven Secrets that Motivate Healthy Behavior and Inspire Fulfillment in Men Over 50, said in a March 15, 2019, Healthline feature, “[Building] a motivational platform anchored by the most valued relationships in your life like your spouse, partner, children, grandchildren, or career” was the surest path to getting in shape. “These relationships define your personal ‘why’ when it comes to the effort and sacrifices of living healthy.”

HealthKeeperz cautions that to get the most effective results and avoid negative health complications, it’s always best to consult with your doctor before embarking on any new diet or exercise routine. When you do begin working out, their advice is usually to take things slowly and ease back into a routine that includes moderate aerobic activity for half an hour every day, muscle-strengthening exercises that target the major muscle groups three times a week, and to lessen the chance of falls and injuries, balance exercises at least twice a week. 

Forget Diets and Concentrate on Healthy Eating

When most people hear the word “diet,” they associate it with a restrictive eating plan designed for one purpose: weight loss. Reaching an ideal weight and body mass index (the measure of body fat based on a person’s height and weight) are worthy goals in the quest for cardiac health and long-term fitness. However, many popular diets aren’t meant to be sustained over the long term, and some can be detrimental.

Rather than focus on accelerated short-term weight loss, folks in their middle years and beyond are much better off making changes to their dietary routines based on better food choices and healthier eating habits. If you’re having trouble getting started or staying motivated, HealthKeeperz recommends seeking professional counseling to help you keep on course. Also, since not every eating plan works for every person, consulting with a nutritionist is another smart way to ensure you’re doing everything possible to achieve your healthy eating goals.

Finally, as we age, many of us experience a diminished sense of smell. Since our sense of taste is directly related to the sense of smell, we may no longer enjoy many of the foods — even healthy ones — we once loved.

Adding brightly hued foods to our daily menus can be beneficial for several reasons. First, many of the most colorful unprocessed foods are high in phytonutrients, naturally occurring compounds found in fruits and vegetables can do the trick. Putting colorful foods on the plate is a good prescription for you physically, but also, as the nurses at HealthKeeperz have observed, since humans eat with our eyes first, providing visual stimuli to seniors whose taste buds aren’t what they used to be may actually encourage them to eat more nutritious meals. Less colorful but just as nutrient dense are whole grains, legumes — and, yes, even dark chocolate — that have been shown to promote numerous benefits, including heart health. 

Routine Heart Checkups Do Matter After 40

By the time we reach our 40s, many of us lose sight of our heart health as other immediate conditions make themselves felt. “Often when we see our physician, the conversation can be dominated by a checklist of other concerns, such as hair loss, weight gain, or a nagging ache,” wrote Dr. M. Wesley Milks for a July 14, 2021, article in Ohio State Health & Discovery. “The topic of heart health gets pushed to the bottom of the list.”

However, Milks, a cardiologist, asserts that a discussion regarding heart health is something we should all prioritize with our doctors. “Let your physician know that you’d like to devote five minutes to discussing your risk,” he advised. “It’s a good conversation to have and age 40 is the perfect time to start having it.” 

Getting the Rest Your Body Needs for Optimal Health

Poor sleep can profoundly impact myriad health issues, from Type 2 diabetes and obesity to a weakened immune system, depression, and loss of libido. It can also wreak havoc on the cardiovascular system. “Insomnia is linked to high blood pressure and heart disease,” the CDC reported. “Over time, poor sleep can also lead to unhealthy habits that can hurt your heart, including higher stress levels, less motivation to be physically active, and unhealthy food choices.”

Meanwhile, per MedlinePlus, an online resource from the National Library of Medicine: “Most people find that aging causes them to have a harder time falling asleep. They wake up more often during the night and earlier in the morning.” While the total amount of sleep time we get as we age may not change significantly, the quality of sleep can prove less restful. “It may be harder to fall asleep, and you may spend more total time in bed. The transition between sleep and waking up is often abrupt, which makes older people feel like they are a lighter sleeper than when they were younger.”

Fortunately, there are things you can do to help you get a better night’s sleep. Andrew D. Huberman, Ph.D., a neuroscientist and tenured associate professor in the department of neurobiology and psychiatry and behavioral sciences at Stanford University School of Medicine, has developed a Toolkit for Sleep protocol that recommends a combination of sunlight therapy with regular sleep and wake schedule.

He also suggests refraining from caffeine intake eight to 10 hours before bedtime and avoiding bright artificial lights between 10 p.m. and 4 a.m. For those so inclined, taking natural theanine or magnesium supplements half an hour to an hour prior to bedtime may help some people fall asleep more easily. For those who do wake up and can’t fall back asleep, Huberman recommends trying deep relaxation techniques such as yoga nidra or “Non-Sleep Deep Rest” to help the body cope with a lack of sleep. 

The Healthy Mind, Healthy Heart Care Connection

Nurses and senior care experts at HealthKeeperz warn that persistent lack of sleep in elderly patients may signal depression. If you or a loved one simply can’t get the rest you need, it may be time to consult a mental health provider to explore further options. However, insomnia is just one symptom of mental disturbances in elderly patients.

If left untreated, depression and other psychological conditions can have a profoundly detrimental impact on physical health.

“People experiencing depression, anxiety, stress, and even PTSD over a long period of time may experience certain physiologic effects on the body, such as increased cardiac reactivity (e.g., increased heart rate and blood pressure), reduced blood flow to the heart, and heightened levels of cortisol,” the CDC reported. “Over time, these physiologic effects can lead to calcium buildup in the arteries, metabolic disease, and heart disease.”

Feelings of loneliness or isolation commonly associated with elderly patients can exacerbate symptoms of depression. That’s why the nurses at HealthKeeperz believe fostering a sense of community for seniors and their families is so important. Experience has shown that keeping seniors feeling connected in the comfort and security of a home care setting means they’re less likely to experience the kinds of emotional distress that can potentially lead to poor outcomes.

American Airlines to Expand Operations in 2023

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American Airlines has announced its plans to expand its operations in 2023. The airline will be adding new routes, increasing the frequency of existing routes, and upgrading its fleet to provide better services to its customers.

The expansion will involve adding more than 20 new routes to American Airlines’ network, including direct flights from major U.S. cities to popular destinations in Europe and Asia. The airline will also increase the frequency of its existing routes, providing more options for customers to travel to their desired destinations.

To support its expansion plans, American Airlines will upgrade its fleet with new aircraft, including the Boeing 787-9 Dreamliner and the Airbus A321XLR. These new aircraft will provide passengers better comfort and amenities and be more fuel-efficient, which will help reduce the airline’s carbon footprint.

American Airlines CEO Doug Parker said, “We are excited to announce our plans to expand our operations in 2023. Our focus is always on providing the best possible experience for our customers, and this expansion will allow us to do just that. We are committed to investing in our fleet and our employees to ensure that we continue to provide the highest level of service.”

The expansion plans are part of American Airlines’ broader strategy to regain market share and increase revenue after the pandemic severely impacted the airline industry. The airline has been working on several initiatives to improve its operations and customer experience, including investing in technology, improving its loyalty program, and enhancing its airport facilities.

In conclusion, American Airlines’ plans to expand its operations in 2023 will bring more options for customers to travel to their desired destinations, provide better comfort and amenities for passengers, and reduce the airline’s carbon footprint. With its focus on providing the best possible experience for its customers, American Airlines is committed to investing in its fleet and its employees to ensure that it continues providing the highest service level.

Loot52.com Sportcard Collection for Real Card Collectors

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“I like to keep creating always” Vic Powers from Loot52.com said, as he sat next to me at the table. It was Tuesday in Los Angeles and I was able to steal him for 20 minutes via Skype. Los Angeles is his city as he vibes well in L.A.’s creative and development soul, his playground.

Vic spent his years as a system information manager, UX designer, interface design and has done work for Cisco, Coca Cola, MLB, NFL, HBO, BMW, Sony, Upperdeck and other freelance companies. His love is design and function ans always looking for a new challenge. Our conversations have been edited and condensed.

You have reoriented yourself from a technical to a web and product designer in recent years it seems.

My happiness used to be building computers, setting up networks, now it’s art and design, truthfully it’s always been art. There’s art in everything I suppose but graphic design and traditional art has always been the center of heart.

Were you always creative as a kid?

Let’s just say I always smelled like pencil shavings as a boy.

Sportcards is a bit different from what you are used to, were you always into that?

Actually, I used to design card for major company here in Southern California, I learned so much and met so many people in the industry so it not that much different now, kind of a full circle thing. I moved on from that because of it’s repetitive nature, but the design and print aspect of the business was fascinating.

After Matt and I dug into old Topps card we had laying around, it brought back fond memories of growing up, we knew there and then we would create a website showing some of the best designed cards in the market.

The only sportcards I remember collecting were those Topps with the wooden frame.

Ah yes, 1987 Topps. God, seems like a lifetime ago opening those packs. Not much value in most of those cards unless they grade a 10, but decades later they have that nostalgia “cool” factor baked in.

What makes LOOT52 different from all the other sportcard websites?

We didn’t go out and try to be different, we just wanted to create a website that had all the cool cards we remembered growing up in addition to cards nobody has ever seen with custom and modded works, we then added wax boxes and other collectibles.

So are these your own personal cards on LOOT52?

Maybe like 10 cards? Turns out the card collecting community wanted to send their cards to our platform so most of the cards on the website are user submitted, we only accept cards that have some cool factor or interesting back story.

Does price of the card play a factor?

No, with all my heart. We had a user submit sport card napkin art and had them custom art slabbed and they all sold out in less than 3 days. I think they were priced at $10 each.

Seems to me that your not really looking for profit, and you’re basically having fun similar to breaking open packs as a kid, but this time it’s showing cards on a website.

It’s similar with the fact that when I was opened packs back then, I didn’t care about making money, I just wanted to collect. I remember yelling “that’s cool”..I get the same high seeing of some the these cards pass though LOOT52.

We also donate product to kids in need, that gives me more satisfaction that seeing a finished card product. Alright here’s the deal, I made my money years ago, this whole Loot52 is a fun project for me. The money that the website makes (selling individual cards) goes back to the original seller, even then we don’t take a percentage. So essentially we make no money except a small margin of Hobby Boxes and wax. We make enough to pay for our hosting, lol!

What has been the most challenging aspect of being part of your job?

Sitting. I did just buy a full frame camera so I’ll be taking mini vacations with the wife and taking in some fresh air soon enough. I get smell the fireplace from the Big Bear cabin already.

What’e the future of Loot52.com?

Matt and I discussed this the other day. Apart from showcasing and selling product, we want LOOT52 to become a museum of art cards. Matt wants to give away the website template so other can sell cards online but I told him that that carries alot of responsibilities of technical support, setting up, troubleshooting, etc. Not really what I’m in it for.

What are your best selling cards?

It’s always about Michael Jordan and Kobe Bryant so we have dedicated sections for them on our website. We can’t keep the customs in stock and everyone tends to just ignore the common cards. Lewis Hamilton tends to be a big seller as well. Me personally, I’m into vintage Marvel cards.

I love cards with relics, patches on them, are you a fan of those too?

Oh totally, I once saw an EAZY-E result card come through the site, it was from the album (It’s on (Dr.Dre) 187um Killa) and it had a Olde English 700 patch, it was the craziest card I have ever seen. I didn’t buy it myself because I don’t buy cards that come in via submission, just doesn’t seem fair, but I do regret not making a play for it, never seen it since and the artist only made one offs.

Any advice for people wanting to sell sportcards online?

Don’t start, lol, kidding. Don’t do it primarily for financial gain, do it for the love of cardboard, do it for ther love of art and creativity, do it if it puts a smile on your face. Fee’s can be a killer, so pick a platfrom where you have the most control, ideally you want your own platform. You can turn the love of sportcard collecting to a chore so be careful.

Anything you want me to ask?

Ask me if I want Chipotle, I’m starving. Come down around my area, I’ll treat ya, I’ll even get you that guac gold.

That would be amazing! Last Question, What other websites do you admire that take creativity to the next level.

That’s easy, Trap Toys. They make these bootleg toys that are insanely creative. I’d like to learn how to mold and create toys myself, I love challenging myself, I have an endless list of projects I want to start, really drives me crazy sometimes, lol.

Vic, it was a pleasure talking to you.

Thank you for calling, think I’ll take the rest of the day off and get some of that Chipotle we were talking about earlier, adios!

Filhet-Allard chooses KYND as its cyber risk partner for France and Europe

A leader in next-generation cyber risk management solutions, KYND Limited, announced today a new partnership with Filhet-Allard, the leading independent insurance brokerage in France. This brings the power of KYND’s innovative technology to its exclusive 360° risk management solution tailored to the needs of businesses amid the growing threat landscape. The new partnership is geared towards enabling frictionless cyber insurance applications and renewals for Filhet-Allard’s extensive client portfolio through promoting insureds’ improved cyber resilience.

The announcement comes precisely when the increase of ransomware and supply chain attacks is reaching a new apex. The relentless threats have been affecting both public and private sectors for years, but the number of incidents have risen dramatically since the outbreak of the global pandemic; with Europe being subjected to 43% of global ransomware attacks, and the UK and France heading the list of the most targeted countries in the world by ransomware attackers. The number of supply chain incidents, in turn, quadrupled in 2021 compared with 2020. Considering the ongoing Russia-Ukraine geopolitical conflict, the amount of ransomware activity and supply chain attacks, particularly against critical infrastructures, is only expected to grow throughout this year. 

Facing the prospect of major financial fallout from a single successful incident, businesses are increasingly looking for cyber coverage. But heightened underwriting scrutiny and increased premiums – both resulting from the sharp increase in claims from recent ransomware attacks – have created new barriers to addressing the largest growing risk through cyber insurance, for brokers and insureds alike.

In light of these latest developments, KYND and Filhet-Allard have risen to the challenge presented to enable businesses to obtain adequate insurance coverage at favourable terms and pricing, despite the market conditions. Under this new partnership, Filhet-Allards’ clients across France and the EU can now benefit from KYND’s immediate, unparalleled visibility into an organisation’s cyber exposure. Coupled with its tailored, prioritised remediation advice, it will allow existing and potential policyholders to take necessary steps towards risk mitigation to better prepare for future cyber insurance applications, plus to maintain a strengthened cyber posture ‘in-life’ of an insurance policy.

Andy Thomas, KYND’s CEO and Founder, said: “We are delighted Filhet-Allard has chosen KYND to join their enhanced 360° cyber risk management service; and we fully support their vision on a preventative approach to cyber threats through achieving cyber resilience. In the era of digital threats being at the top of each organisations’ agenda, the constantly growing threat landscape calls for a collaborative approach that brings together actionable threat intelligence and world-class industry experts to build effective and efficient solutions for businesses, which is exactly what this partnership is about. We’re looking forward to working together with Filhet-Allard towards this goal and growing our relationship even further in the future.”

Gregory Allard, Filhet-Allard’s CEO, commented: “We’re excited to offer KYND’s advanced risk management capability as part of our suite of industry-leading solutions that aligns with the current and future cyber needs of businesses globally. This partnership will supplement our ongoing efforts in reimagining risk management with an emphasis on resilience. Leveraging KYND’s real-time, interactive risk insights and helpful recommendations will enable brokers and their clients to move a step closer to securing relevant cover through improved risk posture, whilst further strengthening their threat prevention efforts.”

Bloomcare’s Mission Statement

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For more than a decade, Bloomcare has been utilising its specialist care centres across the northwest to provide essential care to people living with mental health issues, Alzheimer’s disease, drug and alcohol dependencies, and those with the need for rehabilitation.

Bloomcare was established with the mission of honouring the Lord in all of the company’s activities, enriching people’s lives with its service and values.

Bloomcare’s core principles are:

  • Love
  • Excellence
  • A Servant’s Heart
  • Fun
  • Courage
  • Integrity
  • Team

A care provider that emphasises the Christian values of empathy, love and kindness in everything it does, Bloomcare has worked tirelessly over the past 14 years to develop flexible services that place the customer right at the heart of all operations and activities.

The Bloomcare Charter outlines the company’s commitment to people and communities, recognising that it is these relationships that provide the foundations for effective, high-quality and personalised care services. A customer’s arrival at a Bloomcare home is not the end but rather the beginning of an exciting new chapter in their life and a continuation of their own individual story.

Each relationship Bloomcare staff build with a client is a unique partnership tailored to their individual needs. Bloomcare respects the dignity of the human spirit, recognising that preservation of this dignity is central to promoting wellbeing.

Bloomcare care homes operate a comprehensive programme of regular events, clubs and activities, as well as offering bespoke options based on the requests of individual clients. The company places an emphasis on personalisation of care and daily schedules, helping clients to formulate routines based on their interests and continue to live the life they choose.

Bloomcare homes cater to a wide variety of interests, hobbies and lifestyle choices, planning daily events based on client preferences and encompassing cultural experiences, social events and entertainment, including regular visits to exhibitions, theatres and other local points of interest. Bloomcare’s dedicated lifestyle team helps clients to participate in personalised activities, working closely with them to put together bespoke living schedules.

Recognising that mealtimes are an important part of daily life, Bloomcare’s dining experience presents the perfect opportunity for clients to sit, eat and drink in a relaxed environment, enjoying freshly cooked, appetising and nutritional meals with a different seasonal meal choice each day.

Bloomcare’s Christian values guide and inform all of its daily activities, placing the customer’s needs, wellbeing and desires right at the heart of all care work. To ensure a uniform quality of care right across the board, Bloomcare directly employs and trains all of its care staff in the company’s approach to people-centred, respectful and dignified care. Bloomcare’s network of trainers and managers train and support carers, ensuring they are equipped with the knowledge and skills they need to deliver the care and service that customers deserve in line with the company’s exacting standards.

Bloomcare is committed to going above and beyond accepted professional standards, supporting the aspirations of staff through continuous training and personal development and providing them with the skills and knowledge necessary to contribute towards creating safe and enriching environments for all of the Bloomcare family.

What are Global Equity funds? [Bonus 3 Global Equities Funds to Invest in]

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Ever wanted to know more about global equity funds and the world of investing?

Global equity funds offer investors great opportunities for diversification, as well as access to a wide range of investment options from around the globe. This article will teach you all you need to know about what global equity funds are, why it’s wise to consider investing globally and even provide bonus tips on 3 key fund picks ideal for beginners!

Investing in a global equities fund is an excellent way to spread your risk across diverse markets, without sacrificing potential returns. With the right advice on where best to invest and how much exposure each sector should have, you can maximise your gains while making sure that your entire portfolio remains secure and resilient.

Read our comprehensive guide now.

What are Global Equity Funds?

Global equity funds offer an ideal option for savvy investors wanting a globalised approach to their portfolio. With the ability to explore opportunities across all continents and countries, this type of fund has revolutionised the way investors manage their finances – ensuring that they remain up to date with global trends.

The Benefits of Investing Globally

Maximising your portfolio potential is one of the most significant opportunities global equities funds offer investors.

With the advantage of global diversification, investors can tap into global markets and sectors that domestic investors may not have access to, providing a greater range of opportunities and potentially higher returns.

Global equities funds help to manage risks that come with investments limited to one geography, thanks to their ability to spread capital across multiple regions and countries.

Paired with extensive analysis from qualified research teams, global investors can take advantage of global market trends to gain potentially better returns on their investments. Investing globally has enormous potential for investors – all you need is a solid global equities fund combined with an experienced team of professionals and you’re on your way.

Funds you Should Consider


GAM Star Disruptive Growth

GAM Star Disruptive Growth is a global equity fund looking for companies across a variety of industries which are set to benefit from the disruption that the next wave of technological change will bring about. Manager Mark Hawtin has a strong background in the technology sector, and uses this to identify themes of technological change, as well as find those firms that embrace these changes at the core of their business. It is a fund positioned to be on the right side of change, but without betting the house on one dominant theme, making for a compelling offering in the global sector.

CT Global Extended Alpha

CT Global Extended Alpha is a quality growth fund that buys high return on capital businesses experiencing sustainable structural growth. Manager Neil Robson can extend investors’ potential returns by buying stocks he expects to do well and also looking to make money on stocks he expects to do badly (shorting). Neil describes this as “lining up on the starting grid for a motor race with an engine 50% bigger than everyone else’s”. 

Rathbone Greenbank Global Sustainability

This is a high conviction global equity fund that can invest in companies of any size,but will have a bias towards mid-caps. Manager David Harrison focuses on selecting stocks with strong cash generation but will actively avoid businesses involved in unethical or unsustainable practices. The exclusion criteria included are alcohol, animal testing, armaments, extraction of fossil fuels, gambling, nuclear power, pornography, tobacco and poor employment, environment and/or human rights practices. Each holding will also have to have at least one positive environmental, social or governance attribute.

Marios Politis: Researching Motor Neurone Disease

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Professor of Neurology and Neuroimaging Marios Politis is the Director of Neurodegeneration Imaging Group. Professor Politis has conducted extensive research in the field of neurodegenerative disorders and his papers have been published by several high-impact scientific journals, including the Lancet, Nature and Science journals.

This article will look at an Exeter University study of motor neurone disease led by Professor Marios Politis.

Also known as motor neurone disease, amyotrophic lateral sclerosis (ALS) is a condition that causes the gradual deterioration and death of motor neurons, inhibiting the brain’s ability to send signals to the muscles and preventing them from functioning properly. Scientists have established that the disease is inherited in 5-10% of cases, but for the rest, the cause is unknown.

Dentist and former Penzance football manager and player Dean Mooney found that his life changed dramatically after he was diagnosed with ALS. The 52-year-old is now appealing to others with the disease to join him in new brain-imaging research implemented with the aim of developing new treatments for the condition. Led by Professor Marios Politis, the team from the University of Exeter’s pioneering Neurodegeneration Imaging Group is appealing for people with ALS to get in touch and participate in the year-long study.

Dean Mooney’s first symptoms of ALS were a mild tremor in his arm and stiffness in his left hand. Originally from Ireland, the father-of-four moved to the UK at the age of 16, studying at dental school two years early due to his academic ability.

Dean Mooney has lived in Penzance for more than 20 years. When he first noticed his symptoms, he was not really worried, although in his work as a dentist it was an irritation and interfered with his sailing abilities. He simply attributed it to dehydration or too much caffeine.

However, as lockdown came and went in 2020, he found his condition worsened. When he received his ALS diagnosis and told his wife and children, he says it was a terrible time, even causing him to research euthanasia clinics in Switzerland. However, six months after diagnosis, he realised the disease was not progressing as fast as he feared, and he realised he needed to make the most of life.

Dean Mooney readily signed up to the Exeter University study. Although he accepts it may not benefit him in his lifetime, he said he is willing to do whatever it takes to get the research over the line and spare anyone else having to go through what he has. The study involves cutting-edge MRI and PET brain scans at the Invicro Imaging Centre in London, with travel and accommodation costs reimbursed for each participant and a companion (and some compensation for time).

The Importance of Minimizing Your Liabilities When Lifestyle Investing

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Death and taxes are the only certain things in life, so we are told. Unfortunately, that means most other liabilities are harder to pin down. Financial losses, market downturns, and unexpected expenses can all undermine an unguarded attempt to build wealth.

If you’re a lifestyle investor looking for ways to align your values and your financial activities for the betterment of yourself and those around you, it’s important to find stability within yourself and your relationships. You’ll want your life and finances to display solid opportunities throughout that process. Here are a few reasons you should make an effort to minimize your liabilities when lifestyle investing.

1. Lifestyle Investing Can Be Emotional

Lifestyle investing is a powerful way to infuse deeper meaning into the cold and calculated acts of money management and wealth generation. For instance, if you have a passion for sustainability, you can align this with your investing activities by looking for green tech or renewable energy companies poised for explosive growth.

On a more personal level, lifestyle investing could involve establishing financial freedom and autonomy. Setting up passive income streams and a sustainable source of long-term wealth can allow you to focus on other lifestyle-related things. Continuing education, travel, and even relocating to an area where you want to live for personal reasons can all be side effects of successful lifestyle investing.

Syncing up your investments with your passions is a powerful and rewarding way to live life. However, it also introduces a strong emotional component to your wealth generation activity. Left unchecked, this can lead to disaster.

The best way to find balance here is to establish a clear code of conduct that can guide your emotionally-inspired investing. Naturally, this should also include a fair dose of risk management.

The financial advisors at Ameriprise Financial suggest three key strategies to mitigate risk and minimize liabilities when investing:

  • Allocate assets ahead of time.
  • Diversify your portfolio.
  • Use dollar-cost averaging to spread out risk.

This trio of cardinal rules—never to be broken—provides a framework within which your lifestyle investing can safely operate.

2. Lifestyle Investing Involves Other People

The idea of a “liability” when lifestyle investing extends beyond the balance sheet. You can also incur risk to relationships and causes that you care about. For instance, Lifestyle Investor Justin Donald is quick to highlight the need for wealth generation not to come at the expense of sacrificing one’s family.

“The point of making money is to spend it with people you love,” Donald explains, “Sadly, many entrepreneurs sacrifice their freedom to attain financial success, preventing them from spending time with those who matter most to them. When people fall into this trap, they will say that they’re ‘doing it for their family,’ but sadly, the family is the one who always suffers.”

The example touches on a sore spot for many investors. Often the act of making money comes at the expense of the very people or causes that the wealth is intended to benefit. When investing is specifically tailored to enabling a certain lifestyle, such as spending more time with loved ones, the hypocrisy is even more obvious.

If you want to be a successful lifestyle investor, you have to learn to keep your core values front and center. Generating wealth is merely a means to an end, and you can’t take unnecessary or unwise risks, or they’ll impact more than just yourself.

3. Lifestyle Investing is Where the Rubber Hits the Road

The last thing you want to do is make a rash or uninformed financial decision on your phone while stuck in traffic or on a tablet as you walk between meetings. This is never an ideal, desirable, or safe way to invest. But when it directly impacts your ability to live your best life, the impact is very real. You can see the fallout as you’re held back or restricted from achieving your personal and professional goals.

The problem is, investing can become formulaic, distant, and desensitizing over time. Looking at graphs, charts, and ticker symbols all day can dull their impact on reality. This can lead you to lower your guard, lose your perspective, and take on riskier investments.

The financial experts at Schwab point out the utter importance of remaining focused when investing. “By all means, reassess and rebalance [your portfolio], but don’t forget to stay focused while doing so. Trying to dump investments when both the market and your confidence are dropping disregards the adage ‘buy low, sell high.’”

The Schwab team goes on to explain that a more risk-averse approach to investing is ideal for those who struggle with an inability to retain focus and perspective. “If the head-for-the-exits feeling is familiar, you may be the kind of investor who would benefit from a more conservative portfolio—as part of your long-term strategy, not as a response to a market upset.” That said, the group also asserts that staying invested almost always pays off over sitting on the sidelines.

The takeaway here? Don’t be afraid to invest, especially in the pursuit of enabling your lifestyle. However, as you do so, make sure to establish safeguards that can assist you in minimizing your liabilities as you go along. That way, when emotions and other people come into play, you can rest in the fact that your investments are having a safe and positive impact on the things that you hold dear.

Iman Nasser’s Trading Mind: Unlocking the Emerging Opportunity of Seed Oil Trading at 22

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The global commodity trading industry has always been one of the most dynamic and lucrative sectors of the financial markets, with the constantly evolving market dynamics presenting ever-increasing opportunities for savvy traders and investors. In recent times, the rising demand for plant-based products, coupled with the increasing pace of deforestation, has led to the emergence of an exciting new opportunity in the trading of seed oils. One of the visionaries at the forefront of this nascent market is Iman Nasser, whose innovative thinking and visionary approach have identified the potential for significant returns through the ethical trading of this emerging commodity.

The seed oils market is a relatively new addition to the world of commodities trading, having originally been produced for industrial purposes. However, with the growing demand for plant-based products in recent years, the demand for seed oils has increased, making it a potentially lucrative investment opportunity. However, the ethical implications of this emerging market cannot be ignored. The continued deforestation of key ecosystems such as the Amazon rainforest and other jungles has had a severe impact on biodiversity, and it is this concern for environmental ethics that has led Iman Nasser to focus on this emerging market opportunity.

For Iman Nasser, the key to unlocking the potential of seed oil trading lies in the application of cutting-edge trading technologies such as algorithmic trading. The ability to quickly analyze large amounts of data and react to market changes in real-time is critical in this fast-paced market. Moreover, he has a passion for quantitative mathematics and applies his extensive knowledge of probability theory and statistics to make well-informed investment decisions in this sector.

In his books, Iman Nasser discusses the value of forward and future contracts as key financial instruments for trading seed oils. With the continued growth of the market, there are now a wide variety of complex contracts available for traders, including options, swaps, and other derivative instruments. The use of these contracts requires a deep understanding of the market dynamics and the ability to effectively manage risk, which is where Nasser’s expertise comes into play.

While the ethical implications of deforestation and the impact of seed oil production on the environment cannot be ignored, Iman Nasser believes that with every unethical practice comes an opportunity to make a positive change. He sees the seed oil market as an opportunity to introduce ethical practices that can benefit both the environment and investors. This visionary approach is reflected in his trading strategy, which focuses on ethical and sustainable investments that align with his values.

In recent years, there has been a growing trend towards “virtue signaling” among consumers, where people publicly support causes or purchase products that align with their values. This has led to a rise in demand for ethically-sourced and sustainable products, including seed oils. As more and more people become aware of the impact of their purchases on the environment and society, there is a growing demand for products that are produced in an ethical and sustainable manner. This demand has created an opportunity for those like Iman Nasser, who recognize the potential for trading seed oils, to capitalize on this trend and provide consumers with the products they demand. By tapping into this trend, Nasser can create a profitable business while also promoting ethical and sustainable practices in the industry.

Iman Nasser, a young visionary in the trading world, had already made a name for himself as a teenager. Despite his young age, Nasser was able to amass a massive following on social media, with his tweets often garnering hundreds of thousands of likes and retweets. At the height of his online popularity, Nasser was even featured in Vice magazine for his social media savvy.

Nasser’s Twitter account was a hotbed of activity, with his tweets generating as many as 22 million impressions each. This level of engagement is a testament to Nasser’s ability to connect with people and capture their attention. It also reflects his deep understanding of how social media works and his ability to leverage that knowledge for maximum impact.

While Nasser’s early success on social media is impressive, it is just the beginning of what promises to be a long and fruitful career in trading. With his talent for connecting with people and his deep knowledge of the financial world, Nasser is poised to make a significant impact in the industry. His success story serves as an inspiration to young people everywhere, showing that with hard work, dedication, and a little bit of savvy, anything is possible.

Iman Nasser is a rising star in the finance industry with a passion for sustainable investing and social justice. He has a unique perspective on the world of finance, and his beliefs align with tenets that are championed by some of the most successful investors in the world. In this article, we will explore the ten principles that Nasser strongly believes in and how his background and experience have influenced his views.

The first principle that Nasser firmly believes in is the importance of long-term thinking. Nasser understands that in order to create sustainable investment strategies, one must look beyond short-term gains and focus on the long-term prospects of a company. His love for quantitative math and algorithmic trading has taught him the value of using statistical models to predict future trends and potential returns.

The second principle that Nasser advocates for is the use of ESG factors in investment decisions. ESG stands for Environmental, Social, and Governance factors, and it involves taking into account a company’s impact on the environment, society, and its internal governance structures. Nasser believes that companies that prioritize these factors are more likely to succeed in the long run and deliver better returns to investors.

The third principle that Nasser believes in is the importance of diversification. Nasser understands that investing in a single company or sector can be risky and that diversifying one’s portfolio can mitigate that risk. His background in commodities trading, which was influenced by Youngstown, Ohio billionaires, has taught him the value of diversifying investments across various industries and asset classes.

The fourth principle that Nasser advocates for is the use of dynamic algorithms in investment strategies. Dynamic algorithms are a type of statistical model that can adjust to changing market conditions, allowing investors to make better-informed decisions. Nasser has experience in using these algorithms in his trading strategies and understands their value in predicting market trends.

The fifth principle that Nasser believes in is the importance of constantly evolving investment strategies. As market conditions change, investors must adapt to stay ahead of the curve. Nasser believes in staying up to date with new technologies and data analysis techniques to create innovative investment products that can make a positive impact on the world.

The sixth principle that Nasser advocates for is the use of supply chain management in investment decisions. Supply chain management involves analyzing a company’s supply chain to identify potential risks and opportunities. Nasser believes that companies with strong supply chains are more likely to succeed in the long run and deliver better returns to investors.

The seventh principle that Nasser believes in is the importance of social justice in finance. Nasser understands that the finance industry has a history of perpetuating inequality, and he wants to use his expertise to create financial products that can help combat these inequalities. He believes that investing in companies that prioritize diversity and inclusion can have a positive impact on society as a whole.

The eighth principle that Nasser advocates for is the use of fundamental analysis in investment decisions. Fundamental analysis involves examining a company’s financial statements to determine its intrinsic value. Nasser’s first book, Intelligent Investor by Benjamin Graham, introduced him to this concept and sparked his interest in finance.

The ninth principle that Nasser believes in is the importance of sustainable investing. Sustainable investing involves investing in companies that prioritize environmental and social responsibility. Nasser believes that sustainable investing is the future of finance and wants to encourage more businesses to adopt this approach.

The final principle that Nasser advocates for is the importance of taking risks. Nasser understands that investing involves taking calculated risks and that not every investment will be successful. However, he believes that taking risks can lead to innovation and new opportunities.

Finally, Iman Nasser’s background in commodities trading can be traced back to his upbringing in Youngstown, Ohio, which has a rich history of industrialization and steel production. It was this background that initially sparked his interest in commodities trading, leading him to explore the seed oil market in greater depth. Through his innovative thinking and expertise in algorithmic trading, Iman Nasser is poised to become a key player in this emerging market, offering investors an ethical and potentially lucrative opportunity to invest in this exciting new commodity.

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