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The Dark Truth About Prop Firms and Funded Forex Accounts

ABC Staff
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The Dark Truth About Prop Firms and Funded Forex Accounts

In recent years, proprietary trading firms (prop firms) and so-called funded forex accounts have become a hot trend among retail traders. These programs promise access to large amounts of trading capital—sometimes $100,000 or more—if a trader can pass a challenge and follow strict risk rules.

While this sounds like a dream opportunity, the reality is more complicated. Many of these prop firms operate illegally, outside of regulation, creating serious risks for the retail traders. Before paying for a trading challenge or signing up for a funded account, it’s important to understand what they are.

1. Business Models Built on Evaluation Fees

A red flag for many unregulated prop firms is how they make money. Instead of earning revenue from successful trading, many firms depend on evaluation fees. These challenges cost $100–$500 or more, and most traders fail. If a firm’s income comes mostly from failed challenges, its incentive is to design rules that maximize failure rather than support profitable traders.

2. Funded Accounts That Aren’t Real

Another hidden risk is that many “funded” forex accounts don’t actually connect to live markets. Instead, trades are executed on demo servers with simulated fills. Profits are paid (if at all) from the pool of evaluation fees, not from actual market gains. 

This means traders may never truly access real capital, even if they “pass” the challenge.  

3. Payout Problems

The biggest complaint among retail traders using unregulated prop firms is delayed or denied withdrawals. Without regulatory oversight, firms can change payout rules, delay transfers, or refuse to pay altogether. Online forums are full of traders who generated profits only to see withdrawals rejected for vague “rule violations.”

4. Many Operate to Evade Regulatory Oversight

Traditional forex brokers are supervised by agencies such as the CFTC and NFA in the U.S. or the FCA in the U.K. They must follow strict rules to protect clients. In contrast, most prop firms are registered as “training” or “entertainment” companies to evade financial regulations, licensing, and client fund protections.  

If the firm refuses to pay profits, changes rules suddenly, or shuts down, traders usually have no legal recourse.  This is why ZiNRAi has a strict zero tolerance policy for the promotion of any funded trading program or prop firm.  

Unregulated prop firms and funded forex accounts may appear to offer retail traders an exciting opportunity, but the risks are high: lack of oversight, unfair rules, fake funded accounts, and payout uncertainty.

If you’re serious about learning to trade, avoid these at all costs. Always research a firm’s regulatory status.

Anmol Beats: The Rising Music Producer Dominating the UK Scene

ABC Staff
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Anmol Beats: The Rising Music Producer Dominating the UK Scene

Anmol Singh, known by his stage name Anmol Beats, is a music producer who is making waves in the UK’s creative industries. With a Master’s degree in Advanced Music Technology and Vocal Performance from the prestigious London College of Music, Anmol has honed his skills to craft a unique and captivating sound that is resonating with audiences worldwide.

Anmol’s recent release, “Bewafa,” has amassed over 400,000 views on YouTube since its debut on the UK-based label Sarao Studios. “Working with the team at Sarao Studios has been an incredible opportunity to bring my music to a wider audience,” Anmol says. “Their support and guidance have been invaluable in helping me to refine my sound and connect with new listeners.”

In addition to his solo work, Anmol has also collaborated with established artists and music organizations, such as his work with popular poet and songwriter Vabby on the track “Zindagi ft. Anmol Beats,” which has over 1 million views on YouTube. These professional partnerships have further solidified Anmol’s standing in the industry and his ability to contribute to the UK’s vibrant creative landscape.

Anmol’s music production skills have also earned him recognition on various streaming platforms. His releases distributed through DistroKid have accumulated over 1.6 million streams across multiple platforms, demonstrating his ability to reach and engage with global audiences. You can find Anmol’s music on Spotify.

With a growing online following of over 14,000 Instagram followers, Anmol Beats has demonstrated his ability to engage with his audience and build a dedicated fanbase. “I’m constantly amazed by the connection I’ve been able to forge with my fans through social media,” he says. “Sharing behind-the-scenes insights, new music updates, and other content that resonates with them is a vital part of my creative process.”

As Anmol Beats continues to push the boundaries of music production, it’s clear that he is a rising star in the UK’s creative industries. With his exceptional technical skills, professional accolades, and demonstrated impact on the global music scene, Anmol is poised to make a significant contribution to the UK’s thriving artistic landscape.

The Transition to Green Hydrogen in Emerging Economies

ABC Staff
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The Transition to Green Hydrogen in Emerging Economies

Countries in Africa, Asia and South America now seek greater sustainability through hydrogen. Fuelled by economic growth and a sense of environmental responsibility, they aim to explore green hydrogen as one way to diversify their power balances.

Countries under this framework, which have abundant renewable resources, can produce hydrogen at a large enough scale to make it cheaply with little carbon emissions. 

The Global Hydrogen Race and the Role of Emerging Economies

While billions of dollars are being put into hydrogen infrastructure by established economies, emerging markets are finding their own paths to use heartily supportive policies, regional partnerships and competitive labour costs to blow the gap. In recent years, some governments have published timelines for increasing hydrogen output to attract foreign investment.

Meanwhile, companies in these areas are even implementing systems where green hydrogen solutions are used alongside well-established energy sources as a way of reconciling their industrial heritage with future requirements. Technology transfer agreements, together with international grants, have further lifted the capacity.

Key Sectors Driving Green Hydrogen Adoption in Emerging Markets

A few key sectors provide the basis for green hydrogen deployment across emerging economies.

Industries & Heavy Manufacturing

Sectors such as steel, cement, and chemicals, representing almost one‑third of global CO₂ emissions, are piloting hydrogen integration to replace coal. A pilot hydrogen‑fired furnace in India reduces carbon emissions by 20% in trials, which started in 2024, and Brazilian chemical plants are testing hydrogen blends for decarbonizing production.

Transportation & Infrastructure

Public transport systems and logistics networks are testing fuel-cell buses and hydrogen trucks to cut urban air pollution. In South Africa, the fleet of hydrogen buses deployed in 2023 is expected to reduce emissions of NOₓ by 60%, and Mexico City aims to upgrade metro‑bus corridors with refuelling stations by 2025.

Energy & Grid Stability

Hydrogen storage provides both seasonal and daily balancing for solar and wind-dependent grids. Morocco’s Noor complex is converting excess PV power into hydrogen 10MWh at a time. Chile plans to develop hydrogen storage at various solar facilities to smooth out peaks in demand.

Investment and Financial Opportunities in the Hydrogen Economy

Transitioning to green hydrogen comes with heavy financing needs requiring a mix of public and private capital and multilateral development banks will play a critical role in de-risking early-stage projects. Global hydrogen demand was 94 million tonnes in 2021, according to the International Energy Agency. This focuses on both market size and future growth prospects.

Brazil and Indonesia’s governments provide grants and tax incentives to stimulate domestic production, and green bond issuances have mobilised hundreds of millions for renewable energy infrastructure. Export credit agencies also offer guarantees to lower project financing costs and encourage foreign direct investment.

There is interest from private equity houses. As hydrogen technologies develop in line with cost reductions, such financial constructs will support emerging economies’ endeavours to construct resilient, low-carbon energy systems. Whether the next few years will be successful depends on coordinated policies and local adaptation of technology and events.

How to Accessorize a Bridesmaid Dress: The Complete Guide

ABC Staff
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How to Accessorize a Bridesmaid Dress: The Complete Guide

Bridesmaids hold a special place in any wedding. Beyond providing emotional support to the bride, they play a visual role that contributes to the beauty and harmony of the celebration. While the bridesmaid dress forms the foundation of the look, accessories are what bring the outfit to life. Thoughtful accessorizing helps bridesmaids look elegant and coordinated, while ensuring they complement—rather than outshine—the bride. So what’s the trick? This article will tell you.

The Basic Principles of Bridesmaid Accessories

Match the Wedding Theme and Bride’s Style

Accessories should blend seamlessly with the wedding’s vibe—whether that’s rustic garden, elegant ballroom, or breezy beach. Think metallics for formal settings, florals and pearls for outdoor romance, or simple sandals and natural hairpieces for a seaside ceremony.

Keep It Simple

Less is more. Choose subtle accents—like delicate earrings or a slim bracelet—that elevate the dress without stealing the spotlight from the bride.

Coordinate, but Allow Personality

Uniformity looks great in photos, but small personal touches keep things interesting. Matching metals, varied earring styles, or hair accessories tailored to each hairstyle strike the perfect balance.

Key Accessory Categories and Styling Tips

Jewellery

Jewelry is often the first thing people notice, so it deserves some extra thought. For bridesmaids, the goal is subtle sparkle. A dainty necklace can highlight the neckline of a strapless dress, while high-neck gowns often look best without one—letting earrings do the talking instead. Speaking of earrings, studs or delicate drops keep the look polished without being overwhelming. If the dress is particularly simple, a slim bracelet can add balance, though it’s smart to keep wrists free if bouquets will be carried for long stretches.

Delicate Bead Necklace

Hair Accessories

Hair pieces add charm and personality, and the best choice depends on the hairstyle. Bridesmaids wearing elegant updos can incorporate jewelled combs, pearl pins, or even a sleek headband for a modern edge. Loose waves or half-up styles call for something softer, like floral clips or delicate crowns, which create a romantic, boho vibe. Whatever the style, the accessory should blend with the bride’s look rather than compete with it.

Matching Color Matte Satin Rose Scrunchie Set

Shoes

Shoes are where style meets practicality. Bridesmaids are often on their feet from morning preparations to late-night dancing, so comfort matters. For formal indoor weddings, strappy heels or classic pumps keep the outfit refined. Outdoor settings, however, demand a sturdier approach—block heels or wedges work well in gardens, while sandals or espadrilles make beach ceremonies stress-free. Choosing shoes in metallics or neutral tones ensures they complement almost any dress color.

Matching Color Matte Satin Pearl and Bow Pointed Toe Block Heels

Bags

While not always essential, a bag can be a handy addition. A small satin or beaded clutch allows bridesmaids to keep their essentials—like lipstick or tissues—close by without distracting from the dress. Since bouquets often occupy the hands during the ceremony, bags are usually set aside until the reception, making compact styles the most practical choice.

Matching Color Matte Satin Pleated Clutch

Belts and Waist Accents

For dresses with a simple silhouette, a belt or sash can add definition and polish. A slim metallic belt introduces a touch of shine, while a fabric sash in a complementary shade softens the look. These small details can subtly highlight the waistline without disrupting the uniformity of the bridal party.

Pearl And Rhinestone Bridal Sashes

Wraps, Shawls, and Outerwear

When the wedding takes place in cooler seasons or outdoors, layering becomes both functional and stylish. Pashminas or chiffon wraps are perfect for spring evenings, while faux fur stoles or cropped jackets suit winter celebrations. The key is to keep outerwear coordinated—choosing pieces in shades that echo the bridesmaid dresses ensures the group still looks cohesive in photos.

Matching Color Ireland Metallic Satin Shawl

Common Accessory Mistakes to Avoid

  • Over-the-top jewellery: Large, flashy pieces can look distracting and inappropriate. 
  • Competing with the bride: Bridesmaids should avoid anything too bridal, such as tiaras or white accessories. 
  • Ignoring comfort: Painful shoes or heavy hair accessories may ruin the day. Always test comfort before the wedding. 

Practical Styling Ideas for Different Wedding Scenarios

Beach Wedding

A beach wedding is all about relaxed elegance. Bridesmaids should stick with footwear that won’t sink into the sand—flat sandals or chic espadrilles are ideal. Jewellery inspired by the sea, such as pearls or shell-shaped accents, ties in beautifully with the coastal setting. To complete the look, a lightweight chiffon shawl adds both style and comfort, especially when the breeze picks up.

Garden Wedding

For a garden ceremony, the vibe is romantic and a little whimsical. Block heels or wedges are practical choices for walking on grass while still looking polished. Accessories inspired by nature, like floral earrings or delicate bracelets, echo the setting perfectly. Hair accessories such as fresh flower crowns or subtle pins give the bridesmaid look a soft, storybook quality that feels right at home among blooms.

Hotel Ballroom Evening

A hotel ballroom or black-tie reception calls for sophistication. Metallic strappy heels add instant glamour, while sparkling stud earrings and slim bangles provide just the right touch of shimmer under the evening lights. A satin clutch in a matching or complementary color ties the look together, offering a refined balance between practicality and style.

Color & Material Combinations

Accessories can also enhance a bridesmaid dress through color play. Dusty blue gowns shine with silver jewellery, creating a cool and elegant palette. Blush pink dresses look stunning with warm rose gold accents, while emerald green pairs beautifully with classic gold, adding depth and drama to the overall ensemble.

Conclusion: Elegance, Harmony, and Subtlety

The goal of bridesmaid accessories is simple: to create a look that is elegant, coordinated, and respectful of the bride’s spotlight. With the right accessories, a bridesmaid dress transforms from simple attire into a polished ensemble that complements the wedding theme and enhances group harmony. By keeping the balance between style and subtlety, bridesmaids can shine gracefully while celebrating the bride’s big day.

If you’re still in the stage of selecting dresses, starting with versatile options like Azazie bridesmaid dresses makes accessorizing effortless. These dresses provide a stylish foundation that works beautifully with a wide range of accessories—from delicate jewellery to statement hairpieces—ensuring that your bridal party looks cohesive, confident, and picture-perfect.

Bookkeeping vs. Client Accounting Services: What’s the Difference?

ABC Staff
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Bookkeeping vs. Client Accounting Services: What’s the Difference?

When running a business, financial management is one of the most critical responsibilities. Yet the terminology surrounding it often creates confusion. Two terms that are frequently misunderstood are “bookkeeping” and “client accounting services” (CAS). While they are closely related, they serve very different purposes. Knowing the distinction can help business owners make better decisions about the type of support they need from a CPA.

Bookkeeping: The Foundation of Financial Records

Bookkeeping is the process of recording daily financial transactions such as sales, expenses, payroll, and payments. It establishes the historical record of a company’s financial activity. Without accurate bookkeeping, higher-level accounting work becomes impossible, since reports and tax filings rely on this data.

Modern bookkeeping has evolved with tools such as QuickBooks, Xero, and FreshBooks, which automate many routine tasks. Even with automation, however, oversight is necessary to ensure accuracy and consistency. A skilled bookkeeper reconciles accounts, monitors transactions, and ensures the financial records reflect the true health of the business.

While bookkeeping may seem straightforward, it is indispensable. Errors or omissions in this area can quickly lead to missed opportunities, cash flow problems, or compliance issues.

Client Accounting Services: Turning Data Into Strategy

Client Accounting Services extend far beyond transaction recording. Where bookkeeping answers the question of what happened, CAS addresses what those numbers mean and how they can be used to make smarter business decisions.

CAS may include:

  • Financial reporting and analysis

  • Cash flow management

  • Budgeting and forecasting

  • Performance measurement

  • Strategic advisory services, including CFO-level insights for growing businesses

The best way to think of it is that bookkeeping provides the financial map, while CAS interprets the route, identifies risks, and highlights opportunities for improvement. For businesses that want more than compliance, CAS offers guidance to support decision-making and long-term growth.

Why the Two Are Often Confused

At first glance, bookkeeping and CAS appear similar because both involve financial data and reporting. However, the scope and outcomes differ significantly.

Bookkeeping is primarily a compliance function. It ensures records are accurate, complete, and in line with tax and regulatory requirements. CAS, on the other hand, is consultative. It leverages the data generated through bookkeeping to provide insights that shape strategy, budgeting, and growth initiatives.

Many businesses begin with only bookkeeping, which is often sufficient in the early stages. As operations expand, however, the need for deeper financial analysis becomes clear. Questions arise such as whether to enter a new market, increase staffing, or pursue investment. CAS helps answer those questions with data-driven clarity.

The Value of Financial Clarity

Business owners often feel the weight of financial uncertainty. Bookkeeping reduces that burden by ensuring accuracy, but CAS goes further by providing clarity. For example, a CAS provider might identify seasonal cash flow patterns that affect working capital or highlight which product lines are most profitable. That level of insight is not simply about numbers; it becomes a tool for decision-making and peace of mind.

This is why many organizations view CAS not as a cost but as an investment. The insights gained often pay for themselves through better planning, improved cash flow, and more confident decision-making.

Choosing What Your Business Needs

Deciding between bookkeeping, CAS, or a combination depends on the stage and complexity of the business.

  • A new or small business may only require accurate bookkeeping supported by accounting software.

  • A growing company with multiple revenue streams, financing needs, or expansion plans benefits from CAS.

  • Many businesses fall in between and choose hybrid support, where bookkeeping and select CAS services are provided together.

The right approach depends on how much guidance a business requires and how it plans to use financial information in shaping its strategy. This is often where working with an experienced CPA makes a measurable difference, since they can provide both accurate bookkeeping and deeper advisory services tailored to your goals.

Conclusion

Bookkeeping and Client Accounting Services are not competing functions but complementary ones. Bookkeeping provides the structure by keeping accurate records, while CAS interprets that information to help businesses plan for the future.

In simple terms, bookkeeping tells the story of the business up to this point, while CAS helps write the chapters ahead. For companies seeking more than compliance, working with a CPA who offers CAS can provide not only reliable numbers but also the strategic insight needed to grow with confidence.

Trump’s H-1B Visa Fee Rise Set to Undermine the US While Benefiting India and China

Danielle
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Trump’s H-1B Visa Fee Rise Set to Undermine the US While Benefiting India and China

The Trump administration’s decision to introduce a $100,000 fee on every new H-1B visa application is expected to harm America’s technology and innovation leadership while boosting the competitiveness of countries such as India and China, according to Nigel Green, chief executive of global financial advisory group deVere.

“This policy is meant to shield American workers, but it’ll likely have the opposite effect,” he says.

“By pricing out the world’s brightest engineers, data scientists and AI specialists, the US is pushing the very talent that built Silicon Valley to competing economies. India and China are ready to capture the opportunity.”

The H-1B visa system has long played a central role in US growth across advanced industries, admitting around 85,000 highly skilled foreign professionals annually. Approximately 70% come from India and around 12% from China.

These professionals contribute an estimated $100 billion each year to the American economy and have founded or led the majority of US billion-dollar start-ups.

“For decades the US imported the world’s best minds while other nations paid the education costs. This advantage is now being surrendered,” Nigel Green notes.

Markets reacted quickly to the announcement. India’s Nifty 50 and Sensex indices slipped as investors considered the added costs for outsourcing companies dependent on US placements. Analysts, however, expect a rebound as multinationals shift projects offshore.

“When barriers rise in Washington, global companies don’t cancel innovation, they relocate it,” Nigel Green explains.

“Past visa restrictions led to expanded Indian delivery centres and research facilities and this hike is far larger.”

India’s technology and business-process exports already exceed $280 billion, underpinned by a stable rupee, one million new engineering graduates annually, and government support for software parks, data centres and 5G rollouts.

“India has the scale, the infrastructure and the intellectual property protections to take work that once flowed to the US,” Nigel Green says.

China is also acting quickly. Recently, Beijing launched a streamlined “K Visa” designed to attract foreign STEM talent and reverse years of brain drain. Local governments are offering research grants, tax incentives and housing subsidies to appeal to experts who might once have looked to California or Boston. “China sees a strategic opening and is wasting no time,” the deVere CEO adds.

The implications extend beyond Asia. Countries such as Canada, the UK, Germany and South Korea are all opening up easier routes for high-tech immigration. Meanwhile, US universities warn that international PhD enrolments—already accounting for over 60% of doctorates in computer science—may fall if post-study work opportunities diminish.

“Raising the cost of entry does not create domestic expertise overnight,” Nigel Green warns.

“It motivates corporations to shift high-value projects to where the talent already resides and where governments welcome it. Investment capital and research dollars follow that talent.”

He points to the likely consequences for the United States: slower development in semiconductors, biotech and AI; a decline in start-up activity; reduced tax revenues as firms relocate; and a weakening of the entrepreneurial drive that has fuelled decades of US economic dominance.

“This is a signal for investors to look closely at markets and companies positioned to benefit from the talent reallocation,” Nigel Green opines.

“Indian IT leaders, Chinese AI ventures and multinational firms with deep offshore capacity are obvious winners.

“Conversely, US companies dependent on imported expertise will face rising costs and longer development cycles.”

Nigel Green concludes: “History teaches us that protectionist barriers on skilled immigration never safeguard growth—they export it.

“The $100,000 H-1B levy will not protect American jobs; it will likely redirect innovation and investment to India, China and every country smart enough to open its doors.

“The policy is self-defeating and the global market is already adjusting.”

Analysts from GCW-Management Go Over the State of Bitcoin, Ethereum, and More

Danielle
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Analysts from GCW-Management Go Over the State of Bitcoin, Ethereum, and More

The cryptocurrency market is never quiet for long. Prices can rise and fall quickly, and new technologies and projects appear almost every week. GCW-Management has taken a closer look at the latest situation in the crypto space, focusing on the world’s most recognized coins. Their observations highlight how Bitcoin, Ethereum, and other major digital assets are performing today.

Bitcoin at the Center

Bitcoin, the very first cryptocurrency, continues to be the coin most people watch. Recently, it has experienced strong price movements that have captured headlines across financial media. The coin remains a key reference point for the entire crypto market.

One factor affecting Bitcoin’s performance is global economic news. Shifts in interest rates, inflation updates, and investor attitudes toward risk play a role in how Bitcoin is valued. Some investors still see it as digital gold, while others view it as a high-risk asset. The truth is that Bitcoin reflects the overall mood of global markets, moving up when confidence is high and down when uncertainty rises.

Ethereum and the Growth of Smart Contracts

Ethereum is another key player under review by GCW-Management analysts. Unlike Bitcoin, Ethereum was built not only as a digital currency but also as a platform for smart contracts and decentralized applications (dApps). This means that developers can create programs that run automatically without needing a central authority.

Lately, Ethereum has been showing signs of steady development. The ongoing shift toward energy-efficient technology, known as the Proof of Stake model, is an important step that many people in the crypto community are following closely. In addition, Ethereum powers large parts of the decentralized finance (DeFi) sector and the growing field of digital collectibles, called NFTs.

Other Coins and Market Trends

Besides Bitcoin and Ethereum, other well-known coins like Binance Coin (BNB), Ripple’s XRP, and Solana also attract attention. Each has its own use case and community of supporters. For instance, Ripple focuses on cross-border payments, while Solana is known for its high-speed transactions.

However, these projects face challenges. Regulatory discussions, technical issues, or competition from new projects can impact how these coins perform. The crypto market is very dynamic, and what looks promising today may encounter obstacles tomorrow.

A Market Full of Possibilities and Risks

The review by GCW-Management makes clear that cryptocurrencies are one of the most unpredictable parts of modern finance. Exciting innovations emerge, but risks are ever-present at the same time. Global rules and regulations are developing, and news from governments or financial institutions can have an immediate effect on prices.

It is important to remember that digital assets can rise quickly but can also fall just as fast. While many people are interested in the opportunities the market provides, careful observation and awareness of the risks are essential.

The cryptocurrency market is fast-moving, filled with innovation and uncertainty. Bitcoin remains the leader, Ethereum keeps driving development in smart contracts, and other coins bring unique features to the ecosystem. Though no one can predict the future of crypto with certainty, one thing is clear: this market will be a subject of interest for years to come.

From Legacy Systems to APIs: Rewiring Shipping for a Digital World

Josh Haines
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From Legacy Systems to APIs: Rewiring Shipping for a Digital World

For many years, the global shipping industry has relied on outdated technologies, often referred to as legacy systems. Built in different eras for specific purposes, these systems don’t easily communicate with one another. The fragmentation has made the industry slow, inefficient, and susceptible to errors. Even the most vital information is manually moved from one system to another.

A new era of connectivity is now dawning, thanks to the widespread adoption of Application Programming Interfaces, or APIs. These APIs are key to connecting the disparate systems of carriers, ports, customs, and shippers, enabling a new, more integrated way of working. This is creating a new reality where shipping collaborative networks can finally function seamlessly, sharing real-time information with ease.

The move away from rigid, isolated legacy systems and toward flexible, API-driven connectivity is more than just a technological upgrade. It is a fundamental rewiring of the entire shipping industry for innovation across the supply chain.

The Problem with Legacy Systems

The widespread reliance on legacy systems has created deep-rooted problems that hinder the shipping industry’s progress.

#1 Data Silos and Manual Processes

Legacy systems are a primary cause of data silos, where critical information is trapped within one platform and cannot be shared easily with another.

For example, a booking confirmed on a carrier’s system might not automatically update the freight forwarder’s or shipper’s system.

This forces employees to manually re-enter the same information into different platforms, which is time-consuming and a major source of human error at the same time. Even a single typo can lead to significant delays and complications down the line.

#2 Rigidity and Lack of Innovation

These fixed systems are often custom-built and designed for a specific set of functions, making them incredibly rigid. They are difficult and expensive to update, and integrating them with new technologies is nearly impossible without a major overhaul.

This rigidity stifles innovation, as companies are unable to quickly adopt new tools or adapt to changing market demands, leaving them at a competitive disadvantage.

#3 High Maintenance and Operational Costs

Maintaining legacy systems is often a costly and resource-intensive endeavor. They typically require specialized technical support, and the effort needed to keep them running smoothly diverts valuable funds and talent away from more strategic, growth-oriented initiatives.

Instead of investing in new digital services that could improve efficiency and customer experience, companies are stuck spending money just to keep their old systems from failing.

How APIs Work

The shift to an API-driven infrastructure is the most significant step the shipping industry can take toward digital maturity. APIs are the essential tools that are rewiring the entire logistics network.

What is an API

Think of an API as a digital waiter in a restaurant. You, the customer, are an application that wants to get information from another application, the kitchen. You don’t need to go into the kitchen yourself to get the information (which would be like manually accessing the other system).

Instead, you give your request to the waiter (the API). The waiter takes your order to the kitchen, gets the result, and brings it back to you. The waiter acts as the messenger, allowing you to interact with the kitchen’s data and services without ever needing to understand how the kitchen works internally.

Enabling Real-Time Data Exchange

This “digital waiter” model is exactly what allows for real-time data exchange in shipping. When a container is loaded, an API from the carrier’s system can automatically send that update to a shipper’s tracking dashboard.

Similarly, a freight forwarder’s system can use an API to instantly request and receive real-time rate quotes from multiple carriers at once. This automatic, seamless flow of data eliminates manual entry, provides instant updates on bookings and documentation, and ensures everyone in the supply chain is working with the most current information.

Modern, Flexible Architecture

An API-driven infrastructure is also modular and scalable. Instead of a single, rigid system, a company’s digital setup becomes a collection of independent, interconnected modules.

This means a business can easily add new services or integrate with new partners by simply connecting to a new API, without having to rebuild its entire system from scratch.

This flexibility allows companies to innovate faster and adapt to market changes, whether they’re integrating a new customs clearance service or a different tracking platform. It’s the difference between remodeling a house one room at a time versus having to tear down the entire building to add a new window.

Real-World Impact

The move to an API-driven infrastructure is more than just a technical shift. It has a tangible, real-world impact on key players in the shipping industry.

For freight forwarders, APIs are automating the most repetitive and time-consuming tasks. A forwarder can now use an API to instantly pull real-time rates from multiple sources. This frees up their time to focus on what truly matters: providing high-value, personalized services to their clients and solving complex logistics challenges.

Shippers also benefit immensely from APIs. They no longer have to log in to different carrier websites or call multiple agents to check on a shipment. APIs allow them to use a single, unified dashboard to manage all their shipments, regardless of the carrier. This visibility reduces uncertainty and helps them manage inventory more effectively.

APIs are also the essential building blocks for a new generation of digital shipping platforms, creating what’s known as a platform ecosystem. These platforms act as a one-stop shop, connecting various services that were once separate. The single, seamless ecosystem is where data and services are interconnected, making the entire shipping process more efficient and user-friendly.

Conclusion

The transition from isolated legacy systems to an API-driven framework is creating a more interconnected, efficient, and responsive global trade network. In a world where speed and transparency are paramount, APIs are not just a technological tool; they are the essential foundation for a truly rewired shipping industry.

Turkish health leader urges stronger follow-up after bariatric surgery

Danielle
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Turkish health leader urges stronger follow-up after bariatric surgery

Obesity is expected to impact close to 40 per cent of adults worldwide by 2035. Against this backdrop, Buşra Nur Özger, founder of Nur Ozger Health in Türkiye, stresses that bariatric surgery should not be considered the end point but rather the start of an ongoing journey. She argues that patients need holistic support that embraces both body and mind.

For those who undergo the procedure, the operation itself can be transformative. But Özger notes that true success depends on adopting new habits, seeking aesthetic solutions where necessary, and receiving consistent psychological support. Having faced weight struggles herself for over two decades before having surgery, she uses her personal insight to mentor patients. Together with her team, she has already supported more than 3,500 individuals.

At present, obesity affects over 800 million people across the globe. By 2035, an estimated 35 per cent of women and 39 per cent of men will be classified as obese. This has prompted international bodies such as the World Health Organisation (WHO), alongside national governments, to increase their focus on prevention and long-term care.

Losing weight is a journey that needs all-round support

“Too often, post-bariatric care stops at the physical outcome,” says Özger. “True recovery means helping patients reclaim their confidence, transform their habits, and protect their mental health. When we plan every step with care, patients not only lose weight, they gain a new life.”

Nur Ozger Health offers tailored services that go beyond traditional medical care. Patients are accompanied by multilingual staff, accommodated in carefully selected hotels, and guided through a structured process designed to minimise stress and uncertainty. The organisation’s approach reflects a broader understanding that bariatric care requires attention to the whole person, not just the surgical outcome.

Türkiye continues to be a top destination for health travellers

Türkiye’s position as the 7th largest health tourism destination globally reinforces the context in which Özger operates. With modern hospital infrastructure, skilled medical professionals, and a growing reputation for excellence in post-bariatric surgery, the country continues to attract international patients. For many patients, their treatment experience feels more like a transformative retreat than a hospital stay.

“Through medical tourism, we provide treatment within a wider framework of care,” Özger adds. “We’re offering a complete experience that helps patients return home healthier and more confident, by drawing on the strengths of Türkiye’s healthcare sector.”

With obesity rising worldwide, Özger’s message is clear: Surgery is only the beginning, and comprehensive post-bariatric support is essential to long-term success.

About Nur Ozger Health

Founded by health consultant Buşra Nur Özger, Nur Ozger Health specialises in guiding patients through their post-bariatric journey with a focus on both physical recovery and psychological wellbeing. Drawing on Özger’s personal experience with bariatric surgery, the organisation has supported more than 3,500 patients to date. Services are designed to provide a structured, stress-free experience, including multilingual staff support, tailored post-surgical procedures, and carefully selected accommodation. Operating within Türkiye’s growing health tourism sector, Nur Ozger Health combines medical expertise with a patient-centred approach to ensure lasting outcomes for individuals seeking to regain their health and confidence.

Pfizer Bets Big with $7.3 Billion Metsera Acquisition to Dominate Weight-Loss Market

Sienna Wilson
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Pfizer Bets Big with $7.3 Billion Metsera Acquisition to Dominate Weight-Loss Market

In an unrelenting quest for blockbuster potential in drugs, Pfizer Inc. announced on September 22, 2025, its deal to acquire Metsera, a groundbreaking biotech company that focuses on state-of-the-art treatments for obesity. At $7.3 billion, the acquisition is a bold step by Pfizer back into the booming weight-loss pharmaceutical industry dominated by Eli Lilly and Novo Nordisk. With global obesity rising, this move positions Pfizer to compete through longer-acting injectables. Stocks of both firms responded quickly, reflecting investor confidence even amid market instability.

The deal, expected to close by year-end 2025 pending regulatory and shareholder approval, marks a pivotal moment for Pfizer. Still facing post-pandemic declines from its COVID-19 vaccine, Pfizer has been under pressure to diversify. Obesity drugs represent a $100 billion-a-year market by 2030. Metsera’s emphasis on monthly-dosing GLP-1 receptor agonists aligns with patient demand for fewer administrations.

Deal Structure and Financials: Unpacking the Agreement

The acquisition balances short-term value with long-term potential through cash payments and milestone-based contingent value rights (CVRs). At closing, Pfizer will pay $47.50 per share in cash, valuing Metsera at about $4.9 billion—a 43% premium. CVRs tied to clinical and regulatory progress could raise the total deal value to $7.3 billion.

Component Value per Share Total Potential Value Milestone
Initial Cash Outlay $47.50 $4.9 billion None
CVR #1: Phase 3 Trial Initiation $5.00 $520 million Lead candidate enters pivotal trials
CVR #2: FDA Approval $7.00 $730 million First obesity therapy regulatory nod
CVR #3: Commercial Sales Threshold $10.50 $1.1 billion Annual sales surpass $1B
Total Up to $70.00 $7.3 billion –

Strategic Imperative: Pfizer’s Return to Obesity

Pfizer’s relationship with obesity drugs has been rocky, most recently abandoning danuglipron after poor Phase 2 results. Enter Metsera—founded by veterans of Amgen and other biotech giants—with an innovative approach avoiding daily pills and favouring once-monthly dosing.

Strategic Pillars

  • Market Leadership Gap: Compete with Novo Nordisk (Ozempic, Wegovy) and Eli Lilly (Mounjaro, Zepbound) via once-monthly dosing that enhances compliance.
  • Pipeline Acceleration: Pfizer’s global infrastructure can shorten timelines for Metsera’s therapies.
  • Diversification: Obesity drugs could contribute $5-10 billion annually, offsetting looming patent cliffs.

CEO Albert Bourla emphasised the deal’s alignment with Pfizer’s innovation-driven growth, noting its potential in cardiometabolic disease treatment.

The Crown Jewels: Metsera’s Pipeline

Metsera’s obesity portfolio targets GLP-1, amylin, and GIP pathways—key regulators of appetite and metabolism. Designed for long-term release, the therapies aim to minimise injections and side effects.

  • MET-097i: Phase 2 GLP-1 agonist; monthly subcutaneous dose. Early 2025 results show 15–20% body weight reduction in 12 weeks with strong tolerability.
  • MET-233i: Oral GLP-1 (Phase 1) set for advancement in Q4 2025, potentially disrupting injectable dominance.
  • Dual GLP-1/Amylin Agonist: Preclinical stage, targeted for patients with diabetes comorbidities.

Market Reactions: Short-Term Shocks

On September 23, 2025, Metsera shares surged 59% pre-market, closing 36.6% higher. Pfizer shares rose 1.2% to $29.45. Competitors showed mixed reactions: Novo Nordisk dipped, while Viking Therapeutics jumped on buyout speculation.

Company Pre-Announcement Close (Sept 19) Post-Announcement Open (Sept 23) % Change
Pfizer (PFE) $29.10 $29.45 +1.2%
Metsera (MTSR) $33.20 $52.59 +58.5%
Novo Nordisk $128.50 $127.50 -0.8%
Eli Lilly $892.00 $891.20 -0.1%
Viking Therapeutics $54.80 $57.05 +4.1%

Analyst Views: Cautious Optimism

  • Leerink Partners: $5B/year potential; “strategic masterstroke.”
  • Goldman Sachs: Neutral; praised milestone-linked pricing but warned of integration risks.
  • BTIG: Buy; cited strong optionality for smaller biotech peers.
  • JPMorgan: Overweight; Metsera’s monthly dose could secure 20% market share by 2032.
  • FierceBiotech: Bullish on re-entry; concerned about Pfizer’s bolt-on history.

Sceptics warn of overvaluation, noting that 70% of obesity trials fail, leaving Pfizer exposed if milestones are missed.

Industry Context: M&A Boom in Metabolic Therapies

Pfizer’s move joins a wave of biotech M&A in obesity. AstraZeneca acquired Eccogene ($1.2B), and Roche invested in Carmot Therapeutics. Obesity’s trillion-dollar global cost is fueling deal-making and competition.

Patients may benefit as longer-acting, cheaper treatments expand access. Regulators, however, remain cautious—especially around thyroid-related risks with GLP-1 therapies.

Mapping the Horizon: Risks and Expectations

Pfizer plans to integrate Metsera’s team into its New York HQ. MET-097i’s Phase 2 extension topline results are due Q1 2026, with Phase 3 starting mid-2026 if milestones are met.

  • Risks: Clinical trial failures, antitrust hurdles, patent disputes.
  • Potential: A $20B sales franchise if multiple candidates succeed.

Conclusion

Pfizer’s $7.3 billion bet on Metsera signals its determination to re-enter the obesity drug race with innovative long-acting therapies. For Pfizer, this is not just a deal—it’s a comeback strategy in one of pharma’s hottest battlegrounds. For investors, it’s a wager on science, markets, and the expanding waistline of the world.

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